Sold Semi-detached

37 SEDGEFIELD ROAD

BURTON-ON-TRENT, BRANSTON, STAFFORDSHIRE DE14 3GN

3 beds 1 baths 797 sq ft Listed 7 Sep 2016 (-3566d)

£146,995

Reduced on 2 Nov 2016

Save

# 3 bedroom semi-detached house for sale (DE14 3GN)

## Property Details

| Key | Value |
|-----|-------|
| Address | 37 SEDGEFIELD ROAD, BURTON-ON-TRENT, BRANSTON, STAFFORDSHIRE DE14 3GN |
| Price | £146,995 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Construction age | England and Wales: 1996-2002 |
| Floor area | 74 m² |
| Last sold | £146,995 Jan 2017 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 11/08/2026
- **Current heating cost:** £486/year

### Recommendations
- I (3,000)
- N (6,000)
- U (8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9228-1002-7278-4266-6974)

## Description

A semi detached home located within a cul de sac position. The homes is gas centrally heated and double glazed with the accommodation offering Hallway, Lounge, Open Plan Dining Kitchen, Conservatory & Cloakroom. The first floor provides Three Bedrooms and Family Bathroom. Outside the home has a block paved driveway and enclosed rear garden. GET IN EARLY TO VIEW.

## Property Photos

- ![Photo 4](/listings/photos/44197146/327685) - Photo 4
- ![Photo 5](/listings/photos/44197146/327686) - Photo 5
- ![Photo 7](/listings/photos/44197146/327687) - Photo 7
- ![Photo 8](/listings/photos/44197146/327688) - Photo 8
- ![Photo 9](/listings/photos/44197146/327690) - Photo 9
- ![Photo 11](/listings/photos/44197146/327691) - Photo 11
- ![Photo 19](/listings/photos/44197146/327692) - Photo 19
- ![Photo 22](/listings/photos/44197146/327693) - Photo 22
- ![Photo 26](/listings/photos/44197146/327698) - Photo 26
- ![Photo 25](/listings/photos/44197146/327699) - Photo 25
- ![Photo 17](/listings/photos/44197146/327700) - Photo 17
- ![Photo 14](/listings/photos/44197146/327701) - Photo 14
- ![Photo 13](/listings/photos/44197146/327703) - Photo 13

## Floorplans

- ![Floorplan 1](/listings/photos/44197146/327706) - Floorplan 1
- ![Floorplan 2](/listings/photos/44197146/327713) - Floorplan 2

## EPC Graphs

- ![Energy Perform...](/listings/photos/44197146/327716) - Energy Perform...

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #8331774
- **Address:** 37 Sedgefield Road, Branston, DE14 3GN
- **Certificate Issued:** 15/08/2011
- **Work Completed:** 12/07/2011
- **Items:** 10 window(s), 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 37 SEDGEFIELD ROAD, BRANSTON, BURTON-ON-TRENT, EAST STAFFORDSHIRE, STAFFORDSHIRE, DE14 3GN | £146,995 | 31/01/2017 | Semi-detached |
| 37 SEDGEFIELD ROAD, BRANSTON, BURTON-ON-TRENT, EAST STAFFORDSHIRE, STAFFORDSHIRE, DE14 3GN | £76,000 | 08/03/2002 | Semi-detached |
| 37 SEDGEFIELD ROAD, BRANSTON, BURTON-ON-TRENT, EAST STAFFORDSHIRE, STAFFORDSHIRE, DE14 3GN | £62,000 | 30/07/1999 | Semi-detached |
| 37 SEDGEFIELD ROAD, BRANSTON, BURTON-ON-TRENT, EAST STAFFORDSHIRE, STAFFORDSHIRE, DE14 3GN | £56,995 | 30/05/1997 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 9 WARREN LANE, BRANSTON, BURTON-ON-TRENT, EAST STAFFORDSHIRE, STAFFORDSHIRE, DE14 3EN | £220,000 | 16/12/2025 | Semi-detached |
| 12 CYCLAMEN CLOSE, BRANSTON, BURTON-ON-TRENT, EAST STAFFORDSHIRE, STAFFORDSHIRE, DE14 3FJ | £243,000 | 29/10/2025 | Semi-detached |
| [Same street] 28 SEDGEFIELD ROAD, BRANSTON, BURTON-ON-TRENT, EAST STAFFORDSHIRE, STAFFORDSHIRE, DE14 3GN | £250,000 | 15/01/2025 | Detached |
| [Same street] 63 SEDGEFIELD ROAD, BRANSTON, BURTON-ON-TRENT, EAST STAFFORDSHIRE, STAFFORDSHIRE, DE14 3GN | £172,000 | 26/09/2024 | Terraced |
| 205 BURTON ROAD, BRANSTON, BURTON-ON-TRENT, EAST STAFFORDSHIRE, STAFFORDSHIRE, DE14 3DR | £175,000 | 15/12/2023 | Semi-detached |
| 25 FONTWELL ROAD, BRANSTON, BURTON-ON-TRENT, EAST STAFFORDSHIRE, STAFFORDSHIRE, DE14 3BJ | £162,500 | 06/12/2023 | Semi-detached |
| 6 CYCLAMEN CLOSE, BRANSTON, BURTON-ON-TRENT, EAST STAFFORDSHIRE, STAFFORDSHIRE, DE14 3FJ | £185,000 | 30/11/2023 | Semi-detached |
| [Same street] 5 SEDGEFIELD ROAD, BRANSTON, BURTON-ON-TRENT, EAST STAFFORDSHIRE, STAFFORDSHIRE, DE14 3GN | £325,000 | 17/11/2023 | Detached |
| 11 LAVENDER CLOSE, BRANSTON, BURTON-ON-TRENT, EAST STAFFORDSHIRE, STAFFORDSHIRE, DE14 3FH | £235,000 | 13/10/2023 | Semi-detached |
| 27 FONTWELL ROAD, BRANSTON, BURTON-ON-TRENT, EAST STAFFORDSHIRE, STAFFORDSHIRE, DE14 3BJ | £168,000 | 06/10/2023 | Semi-detached |
| 2 SANDOWN CLOSE, BRANSTON, BURTON-ON-TRENT, EAST STAFFORDSHIRE, STAFFORDSHIRE, DE14 3GH | £170,000 | 02/10/2023 | Semi-detached |
| 46 CLAYS LANE, BRANSTON, BURTON-ON-TRENT, EAST STAFFORDSHIRE, STAFFORDSHIRE, DE14 3HU | £170,000 | 10/07/2023 | Semi-detached |
| 209 BURTON ROAD, BRANSTON, BURTON-ON-TRENT, EAST STAFFORDSHIRE, STAFFORDSHIRE, DE14 3DR | £230,000 | 30/06/2023 | Semi-detached |
| 40 CLAYS LANE, BRANSTON, BURTON-ON-TRENT, EAST STAFFORDSHIRE, STAFFORDSHIRE, DE14 3HU | £158,000 | 19/04/2023 | Semi-detached |
| [Same street] 65 SEDGEFIELD ROAD, BRANSTON, BURTON-ON-TRENT, EAST STAFFORDSHIRE, STAFFORDSHIRE, DE14 3GN | £170,000 | 01/02/2023 | Terraced |
| 35 LINGFIELD ROAD, BRANSTON, BURTON-ON-TRENT, EAST STAFFORDSHIRE, STAFFORDSHIRE, DE14 3BQ | £173,500 | 21/11/2022 | Semi-detached |
| 4 CYCLAMEN CLOSE, BRANSTON, BURTON-ON-TRENT, EAST STAFFORDSHIRE, STAFFORDSHIRE, DE14 3FJ | £222,500 | 20/10/2022 | Semi-detached |
| [Same street] 32 SEDGEFIELD ROAD, BRANSTON, BURTON-ON-TRENT, EAST STAFFORDSHIRE, STAFFORDSHIRE, DE14 3GN | £172,000 | 16/09/2022 | Semi-detached |
| 56 HARWOOD AVENUE, BRANSTON, BURTON-ON-TRENT, EAST STAFFORDSHIRE, STAFFORDSHIRE, DE14 3JD | £152,500 | 02/09/2022 | Semi-detached |
| 12 BEVERLEY ROAD, BRANSTON, BURTON-ON-TRENT, EAST STAFFORDSHIRE, STAFFORDSHIRE, DE14 3GG | £168,000 | 29/07/2022 | Semi-detached |
| 35 SHERBOURNE DRIVE, BURTON-ON-TRENT, EAST STAFFORDSHIRE, STAFFORDSHIRE, DE14 3GE | £155,000 | 21/07/2022 | Semi-detached |
| 55 COTSWOLD ROAD, BRANSTON, BURTON-ON-TRENT, EAST STAFFORDSHIRE, STAFFORDSHIRE, DE14 3JQ | £115,000 | 12/07/2022 | Semi-detached |
| 20 LINGFIELD ROAD, BRANSTON, BURTON-ON-TRENT, EAST STAFFORDSHIRE, STAFFORDSHIRE, DE14 3BQ | £227,000 | 12/07/2022 | Semi-detached |
| 51 WARREN LANE, BRANSTON, BURTON-ON-TRENT, EAST STAFFORDSHIRE, STAFFORDSHIRE, DE14 3EN | £170,000 | 20/05/2022 | Semi-detached |
| 3 HEATHER CLOSE, BRANSTON, BURTON-ON-TRENT, EAST STAFFORDSHIRE, STAFFORDSHIRE, DE14 3FL | £190,000 | 13/05/2022 | Semi-detached |
| [Same street] 28 SEDGEFIELD ROAD, BRANSTON, BURTON-ON-TRENT, EAST STAFFORDSHIRE, STAFFORDSHIRE, DE14 3GN | £229,950 | 11/03/2022 | Detached |
| [Same street] 39 SEDGEFIELD ROAD, BRANSTON, BURTON-ON-TRENT, EAST STAFFORDSHIRE, STAFFORDSHIRE, DE14 3GN | £169,950 | 01/12/2021 | Terraced |

**Street average:** £212,700 (7 sales)
**Area average:** £184,500 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £231,213 (19 Semi-detached, DE14, 2024–2026)
- **Deviation:** -36.4%

## Rental Range

*ONS Price Index of Private Rents (East Staffordshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £752/mo
- **Realistic:** £836/mo
- **Optimistic:** £920/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Eastern Staffordshire (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £723/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, South Broadway Street, DE14 | £1,000/mo | 3 | 0.72 miles | OpenRent |

**Average rent: £1,000/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.68% (weak for cashflow)
- **Max investor price (0.8%):** £125,000
- **Target investor price (1%):** £100,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,000/mo).*

- **Gross yield:** 8.2%
- **Cost-to-rent:** 12.2×
- **Monthly cashflow:** £296/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 8.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,986/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 34.1%
- **10y growth:** 45.3%

## House Price Index (HM Land Registry)

*Official index for East Staffordshire; Semi-detached series; as of March 2026.*

- **1y growth (index):** 5.1%
- **5y growth (index):** 27.7%
- **10y growth (index):** 61.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Floor area

74 m²

EPC rating

Year built

England and Wales: 1996-2002

Last sold

£146,995 Jan 2017

Price per m²

£1,986/m²

Local average

£231,213 (-36.4%)

Deprivation

Decile 6 (19,285 of 33,755)

Street crime

90 incidents within 1 mile (Apr 2026)

Key features

SEMI DETACHED HOME
CUL DE SAC LOACTION
HALLWAY & CLOAKROOM
FRONT ELEVATION LOUNGE
DINING KITCHEN
CONSERVATORY
THREE BEDROOMS & BATHROOM
FRONT DRIVEWAY AND GARDENS

Additional details

Parking: Yes
Garden: Yes

Description

Listed by

Staffordshire & Derbyshire

Abode (Midlands) Ltd

Reference: 44197146

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 12/08/2016

Expiry date: 11/08/2026

Current heating cost: £486/year

Potential heating cost: £422/year

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Replace boiler with new condensing boiler (3,000)
Solar water heating (6,000)
Solar photovoltaic panels, 2.5 kWp (8,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

Floorplan 2

EPC Graphs

Energy Perform...

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #8331774

Property Details

Street: 37 Sedgefield Road

Town: Branston

Postcode: DE14 3GN

Installation Details

Items: 10 windows and 1 door

Certificate Issued: 15/08/2011

Work Completed: 12/07/2011

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

158% since 1997

Event	Date	Price	% change
Sold	31/01/2017 (9 years ago)	£146,995	+93.4%
Sold	08/03/2002 (24 years ago)	£76,000	+22.6%
Sold	30/07/1999 (26 years ago)	£62,000	+8.8%
Sold	30/05/1997 (29 years ago)	£56,995	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
9 WARREN LANE, BRANSTON, BURTON-ON-TRENT, EAST STAFFORDSHIRE, STAFFORDSHIRE, DE14 3EN	£220,000	16/12/2025	Semi-detached
12 CYCLAMEN CLOSE, BRANSTON, BURTON-ON-TRENT, EAST STAFFORDSHIRE, STAFFORDSHIRE, DE14 3FJ	£243,000	29/10/2025	Semi-detached
Same street 28 SEDGEFIELD ROAD, BRANSTON, BURTON-ON-TRENT, EAST STAFFORDSHIRE, STAFFORDSHIRE, DE14 3GN	£250,000	15/01/2025	Detached
Same street 63 SEDGEFIELD ROAD, BRANSTON, BURTON-ON-TRENT, EAST STAFFORDSHIRE, STAFFORDSHIRE, DE14 3GN	£172,000	26/09/2024	Terraced
205 BURTON ROAD, BRANSTON, BURTON-ON-TRENT, EAST STAFFORDSHIRE, STAFFORDSHIRE, DE14 3DR	£175,000	15/12/2023	Semi-detached
25 FONTWELL ROAD, BRANSTON, BURTON-ON-TRENT, EAST STAFFORDSHIRE, STAFFORDSHIRE, DE14 3BJ	£162,500	06/12/2023	Semi-detached
6 CYCLAMEN CLOSE, BRANSTON, BURTON-ON-TRENT, EAST STAFFORDSHIRE, STAFFORDSHIRE, DE14 3FJ	£185,000	30/11/2023	Semi-detached
Same street 5 SEDGEFIELD ROAD, BRANSTON, BURTON-ON-TRENT, EAST STAFFORDSHIRE, STAFFORDSHIRE, DE14 3GN	£325,000	17/11/2023	Detached
11 LAVENDER CLOSE, BRANSTON, BURTON-ON-TRENT, EAST STAFFORDSHIRE, STAFFORDSHIRE, DE14 3FH	£235,000	13/10/2023	Semi-detached
27 FONTWELL ROAD, BRANSTON, BURTON-ON-TRENT, EAST STAFFORDSHIRE, STAFFORDSHIRE, DE14 3BJ	£168,000	06/10/2023	Semi-detached
2 SANDOWN CLOSE, BRANSTON, BURTON-ON-TRENT, EAST STAFFORDSHIRE, STAFFORDSHIRE, DE14 3GH	£170,000	02/10/2023	Semi-detached
46 CLAYS LANE, BRANSTON, BURTON-ON-TRENT, EAST STAFFORDSHIRE, STAFFORDSHIRE, DE14 3HU	£170,000	10/07/2023	Semi-detached
209 BURTON ROAD, BRANSTON, BURTON-ON-TRENT, EAST STAFFORDSHIRE, STAFFORDSHIRE, DE14 3DR	£230,000	30/06/2023	Semi-detached
40 CLAYS LANE, BRANSTON, BURTON-ON-TRENT, EAST STAFFORDSHIRE, STAFFORDSHIRE, DE14 3HU	£158,000	19/04/2023	Semi-detached
Same street 65 SEDGEFIELD ROAD, BRANSTON, BURTON-ON-TRENT, EAST STAFFORDSHIRE, STAFFORDSHIRE, DE14 3GN	£170,000	01/02/2023	Terraced
35 LINGFIELD ROAD, BRANSTON, BURTON-ON-TRENT, EAST STAFFORDSHIRE, STAFFORDSHIRE, DE14 3BQ	£173,500	21/11/2022	Semi-detached
4 CYCLAMEN CLOSE, BRANSTON, BURTON-ON-TRENT, EAST STAFFORDSHIRE, STAFFORDSHIRE, DE14 3FJ	£222,500	20/10/2022	Semi-detached
Same street 32 SEDGEFIELD ROAD, BRANSTON, BURTON-ON-TRENT, EAST STAFFORDSHIRE, STAFFORDSHIRE, DE14 3GN	£172,000	16/09/2022	Semi-detached
56 HARWOOD AVENUE, BRANSTON, BURTON-ON-TRENT, EAST STAFFORDSHIRE, STAFFORDSHIRE, DE14 3JD	£152,500	02/09/2022	Semi-detached
12 BEVERLEY ROAD, BRANSTON, BURTON-ON-TRENT, EAST STAFFORDSHIRE, STAFFORDSHIRE, DE14 3GG	£168,000	29/07/2022	Semi-detached
35 SHERBOURNE DRIVE, BURTON-ON-TRENT, EAST STAFFORDSHIRE, STAFFORDSHIRE, DE14 3GE	£155,000	21/07/2022	Semi-detached
55 COTSWOLD ROAD, BRANSTON, BURTON-ON-TRENT, EAST STAFFORDSHIRE, STAFFORDSHIRE, DE14 3JQ	£115,000	12/07/2022	Semi-detached
20 LINGFIELD ROAD, BRANSTON, BURTON-ON-TRENT, EAST STAFFORDSHIRE, STAFFORDSHIRE, DE14 3BQ	£227,000	12/07/2022	Semi-detached
51 WARREN LANE, BRANSTON, BURTON-ON-TRENT, EAST STAFFORDSHIRE, STAFFORDSHIRE, DE14 3EN	£170,000	20/05/2022	Semi-detached
3 HEATHER CLOSE, BRANSTON, BURTON-ON-TRENT, EAST STAFFORDSHIRE, STAFFORDSHIRE, DE14 3FL	£190,000	13/05/2022	Semi-detached
Same street 28 SEDGEFIELD ROAD, BRANSTON, BURTON-ON-TRENT, EAST STAFFORDSHIRE, STAFFORDSHIRE, DE14 3GN	£229,950	11/03/2022	Detached
Same street 39 SEDGEFIELD ROAD, BRANSTON, BURTON-ON-TRENT, EAST STAFFORDSHIRE, STAFFORDSHIRE, DE14 3GN	£169,950	01/12/2021	Terraced

Street average: £212,700 (7 sales)

Area average: £184,500 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 34.1%

10y growth 45.3%

House Price Index (HM Land Registry — official index, not sold-price averages): East Staffordshire. Series: Semi-detached. As of March 2026.

1y (index) 5.1%

5y (index) 27.7%

10y (index) 61.5%

Rental Range

Estimated market rent for East Staffordshire. Low = conservative, Realistic = average, Optimistic = best case.

Low £752/mo

Realistic £836/mo

Optimistic £920/mo

Based on Local Authority from postcode lookup → East Staffordshire.

LHA (30th percentile) floor for Eastern Staffordshire: £723/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View DE14 3GN

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Sedgefield Road	0.1 miles
Bus stop	Lingfield Road	0.1 miles
Shop	Morrisons	0.3 miles
Shop	Garden4less	0.4 miles
Train station	Burton-on-Trent	1.3 miles
Hospital	Queen's Hospital	1.9 miles
Hospital	Outwood Site	2.1 miles
Train station	Tutbury and Hatton	5.2 miles
University	University of Derby - Markeaton Street Campus	11.8 miles
University	Britannia Mill	11.8 miles

Street-level crime

Category	Count
Violence and sexual offences	43
Anti-social behaviour	11
Public order	8
Other theft	6
Burglary	5
Criminal damage and arson	5
Shoplifting	4
Other crime	3
Bicycle theft	2
Possession of weapons	1
Robbery	1
Vehicle crime	1
Total incidents	90

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Paget High School	Secondary	0.3 miles	Good — 14 Nov 2022
Rykneld Primary School	Primary	0.4 miles	Good — 19 Oct 2012
Anglesey Primary Academy	Primary	0.9 miles	Good — 15 Jan 2020
John Taylor Free School	Secondary	1.1 miles	Good — 30 Mar 2023
Christ Church Primary School	Primary	1.2 miles	Good — 6 Jan 2015

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Terraced House, South Broadway Street, DE14	£1,000/mo	3	0.72 miles	OpenRent

Average rent: £1,000/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.68%

Max investor price (0.8%) £125,000

Target investor price (1%) £100,000

Gross yield 8.2%

Cost-to-rent ratio 12.2×

Monthly cashflow £296/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 8.3%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).