# 3 bedroom end of terrace house for sale (MK42 9DY)

## Property Details

| Key | Value |
|-----|-------|
| Address | 17 WHITBREAD AVENUE, BEDFORD, BEDFORD MK42 9DY |
| Price | £220,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Last sold | £220,000 Sep 2021 |

## Description

A three bedroom bay fronted end of terrace home located in between Bedford and Kempston. The property benefits from double glazing, gas to radiator heating and a separate reception rooms. There is a fitted kitchen and downstairs bathroom and an enclosed rear garden. The property does require some updating and modernisation and would make an ideal first time buy or investment…

Located on the south side of Bedford on Whitbread Avenue  in between Kempston and Bedford.

## Property Photos

- ![Front Views](/listings/photos/63613620/721621) - Front Views
- ![Lounge](/listings/photos/63613620/721624) - Lounge
- ![Garden](/listings/photos/63613620/721628) - Garden
- ![Lobby](/listings/photos/63613620/721639) - Lobby
- ![Bathroom](/listings/photos/63613620/721646) - Bathroom

## Floorplans

- ![CWQuickSketch.jpg](/listings/photos/63613620/721654) - CWQuickSketch.jpg

## EPC Graphs

- ![EPC](/listings/photos/63613620/721669) - EPC
- ![Energy Certificate](/listings/photos/63613620/721695) - Energy Certificate
- ![Energy Certificate](/listings/photos/63613620/721705) - Energy Certificate

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 17 WHITBREAD AVENUE, BEDFORD, MK42 9DY | £220,000 | 03/09/2021 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 24 STAFFORD ROAD, BEDFORD, MK42 9EA | £290,000 | 17/07/2025 | Terraced |
| [Same street] 35 WHITBREAD AVENUE, BEDFORD, MK42 9DY | £200,000 | 28/02/2025 | Other |
| 51 EDWARD ROAD, BEDFORD, MK42 9DR | £239,000 | 20/12/2023 | Terraced |
| 14 PATTERN CLOSE, BEDFORD, MK42 9AY | £350,000 | 15/12/2023 | Terraced |
| 2 MARNE STREET, KEMPSTON, BEDFORD, MK42 8AG | £225,000 | 11/10/2023 | Terraced |
| [Same street] 16 WHITBREAD AVENUE, BEDFORD, MK42 9DY | £255,000 | 27/09/2023 | Terraced |
| 2 PATTERN CLOSE, BEDFORD, MK42 9AY | £330,000 | 21/09/2023 | Terraced |
| 4 STAFFORD ROAD, BEDFORD, MK42 9EA | £252,000 | 12/09/2023 | Terraced |
| 70 BEATRICE STREET, KEMPSTON, BEDFORD, MK42 8DF | £307,000 | 31/08/2023 | Terraced |
| 24 RYSWICK ROAD, KEMPSTON, BEDFORD, MK42 8SN | £230,000 | 04/08/2023 | Terraced |
| 8 EDWARD ROAD, BEDFORD, MK42 9DR | £187,500 | 16/06/2023 | Terraced |
| 4 GRANVILLE STREET, BEDFORD, MK42 9DZ | £240,000 | 04/05/2023 | Terraced |
| [Same street] 29 WHITBREAD AVENUE, BEDFORD, MK42 9DY | £230,000 | 28/04/2023 | Terraced |
| 7E KEMPSTON ROAD, BEDFORD, MK42 9AE | £340,000 | 17/03/2023 | Terraced |
| 11 PATTERN CLOSE, BEDFORD, MK42 9AY | £250,000 | 02/02/2023 | Terraced |
| 8 EDWARD ROAD, BEDFORD, MK42 9DR | £155,000 | 05/12/2022 | Terraced |
| 78 BEATRICE STREET, KEMPSTON, BEDFORD, MK42 8DF | £290,000 | 25/11/2022 | Terraced |
| 16 AUSTIN CANONS, KEMPSTON, BEDFORD, MK42 8AS | £328,075 | 16/11/2022 | Terraced |
| 8 KEMPSTON ROAD, BEDFORD, MK42 9DL | £350,000 | 21/10/2022 | Terraced |
| 14 AUSTIN CANONS WAY, KEMPSTON, BEDFORD, MK42 8DY | £350,000 | 15/09/2022 | Terraced |
| 42 BEATRICE STREET, KEMPSTON, BEDFORD, MK42 8AE | £300,000 | 02/09/2022 | Terraced |
| 10 CHAMPION WAY, BEDFORD, MK42 9AF | £351,000 | 25/08/2022 | Terraced |
| 18 MARLBOROUGH PARK, KEMPSTON, BEDFORD, MK42 8AN | £325,000 | 03/08/2022 | Terraced |

**Street average:** £228,333 (3 sales)
**Area average:** £284,479 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £284,039 (45 Terraced, MK42, 2024–2026)
- **Deviation:** -22.5%

## Rental Range

*ONS Price Index of Private Rents (Bedford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,051/mo
- **Realistic:** £1,168/mo
- **Optimistic:** £1,285/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bedford (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £997/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, The Sidings, MK42 | £650/mo | 3 | 0.68 miles | OpenRent |
| 3 Bed Semi-Detached House, Woburn Road, MK42 | £3,500/mo | 3 | 1.17 miles | OpenRent |
| 3 Bed Terraced House, Garfield St, MK41 | £1,595/mo | 3 | 1.23 miles | OpenRent |

**Average rent: £1,915/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.73% (weak for cashflow)
- **Max investor price (0.8%):** £199,375
- **Target investor price (1%):** £159,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,595/mo).*

- **Gross yield:** 8.7%
- **Cost-to-rent:** 11.5×
- **Monthly cashflow:** £544/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 10.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 9.8%
- **10y growth:** 34.4%

## House Price Index (HM Land Registry)

*Official index for Bedford; Terraced series; as of March 2026.*

- **1y growth (index):** 6%
- **5y growth (index):** 22.5%
- **10y growth (index):** 50.1%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)