# 3 bedroom semi-detached house for sale (CO3 4LH)

## Property Details

| Key | Value |
|-----|-------|
| Address | 5 SAXON CLOSE, COLCHESTER, ESSEX CO3 4LH |
| Price | £300,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Construction age | England and Wales: 1976-1982 |
| Floor area | 82 m² |
| Last sold | £308,000 Nov 2024 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 21/07/2034
- **Current heating cost:** £1,049/year
- **Est. upgrade cost to C:** £18,100

### Recommendations
- B (£500 - £1,500)
- W2 (£4,000 - £6,000)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0380-2222-1430-2224-5011)

## Description

**Guide Price £300,000 - £325,000** A three bedroom semi-detached home situated along a peaceful road, in the ever popular Prettygate district of West Colchester. Offered to the market with no onward chain and offering any prospective purchaser the ideal canvas in which to reimagine and improve upon, this home offers generous reception and bedroom space throughout. This home comprises of; a ground floor shower room, kitchen, dining room, large reception room, two double bedrooms and a sizeable third bedroom. It is also complete with a private and enclosed rear garden and the added luxury of a garage - ideal for additional storage. Within walking distance of an array of favourable primary and secondary schools, shops/amenities, doctors/dentist surgeries and transport links, it proves to be all round, ideal family home.

Internally, the ground floor accommodation commences with a welcoming entrance hall, with stairs ascending to the first floor and a ground floor shower room. Accessed off of the hallway is the kitchen, which leads on to a large dining area. A large reception room is also positioned to the front of the house. Ascend the stairs to the first floor and you will find two double bedrooms and a sizeable third bedroom. Outside, an impressive and private enclosed rear garden awaits. The garden commences with a large patio area, the ideal place for al-fresco dining and outdoor seating furniture. The property is also spoilt with the added luxury of a garage, featuring an up-and-over door and presenting itself as the ideal place for additional storage.

Offered to the market with no onward chain, this home must be viewed to be appreciated.

## Property Photos

- ![Photo](/listings/photos/150501503/583439)
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- ![Photo](/listings/photos/150501503/583452)
- ![Photo](/listings/photos/150501503/583453)

## Floorplans

- ![Floorplan 1](/listings/photos/150501503/583454) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/150501503/583455) - EPC 1

## FENSA Certificates

This property has 3 FENSA certificate(s) on record.

### FENSA Certificate #4916802
- **Address:** 5 Saxon Close, COLCHESTER, CO3 4LH
- **Certificate Issued:** 30/07/2007
- **Work Completed:** 11/07/2007
- **Items:** 1 door(s)

### FENSA Certificate #3650531
- **Address:** 5 Saxon Close, COLCHESTER, CO3 4LH
- **Certificate Issued:** 17/04/2006
- **Work Completed:** 13/03/2006
- **Items:** 2 window(s)

### FENSA Certificate #355056
- **Address:** 5 Saxon Close, Colchester, CO3 4LH
- **Certificate Issued:** 16/01/2003
- **Work Completed:** 15/11/2002
- **Items:** 4 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 5 SAXON CLOSE, COLCHESTER, ESSEX, CO3 4LH | £308,000 | 29/11/2024 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 17 WORTHINGTON WAY, COLCHESTER, ESSEX, CO3 4LA | £388,500 | 28/11/2025 | Semi-detached |
| 7 AMBROSE AVENUE, COLCHESTER, ESSEX, CO3 4JX | £357,000 | 18/11/2025 | Semi-detached |
| 275 STRAIGHT ROAD, COLCHESTER, ESSEX, CO3 9EQ | £375,000 | 23/11/2023 | Semi-detached |
| 56 AMBROSE AVENUE, COLCHESTER, ESSEX, CO3 4LJ | £375,000 | 23/11/2023 | Semi-detached |
| 10 WORTHINGTON WAY, COLCHESTER, ESSEX, CO3 4JZ | £405,000 | 05/10/2023 | Semi-detached |
| 36 WORTHINGTON WAY, COLCHESTER, ESSEX, CO3 4LA | £325,000 | 29/09/2023 | Semi-detached |
| [Same street] 16 SAXON CLOSE, COLCHESTER, ESSEX, CO3 4LH | £385,000 | 01/09/2023 | Semi-detached |
| [Same street] 8 SAXON CLOSE, COLCHESTER, ESSEX, CO3 4LH | £285,000 | 25/08/2023 | Semi-detached |
| 11 CAPE CLOSE, COLCHESTER, ESSEX, CO3 4LX | £306,000 | 05/12/2022 | Semi-detached |
| 95 PARR DRIVE, COLCHESTER, ESSEX, CO3 9EP | £357,500 | 04/11/2022 | Semi-detached |
| 2 BROWNSEA WAY, COLCHESTER, ESSEX, CO3 4SW | £365,000 | 22/09/2022 | Semi-detached |
| 97 PARR DRIVE, COLCHESTER, ESSEX, CO3 9EP | £420,000 | 12/08/2022 | Semi-detached |
| 3 CAPE CLOSE, COLCHESTER, ESSEX, CO3 4LX | £395,000 | 20/07/2022 | Semi-detached |
| [Same street] 1 SAXON CLOSE, COLCHESTER, ESSEX, CO3 4LH | £350,000 | 24/06/2022 | Semi-detached |
| 24 ALAN WAY, COLCHESTER, ESSEX, CO3 4LG | £415,000 | 26/05/2022 | Semi-detached |
| 99 PARR DRIVE, COLCHESTER, ESSEX, CO3 9EP | £365,750 | 20/05/2022 | Semi-detached |
| 16 DUGARD AVENUE, COLCHESTER, ESSEX, CO3 9EH | £375,000 | 13/05/2022 | Semi-detached |
| 7 CHERRYWOOD DRIVE, COLCHESTER, ESSEX, CO3 4LU | £394,000 | 28/04/2022 | Semi-detached |
| 9 AMBROSE AVENUE, COLCHESTER, ESSEX, CO3 4JX | £285,000 | 01/03/2022 | Semi-detached |
| 85 KING HAROLD ROAD, COLCHESTER, ESSEX, CO3 4SG | £385,000 | 20/12/2021 | Semi-detached |
| 69 AMBROSE AVENUE, COLCHESTER, ESSEX, CO3 4LL | £327,500 | 15/11/2021 | Semi-detached |
| 12 AMBROSE AVENUE, COLCHESTER, ESSEX, CO3 4JY | £257,500 | 21/10/2021 | Semi-detached |
| 15 ALAN WAY, COLCHESTER, ESSEX, CO3 4LG | £382,500 | 15/10/2021 | Semi-detached |
| [Same street] 16 SAXON CLOSE, COLCHESTER, ESSEX, CO3 4LH | £360,000 | 25/06/2021 | Semi-detached |

**Street average:** £345,000 (4 sales)
**Area average:** £362,813 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £342,657 (41 Semi-detached, CO3, 2024–2026)
- **Deviation:** -12.4%

## Rental Range

*ONS Price Index of Private Rents (Colchester). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,095/mo
- **Realistic:** £1,217/mo
- **Optimistic:** £1,339/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Colchester (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £972/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Bungalow, James Carter Road, CO3 | £1,550/mo | 3 | 0.29 miles | OpenRent |
| 3 Bed Semi-Detached House, The Commons, CO3 | £3,250/mo | 3 | 0.37 miles | OpenRent |

**Average rent: £2,400/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.8% (okay)
- **Max investor price (0.8%):** £300,000
- **Target investor price (1%):** £240,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £2,400/mo).*

- **Gross yield:** 9.6%
- **Cost-to-rent:** 10.4×
- **Monthly cashflow:** £954/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 13.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £3,659/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 6.2%
- **10y growth:** 20.7%

## House Price Index (HM Land Registry)

*Official index for Colchester; Semi-detached series; as of March 2026.*

- **1y growth (index):** 2.4%
- **5y growth (index):** 16.8%
- **10y growth (index):** 38.7%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)