# 3 bedroom house share for rent (ST4 2BE)

## Property Details

| Key | Value |
|-----|-------|
| Address | 123 SPENCER ROAD, STOKE-ON-TRENT ST4 2BE |
| Price | £390 pcm |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | A |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 77 m² |
| Last sold | £37,500 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Current heating cost:** £369/year
- **Est. upgrade cost to C:** £9,500

### Recommendations
- Solar water heating (£4,000 - £6,000)
- Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

## Description

Nicholas Humphreys are pleased to offer this beautifully presented three bedroom, one bathroom student house located on Spencer Road available for the 2026/2027 academic year!

Key Information:

Rent - £90.00 per person, per week

Deposit - £200.00 per person

Optional Utilities Add-on; Gas, Electric, Water, Broadband & TV Licence - £29.79 PPPW

Tenancy Length - Minimum 50 weeks

Available Date - 21/07/2026 - [ 01/07/2027]

Maximum Occupancy - 3 Tenants (18+ Only)

Let Type: Student Accommodation 

Rooms:

Ground Floor -  Communal living area with comfortable seating. A modern fitted Kitchen and bathroom are located to the back of the property. Room 1 (double room) is also located on the ground floor at the front of the property.

First Floor - Bedroom 2 (double room) and bedroom 3 (large double room) are located on the first floor. All bedrooms come with double beds, wardrobes, desks & chairs. 

Spencer Road is just a stone`s throw from Staffordshire University, Stoke-on-Trent Railway Station and Stoke Town Centre, where you can find shops, pubs and much more!

Property Reference Code: 1729 EPC rating: E.

## Property Photos

- ![Photo](/listings/photos/169025744/9549)
- ![Photo](/listings/photos/169025744/9553)
- ![Photo](/listings/photos/169025744/9555)
- ![Photo](/listings/photos/169025744/9556)
- ![Photo](/listings/photos/169025744/9559)
- ![Photo](/listings/photos/169025744/9560)
- ![Photo](/listings/photos/169025744/9561)
- ![Photo](/listings/photos/169025744/9562)
- ![Photo](/listings/photos/169025744/9564)
- ![Photo](/listings/photos/169025744/9565)
- ![Photo](/listings/photos/169025744/9566)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 123 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £88,000 | 16/07/2020 | Terraced |
| 123 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £37,500 | 23/09/2003 | Terraced |
| 123 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £22,000 | 12/03/1998 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 97 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £93,000 | 12/09/2025 | Terraced |
| [Same street] 82 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £96,000 | 05/09/2025 | Terraced |
| [Same street] 127 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £189,950 | 28/03/2025 | Terraced |
| [Same street] 96 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £130,000 | 06/04/2023 | Other |
| [Same street] 112 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £110,500 | 08/07/2022 | Terraced |
| [Same street] 105 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £108,000 | 10/05/2022 | Terraced |
| [Same street] 100 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £115,000 | 27/01/2022 | Terraced |
| [Same street] 121 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £95,000 | 11/10/2021 | Terraced |
| [Same street] 100 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £90,000 | 08/06/2021 | Terraced |

**Street average:** £114,161 (9 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £202,484 (16 Other, ST4, 2024–2026)
- **Deviation:** -99.8%

## Rental Range

*ONS Price Index of Private Rents (Stoke-on-Trent). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £637/mo
- **Realistic:** £708/mo
- **Optimistic:** £779/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £593/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Spencer Road, ST4 | £850/mo | 3 | 0.02 miles | OpenRent |
| [Ashford Street, Shelton, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/5421543) | £850/mo | 3 | 0.09 miles | Rightmove |
| [Glebe Street, Stoke-On-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/bc70e2e) | £1,610/mo | 3 | 0.2 miles | Rightmove |
| [Wadham Street, penkhull](http://87.117.209.195:8080/listings/c912cff) | £875/mo | 3 | 0.68 miles | Rightmove |
| [Boon Avenue, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/53f583e) | £850/mo | 3 | 0.71 miles | Rightmove |
| [Princes Road, Stoke-on-Trent, ST4](http://87.117.209.195:8080/listings/cc63d17) | £1,200/mo | 3 | 0.75 miles | Rightmove |
| [Hartshill Road, Hartshill, Stoke-on-Trent, ST4](http://87.117.209.195:8080/listings/0059f32) | £1,100/mo | 3 | 1.07 miles | Rightmove |
| [Shelburne Street](http://87.117.209.195:8080/listings/7675d93) | £715/mo | — | 1.12 miles | Rightmove |
| [Steeple Way, Stoke-on-Trent, ST4](http://87.117.209.195:8080/listings/46334d6) | £1,300/mo | 3 | 1.17 miles | Rightmove |
| [Ashlands Road, Hartshill, Stoke On Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/ad0eb8a) | £1,295/mo | 3 | 1.28 miles | Rightmove |
| [Ashlands Road, Hartshill, Stoke-On-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/5f4c6e4) | £1,295/mo | 3 | 1.28 miles | Rightmove |
| [Claridge Road, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/39149e1) | £625/mo | — | 1.29 miles | Rightmove |
| [Garden Place, Stoke-On-Trent](http://87.117.209.195:8080/listings/ffca92b) | £1,150/mo | 3 | 1.31 miles | Rightmove |
| [Room 1, Hilton Road ST4](http://87.117.209.195:8080/listings/b05166f) | £550/mo | 3 | 1.34 miles | Rightmove |
| [Langley Street, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/5718963) | £995/mo | 3 | 1.43 miles | Rightmove |
| [Clare Street, Stoke-on-Trent](http://87.117.209.195:8080/listings/e119338) | £800/mo | 3 | 1.43 miles | Rightmove |
| [Algar Road, ST4](http://87.117.209.195:8080/listings/c0b340d) | £995/mo | 3 | 1.43 miles | Rightmove |
| [King Street, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/c835724) | £700/mo | 3 | 1.58 miles | Rightmove |
| [Flash Lane, Trent Vale , Stoke-on-Trent](http://87.117.209.195:8080/listings/c1b59a8) | £750/mo | 3 | 1.76 miles | Rightmove |
| [St Johns Avenue, Stoke-on-trent](http://87.117.209.195:8080/listings/e2fea00) | £1,095/mo | 3 | 1.78 miles | Rightmove |

**Average rent: £1,049/mo (27 listings)**

## 1% Rule

- **Rent ratio:** 239.74% (strong)
- **Max investor price (0.8%):** £116,875
- **Target investor price (1%):** £93,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £935/mo).*

- **Gross yield:** 2876.9%
- **Monthly cashflow:** £815/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 8646.8%

*Gross yield = annual rent as % of price (no costs). Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £5/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -65%
- **10y growth:** -1.7%

## House Price Index (HM Land Registry)

*Official index for Stoke-on-Trent; All dwelling types series; as of February 2026.*

- **1y growth (index):** 1%
- **5y growth (index):** 23.2%
- **10y growth (index):** 55%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)