# 2 bedroom terraced house for sale (SN2 2HN)

## Property Details

| Key | Value |
|-----|-------|
| Address | 109 MONTAGU STREET, SWINDON, SWINDON SN2 2HN |
| Price | £192,500 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | B |
| Last sold | £189,000 Dec 2025 |

## Description

Upon entering, you're welcomed by a handy entrance lobby leading into a generous 24ft open-plan living and dining room, featuring a focal fireplace that adds a touch of character and warmth. This sociable space is ideal for entertaining or simply relaxing at the end of the day.

To the rear, the galley-style kitchen provides a functional and well-laid-out cooking space, flowing through to a rear lobby and the ground floor bathroom.

Upstairs, you'll find two well-proportioned double bedrooms, with the master bedroom benefiting from built-in wardrobes, offering practical storage without compromising space.

Outside, the property boasts a private courtyard garden – low-maintenance and perfect for enjoying warmer days. Additionally, there's a lean-to area that provides excellent storage potential or even a small workshop space.

Rodbourne is a thriving and conveniently located residential area in Swindon, just a short walk from the Designer Outlet Village and within easy reach of the town centre and Swindon train station – making it ideal for commuters. The area is known for its friendly community atmosphere, a mix of period properties, and a wide range of local amenities including shops, schools, parks, and pubs. Rodbourne blends character, convenience, and connectivity – a great place to call home.

## Property Photos

- ![CAM01338G0-PR0119-STILL002](/listings/photos/163962212/178427) - CAM01338G0-PR0119-STILL002
- ![CAM01338G0-PR0119-STILL004](/listings/photos/163962212/178428) - CAM01338G0-PR0119-STILL004
- ![CAM01338G0-PR0119-STILL007](/listings/photos/163962212/178429) - CAM01338G0-PR0119-STILL007
- ![CAM01338G0-PR0119-STILL006](/listings/photos/163962212/178430) - CAM01338G0-PR0119-STILL006
- ![CAM01338G0-PR0119-STILL005](/listings/photos/163962212/178431) - CAM01338G0-PR0119-STILL005
- ![CAM01338G0-PR0119-STILL001](/listings/photos/163962212/178434) - CAM01338G0-PR0119-STILL001

## Floorplans

- ![SWL140003_21](/listings/photos/163962212/178435) - SWL140003_21

## EPC Graphs

- ![EPC 1](/listings/photos/163962212/178437) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 109 MONTAGU STREET, SWINDON, SN2 2HN | £189,000 | 11/12/2025 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 82 MONTAGU STREET, SWINDON, SN2 2HW | £257,500 | 05/01/2026 | Terraced |
| 60 DEBURGH STREET, SWINDON, SN2 2BX | £195,000 | 10/12/2025 | Terraced |
| 10 LINSLADE STREET, SWINDON, SN2 2BL | £238,000 | 05/12/2025 | Terraced |
| 21 HUGHES STREET, SWINDON, SN2 2ER | £238,000 | 31/10/2025 | Terraced |
| 47 PASTURE CLOSE, SWINDON, SN2 2UH | £285,000 | 20/10/2025 | Terraced |
| [Same street] 117 MONTAGU STREET, SWINDON, SN2 2HN | £200,000 | 28/08/2025 | Terraced |
| [Same street] 87 MONTAGU STREET, SWINDON, SN2 2HN | £165,000 | 20/12/2024 | Terraced |
| 81 HUGHES STREET, SWINDON, SN2 2ER | £220,000 | 22/11/2024 | Terraced |
| [Same street] 85 MONTAGU STREET, SWINDON, SN2 2HN | £215,000 | 12/04/2024 | Terraced |
| [Same street] 99 MONTAGU STREET, SWINDON, SN2 2HN | £210,000 | 16/01/2024 | Terraced |
| 58 JENNINGS STREET, SWINDON, SN2 2BD | £175,000 | 08/12/2023 | Terraced |
| 45 DEBURGH STREET, SWINDON, SN2 2BX | £245,000 | 01/12/2023 | Terraced |
| 75 BRUCE STREET, SWINDON, SN2 2EW | £247,500 | 27/11/2023 | Terraced |
| 4 ROSE STREET, SWINDON, SN2 2HJ | £246,000 | 20/11/2023 | Terraced |
| 5 HUGHES STREET, SWINDON, SN2 2ER | £195,000 | 17/11/2023 | Terraced |
| 29 MEADOW ROAD, SWINDON, SN2 2UG | £229,000 | 15/11/2023 | Terraced |
| 10 DREW STREET, SWINDON, SN2 2HP | £210,000 | 03/11/2023 | Terraced |
| 15 GROVES STREET, SWINDON, SN2 2BW | £150,000 | 20/10/2023 | Terraced |
| 15 RAYBROOK CRESCENT, SWINDON, SN2 2HR | £180,500 | 06/10/2023 | Terraced |
| 99 LINSLADE STREET, SWINDON, SN2 2BN | £187,500 | 15/09/2023 | Terraced |
| [Same street] 113 MONTAGU STREET, SWINDON, SN2 2HN | £170,000 | 01/09/2023 | Terraced |
| 30 ROSE STREET, SWINDON, SN2 2HH | £220,000 | 08/08/2023 | Terraced |
| 29 DREW STREET, SWINDON, SN2 2HP | £218,000 | 04/08/2023 | Terraced |
| 35 MONTAGU STREET, SWINDON, SN2 2HL | £170,000 | 25/07/2023 | Terraced |
| 6 LINSLADE STREET, SWINDON, SN2 2BL | £183,000 | 21/07/2023 | Terraced |
| [Same street] 101 MONTAGU STREET, SWINDON, SN2 2HN | £208,000 | 14/07/2023 | Flat |
| [Same street] 73 MONTAGU STREET, SWINDON, SN2 2HN | £210,000 | 13/03/2023 | Terraced |
| [Same street] 93 MONTAGU STREET, SWINDON, SN2 2HN | £235,000 | 14/12/2022 | Terraced |
| [Same street] 121 MONTAGU STREET, SWINDON, SN2 2HN | £208,000 | 27/04/2022 | Terraced |
| [Same street] 107 MONTAGU STREET, SWINDON, SN2 2HN | £215,000 | 31/03/2022 | Terraced |
| [Same street] 105 MONTAGU STREET, SWINDON, SN2 2HN | £163,500 | 21/12/2021 | Terraced |
| [Same street] 97 MONTAGU STREET, SWINDON, SN2 2HN | £175,000 | 17/09/2021 | Terraced |

**Street average:** £197,875 (12 sales)
**Area average:** £214,500 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £225,730 (57 Terraced, SN2, 2024–2026)
- **Deviation:** -14.7%

## Rental Range

*ONS Price Index of Private Rents (Swindon). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £977/mo
- **Realistic:** £1,085/mo
- **Optimistic:** £1,194/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Swindon (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £783/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Wiltshire Court, SN1 | £1,050/mo | 2 | 0.85 miles | OpenRent |

**Average rent: £1,050/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.55% (weak for cashflow)
- **Max investor price (0.8%):** £131,250
- **Target investor price (1%):** £105,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,050/mo).*

- **Gross yield:** 6.5%
- **Cost-to-rent:** 15.3×
- **Monthly cashflow:** £162/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 3.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 20.1%
- **10y growth:** 29.9%

## House Price Index (HM Land Registry)

*Official index for Swindon; Terraced series; as of March 2026.*

- **1y growth (index):** 1.3%
- **5y growth (index):** 17.8%
- **10y growth (index):** 40%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)