# 3 bedroom terraced house for sale (BL9 7HX)

## Property Details

| Key | Value |
|-----|-------|
| Address | 86 PRETTYWOOD, BURY, GREATER MANCHESTER BL9 7HX |
| Price | £129,950 |
| Bedrooms | 3 |
| Last sold | £90,000 Aug 2014 |

## Description

Millgate Estates are delighted to offer for sale this spacious well presented 3 bedroom mid-terrace property situated in the popular area of Prettywood, Bury.  Benefits include gas central heating, upvc double glazing, 2 reception rooms, fitted kitchen, garden to front and paved patio garden to the rear.  Briefly the accommodation comprises entrance hall, lounge, dining room, fitted kitchen, first floor landing, 3 bedrooms and 3 piece family bathroom suite.  Viewing is highly recommended to appreciate the spacious accommodation on offer!!

LOUNGE 12'8" x 12'0"

DINING ROOM 16'10" x 12'7"

KITCHEN 9'8" x 8'0"

BEDROOM 1  16'10" x 10'1"

BEDROOM 2  12'0" x 8'8"

BEDROOM 3  9'3" x 7'0"

## Property Photos

- ![Photo](/listings/photos/14636813/533749)
- ![Photo](/listings/photos/14636813/533751)
- ![Photo](/listings/photos/14636813/533755)
- ![Photo](/listings/photos/14636813/533759)
- ![Photo](/listings/photos/14636813/533760)
- ![Photo](/listings/photos/14636813/533765)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 86 PRETTYWOOD, BURY, ROCHDALE, GREATER MANCHESTER, BL9 7HX | £90,000 | 14/08/2014 | Terraced |
| 86 PRETTYWOOD, BURY, ROCHDALE, GREATER MANCHESTER, BL9 7HX | £48,500 | 29/09/2000 | Terraced |
| 86 PRETTYWOOD, BURY, ROCHDALE, GREATER MANCHESTER, BL9 7HX | £48,000 | 28/07/2000 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 98 PRETTYWOOD, BURY, ROCHDALE, GREATER MANCHESTER, BL9 7HX | £125,000 | 18/09/2025 | Terraced |
| [Same street] 98 PRETTYWOOD, BURY, ROCHDALE, GREATER MANCHESTER, BL9 7HX | £125,000 | 18/09/2025 | Terraced |
| [Same street] 92 PRETTYWOOD, BURY, ROCHDALE, GREATER MANCHESTER, BL9 7HX | £205,000 | 05/06/2025 | Terraced |
| 467 PRETTYWOOD, BURY, ROCHDALE, GREATER MANCHESTER, BL9 7HZ | £158,000 | 20/09/2022 | Terraced |
| [Same street] 100 PRETTYWOOD, BURY, ROCHDALE, GREATER MANCHESTER, BL9 7HX | £98,000 | 11/07/2022 | Terraced |
| 471 PRETTYWOOD, BURY, ROCHDALE, GREATER MANCHESTER, BL9 7HZ | £195,000 | 28/02/2022 | Terraced |
| 301 BURY OLD ROAD, HEAP, BURY, ROCHDALE, GREATER MANCHESTER, BL9 7JG | £135,000 | 26/08/2021 | Terraced |

**Street average:** £138,250 (4 sales)
**Area average:** £162,667 (3 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £182,253 (59 Terraced, BL9, 2024–2026)
- **Deviation:** -28.7%

## Rental Range

*ONS Price Index of Private Rents (Rochdale). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £744/mo
- **Realistic:** £827/mo
- **Optimistic:** £910/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bolton and Bury (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £698/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Argyle Street, OL10 | £995/mo | 3 | 0.57 miles | OpenRent |

**Average rent: £995/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.77% (weak for cashflow)
- **Max investor price (0.8%):** £124,375
- **Target investor price (1%):** £99,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £995/mo).*

- **Gross yield:** 9.2%
- **Cost-to-rent:** 10.9×
- **Monthly cashflow:** £359/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 11.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 35.5%
- **10y growth:** 53.4%

## House Price Index (HM Land Registry)

*Official index for Rochdale; Terraced series; as of March 2026.*

- **1y growth (index):** 3.6%
- **5y growth (index):** 36.6%
- **10y growth (index):** 85.7%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)