# 2 bedroom terraced house for sale (ME12 3NX)

## Property Details

| Key | Value |
|-----|-------|
| Address | 44 LOVELL ROAD, SHEERNESS, MINSTER ON SEA, KENT ME12 3NX |
| Price | £230,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | A |
| Last sold | £222,000 Nov 2025 |

## Description

This terraced house is just perfect for any first time buyers looking to get a step onto the property ladder or investors alike and is located in a sought after road. The rear garden is low maintenance and perfect for those summer barbecues. With parking to the front as well as the rear, this is certainly not one to miss.Room sizes:**Entrance Hall****Lounge**: 14'3 x 9'7 (4.35m x 2.92m)**Kitchen**: 11'4 x 9'7 (3.46m x 2.92m)**Landing****Bedroom 1**: 14'4 x 9'7 (4.37m x 2.92m)**Bedroom 2**: 9'9 x 6'0 (2.97m x 1.83m)**Bathroom**: 7'9 x 5'2 (2.36m x 1.58m)**Front Garden****Rear Garden****Front Driveway****Allocated Parking** 

The information provided about this property does not constitute or form part of an offer or contract, nor may it be regarded as representations. All interested parties must verify accuracy and your solicitor must verify tenure/lease information, fixtures & fittings and, where the property has been extended/converted, planning/building regulation consents. All dimensions are approximate and quoted for guidance only as are floor plans which are not to scale and their accuracy cannot be confirmed. Reference to appliances and/or services does not imply that they are necessarily in working order or fit for the purpose.

 

We are pleased to offer our customers a range of additional services to help them with moving home. None of these services are obligatory and you are free to use service providers of your choice. Current regulations require all estate agents to inform their customers of the fees they earn for recommending third party services. If you choose to use a service provider recommended by Wards, details of all referral fees can be found at the link below. If you decide to use any of our services, please be assured that this will not increase the fees you pay to our service providers, which remain as quoted directly to you.

## Property Photos

- ![External](/listings/photos/165373127/398796) - External
- ![Rear Garden](/listings/photos/165373127/398797) - Rear Garden
- ![Kitchen](/listings/photos/165373127/398798) - Kitchen
- ![Lounge](/listings/photos/165373127/398799) - Lounge
- ![Lounge (Contemporary Style)](/listings/photos/165373127/398800) - Lounge (Contemporary Style)
- ![Lounge](/listings/photos/165373127/398801) - Lounge
- ![Lounge (Contemporary Style)](/listings/photos/165373127/398802) - Lounge (Contemporary Style)
- ![Bedroom 1](/listings/photos/165373127/398803) - Bedroom 1
- ![Bedroom 1 (Farmhouse Style)](/listings/photos/165373127/398804) - Bedroom 1 (Farmhouse Style)
- ![Bedroom 2](/listings/photos/165373127/398805) - Bedroom 2
- ![Bedroom 2 (Modern Style)](/listings/photos/165373127/398807) - Bedroom 2 (Modern Style)
- ![Bathroom](/listings/photos/165373127/398809) - Bathroom
- ![Rear Garden](/listings/photos/165373127/398810) - Rear Garden

## Floorplans

- ![Ground Floor](/listings/photos/165373127/398812) - Ground Floor
- ![First Floor](/listings/photos/165373127/398813) - First Floor

## EPC Graphs

- ![EPC graph](/listings/photos/165373127/398816) - EPC graph

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 44 LOVELL ROAD, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3NX | £222,000 | 27/11/2025 | Terraced |
| 44 LOVELL ROAD, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3NX | £186,000 | 03/07/2020 | Terraced |
| 44 LOVELL ROAD, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3NX | £124,500 | 07/07/2014 | Terraced |
| 44 LOVELL ROAD, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3NX | £84,995 | 18/08/2002 | Terraced |
| 44 LOVELL ROAD, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3NX | £59,500 | 26/10/2000 | Terraced |
| 44 LOVELL ROAD, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3NX | £43,000 | 19/06/1998 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 43 SANSPAREIL AVENUE, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3LE | £250,000 | 05/12/2025 | Terraced |
| 139 BARTON HILL DRIVE, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3LZ | £207,500 | 11/07/2025 | Terraced |
| [Same street] 46 LOVELL ROAD, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3NX | £220,000 | 24/01/2025 | Terraced |
| [Same street] 16 LOVELL ROAD, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3NX | £225,000 | 24/01/2025 | Terraced |
| 123 BARTON HILL DRIVE, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3ND | £200,000 | 24/01/2025 | Terraced |
| 6 BRASIER COURT, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3NW | £220,000 | 24/01/2025 | Terraced |
| 93 BARTON HILL DRIVE, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3ND | £200,000 | 04/07/2023 | Terraced |
| [Same street] 25 LOVELL ROAD, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3NX | £229,000 | 13/06/2023 | Terraced |
| 8 MILLER COURT, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3NN | £180,000 | 28/04/2023 | Terraced |
| [Same street] 1 LOVELL ROAD, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3NX | £228,000 | 25/11/2022 | Semi-detached |
| [Same street] 42 LOVELL ROAD, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3NX | £230,000 | 14/11/2022 | Terraced |
| [Same street] 58 LOVELL ROAD, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3NX | £260,000 | 15/09/2022 | Detached |
| [Same street] 59 LOVELL ROAD, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3NX | £166,500 | 06/05/2022 | Terraced |
| 100 BARTON HILL DRIVE, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3NF | £247,000 | 25/01/2022 | Terraced |
| 135 BARTON HILL DRIVE, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3LZ | £210,000 | 13/12/2021 | Terraced |
| 5 MILLER COURT, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3NN | £215,000 | 24/09/2021 | Terraced |
| 1 WAIN COURT, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3NT | £215,000 | 03/09/2021 | Terraced |
| 4 MILLER COURT, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3NN | £167,500 | 29/07/2021 | Terraced |
| 12 LEIGH COURT, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3LX | £135,000 | 23/07/2021 | Terraced |
| 1 ALLEN COURT, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3JS | £140,000 | 25/06/2021 | Terraced |
| 127 BARTON HILL DRIVE, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3ND | £185,000 | 23/06/2021 | Terraced |
| 3 WAIN COURT, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3NT | £205,000 | 18/06/2021 | Terraced |

**Street average:** £222,643 (7 sales)
**Area average:** £198,467 (15 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £228,011 (100 Terraced, ME12, 2024–2026)
- **Deviation:** +0.9%

## Rental Range

*ONS Price Index of Private Rents (Swale). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £982/mo
- **Realistic:** £1,091/mo
- **Optimistic:** £1,200/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Chelmsford (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £947/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Hazel Avenue, ME12 | £1,100/mo | 2 | 0.37 miles | OpenRent |
| 2 Bed Flat, Minster Road, ME12 | £1,350/mo | 2 | 0.37 miles | OpenRent |
| 2 Bed Flat, Thistle Hill Way, ME12 | £1,150/mo | 2 | 0.4 miles | OpenRent |
| 2 Bed Flat, Laurel Road, ME12 | £1,250/mo | 2 | 0.43 miles | OpenRent |

**Average rent: £1,213/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 0.52% (weak for cashflow)
- **Max investor price (0.8%):** £150,000
- **Target investor price (1%):** £120,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,200/mo).*

- **Gross yield:** 6.3%
- **Cost-to-rent:** 16×
- **Monthly cashflow:** £149/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 2.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 15.1%
- **10y growth:** 39.7%

## House Price Index (HM Land Registry)

*Official index for Swale; Terraced series; as of March 2026.*

- **1y growth (index):** -0.4%
- **5y growth (index):** 11.5%
- **10y growth (index):** 37.3%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)