# 2 bedroom house for sale (CH1 4JN)

## Property Details

| Key | Value |
|-----|-------|
| Address | 4 CHARLOTTE STREET, CHESTER, CHESTER, CHESHIRE CH1 4JN |
| Price | £155,000 |
| Bedrooms | 2 |
| Last sold | £92,000 Dec 2005 |

## Description

**SUMMARY**

We are delighted to offer for sale this two bedroom semi-detached house.  In brief the property comprises of lounge, separate dining room, kitchen, family bathroom and courtyard to rear.

**DESCRIPTION**

We are delighted to offer for sale this two bedroom semi-detached house.  In brief the property comprises of lounge, separate dining room, kitchen, family bathroom and courtyard to rear.

**Hall** 

With radiator.

**Lounge** 11' x 12' 11" ( 3.35m x 3.94m )

With radiator and window to rear elevation.

**Dining Room** 11' 10" x 11' 10" ( 3.61m x 3.61m )

With window to front elevation and radiator.

**Kitchen** 9' 10" x 7' 5" ( 3.00m x 2.26m )

Comprising of wall and base units, gas oven and hob, stainless steel sink and drainer, plumbing for washing machine, space for fridge freezer, window to side elevation.

**Landing** 

With loft access.

**Bedroom One** 14' 1" x 11' 10" ( 4.29m x 3.61m )

With window to front elevation and radiator.

**Bedroom Two** 8' 8" x 12' 10" ( 2.64m x 3.91m )

With window to rear elevation and radiator.

**Bathroom** 

Comprising of white three piece suite, panelled bath with shower, low-level W/C, pedestal wash basin and fully tiled walls.

**Outside** 

To the rear of the property there is a paved enclosed rear yard.

## Property Photos

- ![Photo](/listings/photos/15452449/731494)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 4 CHARLOTTE STREET, CHESTER, CHESHIRE, CH1 4JN | £92,000 | 23/12/2005 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] WATERSIDE COURT FLAT E CHARLOTTE STREET, CHESTER, CHESHIRE WEST AND CHESTER, CH1 4JN | £56,000 | 15/08/2023 | Flat |
| [Same street] WATERSIDE COURT FLAT A CHARLOTTE STREET, CHESTER, CHESHIRE WEST AND CHESTER, CH1 4JN | £56,000 | 18/05/2023 | Flat |
| [Same street] WATERSIDE COURT FLAT E CHARLOTTE STREET, CHESTER, CHESHIRE WEST AND CHESTER, CH1 4JN | £54,667 | 16/05/2023 | Flat |
| 18 SEDGEFIELD ROAD, CHESTER, CHESHIRE WEST AND CHESTER, CH1 4PU | £754,000 | 11/03/2022 | Other |
| LOCK COURT 25 UPPER CAMBRIAN ROAD, CHESTER, CHESHIRE WEST AND CHESTER, CH1 4FD | £66,990 | 31/01/2022 | Other |
| [Same street] 1 CHARLOTTE STREET, CHESTER, CHESHIRE WEST AND CHESTER, CH1 4JN | £229,950 | 02/07/2021 | Terraced |

**Street average:** £99,154 (4 sales)
**Area average:** £410,495 (2 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £818,400 (15 Other, CH1, 2024–2026)
- **Deviation:** -81.1%

## Rental Range

*ONS Price Index of Private Rents (Cheshire West and Chester). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £877/mo
- **Realistic:** £974/mo
- **Optimistic:** £1,071/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Black Diamond St, CH1 | £1,300/mo | 2 | 0.66 miles | OpenRent |

**Average rent: £1,300/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.84% (okay)
- **Max investor price (0.8%):** £162,500
- **Target investor price (1%):** £130,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,300/mo).*

- **Gross yield:** 10.1%
- **Cost-to-rent:** 9.9×
- **Monthly cashflow:** £535/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 14.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 1.5%
- **10y growth:** -4%

## House Price Index (HM Land Registry)

*Official index for Cheshire West and Chester; All dwelling types series; as of March 2026.*

- **1y growth (index):** 2.4%
- **5y growth (index):** 22.5%
- **10y growth (index):** 53.2%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)