113 FINKLE STREET
COTTINGHAM, EAST RIDING OF YORKSHIRE HU16 4AU
£170,000
Property details
Tenure
FREEHOLD
Floor area
83 m²
Council tax band
B
EPC rating
D
Last sold
£167,500 Feb 2026
Price per m²
£2,048/m²
Local average
£192,608 (-11.7%)
Deprivation
Decile 7 (20,630 of 33,755)
Street crime
114 incidents within 1 mile (May 2026)
Key features
- Ideal for first-time buyers or downsizers – ready to move into, in a highly sought-after area.
- Generous rear garden – mostly lawn with mature shrubs, ready for outdoor enjoyment.
- Two double bedrooms plus storage/dressing room – ideal for families or home office use.
- Versatile conservatory extension – extra living space with views over the garden.
- Stylish shower room – modern, clean, and low maintenance.
- Contemporary kitchen – sleek, newly fitted and ready for everyday use.
- Spacious open-plan lounge, dining & family room – perfect for modern living and entertaining.
- Prime Cottingham location – within easy walking distance of the village centre and local amenities.
- Fully refurbished by current owner just 12 months ago – move in with nothing to do!
- HN0689 - NO CHAIN - 113 Finkle Street, Cottingham - Stylish Two-Bedroom Home in a Prime Village Location
Additional details
- Electricity
- Mains supply
- Water
- Mains supply
- Sewerage
- Mains supply
- Heating
- Gas, Double glazing
- Parking
- On street
- Garden
- Private garden
Description
Located just a short stroll from the heart of Cottingham, this beautifully refurbished property is an ideal choice for first-time buyers, those looking to downsize, or anyone seeking a ready-to-move-in home in a highly sought-after area.
Refurbished by the current owner around twelve months ago, this home effortlessly combines modern comfort with timeless charm. At its heart is a bright and airy open-plan lounge, dining, and family room, designed for relaxed living and entertaining alike. The newly fitted kitchen is contemporary in style and offers a practical and stylish space for cooking and socialising. Completing the ground floor is a sleek, modern shower room.
A charming conservatory at the rear extends the living space and provides a peaceful spot to enjoy views of the generous garden, which is mainly laid to lawn with mature shrubs and flower beds — an inviting space for outdoor relaxation and family enjoyment.
Upstairs, there are two well-proportioned double bedrooms along with a versatile storage/dressing room/study. The home benefits from gas central heating, UPVC double glazing throughout, and a neutral white theme that complements the contemporary style of the property.
This is a home that must be seen to be fully appreciated, and with its superb location close to local amenities, schools, and excellent transport links, it is sure to attract strong interest.
Accommodation
Lounge, Dining & Family Room (Open Plan)
A generous, light-filled living space with a feature fireplace and laminate flooring, offering the perfect environment for relaxing, entertaining, or spending quality time with family.
Kitchen
Recently installed with modern cabinets, integrated oven and hob, and practical work surfaces. A stylish and functional space for daily living.
Shower Room
Contemporary and immaculately presented with a walk-in shower enclosure, WC, and wash basin in white.
Conservatory
A bright, versatile addition in brick and UPVC, providing extra living space and beautiful views of the rear garden.
Bedroom One
A spacious double room with room for wardrobes and furnishings, offering a calm retreat.
Bedroom Two
A second double bedroom, ideal for children, guests, or a home office.
Storage/Dressing Room/Study
A useful area with the central heating boiler, perfect as a dressing room, home office, or additional storage space.
Garden
A generous rear garden mainly laid to lawn, featuring mature shrubs and flower borders. A lovely, private outdoor area for relaxing and enjoying the village setting.
Parking
On-street parking is available.
Measurements : - All measurements provided are approximate and for guidance purposes only. Floor plans are included as a service to our customers and are intended as a guide to layout only. Not to Scale.
Tenure : - The property is understood to be Freehold (To be confirmed by Vendor's Solicitor).
Services : - The property is understood to be connected to mains Drainage, Water, Electricity and Gas. we wish to inform prospective purchasers that we have not carried out a detailed survey, nor tested the services, appliances and specific fittings for this property.
Disclaimer : - These particulars are produced in good faith, are set out as a general guide only and do not constitute any part of an offer or a contract. None of the statements contained in these particulars as to this property are to be relied on as statements or representations of fact. Any intending purchaser should satisfy him/herself by inspection of the property or otherwise as to the correctness of each of the statements prior to making an offer.
Thinking Of Selling? - We would be delighted to offer a FREE - NO OBLIGATION appraisal of your property and provide realistic advice in all aspects of the property market. Whether your property is not yet on the market or you are experiencing difficulty selling, all appraisals will be carried out with complete confidentiality.
Listed by
Yorkshire and The Humber
exp world uk limited
Reference: 168129905
EPC Rating & Upgrade Cost
Current rating: D
Potential rating: B
Inspection date: 01/09/2023
Expiry date: 31/08/2033
Current heating cost: £575/year
Potential heating cost: £537/year
Est. upgrade cost to C: £18,500
Recommendations
- 50 mm internal or external wall insulation (£4,000 - £14,000)
- Solar water heating (£4,000 - £6,000)
- Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)
Flood risk
Zone: 2
Risk: In flood risk area
Environment Agency Flood Risk Areas (APSFR)
Price history
| Event | Date | Price | % change |
|---|---|---|---|
| Sold | 09/02/2026 (5 months ago) | £167,500 | — |
Source: HM Land Registry Price Paid Data. Crown copyright.
Sold Comparables
Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.
| Address | Price | Date | Type |
|---|---|---|---|
| 8 WEST GREEN, COTTINGHAM, EAST RIDING OF YORKSHIRE, HU16 4BH | £235,000 | 27/11/2025 | Terraced |
| Same street 91 FINKLE STREET, COTTINGHAM, EAST RIDING OF YORKSHIRE, HU16 4AU | £200,000 | 29/09/2023 | Terraced |
| Same street 167 FINKLE STREET, COTTINGHAM, EAST RIDING OF YORKSHIRE, HU16 4AU | £100,000 | 31/07/2023 | Other |
| Same street 145 FINKLE STREET, COTTINGHAM, EAST RIDING OF YORKSHIRE, HU16 4AU | £185,000 | 16/12/2022 | Terraced |
| 1 WAINFLEET AVENUE, COTTINGHAM, EAST RIDING OF YORKSHIRE, HU16 4AY | £124,000 | 09/12/2022 | Terraced |
| Same street 91 FINKLE STREET, COTTINGHAM, EAST RIDING OF YORKSHIRE, HU16 4AU | £260,000 | 30/11/2022 | Terraced |
| 18 WAINFLEET AVENUE, COTTINGHAM, EAST RIDING OF YORKSHIRE, HU16 4AY | £56,000 | 31/10/2022 | Terraced |
| Same street 175 FINKLE STREET, COTTINGHAM, EAST RIDING OF YORKSHIRE, HU16 4AU | £165,000 | 30/09/2022 | Terraced |
| 251 HALLGATE, COTTINGHAM, EAST RIDING OF YORKSHIRE, HU16 4BG | £93,333 | 13/09/2022 | Terraced |
| 17 WAINFLEET AVENUE, COTTINGHAM, EAST RIDING OF YORKSHIRE, HU16 4AY | £110,000 | 19/08/2022 | Terraced |
| 2 WAINFLEET AVENUE, COTTINGHAM, EAST RIDING OF YORKSHIRE, HU16 4AY | £137,000 | 30/06/2022 | Terraced |
| 10 THE AVENUE, COTTINGHAM, EAST RIDING OF YORKSHIRE, HU16 5QT | £157,500 | 25/04/2022 | Terraced |
| Same street 129 FINKLE STREET, COTTINGHAM, EAST RIDING OF YORKSHIRE, HU16 4AU | £160,000 | 14/04/2022 | Terraced |
| 2 BUTTERFIELD MEWS, COTTINGHAM, EAST RIDING OF YORKSHIRE, HU16 4BW | £180,000 | 04/03/2022 | Terraced |
| 19 WEST GREEN, COTTINGHAM, EAST RIDING OF YORKSHIRE, HU16 4BH | £190,000 | 07/01/2022 | Terraced |
| Same street 169 FINKLE STREET, COTTINGHAM, EAST RIDING OF YORKSHIRE, HU16 4AU | £150,000 | 25/09/2021 | Terraced |
Street average: £174,286 (7 sales)
Area average: £142,537 (9 sales)
Capital growth trend
Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).
House Price Index (HM Land Registry — official index, not sold-price averages): East Riding of Yorkshire. Series: Terraced. As of April 2026.
Rental Range
Estimated market rent for East Riding of Yorkshire. Low = conservative, Realistic = average, Optimistic = best case.
Based on Local Authority from postcode lookup → East Riding of Yorkshire.
LHA (30th percentile) floor for Hull & East Riding: £474/mo (Apr 2025 – Mar 2026)
Location
Nearby
Nearest stations, universities and amenities (distance from property).
| Type | Name | Distance |
|---|---|---|
| Bus stop | Cottingham South Street | 0.1 miles |
| Shop | Ian Black | 0.1 miles |
| Shop | Buckingham Opticians | 0.1 miles |
| Train station | Cottingham | 0.5 miles |
| Hospital | Mill View | 0.9 miles |
| University | University of Hull | 0.9 miles |
| Train station | Hull Paragon Interchange | 3.9 miles |
Street-level crime
| Category | Count |
|---|---|
| Violence and sexual offences | 34 |
| Anti-social behaviour | 19 |
| Shoplifting | 19 |
| Other theft | 14 |
| Burglary | 7 |
| Criminal damage and arson | 7 |
| Public order | 4 |
| Vehicle crime | 4 |
| Drugs | 2 |
| Other crime | 2 |
| Possession of weapons | 1 |
| Robbery | 1 |
| Total incidents | 114 |
Within 1 mile during May 2026. Source: data.police.uk (England & Wales).
Schools nearby
Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.
| Name | Type | Distance | Ofsted |
|---|---|---|---|
| Bacon Garth Primary School | Primary | 0.2 miles | Good — 16 Sep 2024 |
| Hallgate Primary School Cottingham | Primary | 0.3 miles | Good — 21 Apr 2024 |
| Westfield Primary School | Primary | 0.3 miles | Good — 23 Apr 2024 |
| Cottingham High School and Sixth Form College | Secondary | 0.8 miles | Good — 20 Jun 2017 |
| Croxby Primary School | Primary | 1.2 miles | Good — 17 Feb 2022 |
Rental Comparables
Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.
| Title | Rent | Beds | Distance | As seen on |
|---|---|---|---|---|
| 2 Bed Flat, Finkle Street, HU16 | £725/mo | 2 | 0.06 miles | OpenRent |
| 2 Bed Flat, Finkle Street, HU16 | £725/mo | 2 | 0.06 miles | OpenRent |
| 2 Bed Flat, Finkle Street, HU16 | £750/mo | 2 | 0.06 miles | OpenRent |
| 2 Bed Flat, Hallgate, HU16 | £650/mo | 2 | 0.09 miles | OpenRent |
| 2 Bed Flat, Elmfield House, HU16 | £750/mo | 2 | 0.1 miles | OpenRent |
| 2 Bed Semi-Detached House, Dixon Court, HU16 | £800/mo | 2 | 0.3 miles | OpenRent |
Average rent: £733/mo (6 listings)
Rent-driven metrics
Based on OpenRent comparables.
- This street — Gross yield for this street only (Land Registry sales + rental comparables, same postcode + street).
- Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
- Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
- Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
- Gross yield — Annual rent as % of purchase price (no costs).
- Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
- Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
- ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).