# 2 bedroom apartment for sale (BB8 7JQ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 4 LADY HARTLEY COURT, COLNE, LANCASHIRE BB8 7JQ |
| Price | £145,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | B |
| Last sold | £145,000 Mar 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Expiry date:** 20/08/2035
- **Current heating cost:** £488/year
- **Est. upgrade cost to C:** £293

### Recommendations
- E (£270 - £315)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0360-2379-1580-2025-8435)

## Description

Situated within the popular development of Lady Hartley Court in Colne, this well-presented ground floor apartment offers comfortable and convenient living. The property is available with no onward chain, making it an excellent opportunity for first-time buyers, downsizers, or those seeking a low-maintenance home close to local amenities and transport links.

Upon entering, a welcoming hallway gives access to the main rooms of the apartment. The lounge provides a bright and inviting living space, ideal for relaxing or entertaining. A fitted dining kitchen offers a practical and well-planned layout, complete with ample storage and space for a dining table, creating the perfect setting for everyday living.

The property benefits from two bedrooms, each offering versatility for use as sleeping accommodation, a home office, or guest room. A well-appointed bathroom serves the apartment, while two useful store cupboards within the hallway add valuable additional storage. Externally, there is also a private store for further convenience.

Outside, the apartment enjoys a garden area and the benefit of parking for one car, enhancing its appeal. Lady Hartley Court is a well-regarded residential location, and this ground floor apartment combines practicality with comfort in an attractive setting. Offered with no chain, it is ready for immediate occupation.

## Property Photos

- ![D746FA01-185E-4D57-875E-8E77FEF1E629.jpeg](/listings/photos/166102697/1957454) - D746FA01-185E-4D57-875E-8E77FEF1E629.jpeg
- ![4020DD9B-51F3-43BC-96C6-340217D63A6B.jpeg](/listings/photos/166102697/1957459) - 4020DD9B-51F3-43BC-96C6-340217D63A6B.jpeg
- ![B782BC68-5F91-408D-B0ED-29A8D651F2F1.jpeg](/listings/photos/166102697/1957462) - B782BC68-5F91-408D-B0ED-29A8D651F2F1.jpeg
- ![CC11A215-C782-447D-9217-1892A7F00C0C.jpeg](/listings/photos/166102697/1957465) - CC11A215-C782-447D-9217-1892A7F00C0C.jpeg
- ![3331EB30-30A8-46CE-893B-AF1E9BB5216B.jpeg](/listings/photos/166102697/1957467) - 3331EB30-30A8-46CE-893B-AF1E9BB5216B.jpeg
- ![4CBF41FA-25C4-4C86-B407-67214364723F.jpeg](/listings/photos/166102697/1957470) - 4CBF41FA-25C4-4C86-B407-67214364723F.jpeg
- ![7296C941-78E1-41BA-A331-9909CF92F298.jpeg](/listings/photos/166102697/1957472) - 7296C941-78E1-41BA-A331-9909CF92F298.jpeg
- ![C656E88B-4CB2-4651-9087-DEC2BDDB6DF3.jpeg](/listings/photos/166102697/1957480) - C656E88B-4CB2-4651-9087-DEC2BDDB6DF3.jpeg
- ![81EBDDAE-C49E-4013-AA9D-F70E56E39FC9.jpeg](/listings/photos/166102697/1957482) - 81EBDDAE-C49E-4013-AA9D-F70E56E39FC9.jpeg
- ![346FEE2F-BFC0-4557-B9D6-8A35879244E3.jpeg](/listings/photos/166102697/1957485) - 346FEE2F-BFC0-4557-B9D6-8A35879244E3.jpeg
- ![26308C8B-F8C7-46AA-9263-DA5654022925.jpeg](/listings/photos/166102697/1957487) - 26308C8B-F8C7-46AA-9263-DA5654022925.jpeg
- ![5484085D-7143-4195-AA1E-3BFBD95D717B.jpeg](/listings/photos/166102697/1957492) - 5484085D-7143-4195-AA1E-3BFBD95D717B.jpeg
- ![EC066C80-CF05-4342-BB9E-BCAA860B4596.jpeg](/listings/photos/166102697/1957493) - EC066C80-CF05-4342-BB9E-BCAA860B4596.jpeg

## Floorplans

- ![Floorplan 1](/listings/photos/166102697/1957495) - Floorplan 1

## EPC Graphs

- ![EE Rating](/listings/photos/166102697/1957497) - EE Rating

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 4 LADY HARTLEY COURT, COLNE, PENDLE, LANCASHIRE, BB8 7JQ | £145,000 | 24/03/2026 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| HARTLEY GARDENS 8 THE MANSION ALMA ROAD, COLNE, PENDLE, LANCASHIRE, BB8 7JG | £150,000 | 15/09/2023 | Flat |
| HARTLEY GARDENS 8 THE MANSION ALMA ROAD, COLNE, PENDLE, LANCASHIRE, BB8 7JG | £149,950 | 22/07/2022 | Flat |
| [Same street] 3 LADY HARTLEY COURT, COLNE, PENDLE, LANCASHIRE, BB8 7JQ | £150,000 | 04/07/2022 | Terraced |
| [Same street] 7 LADY HARTLEY COURT, COLNE, PENDLE, LANCASHIRE, BB8 7JQ | £179,000 | 10/02/2022 | Terraced |
| [Same street] 5 LADY HARTLEY COURT, COLNE, PENDLE, LANCASHIRE, BB8 7JQ | £177,950 | 29/10/2021 | Detached |

**Street average:** £168,983 (3 sales)
**Area average:** £149,975 (2 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £124,494 (9 Flat, BB8, 2024–2026)
- **Deviation:** +16.5%

## Rental Range

*ONS Price Index of Private Rents (Pendle). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £599/mo
- **Realistic:** £666/mo
- **Optimistic:** £733/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for West Pennine (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £449/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Detached House, Foulds Road, BB8 | £1,350/mo | 2 | 1.2 miles | OpenRent |

**Average rent: £1,350/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.93% (okay)
- **Max investor price (0.8%):** £168,750
- **Target investor price (1%):** £135,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,350/mo).*

- **Gross yield:** 11.2%
- **Cost-to-rent:** 9×
- **Monthly cashflow:** £619/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 17.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £2,377/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 74.5%

## House Price Index (HM Land Registry)

*Official index for Pendle; Flats and maisonettes series; as of June 2026.*

- **1y growth (index):** 5.9%
- **5y growth (index):** 7.9%
- **10y growth (index):** 43%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)