Sold STC Semi-detached

77 SWANSEY LANE

CHORLEY, WHITTLE LE WOODS, LANCASHIRE PR6 7NR

3 beds 1 baths 840 sq ft Listed 16 May 2016 (-3680d)

£140,000

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# 3 bedroom semi-detached house for sale (PR6 7NR)

## Property Details

| Key | Value |
|-----|-------|
| Address | 77 SWANSEY LANE, CHORLEY, WHITTLE LE WOODS, LANCASHIRE PR6 7NR |
| Price | £140,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Construction age | England and Wales: 1991-1995 |
| Floor area | 78 m² |
| Last sold | £141,000 May 2016 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 04/08/2023 — **EXPIRED** (no longer valid for marketing or letting)
- **Current heating cost:** £464/year
- **Est. upgrade cost to C:** £17,750

### Recommendations
- A (Â£100 - Â£350)
- W (Â£800 - Â£1,200)
- E (Â£25)
- N (Â£4,000 - Â£6,000)
- U (Â£9,000 - Â£14,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8503-0951-9129-5607-9873)

## Description

This is close to all motorway links (M6/M61/M65) which is ideal for commuting and is also within walking distance of local amenities, several excellent Primary Schools and the picturesque Cuerden Valley Park. It presents a great opportunity for a First Time Buyer/Family home.

This is a must view property to appreciate the location and living space on offer.

Internally, the property briefly comprises of an entrance hall, spacious airy lounge with feature fireplace, gas fire and attractive bay window, open-plan kitchen/dining room with fitted kitchen and complementary work surfaces/breakfast bar area and space for several appliances, the dining area benefiting from views over the garden through the double UPVC French doors. Moving up the staircase to the first floor you will find the family bathroom with corner bath and shower over/mixer attachments along with the storage/airing cupboard. There are three good-sized family bedrooms, the master benefiting from fitted wardrobes, and the landing area offers access to the boarded loft with lighting.

Externally, to the front, you will find a long driveway providing off-road parking for several cars and a lawned garden area with mature planting. Feature walling and steps lead to the entrance with an attractive canopy over. To the rear there is a pleasant landscaped garden with base/space for garden shed and a large block-paved patio area for all your garden furniture.

The property benefits from an elevated position with great views and is not directly overlooked. It comes with full double glazing and central heating with the recent addition of a new energy-efficient boiler. The property also benefits from an alarm system and security lighting front, side and rear. The property may also be offered chain free.

## Property Photos

- ![DSC_0113.JPG](/listings/photos/54205864/513153) - DSC_0113.JPG
- ![living room](/listings/photos/54205864/513154) - living room
- ![living room](/listings/photos/54205864/513158) - living room
- ![kitchen](/listings/photos/54205864/513162) - kitchen
- ![kitchen](/listings/photos/54205864/513166) - kitchen
- ![bedroom one](/listings/photos/54205864/513170) - bedroom one
- ![bedroom two](/listings/photos/54205864/513175) - bedroom two
- ![bedroom three](/listings/photos/54205864/513179) - bedroom three
- ![bathroom](/listings/photos/54205864/513181) - bathroom
- ![back garden](/listings/photos/54205864/513184) - back garden
- ![back garden](/listings/photos/54205864/513187) - back garden
- ![floorplan](/listings/photos/54205864/513190) - floorplan

## Floorplans

- ![swanseylane-print (1](/listings/photos/54205864/513192) - swanseylane-print (1

## EPC Graphs

- ![EE Rating](/listings/photos/54205864/513195) - EE Rating

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 77 SWANSEY LANE, WHITTLE LE WOODS, CHORLEY, LANCASHIRE, PR6 7NR | £141,000 | 16/05/2016 | Semi-detached |
| 77 SWANSEY LANE, WHITTLE LE WOODS, CHORLEY, LANCASHIRE, PR6 7NR | £68,500 | 04/01/2002 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 196 CHORLEY OLD ROAD, WHITTLE LE WOODS, CHORLEY, LANCASHIRE, PR6 7NA | £399,995 | 05/12/2025 | Semi-detached |
| 38 CLOVER FIELD, CLAYTON LE WOODS, CHORLEY, LANCASHIRE, PR6 7RR | £150,000 | 20/11/2025 | Semi-detached |
| 54 THE ELMS, CLAYTON LE WOODS, CHORLEY, LANCASHIRE, PR6 7TX | £235,000 | 14/11/2025 | Semi-detached |
| [Same street] 47 SWANSEY LANE, WHITTLE LE WOODS, CHORLEY, LANCASHIRE, PR6 7NR | £172,500 | 10/09/2024 | Terraced |
| 1 WOODSIDE AVENUE, CLAYTON LE WOODS, CHORLEY, LANCASHIRE, PR6 7QF | £248,000 | 09/06/2023 | Semi-detached |
| 19 CLOVER FIELD, CLAYTON LE WOODS, CHORLEY, LANCASHIRE, PR6 7RP | £178,500 | 31/05/2023 | Semi-detached |
| 2 CARLTON AVENUE, CLAYTON LE WOODS, CHORLEY, LANCASHIRE, PR6 7QG | £210,000 | 26/05/2023 | Semi-detached |
| 4 ST HELENS ROAD, WHITTLE LE WOODS, CHORLEY, LANCASHIRE, PR6 7NQ | £191,500 | 16/12/2022 | Semi-detached |
| 60 BANKSIDE, CLAYTON LE WOODS, CHORLEY, LANCASHIRE, PR6 7PZ | £225,000 | 09/12/2022 | Semi-detached |
| [Same street] 43 SWANSEY LANE, WHITTLE LE WOODS, CHORLEY, LANCASHIRE, PR6 7NR | £170,000 | 25/11/2022 | Terraced |
| 4 COPPERFIELD VALE, CLAYTON LE WOODS, CHORLEY, LANCASHIRE, PR6 7AP | £232,000 | 28/10/2022 | Semi-detached |
| 346 PRESTON ROAD, CLAYTON LE WOODS, CHORLEY, LANCASHIRE, PR6 7HZ | £230,000 | 28/10/2022 | Semi-detached |
| 31 HUNTS FIELD, CLAYTON LE WOODS, CHORLEY, LANCASHIRE, PR6 7TT | £305,000 | 26/10/2022 | Semi-detached |
| 63 DEREK ROAD, WHITTLE-LE-WOODS, CHORLEY, LANCASHIRE, PR6 7LY | £180,000 | 30/09/2022 | Semi-detached |
| [Same street] 19 SWANSEY LANE, WHITTLE LE WOODS, CHORLEY, LANCASHIRE, PR6 7NR | £178,000 | 23/09/2022 | Terraced |
| 145 CHORLEY OLD ROAD, WHITTLE LE WOODS, CHORLEY, LANCASHIRE, PR6 7NB | £200,000 | 29/07/2022 | Semi-detached |
| 173 CHORLEY OLD ROAD, WHITTLE LE WOODS, CHORLEY, LANCASHIRE, PR6 7NB | £207,500 | 23/06/2022 | Semi-detached |
| 58 BACK LANE, CLAYTON LE WOODS, CHORLEY, LANCASHIRE, PR6 7QE | £246,000 | 09/06/2022 | Semi-detached |
| 55 DEREK ROAD, WHITTLE-LE-WOODS, CHORLEY, LANCASHIRE, PR6 7LY | £201,000 | 31/05/2022 | Semi-detached |
| 31 DEREK ROAD, WHITTLE-LE-WOODS, CHORLEY, LANCASHIRE, PR6 7LY | £176,000 | 17/05/2022 | Semi-detached |
| 31 DEREK ROAD, WHITTLE-LE-WOODS, CHORLEY, LANCASHIRE, PR6 7LY | £176,000 | 17/05/2022 | Semi-detached |
| 2 BIRCHIN LANE, WHITTLE LE WOODS, CHORLEY, LANCASHIRE, PR6 7NG | £113,000 | 08/04/2022 | Semi-detached |
| 41 BANKSIDE, CLAYTON LE WOODS, CHORLEY, LANCASHIRE, PR6 7PZ | £168,000 | 01/04/2022 | Semi-detached |
| [Same street] 29 SWANSEY LANE, WHITTLE LE WOODS, CHORLEY, LANCASHIRE, PR6 7NR | £149,995 | 06/10/2021 | Terraced |

**Street average:** £167,624 (4 sales)
**Area average:** £213,625 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £223,968 (24 Semi-detached, PR6, 2024–2026)
- **Deviation:** -37.5%

## Rental Range

*ONS Price Index of Private Rents (Chorley). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £698/mo
- **Realistic:** £775/mo
- **Optimistic:** £853/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Central Lancs (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £648/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed End Terrace, The Square, PR6 | £1,295/mo | 3 | 0.75 miles | OpenRent |
| 3 Bed Semi-Detached House, Maypark, PR5 | £1,100/mo | 3 | 1.19 miles | OpenRent |

**Average rent: £1,198/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.86% (okay)
- **Max investor price (0.8%):** £149,750
- **Target investor price (1%):** £119,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,198/mo).*

- **Gross yield:** 10.3%
- **Cost-to-rent:** 9.7×
- **Monthly cashflow:** £502/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 14.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,795/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -5.6%
- **10y growth:** 42.4%

## House Price Index (HM Land Registry)

*Official index for Chorley; Semi-detached series; as of March 2026.*

- **1y growth (index):** 4.8%
- **5y growth (index):** 26.2%
- **10y growth (index):** 56.2%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

DSC_0113.JPG living room living room kitchen kitchen bedroom one bedroom two bedroom three bathroom back garden back garden floorplan

/ 12

Property details

Floor area

78 m²

EPC rating

Year built

England and Wales: 1991-1995

Last sold

£141,000 May 2016

Price per m²

£1,795/m²

Local average

£223,968 (-37.5%)

Deprivation

Decile 9 (27,944 of 33,755)

Street crime

61 incidents within 1 mile (Apr 2026)

Key features

spacious three-bedroom
spacious airy lounge
kitchen/dining room
integral appliances
double UPVC French doors
family bathroom
EPC rating C
Aprox 842 Sq Ft

Description

Ben Rose Estate Agents are delighted to present to the market this spacious three-bedroom semi-detached home situated within a quiet cul-de-sac located in the much sought after residential area of Whittle-le-Woods.
This is close to all motorway links (M6/M61/M65) which is ideal for commuting and is also within walking distance of local amenities, several excellent Primary Schools and the picturesque Cuerden Valley Park. It presents a great opportunity for a First Time Buyer/Family home.
This is a must view property to appreciate the location and living space on offer.
Internally, the property briefly comprises of an entrance hall, spacious airy lounge with feature fireplace, gas fire and attractive bay window, open-plan kitchen/dining room with fitted kitchen and complementary work surfaces/breakfast bar area and space for several appliances, the dining area benefiting from views over the garden through the double UPVC French doors. Moving up the staircase to the first floor you will find the family bathroom with corner bath and shower over/mixer attachments along with the storage/airing cupboard. There are three good-sized family bedrooms, the master benefiting from fitted wardrobes, and the landing area offers access to the boarded loft with lighting.
Externally, to the front, you will find a long driveway providing off-road parking for several cars and a lawned garden area with mature planting. Feature walling and steps lead to the entrance with an attractive canopy over. To the rear there is a pleasant landscaped garden with base/space for garden shed and a large block-paved patio area for all your garden furniture.
The property benefits from an elevated position with great views and is not directly overlooked. It comes with full double glazing and central heating with the recent addition of a new energy-efficient boiler. The property also benefits from an alarm system and security lighting front, side and rear. The property may also be offered chain free.

Listed by

Chorley

Ben Rose

Reference: 54205864

EPC Rating & Upgrade Cost

This certificate expired on 04/08/2023. A new EPC may be required before the property can be marketed or let.

Current rating: C

Potential rating: B

Inspection date: 05/08/2013

Expiry date: 04/08/2023 (expired)

Current heating cost: £464/year

Potential heating cost: £401/year

Est. upgrade cost to C: £17,750

Recommendations

Increase loft insulation to 270 mm (Â£100 - Â£350)
Floor insulation (Â£800 - Â£1,200)
Low energy lighting for all fixed outlets (Â£25)
Solar water heating (Â£4,000 - Â£6,000)
Solar photovoltaic panels, 2.5 kWp (Â£9,000 - Â£14,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

swanseylane-print (1

EPC Graphs

EE Rating

Price history

106% since 2002

Event	Date	Price	% change
Sold	16/05/2016 (10 years ago)	£141,000	+105.8%
Sold	04/01/2002 (24 years ago)	£68,500	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
196 CHORLEY OLD ROAD, WHITTLE LE WOODS, CHORLEY, LANCASHIRE, PR6 7NA	£399,995	05/12/2025	Semi-detached
38 CLOVER FIELD, CLAYTON LE WOODS, CHORLEY, LANCASHIRE, PR6 7RR	£150,000	20/11/2025	Semi-detached
54 THE ELMS, CLAYTON LE WOODS, CHORLEY, LANCASHIRE, PR6 7TX	£235,000	14/11/2025	Semi-detached
Same street 47 SWANSEY LANE, WHITTLE LE WOODS, CHORLEY, LANCASHIRE, PR6 7NR	£172,500	10/09/2024	Terraced
1 WOODSIDE AVENUE, CLAYTON LE WOODS, CHORLEY, LANCASHIRE, PR6 7QF	£248,000	09/06/2023	Semi-detached
19 CLOVER FIELD, CLAYTON LE WOODS, CHORLEY, LANCASHIRE, PR6 7RP	£178,500	31/05/2023	Semi-detached
2 CARLTON AVENUE, CLAYTON LE WOODS, CHORLEY, LANCASHIRE, PR6 7QG	£210,000	26/05/2023	Semi-detached
4 ST HELENS ROAD, WHITTLE LE WOODS, CHORLEY, LANCASHIRE, PR6 7NQ	£191,500	16/12/2022	Semi-detached
60 BANKSIDE, CLAYTON LE WOODS, CHORLEY, LANCASHIRE, PR6 7PZ	£225,000	09/12/2022	Semi-detached
Same street 43 SWANSEY LANE, WHITTLE LE WOODS, CHORLEY, LANCASHIRE, PR6 7NR	£170,000	25/11/2022	Terraced
4 COPPERFIELD VALE, CLAYTON LE WOODS, CHORLEY, LANCASHIRE, PR6 7AP	£232,000	28/10/2022	Semi-detached
346 PRESTON ROAD, CLAYTON LE WOODS, CHORLEY, LANCASHIRE, PR6 7HZ	£230,000	28/10/2022	Semi-detached
31 HUNTS FIELD, CLAYTON LE WOODS, CHORLEY, LANCASHIRE, PR6 7TT	£305,000	26/10/2022	Semi-detached
63 DEREK ROAD, WHITTLE-LE-WOODS, CHORLEY, LANCASHIRE, PR6 7LY	£180,000	30/09/2022	Semi-detached
Same street 19 SWANSEY LANE, WHITTLE LE WOODS, CHORLEY, LANCASHIRE, PR6 7NR	£178,000	23/09/2022	Terraced
145 CHORLEY OLD ROAD, WHITTLE LE WOODS, CHORLEY, LANCASHIRE, PR6 7NB	£200,000	29/07/2022	Semi-detached
173 CHORLEY OLD ROAD, WHITTLE LE WOODS, CHORLEY, LANCASHIRE, PR6 7NB	£207,500	23/06/2022	Semi-detached
58 BACK LANE, CLAYTON LE WOODS, CHORLEY, LANCASHIRE, PR6 7QE	£246,000	09/06/2022	Semi-detached
55 DEREK ROAD, WHITTLE-LE-WOODS, CHORLEY, LANCASHIRE, PR6 7LY	£201,000	31/05/2022	Semi-detached
31 DEREK ROAD, WHITTLE-LE-WOODS, CHORLEY, LANCASHIRE, PR6 7LY	£176,000	17/05/2022	Semi-detached
31 DEREK ROAD, WHITTLE-LE-WOODS, CHORLEY, LANCASHIRE, PR6 7LY	£176,000	17/05/2022	Semi-detached
2 BIRCHIN LANE, WHITTLE LE WOODS, CHORLEY, LANCASHIRE, PR6 7NG	£113,000	08/04/2022	Semi-detached
41 BANKSIDE, CLAYTON LE WOODS, CHORLEY, LANCASHIRE, PR6 7PZ	£168,000	01/04/2022	Semi-detached
Same street 29 SWANSEY LANE, WHITTLE LE WOODS, CHORLEY, LANCASHIRE, PR6 7NR	£149,995	06/10/2021	Terraced

Street average: £167,624 (4 sales)

Area average: £213,625 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -5.6%

10y growth 42.4%

House Price Index (HM Land Registry — official index, not sold-price averages): Chorley. Series: Semi-detached. As of March 2026.

1y (index) 4.8%

5y (index) 26.2%

10y (index) 56.2%

Rental Range

Estimated market rent for Chorley. Low = conservative, Realistic = average, Optimistic = best case.

Low £698/mo

Realistic £775/mo

Optimistic £853/mo

Based on Local Authority from postcode lookup → Chorley.

LHA (30th percentile) floor for Central Lancs: £648/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View PR6 7NR

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Dog Inn	0.1 miles
Bus stop	Royal Oak	0.1 miles
Shop	Chorley EyeCare Opticians	0.2 miles
Shop	Phoenix Electrics	0.2 miles
Train station	Buckshaw Parkway	1.9 miles
Train station	Leyland	2.1 miles
Hospital	Greater Lancashire Hospital	6.3 miles
Hospital	The Beardwood Hospital	6.5 miles
University	Westleigh Conference Centre	7.8 miles

Street-level crime

Category	Count
Violence and sexual offences	23
Anti-social behaviour	8
Other theft	7
Criminal damage and arson	6
Shoplifting	6
Vehicle crime	6
Public order	4
Burglary	1
Total incidents	61

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Clayton-le-Woods Manor Road Primary School	Primary	0.4 miles	Good — 1 Jul 2014
Whittle-le-Woods Church of England Primary School	Primary	0.5 miles	— (Inspected (no overall grade))
St Bede's Catholic Primary School	Primary	0.7 miles	Good — 13 Dec 2012
Clayton-le-Woods Church of England Primary School	Primary	0.7 miles	Good — 22 Jan 2020
Westwood Primary School	Primary	0.8 miles	Good — 1 May 2019

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed End Terrace, The Square, PR6	£1,295/mo	3	0.75 miles	OpenRent
3 Bed Semi-Detached House, Maypark, PR5	£1,100/mo	3	1.19 miles	OpenRent

Average rent: £1,198/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.86%

Max investor price (0.8%) £149,750

Target investor price (1%) £119,800

Gross yield 10.3%

Cost-to-rent ratio 9.7×

Monthly cashflow £502/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 14.8%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

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