# 3 bedroom detached house for sale (S41 0TY) ## Property Details | Key | Value | |-----|-------| | Address | 19 PENMORE GARDENS, CHESTERFIELD, HASLAND, DERBYSHIRE S41 0TY | | Price | £164,950 | | Bedrooms | 3 | | Bathrooms | 1 | | Last sold | £160,000 Nov 2015 | ## EPC Rating & Upgrade Cost - **Current rating:** D - **Potential rating:** B - **Expiry date:** 16/09/2023 — **EXPIRED** (no longer valid for marketing or letting) - **Current heating cost:** £660/year - **Est. upgrade cost to C:** £19,410 ### Recommendations - A (£100 - £350) - W (£800 - £1,200) - E (£35) - G (£350 - £450) - I (£2,200 - £3,000) - T2 (£900) - U (£9,000 - £14,000) - V (£1,500 - £4,000) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9238-4055-7261-1737-7994) ## Description An absolutely delightful THREE Bedroomed Detached House which contains beautifully appointed and impeccably presented contemporary styled accommodation enhanced by a conservatory to the rear. The property is extremely well situated on a corner plot of a cul-de-sac within a mile of the Town Centre and commuter links but only 1/2 mile from the amenities in the village centre. *Gas Central Heating and uPVC Double Glazing *The remaining accommodation comprises: Entrance Hall, stylish open plan Lounge /Diner, Conservatory, lovely Fitted Kitchen, and immaculate Bathroom *Outside: There is a small front garden with a block paved driveway/parking apron. Detached brick garage, shed to the rear with an east facing garden. **General** - Gas Central Heating uPVC Double Glazing Gross Floor Area - Secondary School Catchment Area - Hasland Hall Community School Council Tax Band - B Current Energy Band - **On The Ground Floor** - **Entrance Hall** - **Lounge/Diner** - With laminate flooring, stone effect fireplace with fitted electric fire, bay window, coving. Step leading to... **Dining Area** - With laminate flooring. uPVC French doors into the.... **Conservatory** - With vinyl flooring and sliding door onto the rear garden **Kitchen** - Fitted with a pastel grey Shaker style wall and base units, complimentary work surfaces, inset stainless steel sink and drainer with mixer tap. Tiled splashbacks, laminate flooring, integrated oven, hob, extractor, fridge. Space for washing machine. Understairs pantry cupboard housing electric board and space for freezer. **On The First Floor** - **Landing** - With loft access and airing cupboard housing the central heating boiler **Bedroom One** - A front facing double room with built-in wardrobes **Bedroom Two** - A rear facing double room with built-in wardrobes, coving **Bedroom Three** - A front facing single room with coving **Bathroom** - Three piece suite in white comprising low flush WC, pedestal wash hand basin and corner bath. Fully tiled. Vinyl flooring. **Outside** - To the front is an open plan triangular lawned garden with bark chipped borders. A block paved driveway leads to side providing ample car standing space and access to the Detached Brick Garage. Gated access leads to the east facing rear lawned garden with block paved pathways and feature ornamental well. Outside tap, security lighting. ## Property Photos - ![Collage.jpg](/listings/photos/52485302/1632605) - Collage.jpg - ![image.jpg](/listings/photos/52485302/1632608) - image.jpg - ![image.jpg](/listings/photos/52485302/1632609) - image.jpg - ![image.jpg](/listings/photos/52485302/1632610) - image.jpg - ![image.jpg](/listings/photos/52485302/1632614) - image.jpg - ![image.jpg](/listings/photos/52485302/1632617) - image.jpg - ![image.jpg](/listings/photos/52485302/1632618) - image.jpg - ![image.jpg](/listings/photos/52485302/1632619) - image.jpg - ![image.jpg](/listings/photos/52485302/1632620) - image.jpg - ![image.jpg](/listings/photos/52485302/1632621) - image.jpg - ![image.jpg](/listings/photos/52485302/1632625) - image.jpg - ![image.jpg](/listings/photos/52485302/1632627) - image.jpg - ![image.jpg](/listings/photos/52485302/1632628) - image.jpg - ![image.jpg](/listings/photos/52485302/1632630) - image.jpg - ![image.jpg](/listings/photos/52485302/1632632) - image.jpg - ![image.jpg](/listings/photos/52485302/1632633) - image.jpg - ![image.jpg](/listings/photos/52485302/1632634) - image.jpg - ![image.jpg](/listings/photos/52485302/1632635) - image.jpg - ![image.jpg](/listings/photos/52485302/1632636) - image.jpg - ![image.jpg](/listings/photos/52485302/1632637) - image.jpg - ![image.jpg](/listings/photos/52485302/1632638) - image.jpg - ![image.jpg](/listings/photos/52485302/1632639) - image.jpg - ![image.jpg](/listings/photos/52485302/1632640) - image.jpg - ![image.jpg](/listings/photos/52485302/1632641) - image.jpg - ![image.jpg](/listings/photos/52485302/1632642) - image.jpg - ![image.jpg](/listings/photos/52485302/1632643) - image.jpg - ![image.jpg](/listings/photos/52485302/1632644) - image.jpg ## Floorplans - ![Floorplan](/listings/photos/52485302/1632645) - Floorplan - ![Detail](/listings/photos/52485302/1632650) - Detail - ![Street](/listings/photos/52485302/1632653) - Street - ![Town](/listings/photos/52485302/1632654) - Town ## EPC Graphs - ![EPC](/listings/photos/52485302/1632656) - EPC ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 19 PENMORE GARDENS, HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0TY | £160,000 | 05/11/2015 | Detached | | 19 PENMORE GARDENS, HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0TY | £125,000 | 13/01/2014 | Detached | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 25 SPITAL BROOK CLOSE, CHESTERFIELD, DERBYSHIRE, S41 0GD | £260,000 | 31/03/2026 | Detached | | [Same street] 7 PENMORE GARDENS, HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0TY | £177,000 | 04/02/2026 | Semi-detached | | 2 ROSE GARTH CLOSE, CHESTERFIELD, DERBYSHIRE, S41 0GE | £265,000 | 08/01/2026 | Detached | | 3 SWANBOURNE CLOSE, HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0TR | £315,000 | 08/12/2025 | Detached | | 19 WHITEBANK CLOSE, CHESTERFIELD, DERBYSHIRE, S41 0TS | £570,000 | 15/09/2023 | Detached | | 81 SPITAL LANE, CHESTERFIELD, DERBYSHIRE, S41 0HL | £271,000 | 29/03/2023 | Detached | | 11 WHITEBANK CLOSE, CHESTERFIELD, DERBYSHIRE, S41 0TS | £525,000 | 21/12/2022 | Detached | | 144 SPITAL LANE, CHESTERFIELD, DERBYSHIRE, S41 0HN | £380,000 | 25/11/2022 | Detached | | 142A SPITAL LANE, CHESTERFIELD, DERBYSHIRE, S41 0HN | £360,000 | 11/11/2022 | Detached | | 150 SPITAL LANE, CHESTERFIELD, DERBYSHIRE, S41 0HN | £300,000 | 04/11/2022 | Detached | | 18 ALEXANDRA ROAD EAST, CHESTERFIELD, DERBYSHIRE, S41 0HF | £250,000 | 02/11/2022 | Detached | | [Same street] 17 PENMORE GARDENS, HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0TY | £220,000 | 18/10/2022 | Detached | | 96 SPITAL LANE, CHESTERFIELD, DERBYSHIRE, S41 0HJ | £300,000 | 24/06/2022 | Detached | | 11 ARKLOW CLOSE, HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0RH | £330,000 | 08/04/2022 | Detached | | 122 SPITAL LANE, CHESTERFIELD, DERBYSHIRE, S41 0HN | £395,000 | 18/03/2022 | Detached | | 2 SAXTON CLOSE, HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0SL | £293,000 | 11/02/2022 | Detached | | 12 COLLISHAW CLOSE, HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0ES | £315,000 | 11/02/2022 | Detached | | 37 PENMORE LANE, HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0SG | £337,000 | 15/12/2021 | Detached | | 22 SAXTON CLOSE, HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0SL | £325,000 | 10/12/2021 | Detached | | 31 PENMORE LANE, HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0SG | £275,000 | 03/12/2021 | Detached | | 92 SPITAL LANE, CHESTERFIELD, DERBYSHIRE, S41 0HJ | £290,000 | 29/09/2021 | Detached | **Street average:** £198,500 (2 sales) **Area average:** £334,526 (19 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £342,409 (34 Detached, S41, 2024–2026) - **Deviation:** -51.8% ## Rental Range *ONS Price Index of Private Rents (Chesterfield). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £670/mo - **Realistic:** £744/mo - **Optimistic:** £818/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Chesterfield (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £598/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 3 Bed Terraced House, Kent Street, S41 | £900/mo | 3 | 0.39 miles | OpenRent | | 3 Bed Semi-Detached House, Hasland Road, S41 | £1,200/mo | 3 | 0.42 miles | OpenRent | | 3 Bed Semi-Detached House, Spital Lane, S41 | £975/mo | 3 | 0.46 miles | OpenRent | | 3 Bed Semi-Detached House, Hady Lane, S41 | £1,125/mo | 3 | 0.56 miles | OpenRent | **Average rent: £1,050/mo (4 listings)** ## 1% Rule - **Rent ratio:** 0.64% (weak for cashflow) - **Max investor price (0.8%):** £131,250 - **Target investor price (1%):** £105,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,050/mo).* - **Gross yield:** 7.6% - **Cost-to-rent:** 13.1× - **Monthly cashflow:** £270/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 6.8% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £2,499/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 13.4% - **10y growth:** 37.2% ## House Price Index (HM Land Registry) *Official index for Chesterfield; Detached series; as of April 2026.* - **1y growth (index):** 4.9% - **5y growth (index):** 20.1% - **10y growth (index):** 47.7% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)