# 2 bedroom apartment for sale (MK40 4FY)

## Property Details

| Key | Value |
|-----|-------|
| Address | 75 CROWE ROAD, BEDFORD, BEDFORD MK40 4FY |
| Price | £165,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Construction age | England and Wales: 2003-2006 |
| Floor area | 53 m² |
| Last sold | £160,000 Jul 2023 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 20/06/2032
- **Current heating cost:** £313/year
- **Est. upgrade cost to C:** £2,155

### Recommendations
- L2 (£1,200 - £1,800)
- Y (£585 - £725)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0380-2229-2160-2622-2781)

## Description

**FULL** **DESCRIPTION** **** A WONDERFUL Two bedroom Second Floor apartment ideally situated on the West side of Bedford with easy access to all local amenities, Bedford rail link and near by Town centre . The main highlights include hallway with a security entrance phone, 14ft LOUNGE/DINER, two well proportioned bedrooms, kitchen with built in oven and hob, re fitted bathroom, double glazing and allocated parking for one vehicle. This property would make a perfect first time purchase or an investment to rent out. Internal Viewing is strongly advised. Call to view. LEASEHOLD Council Tax Band B  

**COMMUNAL** **ENTRANCE** **** Entrance hall with stairs rising to 2nd floor. 

**ENTRANCE** **HALL** **** Door leading to hallway, security phone, built in cupboard, doors to main rooms, wall mounted heater. 

**LOUNGE/DINER** **14.11' x 11.9' (4.27m x 3.35m)** Double glazed window to front, wall mounted heater. 

**KITCHEN** **9.8' x 6.2' (2.74m x 1.83m)** Built in four ring electric hob with oven under and extractor over, base and wall mounted units, plumbing for washing machine, integrated fridge freezer, double glazed window to rear, tiled flooring, wall mounted heater. 

**BEDROOM** **1** **10.10' x 10.4' (3.05m x 3.05m)** Double glazed window to front and side, wall mounted heater. 

**BEDROOM** **2** **10.2' x 7' (3.05m x 2.13m)** Double glazed window to rear, built in airing cupboard, wall mounted heater. 

**BATHROOM** **6.2' x 6' (1.83m x 1.83m)** Three piece suite comprising bath with wall mounted shower and shower screen, low level wc, pedestal wash hand basin, tiled flooring, double glazed window to rear, wall mounted heater. 

**ALLOCATED** **PARKING** **** Parking for one vehicle. 

## Property Photos

- ![Photo](/listings/photos/132520565/1377420)
- ![Photo](/listings/photos/132520565/1377421)
- ![Photo](/listings/photos/132520565/1377423)
- ![Photo](/listings/photos/132520565/1377425)
- ![Photo](/listings/photos/132520565/1377426)
- ![Photo](/listings/photos/132520565/1377427)
- ![Photo](/listings/photos/132520565/1377428)
- ![Photo](/listings/photos/132520565/1377429)
- ![Photo](/listings/photos/132520565/1377430)

## Floorplans

- ![Floorplan 1](/listings/photos/132520565/1377431) - Floorplan 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 75 CROWE ROAD, BEDFORD, MK40 4FY | £160,000 | 21/07/2023 | Flat |
| 75 CROWE ROAD, BEDFORD, MK40 4FY | £118,500 | 28/08/2015 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 171 CROWE ROAD, BEDFORD, MK40 4FQ | £136,500 | 09/01/2026 | Flat |
| 69 HENLEY ROAD, BEDFORD, MK40 4FX | £165,000 | 18/12/2025 | Flat |
| [Same street] 67 CROWE ROAD, BEDFORD, MK40 4FY | £140,000 | 28/11/2025 | Flat |
| 17 HENLEY ROAD, BEDFORD, MK40 4FX | £135,000 | 28/11/2025 | Flat |
| [Same street] 65 CROWE ROAD, BEDFORD, MK40 4FY | £200,000 | 28/10/2025 | Flat |
| 63 HENLEY ROAD, BEDFORD, MK40 4FX | £129,000 | 30/07/2025 | Flat |
| 151 HENLEY ROAD, BEDFORD, MK40 4FZ | £153,000 | 16/06/2025 | Flat |
| [Same street] 49 CROWE ROAD, BEDFORD, MK40 4FY | £145,000 | 13/06/2025 | Flat |
| 71 FLAT 2 ASHBURNHAM ROAD, BEDFORD, MK40 1EA | £140,000 | 14/02/2025 | Flat |
| [Same street] 17 CROWE ROAD, BEDFORD, MK40 4FY | £175,000 | 17/01/2025 | Flat |
| [Same street] 7 CROWE ROAD, BEDFORD, MK40 4FY | £165,000 | 22/03/2024 | Flat |
| 183 HENLEY ROAD, BEDFORD, MK40 4FZ | £140,000 | 24/11/2023 | Flat |
| 3 HENLEY ROAD, BEDFORD, MK40 4FX | £157,000 | 27/10/2023 | Flat |
| 163 CROWE ROAD, BEDFORD, MK40 4FQ | £137,000 | 29/09/2023 | Flat |
| 27 HENLEY ROAD, BEDFORD, MK40 4FX | £147,000 | 25/08/2023 | Flat |
| 75 HURST GROVE, BEDFORD, MK40 4HY | £69,000 | 25/08/2023 | Flat |
| 25 HENLEY ROAD, BEDFORD, MK40 4FX | £153,000 | 30/06/2023 | Flat |
| BRAEMAR COURT 29 ASHBURNHAM ROAD, BEDFORD, MK40 1DZ | £102,500 | 22/06/2023 | Flat |
| 135 CROWE ROAD, BEDFORD, MK40 4FQ | £137,500 | 20/06/2023 | Flat |
| 39 HENLEY ROAD, BEDFORD, MK40 4FX | £156,000 | 11/04/2023 | Flat |
| 147 HENLEY ROAD, BEDFORD, MK40 4FZ | £150,000 | 31/03/2023 | Flat |
| 13 HENLEY ROAD, BEDFORD, MK40 4FX | £155,000 | 21/12/2022 | Flat |
| 155 HENLEY ROAD, BEDFORD, MK40 4FZ | £121,000 | 21/12/2022 | Flat |
| 195 CROWE ROAD, BEDFORD, MK40 4FQ | £142,000 | 16/12/2022 | Flat |
| [Same street] 73 CROWE ROAD, BEDFORD, MK40 4FY | £162,000 | 09/12/2022 | Flat |
| 159 HENLEY ROAD, BEDFORD, MK40 4FZ | £146,000 | 09/12/2022 | Flat |
| [Same street] 19 CROWE ROAD, BEDFORD, MK40 4FY | £150,000 | 11/11/2022 | Flat |
| [Same street] 53 CROWE ROAD, BEDFORD, MK40 4FY | £165,000 | 01/07/2022 | Flat |
| [Same street] 51 CROWE ROAD, BEDFORD, MK40 4FY | £130,000 | 25/02/2022 | Flat |
| [Same street] 27 CROWE ROAD, BEDFORD, MK40 4FY | £158,200 | 31/01/2022 | Flat |

**Street average:** £159,020 (10 sales)
**Area average:** £138,575 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £179,400 (50 Flat, MK40, 2024–2026)
- **Deviation:** -8%

## Rental Range

*ONS Price Index of Private Rents (Bedford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,052/mo
- **Realistic:** £1,169/mo
- **Optimistic:** £1,286/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bedford (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £823/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Conduit Road, MK40 | £900/mo | 2 | 0.26 miles | OpenRent |

**Average rent: £900/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.55% (weak for cashflow)
- **Max investor price (0.8%):** £112,500
- **Target investor price (1%):** £90,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £900/mo).*

- **Gross yield:** 6.5%
- **Cost-to-rent:** 15.3×
- **Monthly cashflow:** £135/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 3.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £3,113/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 7.7%
- **10y growth:** 32.8%

## House Price Index (HM Land Registry)

*Official index for Bedford; Flats and maisonettes series; as of April 2026.*

- **1y growth (index):** 0.7%
- **5y growth (index):** 8.5%
- **10y growth (index):** 27.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)