# 3 bedroom semi-detached house for sale (PR6 7NR)

## Property Details

| Key | Value |
|-----|-------|
| Address | 77 SWANSEY LANE, CHORLEY, WHITTLE LE WOODS, LANCASHIRE PR6 7NR |
| Price | £140,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Construction age | England and Wales: 1991-1995 |
| Floor area | 78 m² |
| Last sold | £141,000 May 2016 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 04/08/2023 — **EXPIRED** (no longer valid for marketing or letting)
- **Current heating cost:** £464/year
- **Est. upgrade cost to C:** £17,750

### Recommendations
- A (Â£100 - Â£350)
- W (Â£800 - Â£1,200)
- E (Â£25)
- N (Â£4,000 - Â£6,000)
- U (Â£9,000 - Â£14,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8503-0951-9129-5607-9873)

## Description

Ben Rose Estate Agents are delighted to present to the market this spacious three-bedroom semi-detached home situated within a quiet cul-de-sac located in the much sought after residential area of Whittle-le-Woods. 

This is close to all motorway links (M6/M61/M65) which is ideal for commuting and is also within walking distance of local amenities, several excellent Primary Schools and the picturesque Cuerden Valley Park. It presents a great opportunity for a First Time Buyer/Family home.

This is a must view property to appreciate the location and living space on offer.

Internally, the property briefly comprises of an entrance hall, spacious airy lounge with feature fireplace, gas fire and attractive bay window, open-plan kitchen/dining room with fitted kitchen and complementary work surfaces/breakfast bar area and space for several appliances, the dining area benefiting from views over the garden through the double UPVC French doors. Moving up the staircase to the first floor you will find the family bathroom with corner bath and shower over/mixer attachments along with the storage/airing cupboard. There are three good-sized family bedrooms, the master benefiting from fitted wardrobes, and the landing area offers access to the boarded loft with lighting.

Externally, to the front, you will find a long driveway providing off-road parking for several cars and a lawned garden area with mature planting. Feature walling and steps lead to the entrance with an attractive canopy over. To the rear there is a pleasant landscaped garden with base/space for garden shed and a large block-paved patio area for all your garden furniture. 

The property benefits from an elevated position with great views and is not directly overlooked. It comes with full double glazing and central heating with the recent addition of a new energy-efficient boiler. The property also benefits from an alarm system and security lighting front, side and rear. The property may also be offered chain free.

## Property Photos

- ![DSC_0113.JPG](/listings/photos/54205864/513153) - DSC_0113.JPG
- ![living room](/listings/photos/54205864/513154) - living room
- ![living room](/listings/photos/54205864/513158) - living room
- ![kitchen](/listings/photos/54205864/513162) - kitchen
- ![kitchen](/listings/photos/54205864/513166) - kitchen
- ![bedroom one](/listings/photos/54205864/513170) - bedroom one
- ![bedroom two](/listings/photos/54205864/513175) - bedroom two
- ![bedroom three](/listings/photos/54205864/513179) - bedroom three
- ![bathroom](/listings/photos/54205864/513181) - bathroom
- ![back garden](/listings/photos/54205864/513184) - back garden
- ![back garden](/listings/photos/54205864/513187) - back garden
- ![floorplan](/listings/photos/54205864/513190) - floorplan

## Floorplans

- ![swanseylane-print (1](/listings/photos/54205864/513192) - swanseylane-print (1

## EPC Graphs

- ![EE Rating](/listings/photos/54205864/513195) - EE Rating

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 77 SWANSEY LANE, WHITTLE LE WOODS, CHORLEY, LANCASHIRE, PR6 7NR | £141,000 | 16/05/2016 | Semi-detached |
| 77 SWANSEY LANE, WHITTLE LE WOODS, CHORLEY, LANCASHIRE, PR6 7NR | £68,500 | 04/01/2002 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 196 CHORLEY OLD ROAD, WHITTLE LE WOODS, CHORLEY, LANCASHIRE, PR6 7NA | £399,995 | 05/12/2025 | Semi-detached |
| 38 CLOVER FIELD, CLAYTON LE WOODS, CHORLEY, LANCASHIRE, PR6 7RR | £150,000 | 20/11/2025 | Semi-detached |
| 54 THE ELMS, CLAYTON LE WOODS, CHORLEY, LANCASHIRE, PR6 7TX | £235,000 | 14/11/2025 | Semi-detached |
| [Same street] 47 SWANSEY LANE, WHITTLE LE WOODS, CHORLEY, LANCASHIRE, PR6 7NR | £172,500 | 10/09/2024 | Terraced |
| 1 WOODSIDE AVENUE, CLAYTON LE WOODS, CHORLEY, LANCASHIRE, PR6 7QF | £248,000 | 09/06/2023 | Semi-detached |
| 19 CLOVER FIELD, CLAYTON LE WOODS, CHORLEY, LANCASHIRE, PR6 7RP | £178,500 | 31/05/2023 | Semi-detached |
| 2 CARLTON AVENUE, CLAYTON LE WOODS, CHORLEY, LANCASHIRE, PR6 7QG | £210,000 | 26/05/2023 | Semi-detached |
| 4 ST HELENS ROAD, WHITTLE LE WOODS, CHORLEY, LANCASHIRE, PR6 7NQ | £191,500 | 16/12/2022 | Semi-detached |
| 60 BANKSIDE, CLAYTON LE WOODS, CHORLEY, LANCASHIRE, PR6 7PZ | £225,000 | 09/12/2022 | Semi-detached |
| [Same street] 43 SWANSEY LANE, WHITTLE LE WOODS, CHORLEY, LANCASHIRE, PR6 7NR | £170,000 | 25/11/2022 | Terraced |
| 4 COPPERFIELD VALE, CLAYTON LE WOODS, CHORLEY, LANCASHIRE, PR6 7AP | £232,000 | 28/10/2022 | Semi-detached |
| 346 PRESTON ROAD, CLAYTON LE WOODS, CHORLEY, LANCASHIRE, PR6 7HZ | £230,000 | 28/10/2022 | Semi-detached |
| 31 HUNTS FIELD, CLAYTON LE WOODS, CHORLEY, LANCASHIRE, PR6 7TT | £305,000 | 26/10/2022 | Semi-detached |
| 63 DEREK ROAD, WHITTLE-LE-WOODS, CHORLEY, LANCASHIRE, PR6 7LY | £180,000 | 30/09/2022 | Semi-detached |
| [Same street] 19 SWANSEY LANE, WHITTLE LE WOODS, CHORLEY, LANCASHIRE, PR6 7NR | £178,000 | 23/09/2022 | Terraced |
| 145 CHORLEY OLD ROAD, WHITTLE LE WOODS, CHORLEY, LANCASHIRE, PR6 7NB | £200,000 | 29/07/2022 | Semi-detached |
| 173 CHORLEY OLD ROAD, WHITTLE LE WOODS, CHORLEY, LANCASHIRE, PR6 7NB | £207,500 | 23/06/2022 | Semi-detached |
| 58 BACK LANE, CLAYTON LE WOODS, CHORLEY, LANCASHIRE, PR6 7QE | £246,000 | 09/06/2022 | Semi-detached |
| 55 DEREK ROAD, WHITTLE-LE-WOODS, CHORLEY, LANCASHIRE, PR6 7LY | £201,000 | 31/05/2022 | Semi-detached |
| 31 DEREK ROAD, WHITTLE-LE-WOODS, CHORLEY, LANCASHIRE, PR6 7LY | £176,000 | 17/05/2022 | Semi-detached |
| 31 DEREK ROAD, WHITTLE-LE-WOODS, CHORLEY, LANCASHIRE, PR6 7LY | £176,000 | 17/05/2022 | Semi-detached |
| 2 BIRCHIN LANE, WHITTLE LE WOODS, CHORLEY, LANCASHIRE, PR6 7NG | £113,000 | 08/04/2022 | Semi-detached |
| 41 BANKSIDE, CLAYTON LE WOODS, CHORLEY, LANCASHIRE, PR6 7PZ | £168,000 | 01/04/2022 | Semi-detached |
| [Same street] 29 SWANSEY LANE, WHITTLE LE WOODS, CHORLEY, LANCASHIRE, PR6 7NR | £149,995 | 06/10/2021 | Terraced |

**Street average:** £167,624 (4 sales)
**Area average:** £213,625 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £223,968 (24 Semi-detached, PR6, 2024–2026)
- **Deviation:** -37.5%

## Rental Range

*ONS Price Index of Private Rents (Chorley). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £698/mo
- **Realistic:** £775/mo
- **Optimistic:** £853/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Central Lancs (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £648/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed End Terrace, The Square, PR6 | £1,295/mo | 3 | 0.75 miles | OpenRent |
| 3 Bed Semi-Detached House, Maypark, PR5 | £1,100/mo | 3 | 1.19 miles | OpenRent |

**Average rent: £1,198/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.86% (okay)
- **Max investor price (0.8%):** £149,750
- **Target investor price (1%):** £119,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,198/mo).*

- **Gross yield:** 10.3%
- **Cost-to-rent:** 9.7×
- **Monthly cashflow:** £502/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 14.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,795/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -7.6%
- **10y growth:** 40.7%

## House Price Index (HM Land Registry)

*Official index for Chorley; Semi-detached series; as of March 2026.*

- **1y growth (index):** 4.8%
- **5y growth (index):** 26.2%
- **10y growth (index):** 56.2%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)
