Sold STC Detached

31 SPENCER

MILTON KEYNES, STANTONBURY, MILTON KEYNES MK14 6BQ

4 beds 101 m² Listed 22 Jun 2013 (-4736d)

£184,995

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# 4 bedroom detached house for sale (MK14 6BQ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 31 SPENCER, MILTON KEYNES, STANTONBURY, MILTON KEYNES MK14 6BQ |
| Price | £184,995 |
| Bedrooms | 4 |
| Last sold | £181,000 Nov 2013 |

## Description

***SOLD STC***SOLD STC***SOLD STC***SOLD STC***SOLD STC***SOLD STC***

BUYERS REGISTERED FOR SIMILAR PROPERTIES. CALL 01908 561010 FOR A FREE VALUATION

An extended and detached family home offering spacious ground floor accommodation to include three reception rooms, refitted kitchen and downstairs shower room plus ample off road parking in addition to the garage. Accommodation in brief comprises; entrance hall, lounge 19'1 x 16'1, dining room, study, refitted kitchen, downstairs refitted shower room, lean to conservatory, four bedrooms and family bathroom. Additional features include; off road parking for approx five vehicles, garage, rear garden with decked seating area, UPVC double glazing and gas central heating. To fully appreciate an internal viewing is thoroughly recommended. Energy rating C.

Bedroom 14.14m x 2.46m / 13'7 x 8'1

Bedroom 23.18m x 2.34m / 10'5 x 7'8

Bedroom 32.41m x 2.34m / 7'11 x 7'8

Bedroom 42.34m x 1.83m / 7'8 x 6'

Reception 15.82m x 4.90m max / 19'1 x 16'1 max

Reception 23.76m x 2.29m / 12'4 x 7'6

Reception 32.16m x 1.37m / 7'1 x 4'6

Kitchen3.48m x 2.26m / 11'5 x 7'5

## Property Photos

- ![Photo](/listings/photos/39510646/535493)
- ![Photo](/listings/photos/39510646/535495)
- ![Photo](/listings/photos/39510646/535498)
- ![Photo](/listings/photos/39510646/535501)
- ![Photo](/listings/photos/39510646/535504)
- ![Photo](/listings/photos/39510646/535507)
- ![Photo](/listings/photos/39510646/535510)
- ![Photo](/listings/photos/39510646/535513)
- ![Photo](/listings/photos/39510646/535515)

## Floorplans

- ![Floorplan 1](/listings/photos/39510646/535518) - Floorplan 1

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #6409545
- **Address:** 31 Spencer, Stantonbury, MK14 6BQ
- **Certificate Issued:** 24/03/2009
- **Work Completed:** 26/02/2009
- **Items:** 1 window(s)

### FENSA Certificate #16900221
- **Address:** 31 Spencer, Stantonbury, MK14 6BQ
- **Certificate Issued:** 27/07/2025
- **Work Completed:** 21/07/2025
- **Items:** 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 31 SPENCER, STANTONBURY, MILTON KEYNES, MK14 6BQ | £181,000 | 22/11/2013 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 9 HERDWYCK CLOSE, OAKRIDGE PARK, MILTON KEYNES, MK14 6GR | £525,000 | 02/12/2025 | Detached |
| 9 SPENCER, STANTONBURY, MILTON KEYNES, MK14 6BQ | £290,000 | 29/05/2024 | Detached |
| 2 MELTON, STANTONBURY, MILTON KEYNES, MK14 6BH | £330,000 | 06/11/2023 | Detached |
| 2 SPENCER, STANTONBURY, MILTON KEYNES, MK14 6BQ | £327,000 | 01/03/2023 | Detached |
| 10 CHEVIOT GARDENS, OAKRIDGE PARK, MILTON KEYNES, MK14 6FZ | £525,000 | 22/07/2022 | Detached |
| 8 ARKWRIGHT MEWS, OAKRIDGE PARK, MILTON KEYNES, MK14 6FT | £585,000 | 21/10/2021 | Detached |
| 29 WOOLPACK GRANGE, OAKRIDGE PARK, MILTON KEYNES, MK14 6GP | £425,000 | 18/08/2021 | Detached |
| 22 ASHFIELD, STANTONBURY, MILTON KEYNES, MK14 6AU | £261,000 | 30/06/2021 | Detached |
| 2 KAY GROVE, OAKRIDGE PARK, MILTON KEYNES, MK14 6FY | £339,995 | 28/06/2021 | Detached |
| 10 WINCHCOMBE MEADOWS, OAKRIDGE PARK, MILTON KEYNES, MK14 6GA | £437,500 | 25/06/2021 | Detached |

**Area average:** £404,550 (10 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £535,036 (14 Detached, MK14, 2024–2026)
- **Deviation:** -65.4%

## Rental Range

*ONS Price Index of Private Rents (Milton Keynes). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,199/mo
- **Realistic:** £1,332/mo
- **Optimistic:** £1,465/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Milton Keynes (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,491/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed Semi-Detached House, Selkirk Drive, MK14 | £1,850/mo | 4 | 0.31 miles | OpenRent |
| 4 Bed Semi-Detached House, Crosslands, MK14 | £1,800/mo | 4 | 0.31 miles | OpenRent |

**Average rent: £1,825/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.99% (okay)
- **Max investor price (0.8%):** £228,125
- **Target investor price (1%):** £182,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,825/mo).*

- **Gross yield:** 11.8%
- **Cost-to-rent:** 8.4×
- **Monthly cashflow:** £889/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 19.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 21.6%
- **10y growth:** 33.5%

## House Price Index (HM Land Registry)

*Official index for Milton Keynes; Detached series; as of March 2026.*

- **1y growth (index):** -0.6%
- **5y growth (index):** 17.6%
- **10y growth (index):** 30.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

101 m²

Last sold

£181,000 Nov 2013

Local average

£535,036 (-65.4%)

Deprivation

Decile 5 (13,642 of 33,755)

Street crime

133 incidents within 1 mile (Apr 2026)

Key features

Extended detached family home
Four bedrooms
Refitted Kitchen
Lounge 19'1 x 16'1
Dining room and study
Downstairs shower room
Garage
Must be viewed to appreciate

Additional details

Parking: Yes
Garden: Yes

Description

*SOLD STC*SOLD STC*SOLD STC*SOLD STC*SOLD STC*SOLD STC***
BUYERS REGISTERED FOR SIMILAR PROPERTIES. CALL 01908 561010 FOR A FREE VALUATION

An extended and detached family home offering spacious ground floor accommodation to include three reception rooms, refitted kitchen and downstairs shower room plus ample off road parking in addition to the garage. Accommodation in brief comprises; entrance hall, lounge 19'1 x 16'1, dining room, study, refitted kitchen, downstairs refitted shower room, lean to conservatory, four bedrooms and family bathroom. Additional features include; off road parking for approx five vehicles, garage, rear garden with decked seating area, UPVC double glazing and gas central heating. To fully appreciate an internal viewing is thoroughly recommended. Energy rating C.
Bedroom 14.14m x 2.46m / 13'7 x 8'1
Bedroom 23.18m x 2.34m / 10'5 x 7'8
Bedroom 32.41m x 2.34m / 7'11 x 7'8
Bedroom 42.34m x 1.83m / 7'8 x 6'
Reception 15.82m x 4.90m max / 19'1 x 16'1 max
Reception 23.76m x 2.29m / 12'4 x 7'6
Reception 32.16m x 1.37m / 7'1 x 4'6
Kitchen3.48m x 2.26m / 11'5 x 7'5

Listed by

Stony Stratford

Carters Estate Agents

Reference: 39510646

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

FENSA Certificates

This property has 2 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #6409545

Property Details

Street: 31 Spencer

Town: Stantonbury

Postcode: MK14 6BQ

Installation Details

Items: 1 window

Certificate Issued: 24/03/2009

Work Completed: 26/02/2009

This certificate data was retrieved from FENSA's database

FENSA Certificate #16900221 Recent

Property Details

Street: 31 Spencer

Town: Stantonbury

Postcode: MK14 6BQ

Installation Details

Items: 1 door

Certificate Issued: 27/07/2025

Work Completed: 21/07/2025

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Sold	22/11/2013 (12 years ago)	£181,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
9 HERDWYCK CLOSE, OAKRIDGE PARK, MILTON KEYNES, MK14 6GR	£525,000	02/12/2025	Detached
9 SPENCER, STANTONBURY, MILTON KEYNES, MK14 6BQ	£290,000	29/05/2024	Detached
2 MELTON, STANTONBURY, MILTON KEYNES, MK14 6BH	£330,000	06/11/2023	Detached
2 SPENCER, STANTONBURY, MILTON KEYNES, MK14 6BQ	£327,000	01/03/2023	Detached
10 CHEVIOT GARDENS, OAKRIDGE PARK, MILTON KEYNES, MK14 6FZ	£525,000	22/07/2022	Detached
8 ARKWRIGHT MEWS, OAKRIDGE PARK, MILTON KEYNES, MK14 6FT	£585,000	21/10/2021	Detached
29 WOOLPACK GRANGE, OAKRIDGE PARK, MILTON KEYNES, MK14 6GP	£425,000	18/08/2021	Detached
22 ASHFIELD, STANTONBURY, MILTON KEYNES, MK14 6AU	£261,000	30/06/2021	Detached
2 KAY GROVE, OAKRIDGE PARK, MILTON KEYNES, MK14 6FY	£339,995	28/06/2021	Detached
10 WINCHCOMBE MEADOWS, OAKRIDGE PARK, MILTON KEYNES, MK14 6GA	£437,500	25/06/2021	Detached

Area average: £404,550 (10 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 21.6%

10y growth 33.5%

House Price Index (HM Land Registry — official index, not sold-price averages): Milton Keynes. Series: Detached. As of March 2026.

1y (index) -0.6%

5y (index) 17.6%

10y (index) 30.4%

Rental Range

Estimated market rent for Milton Keynes. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,199/mo

Realistic £1,332/mo

Optimistic £1,465/mo

Based on Local Authority from postcode lookup → Milton Keynes.

LHA (30th percentile) floor for Milton Keynes: £1,491/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View MK14 6BQ

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Lincoln	0.0 miles
Bus stop	Spencer	0.1 miles
Shop	Aldi	0.3 miles
Shop	TATA Convenience Store	0.5 miles
Train station	Wolverton	1.4 miles
University	University of Bedfordshire Milton Keynes Campus	2.0 miles
Hospital	Willen Hospice	2.2 miles
Train station	Milton Keynes Central	2.3 miles
Hospital	PJ Care Mallard House Neurological Care Centre	3.4 miles
University	Cranfield University	6.1 miles

Street-level crime

Category	Count
Violence and sexual offences	51
Other theft	20
Vehicle crime	17
Shoplifting	11
Anti-social behaviour	9
Criminal damage and arson	9
Burglary	6
Public order	6
Bicycle theft	1
Drugs	1
Other crime	1
Theft from the person	1
Total incidents	133

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Wood End Infant & Pre-School	Primary	0.3 miles	Good — 4 Sep 2012
Stanton School	Primary	0.4 miles	Outstanding — 13 Apr 2016
Stantonbury School	Secondary	0.4 miles	Requires improvement — 4 Mar 2024
Stephenson Academy	Other	0.4 miles	Good — 20 Jan 2019
The Webber Independent School	Other	0.5 miles	— (No rating)

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
4 Bed Semi-Detached House, Selkirk Drive, MK14	£1,850/mo	4	0.31 miles	OpenRent
4 Bed Semi-Detached House, Crosslands, MK14	£1,800/mo	4	0.31 miles	OpenRent

Average rent: £1,825/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.99%

Max investor price (0.8%) £228,125

Target investor price (1%) £182,500

Gross yield 11.8%

Cost-to-rent ratio 8.4×

Monthly cashflow £889/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 19.9%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).