# 4 bedroom semi-detached house for sale (CM1 4FD) ## Property Details | Key | Value | |-----|-------| | Address | 39 EMBERSON CROFT, CHELMSFORD, ESSEX CM1 4FD | | Price | £449,995 | | Bedrooms | 4 | | Bathrooms | 3 | | Last sold | £455,000 Dec 2020 | ## Description GUIDE PRICE £449,995 - £459,995 Boasting FOUR DOUBLE BEDROOMS is this IMMACULATELY PRESENTED and deceptively spacious three-storey home that offers a SPACIOUS 18' LOUNGE with open-plan dining/family area with GLASS ROOF, a STYLISH KITCHEN breakfast room, spacious entrance hallway & cloakroom, EN SUITE to master bedroom, family bathroom with four-piece suite, and an additional toilet ot eh second floor which could be converted into a shower room Externally the property offers a CARPORT with parking for 2-3 CARS, well stocked front/side garden strip which extends up the side of the property, and an enclosed garden with HOT TUB*. The property is ideally located to the edge of Broomfield and is within easy access to the City Centre, local schools (including Chelmsford's Grammar Schools), local amenities, Broomfield Hospital, and literally a stone's throw away from local countryside and superb country walks! The accommodation, with approximate room sizes, is as follows: GROUND FLOOR:- ENTRANCE HALL: Entrance door to front, stairs to first floor, cloaks cupboard, understairs storage cupboard with space for appliance, tiled floor, radiator, doors to kitchen, lounge and cloakroom. CLOAKROOM: Low level WC, pedestal hand basin, tiled floor. KITCHEN BREAKFAST ROOM: (11'3" x 10'10" into bay) Double glazed bay window to front with space for breakfast table, modern range of wall and base units, rolled edge worktops with sink inset, built in stainless steel oven, four ring gas hob and stainless steel extractor hood over, integrated washing machine & dishwasher, combi boiler housed in cupboard (controlled by Hive smart control), tiled floor, radiator, space for fridge freezer. LOUNGE: (18'7" x 10'6") Double glaezd window to rear, tiled flooring, radiator, open to: DINING ROOM / CONSERVATORY : (10'9" x 7'11") Double glazed windows to side/rear aspects, double glazed french doors to side, glass pitched roof, fitted blinds, tiled floor, radiator. FIRST FLOOR ACCOMMODATION:- LANDING: Double glazed window to front, radiator, storage cupboard with space for a condenser tumble dryer. BEDROOM ONE: (12' into bay x 11'5") Double glazed bay window to front, built-in sliding mirror fronted wardrobe to one wall, radiator, door to: EN SUITE: Fully tiled shower cubicle, pedestal hand basin, low level wc, part tiled walls, tiled floor. BEDROOM TWO: (10'7" x 9'11") Double glazed window to front, radiator, built in mirror fronted corner wardrobe. FAMILY BATHROOM: Obscure double glazed window to rear, panelled bath with shower attachment, fully tiled shower cubicle, low level wc, pedestal hand basin, tiled walls, tiled floor, chrome towel radiator. SECOND FLOOR ACCOMMODATION:- LANDING: Velux window to front aspect, large storage cupboard (**could be converted to provide a shower room to the adjoining toilet), radiator. TOILET (POTENTIAL SHOWER ROOM): Velux window to rear, low level wc, pedestal wash hand basin, tiled floor, radiator. Neighbouring homes chose to have this as a shower room, which in turn would sacrifice the cupboard on the landing. BEDROOM THREE: (14'11" x 7'11") Double glazed window to front, loft access, radiator. BEDROOM FOUR: (9'4" x 9'4") Double glazed window to rear, radiator. EXTERIOR: REAR GARDEN: Block paved patio area with hot tub (hot tub subject to negotiations), artificial lawn, shed/summer house to rear with power and lighting connected, gated rear/side access to carport. FRONT GARDEN: Small and well stocked front gardenarea which extends most of the way up the side of the plot, carport to rear with driveway parking for two to three cars. AGENTS NOTES If you have any further questions regarding this property, please call . DISCLAIMER: At Hamilton Piers we aim to ensure our sales particulars are accurate and reliable. However, they do not constitute any offer or contract, nor are they to be taken as statements or representations of fact. No tests have been carried out by us in respect of services, systems or appliances contained in the specification. No guarantee as to their operating ability or efficiency is given. All measurements are a guide only and, therefore, can be approximated in some cases. Fixtures and fittings, apart from those mentioned in the particulars, are to be agreed with the seller. Some particulars, please note, may also be awaiting the seller’s approval. If clarification or further information is required, please contact us. ## Property Photos - ![Photo](/listings/photos/80689894/1628999) - ![Photo](/listings/photos/80689894/1629005) - ![Photo](/listings/photos/80689894/1629011) - ![Photo](/listings/photos/80689894/1629014) - ![Photo](/listings/photos/80689894/1629016) - ![Photo](/listings/photos/80689894/1629022) - ![Photo](/listings/photos/80689894/1629025) - ![Photo](/listings/photos/80689894/1629026) - ![Photo](/listings/photos/80689894/1629029) - ![Photo](/listings/photos/80689894/1629033) - ![Photo](/listings/photos/80689894/1629036) - ![Photo](/listings/photos/80689894/1629039) - ![Photo](/listings/photos/80689894/1629043) - ![Photo](/listings/photos/80689894/1629046) - ![Photo](/listings/photos/80689894/1629050) - ![Photo](/listings/photos/80689894/1629054) - ![Photo](/listings/photos/80689894/1629057) - ![Photo](/listings/photos/80689894/1629061) - ![Photo](/listings/photos/80689894/1629065) - ![Photo](/listings/photos/80689894/1629068) - ![Photo](/listings/photos/80689894/1629070) ## Floorplans - ![Floorplan 1](/listings/photos/80689894/1629073) - Floorplan 1 ## EPC Graphs - ![EPC 1](/listings/photos/80689894/1629075) - EPC 1 ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 39 EMBERSON CROFT, CHELMSFORD, ESSEX, CM1 4FD | £455,000 | 09/12/2020 | Terraced | | 39 EMBERSON CROFT, CHELMSFORD, ESSEX, CM1 4FD | £410,000 | 18/12/2014 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 94 BERWICK AVENUE, CHELMSFORD, ESSEX, CM1 4BD | £475,000 | 15/12/2025 | Semi-detached | | 6 CORNWALL CRESCENT, CHELMSFORD, ESSEX, CM1 4BP | £265,000 | 11/12/2025 | Semi-detached | | [Same street] 14 EMBERSON CROFT, CHELMSFORD, ESSEX, CM1 4FD | £490,000 | 13/12/2024 | Semi-detached | | [Same street] 32 EMBERSON CROFT, CHELMSFORD, ESSEX, CM1 4FD | £433,500 | 18/01/2024 | Terraced | | [Same street] 6 EMBERSON CROFT, CHELMSFORD, ESSEX, CM1 4FD | £530,000 | 20/12/2023 | Terraced | | 77 WOODHALL ROAD, CHELMSFORD, ESSEX, CM1 4AE | £380,000 | 05/12/2023 | Semi-detached | | 195 RUTLAND ROAD, CHELMSFORD, ESSEX, CM1 4BW | £230,000 | 24/04/2023 | Semi-detached | | 59 BERWICK AVENUE, CHELMSFORD, ESSEX, CM1 4AW | £485,000 | 17/03/2023 | Semi-detached | | [Same street] 21 EMBERSON CROFT, CHELMSFORD, ESSEX, CM1 4FD | £467,500 | 24/02/2023 | Semi-detached | | 46 BERWICK AVENUE, CHELMSFORD, ESSEX, CM1 4AS | £460,000 | 09/12/2022 | Semi-detached | | [Same street] 34 EMBERSON CROFT, CHELMSFORD, ESSEX, CM1 4FD | £465,000 | 25/11/2022 | Terraced | | 51 QUILP DRIVE, CHELMSFORD, ESSEX, CM1 4YD | £480,000 | 18/11/2022 | Semi-detached | | 6 BERWICK AVENUE, CHELMSFORD, ESSEX, CM1 4AS | £362,000 | 10/11/2022 | Semi-detached | | [Same street] 5 EMBERSON CROFT, CHELMSFORD, ESSEX, CM1 4FD | £485,000 | 09/11/2022 | Semi-detached | | 151 RUTLAND ROAD, CHELMSFORD, ESSEX, CM1 4BW | £290,500 | 05/10/2022 | Semi-detached | | 73 WOODHALL ROAD, CHELMSFORD, ESSEX, CM1 4AE | £330,000 | 22/06/2022 | Semi-detached | | [Same street] 36 EMBERSON CROFT, CHELMSFORD, ESSEX, CM1 4FD | £348,000 | 06/05/2022 | Terraced | | 3 ESSEX AVENUE, CHELMSFORD, ESSEX, CM1 4AQ | £432,500 | 14/04/2022 | Semi-detached | | 12 ESSEX AVENUE, CHELMSFORD, ESSEX, CM1 4AQ | £355,000 | 28/02/2022 | Semi-detached | | 45 CUMBERLAND CRESCENT, CHELMSFORD, ESSEX, CM1 4AL | £365,000 | 15/02/2022 | Semi-detached | | 28 BERWICK AVENUE, CHELMSFORD, ESSEX, CM1 4AS | £470,000 | 29/11/2021 | Semi-detached | | 15 ESSEX AVENUE, CHELMSFORD, ESSEX, CM1 4AQ | £367,000 | 27/09/2021 | Semi-detached | **Street average:** £459,857 (7 sales) **Area average:** £383,133 (15 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £444,509 (74 Semi-detached, CM1, 2024–2026) - **Deviation:** +1.2% ## Rental Range *ONS Price Index of Private Rents (Chelmsford). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £1,302/mo - **Realistic:** £1,447/mo - **Optimistic:** £1,592/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Chelmsford (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £1,446/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 4 Bed Detached House, Petersfield, CM1 | £2,000/mo | 4 | 0.52 miles | OpenRent | | 4 Bed Semi-Detached House, Ashford Place, CM1 | £2,250/mo | 4 | 0.52 miles | OpenRent | | 4 Bed Semi-Detached House, Willow Close, CM1 | £2,000/mo | 4 | 0.55 miles | OpenRent | | 4 Bed Semi-Detached House, Chestnut Walk, CM1 | £2,250/mo | 4 | 0.72 miles | OpenRent | | 4 Bed Semi-Detached House, Broomhall Road, CM1 | £2,500/mo | 4 | 0.89 miles | OpenRent | **Average rent: £2,200/mo (5 listings)** ## 1% Rule - **Rent ratio:** 0.5% (weak for cashflow) - **Max investor price (0.8%):** £281,250 - **Target investor price (1%):** £225,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £2,250/mo).* - **Gross yield:** 6% - **Cost-to-rent:** 16.7× - **Monthly cashflow:** £228/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 2.1% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 22.4% - **10y growth:** 13.2% ## House Price Index (HM Land Registry) *Official index for Chelmsford; Semi-detached series; as of April 2026.* - **1y growth (index):** 1.9% - **5y growth (index):** 16.7% - **10y growth (index):** 35.5% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)