# 3 bedroom semi-detached house for sale (MK45 5EF)

## Property Details

| Key | Value |
|-----|-------|
| Address | 45 MAPLE CLOSE, BEDFORD, PULLOXHILL, CENTRAL BEDFORDSHIRE MK45 5EF |
| Price | £425,000 |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Council tax | D |
| Last sold | £415,000 Mar 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 09/02/2032
- **Current heating cost:** £311/year
- **Est. upgrade cost to C:** £9,500

### Recommendations
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/4232-6322-5100-0680-3292)

## Description

Located in the rural village of Pulloxhill, this beautifully presented three bedroom home offers a perfect blend of modern living and countryside charm. Immaculately maintained throughout, the property is ready to move into and boasts generous living accommodation across two floors.

The ground floor comprises a spacious reception room and a stylish open-plan kitchen/dining room with direct access to the rear garden ideal for entertaining or family gatherings. Upstairs, you’ll find three well proportioned bedrooms, along with a modern family bathroom and additional en-suite to the main bedroom.

Externally, the property benefits from a single garage and driveway parking, as well as a generous rear garden, thoughtfully designed with seating areas and a well kept lawn perfect for enjoying the peaceful village surroundings.

Pulloxhill offers a welcoming community atmosphere with convenient access to nearby towns and villages. Within close proximity is excellent transport links, a local pub, highly regarded schools, and a variety of countryside walks right on your doorstep.

This is a fantastic opportunity to enjoy rural living with all the convenience of modern amenities close by.

EPC Rating: C

## Property Photos

- ![Photo](/listings/photos/166391045/883465)
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- ![Photo](/listings/photos/166391045/883480)
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- ![Photo](/listings/photos/166391045/883482)
- ![Photo](/listings/photos/166391045/883483)

## Floorplans

- ![All](/listings/photos/166391045/883484) - All

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 45 MAPLE CLOSE, PULLOXHILL, BEDFORD, CENTRAL BEDFORDSHIRE, MK45 5EF | £415,000 | 02/03/2026 | Semi-detached |
| 45 MAPLE CLOSE, PULLOXHILL, BEDFORD, CENTRAL BEDFORDSHIRE, MK45 5EF | £372,500 | 03/08/2022 | Semi-detached |
| 45 MAPLE CLOSE, PULLOXHILL, BEDFORD, CENTRAL BEDFORDSHIRE, MK45 5EF | £242,500 | 10/07/2009 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 14 HOLMEWOOD ROAD, GREENFIELD, BEDFORD, CENTRAL BEDFORDSHIRE, MK45 5DL | £495,000 | 07/08/2025 | Semi-detached |
| 26 FLITTON ROAD, GREENFIELD, BEDFORD, CENTRAL BEDFORDSHIRE, MK45 5DJ | £460,000 | 30/06/2022 | Semi-detached |
| [Same street] 21 MAPLE CLOSE, PULLOXHILL, BEDFORD, CENTRAL BEDFORDSHIRE, MK45 5EF | £648,750 | 30/09/2021 | Detached |
| [Same street] 52 MAPLE CLOSE, PULLOXHILL, BEDFORD, CENTRAL BEDFORDSHIRE, MK45 5EF | £300,000 | 26/07/2021 | Semi-detached |

**Street average:** £474,375 (2 sales)
**Area average:** £477,500 (2 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £382,353 (80 Semi-detached, MK45, 2024–2026)
- **Deviation:** +11.2%

## Rental Range

*ONS Price Index of Private Rents (Central Bedfordshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,122/mo
- **Realistic:** £1,247/mo
- **Optimistic:** £1,372/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bedford (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £997/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Wardhedges Road, MK45 | £2,050/mo | 3 | 0.76 miles | OpenRent |

**Average rent: £2,050/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.48% (weak for cashflow)
- **Max investor price (0.8%):** £256,250
- **Target investor price (1%):** £205,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £2,050/mo).*

- **Gross yield:** 5.8%
- **Cost-to-rent:** 17.3×
- **Monthly cashflow:** £146/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 1.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £4,942/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 6.7%
- **10y growth:** 20%

## House Price Index (HM Land Registry)

*Official index for Central Bedfordshire; Semi-detached series; as of April 2026.*

- **1y growth (index):** 5.2%
- **5y growth (index):** 21.7%
- **10y growth (index):** 39.7%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)
