# 2 bedroom terraced house for sale (PR7 3ER)

## Property Details

| Key | Value |
|-----|-------|
| Address | 3 PILLING LANE, CHORLEY, LANCASHIRE PR7 3ER |
| Price | £139,995 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | A |
| Last sold | £145,000 Mar 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 17/06/2031
- **Est. upgrade cost to C:** £10,915

### Recommendations
- B (£500 - £1,500)
- E (£15)
- G (£350 - £450)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9188-3007-2206-3419-2204)

## Description

Arnold and Phillips are pleased to introduce to the market this charming garden fronted two-bedroom mid-terraced property, conveniently situated on the outskirts of Chorley town centre. This home is ideally located close to local amenities and within walking distance of major shops, as well as excellent transport links, including both a railway and bus station, alongside motorway access.

This fantastic property presents an excellent opportunity for first-time buyers or as a solid investment. Upon entering, you are welcomed into a vestibule that leads into a generously sized lounge, featuring a bay window and a beautiful feature fireplace, creating a warm and inviting atmosphere. This space flows seamlessly into the dining room or second reception room, which boasts a window at the rear, allowing for plenty of natural light. This room provides ample space for a substantial dining table and chairs, making it perfect for entertaining family and friends.

Adjacent to the dining room is the galley kitchen, which is equipped with modern units and integrated appliances, providing a stylish and functional cooking area. French doors open onto the rear courtyard, enhancing the connection between indoor and outdoor spaces and inviting fresh air into the home. The kitchen also offers plenty of room for additional white goods, ensuring convenience for daily living.

Moving to the first floor, you will find two spacious double bedrooms. The front bedroom is particularly impressive, featuring two windows that flood the room with natural light, creating a bright and airy feel. Both bedrooms are serviced by a family bathroom that includes both a bath and a separate shower enclosure, catering to various preferences for relaxation and convenience.

Externally, the property features a charming walled garden at the front, which sets the home back from the road, providing an element of privacy. At the rear, a paved patio area offers a delightful space for outdoor dining or relaxation, while steps lead up to a gravel section, complete with a timber shed that is perfect for storage.

This lovely mid-terraced property offers a perfect blend of character and functionality, making it a wonderful place to call home. With its prime location and appealing features, don’t miss the opportunity to view this fantastic property!

EPC Rating: D

## Property Photos

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## Floorplans

- ![All](/listings/photos/168050234/1190443) - All

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #9032494
- **Address:** 3 Pilling Lane, CHORLEY, PR7 3ER
- **Certificate Issued:** 20/08/2012
- **Work Completed:** 20/10/2010
- **Items:** 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 3 PILLING LANE, CHORLEY, LANCASHIRE, PR7 3ER | £145,000 | 19/03/2026 | Terraced |
| 3 PILLING LANE, CHORLEY, LANCASHIRE, PR7 3ER | £115,000 | 02/12/2021 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 51 DUKE STREET, CHORLEY, LANCASHIRE, PR7 3DU | £110,000 | 16/01/2026 | Terraced |
| 9 SMITH STREET, CHORLEY, LANCASHIRE, PR7 3EJ | £122,000 | 09/01/2026 | Terraced |
| 14 MAPLEWOOD CLOSE, CHORLEY, LANCASHIRE, PR7 3BZ | £172,000 | 09/01/2026 | Terraced |
| 8 GRIME STREET, CHORLEY, LANCASHIRE, PR7 3EW | £140,000 | 08/01/2026 | Terraced |
| 58 PILLING LANE, CHORLEY, LANCASHIRE, PR7 3ED | £162,500 | 05/01/2026 | Terraced |
| 43 BOLTON ROAD, CHORLEY, LANCASHIRE, PR7 3AU | £125,000 | 19/12/2025 | Terraced |
| 11 BOLTON ROAD, CHORLEY, LANCASHIRE, PR7 3AS | £113,750 | 07/04/2025 | Terraced |
| 54 DUKE STREET, CHORLEY, LANCASHIRE, PR7 3DT | £155,000 | 20/12/2024 | Terraced |
| [Same street] 22 PILLING LANE, CHORLEY, LANCASHIRE, PR7 3ER | £102,500 | 27/06/2024 | Semi-detached |
| 75 PILLING LANE, CHORLEY, LANCASHIRE, PR7 3ED | £140,000 | 05/12/2023 | Terraced |
| 66 PILLING LANE, CHORLEY, LANCASHIRE, PR7 3ED | £134,995 | 01/12/2023 | Terraced |
| 66 PILLING LANE, CHORLEY, LANCASHIRE, PR7 3ED | £134,995 | 01/12/2023 | Terraced |
| 3 GOULDING STREET, CHORLEY, LANCASHIRE, PR7 3EP | £110,000 | 03/11/2023 | Terraced |
| 3 JACKSON STREET, CHORLEY, LANCASHIRE, PR7 3DZ | £130,500 | 21/04/2023 | Terraced |
| 21 BURLINGTON STREET, CHORLEY, LANCASHIRE, PR7 3AE | £116,000 | 14/04/2023 | Terraced |
| 18 CHEAM AVENUE, CHORLEY, LANCASHIRE, PR7 3AR | £135,000 | 03/02/2023 | Terraced |
| 1 SMITH STREET, CHORLEY, LANCASHIRE, PR7 3EJ | £113,000 | 31/01/2023 | Terraced |
| 5 ROSEWOOD CLOSE, CHORLEY, LANCASHIRE, PR7 3BX | £88,000 | 20/12/2022 | Terraced |
| 80 BOLTON ROAD, CHORLEY, LANCASHIRE, PR7 3ET | £174,995 | 02/12/2022 | Terraced |
| 3 CLYDESDALE DRIVE, CHORLEY, LANCASHIRE, PR7 3DN | £205,000 | 14/11/2022 | Terraced |
| 30 ASHBY STREET, CHORLEY, LANCASHIRE, PR7 3EB | £130,000 | 10/11/2022 | Terraced |
| [Same street] 30 PILLING LANE, CHORLEY, LANCASHIRE, PR7 3ER | £127,660 | 24/06/2022 | Terraced |
| [Same street] 16 PILLING LANE, CHORLEY, LANCASHIRE, PR7 3ER | £110,000 | 28/03/2022 | Terraced |
| [Same street] 21 PILLING LANE, CHORLEY, LANCASHIRE, PR7 3ER | £145,000 | 08/10/2021 | Terraced |
| [Same street] 13 PILLING LANE, CHORLEY, LANCASHIRE, PR7 3ER | £123,000 | 17/09/2021 | Terraced |

**Street average:** £121,632 (5 sales)
**Area average:** £135,637 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £165,595 (68 Terraced, PR7, 2024–2026)
- **Deviation:** -15.5%

## Rental Range

*ONS Price Index of Private Rents (Chorley). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £701/mo
- **Realistic:** £779/mo
- **Optimistic:** £857/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Central Lancs (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £573/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Brooke St, PR6 | £810/mo | 2 | 0.37 miles | OpenRent |
| 2 Bed Terraced House, Hindley St, PR7 | £850/mo | 2 | 0.43 miles | OpenRent |
| 2 Bed Flat, Duxbury Gardens, PR7 | £950/mo | 2 | 0.5 miles | OpenRent |

**Average rent: £870/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.61% (weak for cashflow)
- **Max investor price (0.8%):** £106,250
- **Target investor price (1%):** £85,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £850/mo).*

- **Gross yield:** 7.3%
- **Cost-to-rent:** 13.7×
- **Monthly cashflow:** £189/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 5.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,628/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -3.8%
- **10y growth:** 36.8%

## House Price Index (HM Land Registry)

*Official index for Chorley; Terraced series; as of April 2026.*

- **1y growth (index):** 5.6%
- **5y growth (index):** 22.4%
- **10y growth (index):** 57.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)
