Sold STC Terraced

109 MONTAGU STREET

SWINDON, SWINDON SN2 2HN

2 beds 1 baths 70 m² Listed 30 Jun 2025 (-345d)

£192,500

Reduced on 29 Jul 2025

Save

# 2 bedroom terraced house for sale (SN2 2HN)

## Property Details

| Key | Value |
|-----|-------|
| Address | 109 MONTAGU STREET, SWINDON, SWINDON SN2 2HN |
| Price | £192,500 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | B |
| Last sold | £189,000 Dec 2025 |

## Description

To the rear, the galley-style kitchen provides a functional and well-laid-out cooking space, flowing through to a rear lobby and the ground floor bathroom.

Upstairs, you'll find two well-proportioned double bedrooms, with the master bedroom benefiting from built-in wardrobes, offering practical storage without compromising space.

Outside, the property boasts a private courtyard garden – low-maintenance and perfect for enjoying warmer days. Additionally, there's a lean-to area that provides excellent storage potential or even a small workshop space.

Rodbourne is a thriving and conveniently located residential area in Swindon, just a short walk from the Designer Outlet Village and within easy reach of the town centre and Swindon train station – making it ideal for commuters. The area is known for its friendly community atmosphere, a mix of period properties, and a wide range of local amenities including shops, schools, parks, and pubs. Rodbourne blends character, convenience, and connectivity – a great place to call home.

## Property Photos

- ![CAM01338G0-PR0119-STILL002](/listings/photos/163962212/178427) - CAM01338G0-PR0119-STILL002
- ![CAM01338G0-PR0119-STILL004](/listings/photos/163962212/178428) - CAM01338G0-PR0119-STILL004
- ![CAM01338G0-PR0119-STILL007](/listings/photos/163962212/178429) - CAM01338G0-PR0119-STILL007
- ![CAM01338G0-PR0119-STILL006](/listings/photos/163962212/178430) - CAM01338G0-PR0119-STILL006
- ![CAM01338G0-PR0119-STILL005](/listings/photos/163962212/178431) - CAM01338G0-PR0119-STILL005
- ![CAM01338G0-PR0119-STILL001](/listings/photos/163962212/178434) - CAM01338G0-PR0119-STILL001

## Floorplans

- ![SWL140003_21](/listings/photos/163962212/178435) - SWL140003_21

## EPC Graphs

- ![EPC 1](/listings/photos/163962212/178437) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 109 MONTAGU STREET, SWINDON, SN2 2HN | £189,000 | 11/12/2025 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 82 MONTAGU STREET, SWINDON, SN2 2HW | £257,500 | 05/01/2026 | Terraced |
| 60 DEBURGH STREET, SWINDON, SN2 2BX | £195,000 | 10/12/2025 | Terraced |
| 10 LINSLADE STREET, SWINDON, SN2 2BL | £238,000 | 05/12/2025 | Terraced |
| 21 HUGHES STREET, SWINDON, SN2 2ER | £238,000 | 31/10/2025 | Terraced |
| 47 PASTURE CLOSE, SWINDON, SN2 2UH | £285,000 | 20/10/2025 | Terraced |
| [Same street] 117 MONTAGU STREET, SWINDON, SN2 2HN | £200,000 | 28/08/2025 | Terraced |
| [Same street] 87 MONTAGU STREET, SWINDON, SN2 2HN | £165,000 | 20/12/2024 | Terraced |
| 81 HUGHES STREET, SWINDON, SN2 2ER | £220,000 | 22/11/2024 | Terraced |
| [Same street] 85 MONTAGU STREET, SWINDON, SN2 2HN | £215,000 | 12/04/2024 | Terraced |
| [Same street] 99 MONTAGU STREET, SWINDON, SN2 2HN | £210,000 | 16/01/2024 | Terraced |
| 58 JENNINGS STREET, SWINDON, SN2 2BD | £175,000 | 08/12/2023 | Terraced |
| 45 DEBURGH STREET, SWINDON, SN2 2BX | £245,000 | 01/12/2023 | Terraced |
| 75 BRUCE STREET, SWINDON, SN2 2EW | £247,500 | 27/11/2023 | Terraced |
| 4 ROSE STREET, SWINDON, SN2 2HJ | £246,000 | 20/11/2023 | Terraced |
| 5 HUGHES STREET, SWINDON, SN2 2ER | £195,000 | 17/11/2023 | Terraced |
| 29 MEADOW ROAD, SWINDON, SN2 2UG | £229,000 | 15/11/2023 | Terraced |
| 10 DREW STREET, SWINDON, SN2 2HP | £210,000 | 03/11/2023 | Terraced |
| 15 GROVES STREET, SWINDON, SN2 2BW | £150,000 | 20/10/2023 | Terraced |
| 15 RAYBROOK CRESCENT, SWINDON, SN2 2HR | £180,500 | 06/10/2023 | Terraced |
| 99 LINSLADE STREET, SWINDON, SN2 2BN | £187,500 | 15/09/2023 | Terraced |
| [Same street] 113 MONTAGU STREET, SWINDON, SN2 2HN | £170,000 | 01/09/2023 | Terraced |
| 30 ROSE STREET, SWINDON, SN2 2HH | £220,000 | 08/08/2023 | Terraced |
| 29 DREW STREET, SWINDON, SN2 2HP | £218,000 | 04/08/2023 | Terraced |
| 35 MONTAGU STREET, SWINDON, SN2 2HL | £170,000 | 25/07/2023 | Terraced |
| 6 LINSLADE STREET, SWINDON, SN2 2BL | £183,000 | 21/07/2023 | Terraced |
| [Same street] 101 MONTAGU STREET, SWINDON, SN2 2HN | £208,000 | 14/07/2023 | Flat |
| [Same street] 73 MONTAGU STREET, SWINDON, SN2 2HN | £210,000 | 13/03/2023 | Terraced |
| [Same street] 93 MONTAGU STREET, SWINDON, SN2 2HN | £235,000 | 14/12/2022 | Terraced |
| [Same street] 121 MONTAGU STREET, SWINDON, SN2 2HN | £208,000 | 27/04/2022 | Terraced |
| [Same street] 107 MONTAGU STREET, SWINDON, SN2 2HN | £215,000 | 31/03/2022 | Terraced |
| [Same street] 105 MONTAGU STREET, SWINDON, SN2 2HN | £163,500 | 21/12/2021 | Terraced |
| [Same street] 97 MONTAGU STREET, SWINDON, SN2 2HN | £175,000 | 17/09/2021 | Terraced |

**Street average:** £197,875 (12 sales)
**Area average:** £214,500 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £225,730 (57 Terraced, SN2, 2024–2026)
- **Deviation:** -14.7%

## Rental Range

*ONS Price Index of Private Rents (Swindon). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £977/mo
- **Realistic:** £1,085/mo
- **Optimistic:** £1,194/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Swindon (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £783/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Maisonette, Littlecote Close, SN5 | £1,095/mo | 2 | 0.76 miles | OpenRent |
| 2 Bed Flat, Wiltshire Court, SN1 | £1,050/mo | 2 | 0.85 miles | OpenRent |
| 2 Bed Terraced House, Exmouth St, SN1 | £1,400/mo | 2 | 0.88 miles | OpenRent |

**Average rent: £1,182/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.57% (weak for cashflow)
- **Max investor price (0.8%):** £136,875
- **Target investor price (1%):** £109,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,095/mo).*

- **Gross yield:** 6.8%
- **Cost-to-rent:** 14.6×
- **Monthly cashflow:** £202/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 4.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 22.2%
- **10y growth:** 28.3%

## House Price Index (HM Land Registry)

*Official index for Swindon; Terraced series; as of March 2026.*

- **1y growth (index):** 1.3%
- **5y growth (index):** 17.8%
- **10y growth (index):** 40%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

LEASEHOLD (878 years remaining on lease)

Floor area

70 m²

Council tax band

Last sold

£189,000 Dec 2025

Local average

£225,730 (-14.7%)

Deprivation

Decile 7 (22,415 of 33,755)

Street crime

405 incidents within 1 mile (Apr 2026)

Key features

Two Double Bedrooms
Galley Kitchen
24ft Living/Dining Room
Ground Floor Bathroom
Rodbourne Area
NO CHAIN

Additional details

Garden: Yes

Description

Upon entering, you're welcomed by a handy entrance lobby leading into a generous 24ft open-plan living and dining room, featuring a focal fireplace that adds a touch of character and warmth. This sociable space is ideal for entertaining or simply relaxing at the end of the day.
To the rear, the galley-style kitchen provides a functional and well-laid-out cooking space, flowing through to a rear lobby and the ground floor bathroom.
Upstairs, you'll find two well-proportioned double bedrooms, with the master bedroom benefiting from built-in wardrobes, offering practical storage without compromising space.
Outside, the property boasts a private courtyard garden – low-maintenance and perfect for enjoying warmer days. Additionally, there's a lean-to area that provides excellent storage potential or even a small workshop space.
Rodbourne is a thriving and conveniently located residential area in Swindon, just a short walk from the Designer Outlet Village and within easy reach of the town centre and Swindon train station – making it ideal for commuters. The area is known for its friendly community atmosphere, a mix of period properties, and a wide range of local amenities including shops, schools, parks, and pubs. Rodbourne blends character, convenience, and connectivity – a great place to call home.

Listed by

Covering Cirencester, Swindon & Malmesbury

The Property Franchise Group

Reference: 163962212

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

SWL140003_21

EPC Graphs

EPC 1

Price history

Event	Date	Price	% change
Sold	11/12/2025 (5 months ago)	£189,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
82 MONTAGU STREET, SWINDON, SN2 2HW	£257,500	05/01/2026	Terraced
60 DEBURGH STREET, SWINDON, SN2 2BX	£195,000	10/12/2025	Terraced
10 LINSLADE STREET, SWINDON, SN2 2BL	£238,000	05/12/2025	Terraced
21 HUGHES STREET, SWINDON, SN2 2ER	£238,000	31/10/2025	Terraced
47 PASTURE CLOSE, SWINDON, SN2 2UH	£285,000	20/10/2025	Terraced
Same street 117 MONTAGU STREET, SWINDON, SN2 2HN	£200,000	28/08/2025	Terraced
Same street 87 MONTAGU STREET, SWINDON, SN2 2HN	£165,000	20/12/2024	Terraced
81 HUGHES STREET, SWINDON, SN2 2ER	£220,000	22/11/2024	Terraced
Same street 85 MONTAGU STREET, SWINDON, SN2 2HN	£215,000	12/04/2024	Terraced
Same street 99 MONTAGU STREET, SWINDON, SN2 2HN	£210,000	16/01/2024	Terraced
58 JENNINGS STREET, SWINDON, SN2 2BD	£175,000	08/12/2023	Terraced
45 DEBURGH STREET, SWINDON, SN2 2BX	£245,000	01/12/2023	Terraced
75 BRUCE STREET, SWINDON, SN2 2EW	£247,500	27/11/2023	Terraced
4 ROSE STREET, SWINDON, SN2 2HJ	£246,000	20/11/2023	Terraced
5 HUGHES STREET, SWINDON, SN2 2ER	£195,000	17/11/2023	Terraced
29 MEADOW ROAD, SWINDON, SN2 2UG	£229,000	15/11/2023	Terraced
10 DREW STREET, SWINDON, SN2 2HP	£210,000	03/11/2023	Terraced
15 GROVES STREET, SWINDON, SN2 2BW	£150,000	20/10/2023	Terraced
15 RAYBROOK CRESCENT, SWINDON, SN2 2HR	£180,500	06/10/2023	Terraced
99 LINSLADE STREET, SWINDON, SN2 2BN	£187,500	15/09/2023	Terraced
Same street 113 MONTAGU STREET, SWINDON, SN2 2HN	£170,000	01/09/2023	Terraced
30 ROSE STREET, SWINDON, SN2 2HH	£220,000	08/08/2023	Terraced
29 DREW STREET, SWINDON, SN2 2HP	£218,000	04/08/2023	Terraced
35 MONTAGU STREET, SWINDON, SN2 2HL	£170,000	25/07/2023	Terraced
6 LINSLADE STREET, SWINDON, SN2 2BL	£183,000	21/07/2023	Terraced
Same street 101 MONTAGU STREET, SWINDON, SN2 2HN	£208,000	14/07/2023	Flat
Same street 73 MONTAGU STREET, SWINDON, SN2 2HN	£210,000	13/03/2023	Terraced
Same street 93 MONTAGU STREET, SWINDON, SN2 2HN	£235,000	14/12/2022	Terraced
Same street 121 MONTAGU STREET, SWINDON, SN2 2HN	£208,000	27/04/2022	Terraced
Same street 107 MONTAGU STREET, SWINDON, SN2 2HN	£215,000	31/03/2022	Terraced
Same street 105 MONTAGU STREET, SWINDON, SN2 2HN	£163,500	21/12/2021	Terraced
Same street 97 MONTAGU STREET, SWINDON, SN2 2HN	£175,000	17/09/2021	Terraced

Street average: £197,875 (12 sales)

Area average: £214,500 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 22.2%

10y growth 28.3%

House Price Index (HM Land Registry — official index, not sold-price averages): Swindon. Series: Terraced. As of March 2026.

1y (index) 1.3%

5y (index) 17.8%

10y (index) 40%

Rental Range

Estimated market rent for Swindon. Low = conservative, Realistic = average, Optimistic = best case.

Low £977/mo

Realistic £1,085/mo

Optimistic £1,194/mo

Based on Local Authority from postcode lookup → Swindon.

LHA (30th percentile) floor for Swindon: £783/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View SN2 2HN

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Morrison Food And Wine	0.1 miles
Bus stop	Meadow Road	0.2 miles
Shop	Home Bargains	0.2 miles
Bus stop	The Dolphin	0.3 miles
University	Oxford Brookes University - Swindon Campus	0.5 miles
University	Royal Agricultural University (Cultural Heritage Institute)	0.7 miles
Train station	Swindon	0.9 miles
Hospital	Marlborough House	1.1 miles
Train station	Taw Valley Halt	2.2 miles
Hospital	The Ridgeway Hospital	2.8 miles

Street-level crime

Category	Count
Violence and sexual offences	106
Anti-social behaviour	74
Shoplifting	48
Criminal damage and arson	43
Vehicle crime	41
Public order	25
Other theft	20
Drugs	12
Bicycle theft	9
Burglary	8
Robbery	7
Other crime	5
Possession of weapons	4
Theft from the person	3
Total incidents	405

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Even Swindon Primary School	Primary	0.2 miles	Good — 9 Jan 2015
UTC Swindon	Secondary	0.6 miles	Requires improvement — 25 Jun 2024
Robert Le Kyng Primary School	Primary	0.6 miles	Good — 12 Oct 2011
Westlea Primary School	Primary	0.8 miles	Good — 18 Jul 2023
Ferndale Primary School & Nursery	Primary	0.8 miles	Good — 28 Feb 2014

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Maisonette, Littlecote Close, SN5	£1,095/mo	2	0.76 miles	OpenRent
2 Bed Flat, Wiltshire Court, SN1	£1,050/mo	2	0.85 miles	OpenRent
2 Bed Terraced House, Exmouth St, SN1	£1,400/mo	2	0.88 miles	OpenRent

Average rent: £1,182/mo (3 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.57%

Max investor price (0.8%) £136,875

Target investor price (1%) £109,500

Gross yield 6.8%

Cost-to-rent ratio 14.6×

Monthly cashflow £202/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 4.4%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).