# 2 bedroom apartment for sale (CM20 2PY)

## Property Details

| Key | Value |
|-----|-------|
| Address | 12 PARK COURT, HARLOW, ESSEX CM20 2PY |
| Price | £220,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | B |
| Last sold | £220,000 Mar 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** F
- **Potential rating:** C
- **Expiry date:** 31/10/2033
- **Current heating cost:** £2,988/year
- **Est. upgrade cost to C:** £12,175

### Recommendations
- A2 (£850 - £1,500)
- L2 (£1,200 - £1,800)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0692-3931-3209-7117-9204)

## Description

Guide price £220,000 - £230,000

Park Court presents itself as the perfect first time buy with a long lease length found in a prime part of the town centre. With a short walk to the Town Centre and Harlow Train Station. The station connects to both Stansted Airport, London Liverpool Street, Startford and Tottenham Hale. Being close to the Harlow Hospital also makes this property favourable towards tenants.

Also open to first time buyers, this property compliments two double bedrooms, living room, kitchen and family bathroom. Park Court also offers residents parking and an allocate garage.

## Property Photos

- ![Picture No. 11](/listings/photos/141206771/1363246) - Picture No. 11
- ![Picture No. 14](/listings/photos/141206771/1363247) - Picture No. 14
- ![Picture No. 12](/listings/photos/141206771/1363248) - Picture No. 12
- ![Picture No. 18](/listings/photos/141206771/1363249) - Picture No. 18
- ![Picture No. 13](/listings/photos/141206771/1363250) - Picture No. 13
- ![Picture No. 16](/listings/photos/141206771/1363251) - Picture No. 16
- ![Picture No. 15](/listings/photos/141206771/1363252) - Picture No. 15
- ![Picture No. 17](/listings/photos/141206771/1363253) - Picture No. 17
- ![Picture No. 01](/listings/photos/141206771/1363254) - Picture No. 01

## Floorplans

- ![Floorplan](/listings/photos/141206771/1363255) - Floorplan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/141206771/1363256) - EPC Rating Graph

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 12 PARK COURT, HARLOW, ESSEX, CM20 2PY | £220,000 | 20/03/2026 | Flat |
| 12 PARK COURT, HARLOW, ESSEX, CM20 2PY | £48,500 | 19/08/1999 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 223 THE DASHES, HARLOW, ESSEX, CM20 3RY | £155,000 | 23/01/2026 | Flat |
| 111 THE DASHES, HARLOW, ESSEX, CM20 3RT | £295,000 | 14/07/2025 | Flat |
| 63 PARK COURT, HARLOW, ESSEX, CM20 2PZ | £240,000 | 13/12/2023 | Flat |
| 61 PARK COURT, HARLOW, ESSEX, CM20 2PZ | £240,000 | 04/12/2023 | Flat |
| 14 AMBERRY COURT, HARLOW, ESSEX, CM20 2PX | £220,000 | 16/11/2023 | Flat |
| [Same street] 4 PARK COURT, HARLOW, ESSEX, CM20 2PY | £248,000 | 02/08/2023 | Flat |
| [Same street] 1 PARK COURT, HARLOW, ESSEX, CM20 2PY | £250,000 | 21/04/2023 | Flat |
| HUGH'S TOWER, 218 THE HIDES, HARLOW, ESSEX, CM20 3QT | £127,000 | 21/12/2022 | Flat |
| 104 THE DASHES, HARLOW, ESSEX, CM20 3RT | £210,000 | 23/11/2022 | Flat |
| 231 THE DASHES, HARLOW, ESSEX, CM20 3RY | £245,000 | 03/10/2022 | Flat |
| 93 THE DASHES, HARLOW, ESSEX, CM20 3RS | £162,000 | 30/09/2022 | Flat |
| NETTESWELL TOWER 12, HARLOW, ESSEX, CM20 2QN | £151,000 | 29/09/2022 | Flat |
| 59 TANYARD PLACE, HARLOW, ESSEX, CM20 2FF | £210,000 | 10/08/2022 | Flat |
| 44 AMBERRY COURT, HARLOW, ESSEX, CM20 2PX | £211,000 | 25/07/2022 | Flat |
| 300 THE HIDES, HARLOW, ESSEX, CM20 3QU | £93,000 | 22/07/2022 | Flat |
| 8 AMBERRY COURT, HARLOW, ESSEX, CM20 2PX | £90,500 | 07/07/2022 | Flat |
| 62 TANYARD PLACE, HARLOW, ESSEX, CM20 2FF | £106,000 | 08/06/2022 | Flat |
| 39 AMBERRY COURT, HARLOW, ESSEX, CM20 2PX | £215,000 | 27/05/2022 | Flat |
| 50 PARK COURT, HARLOW, ESSEX, CM20 2PZ | £240,000 | 20/05/2022 | Flat |
| 141 THE DASHES, HARLOW, ESSEX, CM20 3RU | £310,000 | 06/05/2022 | Flat |
| 185 TORKILDSEN WAY, HARLOW, ESSEX, CM20 1FE | £196,000 | 07/04/2022 | Flat |
| 192 THE DASHES, HARLOW, ESSEX, CM20 3RX | £197,000 | 15/03/2022 | Flat |

**Street average:** £249,000 (2 sales)
**Area average:** £195,675 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £215,313 (32 Flat, CM20, 2024–2026)
- **Deviation:** +2.2%

## Rental Range

*ONS Price Index of Private Rents (Harlow). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,365/mo
- **Realistic:** £1,517/mo
- **Optimistic:** £1,669/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Harlow & Stortford (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,022/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Terminus House, CM20 | £995/mo | 2 | 0.3 miles | OpenRent |

**Average rent: £995/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.45% (weak for cashflow)
- **Max investor price (0.8%):** £124,375
- **Target investor price (1%):** £99,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £995/mo).*

- **Gross yield:** 5.4%
- **Cost-to-rent:** 18.4×
- **Monthly cashflow:** £4/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 0.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £3,188/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -1.6%
- **10y growth:** 19.1%

## House Price Index (HM Land Registry)

*Official index for Harlow; Flats and maisonettes series; as of April 2026.*

- **1y growth (index):** 0.9%
- **5y growth (index):** 3.8%
- **10y growth (index):** 9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)