# 2 bedroom terraced house for sale (BD20 5UN)

## Property Details

| Key | Value |
|-----|-------|
| Address | 2 ALMA TERRACE, KEIGHLEY, EAST MORTON, WEST YORKSHIRE BD20 5UN |
| Price | £195,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | B |
| Last sold | £188,000 Jun 2025 |

## Description

Viewing is highly recommended to fully appreciate this beautiful mid terrace cottage situated in the fabulous location enjoying spectacular views across open countryside. Close to local amenities in East Morton village, good schools and the train station at Crossflatts provides excellent commuter access to Leeds and Bradford. The well presented accommodation briefly comprises a spacious living room with wood burning stove, lower ground floor basement kitchen. To the first floor are two bedrooms and stylish modern fitted shower room. With gas fired central heating and double glazing. Externally to the front is a parking space providing off road parking. To the rear is a timber decking area and lawn garden enjoying stunning views across open countryside.

**IMPORTANT NOTE TO POTENTIAL PURCHASERS & TENANTS:**

We endeavour to make our particulars accurate and reliable, however, they do not constitute or form part of an offer or any contract and none is to be relied upon as statements of representation or fact. The services, systems and appliances listed in this specification have not been tested by us and no guarantee as to their operating ability or efficiency is given. All photographs and measurements have been taken as a guide only and are not precise. Floor plans where included are not to scale and accuracy is not guaranteed. If you require clarification or further information on any points, please contact us, especially if you are traveling some distance to view. POTENTIAL PURCHASERS: Fixtures and fittings other than those mentioned are to be agreed with the seller. POTENTIAL TENANTS: All properties are available for a minimum length of time, with the exception of short term accommodation. Please contact the branch for details. A security deposit of at least one month’s rent is required. Rent is to be paid one month in advance. It is the tenant’s responsibility to insure any personal possessions. Payment of all utilities including water rates or metered supply and Council Tax is the responsibility of the tenant in most cases. 

QBA230181/2

## Property Photos

- ![Picture No. 01](/listings/photos/150833015/327085) - Picture No. 01
- ![Picture No. 22](/listings/photos/150833015/327086) - Picture No. 22
- ![Picture No. 16](/listings/photos/150833015/327087) - Picture No. 16
- ![Picture No. 04](/listings/photos/150833015/327088) - Picture No. 04
- ![Picture No. 15](/listings/photos/150833015/327089) - Picture No. 15
- ![Picture No. 02](/listings/photos/150833015/327090) - Picture No. 02
- ![Picture No. 03](/listings/photos/150833015/327091) - Picture No. 03
- ![Picture No. 05](/listings/photos/150833015/327092) - Picture No. 05
- ![Picture No. 06](/listings/photos/150833015/327093) - Picture No. 06
- ![Picture No. 17](/listings/photos/150833015/327094) - Picture No. 17
- ![Picture No. 18](/listings/photos/150833015/327095) - Picture No. 18
- ![Google Maps Image](/listings/photos/150833015/327096) - Google Maps Image
- ![Picture No. 23](/listings/photos/150833015/327097) - Picture No. 23
- ![Picture No. 24](/listings/photos/150833015/327098) - Picture No. 24
- ![Picture No. 25](/listings/photos/150833015/327099) - Picture No. 25
- ![Picture No. 26](/listings/photos/150833015/327100) - Picture No. 26
- ![Picture No. 27](/listings/photos/150833015/327101) - Picture No. 27
- ![Picture No. 28](/listings/photos/150833015/327102) - Picture No. 28

## Floorplans

- ![Floorplan](/listings/photos/150833015/327103) - Floorplan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/150833015/327104) - EPC Rating Graph

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #97880
- **Address:** 2 Alma Terrace, East Morton, BD20 5UN
- **Certificate Issued:** 15/10/2002
- **Work Completed:** 07/06/2002
- **Items:** 6 window(s), 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 2 ALMA TERRACE, EAST MORTON, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD20 5UN | £188,000 | 06/06/2025 | Terraced |
| 2 ALMA TERRACE, EAST MORTON, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD20 5UN | £174,000 | 17/12/2021 | Terraced |
| 2 ALMA TERRACE, EAST MORTON, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD20 5UN | £155,000 | 15/07/2019 | Terraced |
| 2 ALMA TERRACE, EAST MORTON, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD20 5UN | £123,500 | 20/03/2008 | Terraced |
| 2 ALMA TERRACE, EAST MORTON, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD20 5UN | £123,000 | 14/07/2006 | Terraced |
| 2 ALMA TERRACE, EAST MORTON, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD20 5UN | £47,500 | 09/07/1999 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 33 GREEN END ROAD, EAST MORTON, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD20 5TS | £124,000 | 15/12/2023 | Terraced |
| [Same street] 3 ALMA TERRACE, EAST MORTON, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD20 5UN | £149,000 | 16/12/2022 | Terraced |
| 22 OTLEY ROAD, EAST MORTON, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD20 5UH | £75,000 | 10/11/2022 | Terraced |
| 18 OTLEY ROAD, EAST MORTON, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD20 5UH | £145,000 | 26/08/2022 | Terraced |
| [Same street] 10 ALMA TERRACE, EAST MORTON, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD20 5UN | £168,000 | 12/08/2022 | Terraced |
| [Same street] 6 ALMA TERRACE, EAST MORTON, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD20 5UN | £190,000 | 17/06/2022 | Terraced |
| 33 GREEN END ROAD, EAST MORTON, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD20 5TS | £71,000 | 12/05/2022 | Terraced |
| [Same street] 11 ALMA TERRACE, EAST MORTON, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD20 5UN | £188,000 | 17/09/2021 | Terraced |
| 16 OTLEY ROAD, EAST MORTON, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD20 5UH | £165,000 | 27/08/2021 | Terraced |
| 10 OTLEY ROAD, EAST MORTON, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD20 5UH | £149,950 | 30/07/2021 | Terraced |

**Street average:** £173,750 (4 sales)
**Area average:** £121,658 (6 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £202,940 (54 Terraced, BD20, 2024–2026)
- **Deviation:** -3.9%

## Rental Range

*ONS Price Index of Private Rents (Bradford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £668/mo
- **Realistic:** £742/mo
- **Optimistic:** £816/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bradford & South Dales (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £524/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Green End Road, BD20 | £775/mo | 2 | 0.25 miles | OpenRent |
| 2 Bed Terraced House, Otley Road, BD20 | £695/mo | 2 | 0.26 miles | OpenRent |
| 2 Bed Flat, Old Souls Mill, BD16 | £695/mo | 2 | 1.1 miles | OpenRent |

**Average rent: £722/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.36% (weak for cashflow)
- **Max investor price (0.8%):** £86,875
- **Target investor price (1%):** £69,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £695/mo).*

- **Gross yield:** 4.3%
- **Cost-to-rent:** 23.4×
- **Monthly cashflow:** £-167/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -3.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 13.3%
- **10y growth:** 35.3%

## House Price Index (HM Land Registry)

*Official index for Bradford; Terraced series; as of March 2026.*

- **1y growth (index):** 4%
- **5y growth (index):** 28.6%
- **10y growth (index):** 60%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)