# 4 bedroom semi-detached house for sale (DL7 0BD)

## Property Details

| Key | Value |
|-----|-------|
| Address | 12 GOLDEN ACRES, NORTHALLERTON, EAST COWTON, NORTH YORKSHIRE DL7 0BD |
| Price | £137,500 |
| Bedrooms | 4 |
| Bathrooms | 2 |
| Last sold | £220,000 Jun 2003 |

## Description

***AVAILABLE TO BE RESERVED OFF PLAN***

*** SHARED OWNERSHIP ***

Stonebridge Shaw is pleased to bring to the market in partnership with Karbon Homes, this four bed home which is available through the shared ownership scheme listed at £137,500 for a 50% share.

Full market value £275,000Rent payable on the remaining 50% share would be £315.10 per month

Additional charges - service charge is currently £18.68 plus management fee of £17.80 and monthly buildings insurance £38.89 (total monthly payment excluding rent is £75.37)

Shares available between 10% - 75% dependent on eligibility

The Florence is a four-bedroom home which is ideal for families. To the ground floor there is a spacious living room overlooking the front of the home, an open plan kitchen/dining space with French doors, a W.C. plus a handy utility area. To the first floor, you will find the primary bedroom with en-suite shower room, three further bedrooms and a family bathroom.  This home also benefits from an integral garage with driveway and a rear garden.

Lease term: 999 years

***The photos are for illustrative purposes only and don’t necessarily relate to this property.***

Note from the team at Stonebridge Shaw

We always aim to ensure our properties are displayed accurately with the photos, floorplans and descriptions provided. However these are intended as a guide and purchasers must satisfy themselves by viewing the property in person

## Property Photos

- ![Photo 5](/listings/photos/87352845/744714) - Photo 5
- ![Photo 1](/listings/photos/87352845/744716) - Photo 1
- ![Photo 4](/listings/photos/87352845/744718) - Photo 4
- ![Photo 2](/listings/photos/87352845/744721) - Photo 2
- ![Photo 5](/listings/photos/87352845/744723) - Photo 5

## Floorplans

- ![Floorplan 1](/listings/photos/87352845/744728) - Floorplan 1

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #3780400
- **Address:** 12 Golden Acres, East Cowton, DL7 0BD
- **Certificate Issued:** 12/06/2006
- **Work Completed:** 22/05/2006
- **Items:** 9 window(s), 2 door(s)

### FENSA Certificate #11596264
- **Address:** 12 Golden Acres, East Cowton, DL7 0BD
- **Certificate Issued:** 02/05/2016
- **Work Completed:** 29/03/2016
- **Items:** 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 12 GOLDEN ACRES, EAST COWTON, NORTHALLERTON, HAMBLETON, NORTH YORKSHIRE, DL7 0BD | £220,000 | 02/06/2003 | Detached |
| 12 GOLDEN ACRES, EAST COWTON, NORTHALLERTON, HAMBLETON, NORTH YORKSHIRE, DL7 0BD | £105,000 | 31/03/2000 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 5 ST MARYS CLOSE, EAST COWTON, NORTHALLERTON, NORTH YORKSHIRE, DL7 0EQ | £208,123 | 01/09/2023 | Semi-detached |
| HOLMELANDS HOUSE RABY LANE, EAST COWTON, NORTHALLERTON, NORTH YORKSHIRE, DL7 0BW | £265,000 | 08/03/2023 | Semi-detached |
| 2 CONYERS ROAD, EAST COWTON, NORTHALLERTON, HAMBLETON, NORTH YORKSHIRE, DL7 0DY | £210,000 | 16/09/2021 | Semi-detached |
| 8 CONYERS ROAD, EAST COWTON, NORTHALLERTON, HAMBLETON, NORTH YORKSHIRE, DL7 0DY | £205,000 | 16/07/2021 | Semi-detached |
| 5 CONYERS ROAD, EAST COWTON, NORTHALLERTON, HAMBLETON, NORTH YORKSHIRE, DL7 0DY | £240,000 | 29/06/2021 | Semi-detached |

**Area average:** £225,625 (5 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £266,250 (22 Semi-detached, DL7, 2024–2026)
- **Deviation:** -48.4%

## Rental Range

*ONS Price Index of Private Rents (Yorkshire and The Humber). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £770/mo
- **Realistic:** £856/mo
- **Optimistic:** £942/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Richmond & Hambleton (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £828/mo

## 1% Rule

- **Rent ratio:** 0.62% (weak for cashflow)
- **Max investor price (0.8%):** £107,000
- **Target investor price (1%):** £85,600

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 9.3%
- **10y growth:** 47.3%

## House Price Index (HM Land Registry)

*Official index for Yorkshire and The Humber; Semi-detached series; as of March 2026.*

- **1y growth (index):** 0.9%
- **5y growth (index):** 23%
- **10y growth (index):** 58.3%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)