# 3 bedroom property for sale (ST6 1EZ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 14 BOWDEN STREET, STOKE-ON-TRENT, STOKE-ON-TRENT ST6 1EZ |
| Price | £118,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | A |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 72 m² |
| Last sold | £108,000 May 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Current heating cost:** £677/year
- **Est. upgrade cost to C:** £20,700

### Recommendations
- Internal or external wall insulation (£4,000 - £14,000)
- Floor insulation (suspended floor) (£800 - £1,200)
- Solar water heating (£4,000 - £6,000)
- Replacement glazing units (£1,000 - £1,400)
- Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

## Description

Nestled in a well-established and sought-after area of Stoke on Trent, this charming three-bedroom terrace offers a perfect blend of comfort and practicality, ideal for families, first-time buyers, or those looking to invest in a vibrant community. The property boasts two spacious reception rooms, providing ample space for both relaxing and entertaining guests. The ground floor shower room adds a modern touch and convenience, while the double glazing and gas central heating ensure warmth and energy efficiency throughout the year.  Upon entering, you are greeted by a welcoming hallway that leads into the front reception room, a bright and airy space with large windows allowing natural light to flood in. The second reception room, located to the rear, offers a versatile area that could serve as a dining room, playroom, or home office, depending on your needs. The kitchen, positioned adjacent to the rear reception, is well-proportioned and ready for your personal touch, with easy access to the garden.  Upstairs, the property features three well-sized bedrooms, each benefiting from the double glazing that keeps the rooms quiet and comfortable. The ground floor shower room is a practical addition, fitted with modern fixtures and tiled walls, providing a fresh and functional space for busy mornings. The property is heated by an efficient gas central heating system, ensuring cosy living throughout the colder months.  Outside, the rear garden offers a private outdoor space, perfect for relaxing or entertaining during the warmer months. The garden is low maintenance, making it ideal for those who prefer to spend their time enjoying the local amenities rather than gardening.  Stoke on Trent, located in the heart of Staffordshire, is a city rich in heritage and culture, famously known as the Potteries due to its historic association with the pottery industry. Beyond the property itself, the area offers a wealth of activities and attractions to suit all interests. For those who appreciate history and art, the Potteries Museum & Art Gallery is a must-visit, showcasing an impressive collection of ceramics, local history exhibits, and fine art. The museum also hosts regular events and workshops, making it a vibrant cultural hub.  For outdoor enthusiasts, Stoke on Trent boasts several parks and green spaces, including the beautiful Hanley Park, which features ornamental gardens, a boating lake, and a café. Nearby, the Trentham Estate offers stunning gardens, a lake, and a shopping village, perfect for a day out with family or friends. The estate also hosts seasonal events such as outdoor theatre performances and Christmas markets.  Food lovers will appreciate the growing number of independent cafés, restaurants, and pubs scattered throughout the city, offering everything from traditional British fare to international cuisine. The city centre, particularly around Hanley, is undergoing significant regeneration, bringing new shops, leisure facilities, and entertainment venues to the area.  For those who enjoy sports and leisure, Stoke on Trent provides excellent facilities, including gyms, swimming pools, and sports clubs catering to a variety of interests. The city is also home to the famous Stoke City Football Club, where residents can enjoy the excitement of live football matches.  Transport links are excellent, with easy access to the A50 and A500, connecting Stoke on Trent to the wider Staffordshire region and beyond. The city`s railway station offers regular services to major cities such as Manchester, Birmingham, and London, making commuting straightforward.  In summary, this three-bedroom terrace in Stoke on Trent presents a fantastic opportunity to acquire a comfortable and well-appointed home in a city that offers a rich cultural heritage, excellent amenities, and a strong sense of community. Whether you are looking to settle down or invest, this property is well worth a closer look.

EPC Rating: D

## Property Photos

- ![Photo](/listings/photos/89304387/613716)
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## Floorplans

- ![All](/listings/photos/89304387/613734) - All

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 14 BOWDEN STREET, STOKE-ON-TRENT, ST6 1EZ | £108,000 | 22/05/2025 | Terraced |
| 14 BOWDEN STREET, STOKE-ON-TRENT, ST6 1EZ | £61,000 | 25/08/2021 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 4 BOWDEN STREET, STOKE-ON-TRENT, ST6 1EZ | £75,000 | 02/06/2023 | Terraced |
| 160 MOORLAND ROAD, BURSLEM, STOKE-ON-TRENT, ST6 1EB | £1,535,771 | 14/04/2023 | Other |
| 234A MOORLAND ROAD, BURSLEM, STOKE-ON-TRENT, ST6 1EF | £100,000 | 27/06/2022 | Other |
| HAMIL ROAD METHODIST CHURCH HAMIL ROAD, STOKE-ON-TRENT, ST6 1BB | £365,000 | 17/11/2021 | Other |
| [Same street] 22 BOWDEN STREET, STOKE-ON-TRENT, ST6 1EZ | £90,000 | 12/11/2021 | Semi-detached |
| 160 MOORLAND ROAD, BURSLEM, STOKE-ON-TRENT, ST6 1EB | £220,500 | 27/07/2021 | Other |

**Street average:** £82,500 (2 sales)
**Area average:** £555,318 (4 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £371,206 (14 Other, ST6, 2024–2026)
- **Deviation:** -68.2%

## Rental Range

*ONS Price Index of Private Rents (Stoke-on-Trent). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £637/mo
- **Realistic:** £708/mo
- **Optimistic:** £779/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £593/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Hamil Road, Stoke-On-Trent](http://87.117.209.195:8080/listings/5438ef2) | £850/mo | 3 | 0.14 miles | Rightmove |
| [Lingard Street, Burslem, Stoke-on-Trent, ST6](http://87.117.209.195:8080/listings/a888413) | £750/mo | — | 0.22 miles | Rightmove |
| [Fraser Street, Stoke-On-Trent, Staffordshire, ST6](http://87.117.209.195:8080/listings/6f2b6aa) | £840/mo | 3 | 0.61 miles | Rightmove |
| [Hillary Street, Stoke-on-trent](http://87.117.209.195:8080/listings/244954c) | £850/mo | 3 | 0.91 miles | Rightmove |
| [Crystal Street, Cobridge](http://87.117.209.195:8080/listings/cb5711a) | £995/mo | 3 | 0.94 miles | Rightmove |
| [Crystal Street, Cobridge](http://87.117.209.195:8080/listings/88baf0a) | £995/mo | 3 | 0.94 miles | Rightmove |
| [The Boulevard, Stoke-on-Trent, ST6](http://87.117.209.195:8080/listings/23de26c) | £595/mo | — | 1.06 miles | Rightmove |
| [Festival Close, Stoke-on-Trent, Staffordshire, ST6](http://87.117.209.195:8080/listings/d715509) | £995/mo | 3 | 1.07 miles | Rightmove |
| [High Street, Tunstall](http://87.117.209.195:8080/listings/e335dc3) | £550/mo | — | 1.09 miles | Rightmove |
| [Stanley Street, Tunstall](http://87.117.209.195:8080/listings/f12e1dd) | £850/mo | 3 | 1.19 miles | Rightmove |

**Average rent: £827/mo (10 listings)**

## 1% Rule

- **Rent ratio:** 0.72% (weak for cashflow)
- **Max investor price (0.8%):** £106,250
- **Target investor price (1%):** £85,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £850/mo).*

- **Gross yield:** 8.6%
- **Cost-to-rent:** 11.6×
- **Monthly cashflow:** £275/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 9.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,639/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -30.3%
- **10y growth:** 252.5%

## House Price Index (HM Land Registry)

*Official index for Stoke-on-Trent; All dwelling types series; as of March 2026.*

- **1y growth (index):** 1.6%
- **5y growth (index):** 25.3%
- **10y growth (index):** 61.8%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)
