# 3 bedroom terraced house for sale (CF45 3AL) ## Property Details | Key | Value | |-----|-------| | Address | 40 OAKLAND STREET, MOUNTAIN ASH, RHONDDA CYNON TAFF CF45 3AL | | Price | £100,000 | | Bedrooms | 3 | | Council tax | B | | Last sold | £115,000 May 2023 | ## Description Description to follow ## Property Photos - ![Photo](/listings/photos/124893923/362723) - ![Photo](/listings/photos/124893923/362726) - ![Photo](/listings/photos/124893923/362730) - ![Photo](/listings/photos/124893923/362733) - ![Photo](/listings/photos/124893923/362737) - ![Photo](/listings/photos/124893923/362740) - ![Photo](/listings/photos/124893923/362742) - ![Photo](/listings/photos/124893923/362749) - ![Photo](/listings/photos/124893923/362753) - ![Photo](/listings/photos/124893923/362758) - ![Photo](/listings/photos/124893923/362761) - ![Photo](/listings/photos/124893923/362765) - ![Photo](/listings/photos/124893923/362767) - ![Photo](/listings/photos/124893923/362772) - ![Photo](/listings/photos/124893923/362776) - ![Photo](/listings/photos/124893923/362778) - ![Photo](/listings/photos/124893923/362782) - ![Photo](/listings/photos/124893923/362785) - ![Photo](/listings/photos/124893923/362790) - ![Photo](/listings/photos/124893923/362795) - ![Photo](/listings/photos/124893923/362799) - ![Photo](/listings/photos/124893923/362803) - ![Photo](/listings/photos/124893923/362805) - ![Photo](/listings/photos/124893923/362808) - ![Photo](/listings/photos/124893923/362810) - ![Photo](/listings/photos/124893923/362814) - ![Photo](/listings/photos/124893923/362817) - ![Photo](/listings/photos/124893923/362820) - ![Photo](/listings/photos/124893923/362823) - ![Photo](/listings/photos/124893923/362826) - ![Photo](/listings/photos/124893923/362828) - ![Photo](/listings/photos/124893923/362831) - ![Photo](/listings/photos/124893923/362835) ## Floorplans - ![Floorplan 1](/listings/photos/124893923/362839) - Floorplan 1 ## FENSA Certificates This property has 1 FENSA certificate(s) on record. ### FENSA Certificate #13383213 - **Address:** 40 Oakland Street, MOUNTAIN ASH, CF45 3AL - **Certificate Issued:** 11/02/2019 - **Work Completed:** 18/01/2019 - **Items:** 1 door(s) ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 40 OAKLAND STREET, MOUNTAIN ASH, RHONDDA CYNON TAFF, CF45 3AL | £115,000 | 19/05/2023 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 11 CLARENCE STREET, MOUNTAIN ASH, RHONDDA CYNON TAFF, CF45 3BB | £130,000 | 05/12/2025 | Terraced | | 13 HUGHES STREET, MOUNTAIN ASH, RHONDDA CYNON TAFF, CF45 3UG | £122,000 | 28/11/2025 | Terraced | | [Same street] 32 OAKLAND STREET, MOUNTAIN ASH, RHONDDA CYNON TAFF, CF45 3AL | £112,000 | 31/10/2025 | Terraced | | [Same street] 14 OAKLAND STREET, MOUNTAIN ASH, RHONDDA CYNON TAFF, CF45 3AL | £130,000 | 25/09/2025 | Terraced | | 26 ALBANY STREET, MOUNTAIN ASH, RHONDDA CYNON TAFF, CF45 3BE | £125,000 | 02/09/2025 | Terraced | | 47 VICTORIA STREET, MOUNTAIN ASH, RHONDDA CYNON TAFF, CF45 3AP | £50,000 | 27/08/2025 | Terraced | | 12 THOMAS STREET, MOUNTAIN ASH, RHONDDA CYNON TAFF, CF45 3BU | £60,000 | 26/06/2025 | Terraced | | 11 ALBANY STREET, MOUNTAIN ASH, RHONDDA CYNON TAFF, CF45 3BE | £118,000 | 07/04/2025 | Terraced | | [Same street] 27 OAKLAND STREET, MOUNTAIN ASH, RHONDDA CYNON TAFF, CF45 3AL | £137,500 | 23/08/2024 | Terraced | | 7 PROSSER STREET, MOUNTAIN ASH, RHONDDA CYNON TAFF, CF45 3UP | £49,000 | 17/11/2023 | Terraced | | 9 ALBERT STREET, MOUNTAIN ASH, RHONDDA CYNON TAFF, CF45 3BA | £120,000 | 15/09/2023 | Terraced | | 5 ALBANY STREET, MOUNTAIN ASH, RHONDDA CYNON TAFF, CF45 3BE | £92,500 | 01/09/2023 | Terraced | | 30 GLYNGWYN STREET, MOUNTAIN ASH, RHONDDA CYNON TAFF, CF45 3AF | £80,000 | 26/07/2023 | Terraced | | 35 VICTORIA STREET, MOUNTAIN ASH, RHONDDA CYNON TAFF, CF45 3AW | £58,000 | 21/07/2023 | Terraced | | 8 ALBANY STREET, MOUNTAIN ASH, RHONDDA CYNON TAFF, CF45 3BE | £68,000 | 15/06/2023 | Terraced | | [Same street] 22 OAKLAND STREET, MOUNTAIN ASH, RHONDDA CYNON TAFF, CF45 3AL | £96,950 | 11/05/2023 | Terraced | | 44 ARTHUR STREET, MOUNTAIN ASH, RHONDDA CYNON TAFF, CF45 3BL | £86,000 | 17/04/2023 | Terraced | | 8 CILHAUL TERRACE, MOUNTAIN ASH, RHONDDA CYNON TAFF, CF45 3ND | £150,000 | 11/04/2023 | Terraced | | 41 CILHAUL TERRACE, MOUNTAIN ASH, RHONDDA CYNON TAFF, CF45 3ND | £81,500 | 27/03/2023 | Terraced | | 5 MOUNT PLEASANT PLACE, MOUNTAIN ASH, RHONDDA CYNON TAFF, CF45 3DA | £47,000 | 10/03/2023 | Terraced | | 58 VICTORIA STREET, MOUNTAIN ASH, RHONDDA CYNON TAFF, CF45 3AP | £39,995 | 06/01/2023 | Terraced | | 72 CONSORT STREET, MOUNTAIN ASH, RHONDDA CYNON TAFF, CF45 3AU | £95,000 | 14/12/2022 | Terraced | | 28 ALBANY STREET, MOUNTAIN ASH, RHONDDA CYNON TAFF, CF45 3BE | £86,500 | 09/12/2022 | Terraced | | 45 BAILEY STREET, MOUNTAIN ASH, RHONDDA CYNON TAFF, CF45 3AS | £100,000 | 25/11/2022 | Terraced | | [Same street] 18 OAKLAND STREET, MOUNTAIN ASH, RHONDDA CYNON TAFF, CF45 3AL | £93,000 | 22/07/2022 | Terraced | | [Same street] 29 OAKLAND STREET, MOUNTAIN ASH, RHONDDA CYNON TAFF, CF45 3AL | £135,000 | 14/01/2022 | Terraced | | [Same street] 17 OAKLAND STREET, MOUNTAIN ASH, RHONDDA CYNON TAFF, CF45 3AL | £127,000 | 05/11/2021 | Terraced | **Street average:** £118,779 (7 sales) **Area average:** £87,925 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £109,822 (47 Terraced, CF45, 2024–2026) - **Deviation:** -8.9% ## Rental Range *ONS Price Index of Private Rents (Rhondda Cynon Taf). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £672/mo - **Realistic:** £747/mo - **Optimistic:** £822/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 3 Bed Terraced House, Pentwyn Avenue, CF45 | £800/mo | 3 | 1.17 miles | OpenRent | **Average rent: £800/mo (1 listing)** ## 1% Rule - **Rent ratio:** 0.8% (okay) - **Max investor price (0.8%):** £100,000 - **Target investor price (1%):** £80,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £800/mo).* - **Gross yield:** 9.6% - **Cost-to-rent:** 10.4× - **Monthly cashflow:** £301/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 12.5% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 27% - **10y growth:** 104.6% ## House Price Index (HM Land Registry) *Official index for Rhondda Cynon Taf; Terraced series; as of March 2026.* - **1y growth (index):** 5.9% - **5y growth (index):** 30.7% - **10y growth (index):** 75.8% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)