Sold STC Terraced

101 OSWALD STREET

ACCRINGTON, LANCASHIRE BB5 6SJ

3 beds 2 baths 1,206 sq ft Listed 21 Jan 2025 (-508d)

£150,000

Reduced on 14 May 2025

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Front External Living Room Dining Room Hall Hall Living Room Living Room Dining Room Dining Room Kitchen Kitchen Kitchen Wc Main Bedroom Main Bedroom Main Bedroom Bedroom Two Bedroom Two Bedroom Three Bedroom Three Family Bathroom Bedroom Three Landing Loft Space Loft Space Loft Space Yard

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Property details

Tenure

LEASEHOLD

Floor area

112 m²

Council tax band

A

EPC rating

D

Year built

England and Wales: before 1900

Last sold

£155,000 Oct 2025

Price per m²

£1,339/m²

Local average

£113,250 (+32.5%)

Deprivation

Decile 2 (4,995 of 33,755)

Street crime

341 incidents within 1 mile (Apr 2026)

Key features

  • MID-TERRACED PROPERTY
  • THREE BEDROOMS & TWO RECEPTION ROOMS
  • LOFT SPACE ACCESSED VIA STAIRCASE
  • APPROX 1450SQFT
  • CLOSE TO WELL-REGARDED PRIMARY SCHOOLS
  • A SHORT WALK TO LOCAL AMENITIES
  • LOW MAINTENANCE REAR YARD
  • LEASEHOLD
  • COUNCIL TAX BAND A
  • EPC RATING D

Additional details

Garden
Yes

Description

A deceptively spacious three bedroom terraced property welcomed to the market. Boasting an impressive internal footprint with additional loft space, the property is well suited to first time buyers. (EPC-D)

A superb three bedroom mid-terraced property welcomed to the market free of any onward chain. Boasting a stylish interior, private rear yard and popular position, this home would appeal to those buyers seeking to take their first steps on the property ladder.

Situated on a popular residential street close to Accrington Town Centre, the home offers close proximity to local amenities and eateries, well-regarded schools, such as Peel Park Primary, and major commuter links, including bus routes and the M65 network. Additionally, the property is just a short distance from beautiful walking routes around the Coppice.

The ground floor a welcoming entrance vestibule leading into the hallway. The hall has laminate flooring, a central light fitting and tasteful decor. The dining room has grey fitted carpets, neutral decoration and French door access into the living room. The living room has stylish wall panelling, fitted carpets and a central light fitting.

The kitchen has blue fitted units, integrated appliances and laminate worktops. There is tiled flooring, a central light fitting and upvc door access to the rear yard.

The first floor has a spacious main bedroom with built in wardrobes, fitted carpets and spot lighting. Bedrooms two & three are both double with fitted carpets, central light fittings and have fitted wardrobes. The first floor is complete with a four piece family bathroom with walk in shower.

There is a loft space accessible via staircase, the space has fitted carpets, a Velux window and light fitting.

Externally the property has a low maintenance rear yard with private seating area and an outside store with power.

All interested parties should contact Mortimers Estate Agents in Accrington.



All mains services are available.

Listed by

Accrington

The Northern Estate Agencies Group

Reference: 157159445

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 04/08/2020

Expiry date: 03/08/2030

Current heating cost: £1,010/year

Potential heating cost: £647/year

Est. upgrade cost to C: £18,945

Recommendations

  • 50 mm internal or external wall insulation (£4,000 - £14,000)
  • Low energy lighting for all fixed outlets (£45)
  • Upgrade heating controls (£350 - £450)
  • Solar water heating (£4,000 - £6,000)
  • Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan

Floorplan

EPC Graphs

EPC Rating Graph

EPC Rating Graph

Price history

48% since 2020

Event Date Price % change
Sold 13/10/2025 (8 months ago) £155,000 +47.6%
Sold 16/10/2020 (5 years ago) £105,000

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
99 PLANTATION STREET, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 6RT £130,000 18/12/2025 Terraced
161 STANLEY STREET, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 6QD £70,000 12/12/2025 Terraced
132 STANLEY STREET, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 6QG £72,000 11/12/2025 Terraced
25 PERCY STREET, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 6TQ £99,000 08/12/2025 Terraced
83 HODDER STREET, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 6SX £175,000 01/12/2025 Terraced
61 SPENCER STREET, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 6ST £76,000 28/11/2025 Terraced
128 WATER STREET, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 6QZ £77,250 28/11/2025 Terraced
80 PLANTATION STREET, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 6RT £137,500 28/11/2025 Terraced
11 HODDER STREET, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 6SX £169,950 12/11/2025 Terraced
148 WATER STREET, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 6QZ £47,500 03/10/2025 Terraced
146 AVENUE PARADE, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 6QB £94,000 19/02/2025 Terraced
Same street 20 OSWALD STREET, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 6SJ £70,000 04/12/2023 Terraced
174 STANLEY STREET, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 6QQ £75,000 24/11/2023 Terraced
102 BOLD STREET, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 6SW £92,500 10/11/2023 Terraced
21 OSWALD STREET, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 6SL £158,000 03/11/2023 Terraced
57 BOLD STREET, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 6SW £110,000 30/10/2023 Terraced
7 OSWALD STREET, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 6SL £56,500 27/10/2023 Terraced
125 STANLEY STREET, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 6PQ £65,000 20/10/2023 Terraced
3 SPENCER STREET, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 6SY £80,000 17/10/2023 Terraced
92 CEDAR STREET, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 6SQ £90,000 22/09/2023 Terraced
91 PLANTATION STREET, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 6RT £135,000 08/09/2023 Terraced
Same street 81 OSWALD STREET, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 6SJ £80,000 17/02/2023 Terraced
Same street 75 OSWALD STREET, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 6SJ £82,000 14/01/2022 Terraced
Same street 83 OSWALD STREET, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 6SJ £77,000 08/09/2021 Terraced

Street average: £77,250 (4 sales)

Area average: £100,510 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 17.4%
10y growth 49.3%

House Price Index (HM Land Registry — official index, not sold-price averages): Hyndburn. Series: Terraced. As of March 2026.

1y (index) 5.2%
5y (index) 37%
10y (index) 60.7%

Rental Range

Estimated market rent for Hyndburn. Low = conservative, Realistic = average, Optimistic = best case.

Low £575/mo
Realistic £639/mo
Optimistic £703/mo

Based on Local Authority from postcode lookup → Hyndburn.

LHA (30th percentile) floor for East Lancs: £593/mo (Apr 2025 – Mar 2026)

Location

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Bus stop Barnfield, by Stanley Street 0.1 miles
Bus stop Barnfield, by Bradford Street 0.1 miles
Shop Fell and Mountain 0.2 miles
Shop Spar 0.3 miles
Train station Accrington 0.6 miles
Train station Huncoat 1.3 miles
University UCLan Burnley Campus 4.9 miles
University UClan burnley temp 4.9 miles
Hospital The Beardwood Hospital 6.4 miles
Hospital health center 10.5 miles

Street-level crime

Category Count
Violence and sexual offences 120
Anti-social behaviour 62
Shoplifting 36
Public order 28
Vehicle crime 24
Criminal damage and arson 19
Other theft 12
Drugs 11
Other crime 10
Burglary 8
Possession of weapons 8
Theft from the person 2
Robbery 1
Total incidents 341

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
Accrington Benjamin Hargreaves Church of England Primary School Primary 0.1 miles Inadequate — 17 Sep 2023
Accrington Peel Park Primary School Primary 0.2 miles (Inspected (no overall grade))
Accrington St John with St Augustine Church of England Primary School Primary 0.3 miles Good — 6 Jul 2023
St Anne's and St Joseph's RC Primary School, A Voluntary Academy Primary 0.4 miles Inadequate — 23 Mar 2023
Lee Royd Nursery School Nursery 0.6 miles Good — 5 Dec 2018

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
3 Bed Terraced House, Spencer St, BB5 £840/mo 3 0.1 miles OpenRent
3 Bed Terraced House, Lee Street, BB5 £695/mo 3 0.22 miles OpenRent

Average rent: £768/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.51%
Max investor price (0.8%) £96,000
Target investor price (1%) £76,800
Gross yield 6.1%
Cost-to-rent ratio 16.3×
Monthly cashflow £75/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI 2.1%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).