# 3 bedroom detached house for sale (N14 6HR)

## Property Details

| Key | Value |
|-----|-------|
| Address | 43 THE VALE, LONDON, GREATER LONDON N14 6HR |
| Price | £1,000,000 |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Construction age | England and Wales: 1930-1949 |
| Floor area | 129 m² |
| Last sold | £1,020,000 Oct 2022 |

## EPC Rating & Upgrade Cost

- **Current rating:** E
- **Potential rating:** C
- **Expiry date:** 26/11/2025 — **EXPIRED** (no longer valid for marketing or letting)
- **Current heating cost:** £1,224/year
- **Est. upgrade cost to C:** £14,015

### Recommendations
- A (£100 - £350)
- B (£500 - £1,500)
- W1 (£800 - £1,200)
- E (£290)
- N (£4,000 - £6,000)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2038-8936-7239-0685-0974)

## Description

Havilands are delighted to present this charming and bright 3 bed detached property. 

The ground floor boasts a large open plan living area, downstairs cloackroom and utility room. To the rear is a large kitchen with double doors that open onto the garden. 

The first floor is host to three good sized bedrooms and a modern family bathroom. The master bedroom also benefits from an en-suite.

This property is situated on a good sized plot with direct side access to the rear garden, and also has off street parking. Only a short walk from Winchmore Hill Green with its wealth of amenities, restaurants and pubs, this property is in a highly desirable location. It is also well located for primary and secondary schools.

Enfield Council Tax Band G (based on Government website information). 

Tenure: Freehold.

## Property Photos

- ![629ecd46a27b2.jpg](/listings/photos/85639314/1639319) - 629ecd46a27b2.jpg
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## Floorplans

- ![351961_1654561865.jpg](/listings/photos/85639314/1639343) - 351961_1654561865.jpg

## EPC Graphs

- ![EE Rating](/listings/photos/85639314/1639344) - EE Rating

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 43 THE VALE, LONDON, ENFIELD, GREATER LONDON, N14 6HR | £1,020,000 | 07/10/2022 | Detached |
| 43 THE VALE, LONDON, ENFIELD, GREATER LONDON, N14 6HR | £660,000 | 25/04/2014 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 164A WINCHMORE HILL ROAD, LONDON, ENFIELD, GREATER LONDON, N21 1QP | £1,090,000 | 15/07/2025 | Detached |
| 135 WINCHMORE HILL ROAD, LONDON, ENFIELD, GREATER LONDON, N14 6AR | £1,790,000 | 16/05/2025 | Detached |
| 91 WINCHMORE HILL ROAD, LONDON, ENFIELD, GREATER LONDON, N14 6AH | £1,075,000 | 01/11/2023 | Detached |
| [Same street] 15 THE VALE, LONDON, ENFIELD, GREATER LONDON, N14 6HR | £790,000 | 16/09/2022 | Semi-detached |
| [Same street] 23 THE VALE, LONDON, ENFIELD, GREATER LONDON, N14 6HR | £915,000 | 21/02/2022 | Semi-detached |
| 61 FOUNTAINS CRESCENT, LONDON, ENFIELD, GREATER LONDON, N14 6BD | £890,000 | 30/09/2021 | Detached |

**Street average:** £852,500 (2 sales)
**Area average:** £1,211,250 (4 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £1,232,500 (4 Detached, N14, 2024–2026)
- **Deviation:** -18.9%

## Rental Range

*ONS Price Index of Private Rents (Enfield). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,623/mo
- **Realistic:** £1,803/mo
- **Optimistic:** £1,983/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Huntingdon (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £947/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Maisonette, Burnbury Road, SW12 | £2,795/mo | 3 | 13.4 miles | OpenRent |

**Average rent: £2,795/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.28% (weak for cashflow)
- **Max investor price (0.8%):** £349,375
- **Target investor price (1%):** £279,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £2,795/mo).*

- **Gross yield:** 3.4%
- **Cost-to-rent:** 29.8×
- **Monthly cashflow:** £-1,448/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £7,752/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **10y growth:** -7.5%

## House Price Index (HM Land Registry)

*Official index for Enfield; Detached series; as of April 2026.*

- **1y growth (index):** -1.3%
- **5y growth (index):** 8.3%
- **10y growth (index):** 18.1%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)