# 4 bedroom detached house for sale (MK14 6BQ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 31 SPENCER, MILTON KEYNES, STANTONBURY, MILTON KEYNES MK14 6BQ |
| Price | £184,995 |
| Bedrooms | 4 |
| Last sold | £181,000 Nov 2013 |

## Description

***SOLD STC***SOLD STC***SOLD STC***SOLD STC***SOLD STC***SOLD STC***

BUYERS REGISTERED FOR SIMILAR PROPERTIES. CALL 01908 561010 FOR A FREE VALUATION

An extended and detached family home offering spacious ground floor accommodation to include three reception rooms, refitted kitchen and downstairs shower room plus ample off road parking in addition to the garage. Accommodation in brief comprises; entrance hall, lounge 19'1 x 16'1, dining room, study, refitted kitchen, downstairs refitted shower room, lean to conservatory, four bedrooms and family bathroom. Additional features include; off road parking for approx five vehicles, garage, rear garden with decked seating area, UPVC double glazing and gas central heating. To fully appreciate an internal viewing is thoroughly recommended. Energy rating C.

Bedroom 14.14m x 2.46m / 13'7 x 8'1

Bedroom 23.18m x 2.34m / 10'5 x 7'8

Bedroom 32.41m x 2.34m / 7'11 x 7'8

Bedroom 42.34m x 1.83m / 7'8 x 6'

Reception 15.82m x 4.90m max / 19'1 x 16'1 max

Reception 23.76m x 2.29m / 12'4 x 7'6

Reception 32.16m x 1.37m / 7'1 x 4'6

Kitchen3.48m x 2.26m / 11'5 x 7'5

## Property Photos

- ![Photo](/listings/photos/39510646/535493)
- ![Photo](/listings/photos/39510646/535495)
- ![Photo](/listings/photos/39510646/535498)
- ![Photo](/listings/photos/39510646/535501)
- ![Photo](/listings/photos/39510646/535504)
- ![Photo](/listings/photos/39510646/535507)
- ![Photo](/listings/photos/39510646/535510)
- ![Photo](/listings/photos/39510646/535513)
- ![Photo](/listings/photos/39510646/535515)

## Floorplans

- ![Floorplan 1](/listings/photos/39510646/535518) - Floorplan 1

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #6409545
- **Address:** 31 Spencer, Stantonbury, MK14 6BQ
- **Certificate Issued:** 24/03/2009
- **Work Completed:** 26/02/2009
- **Items:** 1 window(s)

### FENSA Certificate #16900221
- **Address:** 31 Spencer, Stantonbury, MK14 6BQ
- **Certificate Issued:** 27/07/2025
- **Work Completed:** 21/07/2025
- **Items:** 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 31 SPENCER, STANTONBURY, MILTON KEYNES, MK14 6BQ | £181,000 | 22/11/2013 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 9 HERDWYCK CLOSE, OAKRIDGE PARK, MILTON KEYNES, MK14 6GR | £525,000 | 02/12/2025 | Detached |
| 9 SPENCER, STANTONBURY, MILTON KEYNES, MK14 6BQ | £290,000 | 29/05/2024 | Detached |
| 2 MELTON, STANTONBURY, MILTON KEYNES, MK14 6BH | £330,000 | 06/11/2023 | Detached |
| 2 SPENCER, STANTONBURY, MILTON KEYNES, MK14 6BQ | £327,000 | 01/03/2023 | Detached |
| 10 CHEVIOT GARDENS, OAKRIDGE PARK, MILTON KEYNES, MK14 6FZ | £525,000 | 22/07/2022 | Detached |
| 8 ARKWRIGHT MEWS, OAKRIDGE PARK, MILTON KEYNES, MK14 6FT | £585,000 | 21/10/2021 | Detached |
| 29 WOOLPACK GRANGE, OAKRIDGE PARK, MILTON KEYNES, MK14 6GP | £425,000 | 18/08/2021 | Detached |
| 22 ASHFIELD, STANTONBURY, MILTON KEYNES, MK14 6AU | £261,000 | 30/06/2021 | Detached |
| 2 KAY GROVE, OAKRIDGE PARK, MILTON KEYNES, MK14 6FY | £339,995 | 28/06/2021 | Detached |
| 10 WINCHCOMBE MEADOWS, OAKRIDGE PARK, MILTON KEYNES, MK14 6GA | £437,500 | 25/06/2021 | Detached |

**Area average:** £404,550 (10 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £535,036 (14 Detached, MK14, 2024–2026)
- **Deviation:** -65.4%

## Rental Range

*ONS Price Index of Private Rents (Milton Keynes). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,199/mo
- **Realistic:** £1,332/mo
- **Optimistic:** £1,465/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Milton Keynes (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,491/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed Semi-Detached House, Selkirk Drive, MK14 | £1,850/mo | 4 | 0.31 miles | OpenRent |
| 4 Bed Semi-Detached House, Crosslands, MK14 | £1,800/mo | 4 | 0.31 miles | OpenRent |

**Average rent: £1,825/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.99% (okay)
- **Max investor price (0.8%):** £228,125
- **Target investor price (1%):** £182,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,825/mo).*

- **Gross yield:** 11.8%
- **Cost-to-rent:** 8.4×
- **Monthly cashflow:** £889/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 19.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 21.6%
- **10y growth:** 33.5%

## House Price Index (HM Land Registry)

*Official index for Milton Keynes; Detached series; as of March 2026.*

- **1y growth (index):** -0.6%
- **5y growth (index):** 17.6%
- **10y growth (index):** 30.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)