For sale
Terraced
45 ST PAULS STREET
STOKE-ON-TRENT, STOKE-ON-TRENT ST6 4BZ
3 beds
1 baths
Listed 7 Jul 2026 (-13d)
£95,000
Property details
Tenure
FREEHOLD
Council tax band
A
Last sold
£60,000 Oct 2015
Local average
£102,463 (-7.3%)
Deprivation
Decile 1 (1,116 of 33,755)
Street crime
383 incidents within 1 mile (May 2026)
Additional details
- Electricity
- Mains supply
- Water
- Mains supply
- Sewerage
- Mains supply
- Heating
- Gas central
- Parking
- On street
- Garden
- Yes
Description
PROPERTY DESCRIPTION ** IDEAL FIRST TIME BUY OR BUY TO LET INVESTMENT OPPORTUNITY, NO UPWARD CHAIN.
This well presented three bedroom terrace property is situated in a popular residential location, offering excellent access to local amenities, schools, commuter and transport networks. The accommodation comprises, open plan lounge/dining room, kitchen, bathroom and three bedrooms. Gas central heating, double glazing and a paved rear yard. Viewings are recommended.
OPEN PLAN LOUNGE/DINING ROOM 25' 11" x 11' 6" (7.9m x 3.51m) Upvc double glazed entrance door to the front elevation, Gas fire with feature surround, two radiators television point, open plan staircase leading to the first floor and upvc double glazed windows to the front and rear elevations.
KITCHEN 17' 9" x 6' 8" (max)" (5.41m x 2.03m) Fitted base units, drawers and matching wall mounted cupboards. Work surfaces incorporating inset stainless steel sink and single drainer with mixer tap. Built in electric oven, gas hob and stainless steel extractor hood. Plumbing for a washing machine, radiator, tiled floor, upvc double glazed entrance door and window to the side elevation.
BATHROOM Three piece suite comprising panelled bath, wall mounted wash hand basin and low level w/c. Heated towel rail, tiled walls and floor and upvc double glazed window to the side elevation.
FIRST FLOOR LANDING
MASTER BEDROOM 11' 6" x 11' 6" (3.51m x 3.51m) Radiator and upvc double glazed window to the front elevation.
BEDROOM TWO 10' 10" x 8' 4" (3.3m x 2.54m) Radiator and upvc double glazed window to the rear elevation.
BEDROOM THREE 10' 11" x 6' 10" (3.33m x 2.08m) Radiator and upvc double glazed window to the rear elevation.
EXTERIOR To the rear of the property there is a paved yard with useful timber storage shed and gate providing rear access.
GENERAL INFORMATION ** Viewings
By prior arrangement with Louis Taylor.
Please telephone to arrange a mutually convenient appointment.
Fixtures and Fittings
Nothing in these sales details is intended to indicate that any carpets or curtains, furnishings or fittings, electrical goods (wired or not), gas fires or light fitments, or any other fixtures and fittings not expressly included, form part of the property being offered for sale. The services and appliances have not been tested.
Measurements
Please note room sizes shown are only intended as an approximate guide, and should not be relied upon. When ordering carpets or fitments you should always have the areas measured by the appropriate supplier.
Photos
Photos are reproduced for general information and it must not be inferred that any item is included for sale with the property.
Purchasing Procedure
(Placing your offer) All offers should be made to the sole selling agent at our Newcastle branch. This procedure is part of our agreement to the seller and should be carried out before contacting a bank, building society or solicitor. Any delay may result in the property being sold to someone else, and survey/legal costs being unnecessarily incurred.
These sales particulars are provided as a general outline and are for guidance only, and do not form any part of an offer or contract. Intending buyers should not rely on them as statements of fact. No one working at Louis Taylor has the authority to make or give any representation or warranty in respect of the property.
Market Appraisal
Thinking of selling? Established 1877 Louis Taylor have the local knowledge and experience to offer you a free market appraisal of your property without obligation. It is worth noting that we may already have a purchaser waiting to buy your home.
Survey & Valuation
To be satisfied as to the condition and/or valuation of the property you are purchasing we strongly recommend that you have a professional independent survey undertaken. Louis Taylor provides a full survey and valuation service (including Energy Performance Certificates). For details on the different types of surveys available and for a specific quotation please contact our Survey Department on (please note that we are unable to provide a survey on properties that we are selling).
42/60/31
This well presented three bedroom terrace property is situated in a popular residential location, offering excellent access to local amenities, schools, commuter and transport networks. The accommodation comprises, open plan lounge/dining room, kitchen, bathroom and three bedrooms. Gas central heating, double glazing and a paved rear yard. Viewings are recommended.
OPEN PLAN LOUNGE/DINING ROOM 25' 11" x 11' 6" (7.9m x 3.51m) Upvc double glazed entrance door to the front elevation, Gas fire with feature surround, two radiators television point, open plan staircase leading to the first floor and upvc double glazed windows to the front and rear elevations.
KITCHEN 17' 9" x 6' 8" (max)" (5.41m x 2.03m) Fitted base units, drawers and matching wall mounted cupboards. Work surfaces incorporating inset stainless steel sink and single drainer with mixer tap. Built in electric oven, gas hob and stainless steel extractor hood. Plumbing for a washing machine, radiator, tiled floor, upvc double glazed entrance door and window to the side elevation.
BATHROOM Three piece suite comprising panelled bath, wall mounted wash hand basin and low level w/c. Heated towel rail, tiled walls and floor and upvc double glazed window to the side elevation.
FIRST FLOOR LANDING
MASTER BEDROOM 11' 6" x 11' 6" (3.51m x 3.51m) Radiator and upvc double glazed window to the front elevation.
BEDROOM TWO 10' 10" x 8' 4" (3.3m x 2.54m) Radiator and upvc double glazed window to the rear elevation.
BEDROOM THREE 10' 11" x 6' 10" (3.33m x 2.08m) Radiator and upvc double glazed window to the rear elevation.
EXTERIOR To the rear of the property there is a paved yard with useful timber storage shed and gate providing rear access.
GENERAL INFORMATION ** Viewings
By prior arrangement with Louis Taylor.
Please telephone to arrange a mutually convenient appointment.
Fixtures and Fittings
Nothing in these sales details is intended to indicate that any carpets or curtains, furnishings or fittings, electrical goods (wired or not), gas fires or light fitments, or any other fixtures and fittings not expressly included, form part of the property being offered for sale. The services and appliances have not been tested.
Measurements
Please note room sizes shown are only intended as an approximate guide, and should not be relied upon. When ordering carpets or fitments you should always have the areas measured by the appropriate supplier.
Photos
Photos are reproduced for general information and it must not be inferred that any item is included for sale with the property.
Purchasing Procedure
(Placing your offer) All offers should be made to the sole selling agent at our Newcastle branch. This procedure is part of our agreement to the seller and should be carried out before contacting a bank, building society or solicitor. Any delay may result in the property being sold to someone else, and survey/legal costs being unnecessarily incurred.
These sales particulars are provided as a general outline and are for guidance only, and do not form any part of an offer or contract. Intending buyers should not rely on them as statements of fact. No one working at Louis Taylor has the authority to make or give any representation or warranty in respect of the property.
Market Appraisal
Thinking of selling? Established 1877 Louis Taylor have the local knowledge and experience to offer you a free market appraisal of your property without obligation. It is worth noting that we may already have a purchaser waiting to buy your home.
Survey & Valuation
To be satisfied as to the condition and/or valuation of the property you are purchasing we strongly recommend that you have a professional independent survey undertaken. Louis Taylor provides a full survey and valuation service (including Energy Performance Certificates). For details on the different types of surveys available and for a specific quotation please contact our Survey Department on (please note that we are unable to provide a survey on properties that we are selling).
42/60/31
Listed by
Newcastle-Under-Lyme
Louis Taylor
Reference: 90567897
Flood risk
Zone: 1
Risk: Low
Job (default Low)
EPC Graphs
EPC Front Page
Price history
-10% since 2007
| Event | Date | Price | % change |
|---|---|---|---|
| Listed for sale | — | £95,000 | +58.3% |
| Sold | 02/10/2015 (10 years ago) | £60,000 | -10.4% |
| Sold | 21/11/2007 (18 years ago) | £67,000 | — |
Source: HM Land Registry Price Paid Data. Crown copyright.
Sold Comparables
Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.
| Address | Price | Date | Type |
|---|---|---|---|
| 61 LYNDHURST STREET, STOKE-ON-TRENT, ST6 4BP | £100,000 | 09/03/2026 | Terraced |
| 225 NEWCASTLE STREET, STOKE-ON-TRENT, ST6 3QW | £40,000 | 07/01/2026 | Terraced |
| 6 SANCTON GREEN, STOKE-ON-TRENT, ST6 4DE | £118,000 | 07/10/2025 | Terraced |
| 4 HEYBURN CRESCENT, STOKE-ON-TRENT, ST6 4DL | £143,000 | 30/04/2025 | Terraced |
| 225 NEWCASTLE STREET, STOKE-ON-TRENT, ST6 3QW | £27,500 | 27/01/2025 | Terraced |
| 31 MADDOCK STREET, STOKE-ON-TRENT, ST6 3PW | £56,800 | 05/01/2024 | Terraced |
| 149 NEWCASTLE STREET, STOKE-ON-TRENT, ST6 3QJ | £175,000 | 20/11/2023 | Terraced |
| 33 MADDOCK STREET, STOKE-ON-TRENT, ST6 3PW | £85,000 | 03/11/2023 | Terraced |
| 44 MADDOCK STREET, STOKE-ON-TRENT, ST6 3PW | £50,000 | 01/11/2023 | Terraced |
| 8 MADDOCK STREET, STOKE-ON-TRENT, ST6 3PW | £80,000 | 12/10/2023 | Terraced |
| 70 ELLGREAVE STREET, STOKE-ON-TRENT, ST6 4DH | £55,000 | 21/07/2023 | Terraced |
| 18 ELLGREAVE STREET, STOKE-ON-TRENT, ST6 4DH | £110,000 | 28/04/2023 | Terraced |
| 35 FLAMBOROUGH GROVE, STOKE-ON-TRENT, ST6 3QZ | £102,500 | 31/03/2023 | Terraced |
| 33 MADDOCK STREET, STOKE-ON-TRENT, ST6 3PW | £64,000 | 27/03/2023 | Terraced |
| 59 SANT STREET, STOKE-ON-TRENT, ST6 4DF | £59,000 | 22/03/2023 | Terraced |
| 63 LYNDHURST STREET, STOKE-ON-TRENT, ST6 4BP | £98,000 | 20/03/2023 | Terraced |
| 42 LYNDHURST STREET, STOKE-ON-TRENT, ST6 4BP | £95,500 | 17/03/2023 | Terraced |
| 53 SANT STREET, STOKE-ON-TRENT, ST6 4DF | £94,250 | 03/03/2023 | Terraced |
| 44 MADDOCK STREET, STOKE-ON-TRENT, ST6 3PW | £52,000 | 14/12/2022 | Terraced |
| 38 LYNDHURST STREET, STOKE-ON-TRENT, ST6 4BP | £73,850 | 15/11/2022 | Terraced |
| Same street 23 ST PAULS STREET, STOKE-ON-TRENT, ST6 4BZ | £80,000 | 10/09/2021 | Terraced |
Street average: £80,000 (1 sale)
Area average: £83,970 (20 sales)
Capital growth trend
Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).
5y growth
12.9%
10y growth
49.3%
House Price Index (HM Land Registry — official index, not sold-price averages): Stoke-on-Trent. Series: Terraced. As of April 2026.
1y (index)
4.8%
5y (index)
25.7%
10y (index)
63.3%
Rental Range
Estimated market rent for Stoke-on-Trent. Low = conservative, Realistic = average, Optimistic = best case.
Low
£638/mo
Realistic
£709/mo
Optimistic
£780/mo
Based on Local Authority from postcode lookup → Stoke-on-Trent.
LHA (30th percentile) floor for Staffordshire North: £593/mo (Apr 2025 – Mar 2026)
Location
Nearby
Nearest stations, universities and amenities (distance from property).
| Type | Name | Distance |
|---|---|---|
| Bus stop | Newcastle Street, Dale Street | 0.1 miles |
| Bus stop | Longport, Davenport Street / Trubshaw Cross | 0.2 miles |
| Shop | Wayne Walker Quality Meats Factory Shop | 0.3 miles |
| Shop | Longport Convenience Store | 0.3 miles |
| Train station | Longport | 0.4 miles |
| Hospital | Haywood Hospital Walk-in Centre | 1.1 miles |
| Train station | Apedale Road | 2.5 miles |
| Hospital | North Staffordshire Nuffield Hospital | 4.0 miles |
| University | Keele University | 4.0 miles |
| University | Buxton & Leek College | 8.8 miles |
Street-level crime
| Category | Count |
|---|---|
| Violence and sexual offences | 127 |
| Anti-social behaviour | 79 |
| Criminal damage and arson | 31 |
| Public order | 30 |
| Vehicle crime | 23 |
| Shoplifting | 22 |
| Other theft | 20 |
| Drugs | 15 |
| Burglary | 14 |
| Robbery | 7 |
| Other crime | 5 |
| Possession of weapons | 5 |
| Bicycle theft | 3 |
| Theft from the person | 2 |
| Total incidents | 383 |
Within 1 mile during May 2026. Source: data.police.uk (England & Wales).
Schools nearby
Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.
| Name | Type | Distance | Ofsted |
|---|---|---|---|
| Saint Nathaniel's Academy | Primary | 0.3 miles | Good — 20 Jun 2024 |
| Co-op Academy Stoke-On-Trent | Secondary | 0.5 miles | Good — 27 Mar 2013 |
| The Nest | Other | 0.8 miles | Good — 13 Sep 2023 |
| Oaklands Nursery School | Nursery | 0.8 miles | Outstanding — 15 Feb 2013 |
| Kaleidoscope School | Other | 0.8 miles | Good — 10 Dec 2023 |
Rental Comparables
Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.
| Title | Rent | Beds | Distance | As seen on |
|---|---|---|---|---|
| Lower Hadderidge, Stoke-On-Trent, ST6 | £925/mo | 3 | 0.29 miles | Rightmove |
| Scott Lidgett Road,Longport, Stoke-on-Trent | £825/mo | 3 | 0.3 miles | Rightmove |
| Rent To Buy | £920/mo | 3 | 0.42 miles | Rightmove |
| Walley Place, STOKE-ON-TRENT | £825/mo | 3 | 0.73 miles | Rightmove |
| Lingard Street, Burslem, Stoke-on-Trent, ST6 | £750/mo | — | 0.75 miles | Rightmove |
| High Street, Tunstall | £550/mo | — | 0.83 miles | Rightmove |
| Barrett Drive, Stoke-on-trent | £925/mo | 3 | 0.86 miles | Rightmove |
| Bowden Street, Stoke-On-Trent, ST6 | £850/mo | 3 | 0.9 miles | Rightmove |
| The Boulevard, Stoke-on-Trent, ST6 | £595/mo | — | 1.02 miles | Rightmove |
| Crystal Street, Cobridge | £995/mo | 3 | 1.13 miles | Rightmove |
| Stanley Street, Tunstall | £850/mo | 3 | 1.2 miles | Rightmove |
| Jacqueline Street, Tunstall, Stoke-on-Trent, Staffordshire, ST6 | £850/mo | 3 | 1.32 miles | Rightmove |
| The Coppice, Stoke-on-trent | £1,095/mo | 3 | 1.35 miles | Rightmove |
Average rent: £843/mo (13 listings)
Rent-driven metrics
Based on OpenRent comparables.
Rent ratio
0.89%
Max investor price (0.8%)
£106,250
Target investor price (1%)
£85,000
Gross yield
10.7%
Cost-to-rent ratio
9.3×
Monthly cashflow
£366/mo
75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI
15.9%
- Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
- Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
- Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
- Gross yield — Annual rent as % of purchase price (no costs).
- Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
- Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
- ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).