# 3 bedroom semi-detached house for sale (MK41 9SL)

## Property Details

| Key | Value |
|-----|-------|
| Address | 45 BARKERS LANE, BEDFORD, BEDFORD MK41 9SL |
| Price | £184,995 |
| Bedrooms | 3 |
| Last sold | £175,000 Sep 2009 |

## Description

Taylors Estate Agents are delighted to offer for sale this very well presented three bedroom semi detached property in Goldington. The accommodation comprises entrance hall, lounge, dining room and kitchen. Upstairs boasts two double bedrooms, one single bedroom, a bathroom and separate cloakroom. Benefits include double glazing, gas to radiator heating, plenty of off road parking and garage/workshop.

This property is situated in Barkers Lane in Bedford. Local amenities include shops, restaurants and public house on Goldington Road, whilst Bedford Town Centre lies approximately two and a half miles away and hosts an array of shopping and leisure facilities as well as access to major roads and rail routes.

Well Presented Semi Detached

Entrance Hall

Lounge  12ft 6 x 11ft 10

Dining Room  10ft 11 x 10ft 7

Kitchen  7ft 10 x 7ft 6

Bathroom  

Cloakroom

Bedroom One  14ft 5 x 10ft 1

Bedroom Two  10ft x 9ft 8

Bedroom Three  8ft 11 x 7ft 8

Double Glazing

Gas to Radiator Heating

Off Road Parking

Garage/Workshop

Front & Rear Garden

## Property Photos

- ![Photo](/listings/photos/21873370/721562)
- ![Photo](/listings/photos/21873370/721565)
- ![Photo](/listings/photos/21873370/721568)
- ![Photo](/listings/photos/21873370/721572)
- ![Photo](/listings/photos/21873370/721575)
- ![Photo](/listings/photos/21873370/721580)
- ![Photo](/listings/photos/21873370/721584)
- ![EPC](/listings/photos/21873370/721587) - EPC

## Floorplans

- ![Floorplan 1](/listings/photos/21873370/721592) - Floorplan 1

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #15748193
- **Address:** 45 Barkers Lane, BEDFORD, MK41 9SL
- **Certificate Issued:** 07/05/2023
- **Work Completed:** 02/05/2023
- **Items:** 2 window(s), 2 door(s)

### FENSA Certificate #16998663
- **Address:** 45 Barkers Lane, BEDFORD, MK41 9SL
- **Certificate Issued:** 12/10/2025
- **Work Completed:** 01/10/2025
- **Items:** 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 45 BARKERS LANE, BEDFORD, MK41 9SL | £175,000 | 25/09/2009 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 10 SANDY ROAD, BEDFORD, MK41 9TH | £400,000 | 07/01/2026 | Semi-detached |
| 9 KIMBLE DRIVE, BEDFORD, MK41 9SX | £200,000 | 15/08/2025 | Semi-detached |
| 412 GOLDINGTON ROAD, BEDFORD, MK41 9NU | £290,000 | 20/12/2023 | Semi-detached |
| 114 WENDOVER DRIVE, BEDFORD, MK41 9SR | £335,000 | 06/12/2023 | Semi-detached |
| 14 SANDY ROAD, BEDFORD, MK41 9TH | £360,000 | 21/07/2023 | Semi-detached |
| 13 CARTMEL PRIORY, BEDFORD, MK41 0WE | £305,000 | 06/07/2023 | Semi-detached |
| 149 AYLESBURY ROAD, BEDFORD, MK41 9RF | £335,000 | 26/05/2023 | Semi-detached |
| 26 HARPENDEN CLOSE, BEDFORD, MK41 9RG | £397,500 | 19/04/2023 | Semi-detached |
| 44 HONEYSUCKLE WAY, BEDFORD, MK41 0TF | £185,000 | 31/03/2023 | Semi-detached |
| [Same street] 41A BARKERS LANE, BEDFORD, MK41 9SL | £420,000 | 24/03/2023 | Other |
| 10 HARPENDEN CLOSE, BEDFORD, MK41 9RG | £300,000 | 24/02/2023 | Semi-detached |
| 63 BARKERS LANE, BEDFORD, MK41 9ST | £480,500 | 30/11/2022 | Semi-detached |
| 151 AYLESBURY ROAD, BEDFORD, MK41 9RF | £363,500 | 18/10/2022 | Semi-detached |
| 10 QUEEN ALEXANDRA ROAD, BEDFORD, MK41 9SE | £335,000 | 14/07/2022 | Semi-detached |
| 66 HONEYSUCKLE WAY, BEDFORD, MK41 0TF | £205,000 | 29/06/2022 | Semi-detached |
| 311 GOLDINGTON ROAD, BEDFORD, MK41 9PB | £370,000 | 24/06/2022 | Semi-detached |
| 22 MITRE CLOSE, BEDFORD, MK41 0SS | £305,000 | 14/03/2022 | Semi-detached |
| [Same street] 47 BARKERS LANE, BEDFORD, MK41 9SL | £250,000 | 08/03/2022 | Semi-detached |
| 10 THE CLOISTERS, BEDFORD, MK41 0SP | £325,000 | 20/12/2021 | Semi-detached |
| 14 CARTMEL PRIORY, BEDFORD, MK41 0WD | £292,000 | 15/12/2021 | Semi-detached |
| 158 WENDOVER DRIVE, BEDFORD, MK41 9SR | £340,000 | 24/11/2021 | Semi-detached |
| 11 THE CLOISTERS, BEDFORD, MK41 0SP | £220,000 | 11/10/2021 | Semi-detached |

**Street average:** £335,000 (2 sales)
**Area average:** £317,175 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £348,909 (37 Semi-detached, MK41, 2024–2026)
- **Deviation:** -47%

## Rental Range

*ONS Price Index of Private Rents (Bedford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,051/mo
- **Realistic:** £1,168/mo
- **Optimistic:** £1,285/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bedford (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £997/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Manor Road, MK41 | £1,650/mo | 3 | 0.29 miles | OpenRent |
| 3 Bed Semi-Detached House, Wendover Drive, MK41 | £1,450/mo | 3 | 0.39 miles | OpenRent |
| 3 Bed Semi-Detached House, Queens Drive, MK41 | £3,600/mo | 3 | 0.62 miles | OpenRent |
| 3 Bed Flat, Dudley St, MK40 | £3,500/mo | 3 | 0.8 miles | OpenRent |
| 3 Bed Semi-Detached House, Cardington Road, MK42 | £975/mo | 3 | 1.13 miles | OpenRent |

**Average rent: £2,235/mo (5 listings)**

## 1% Rule

- **Rent ratio:** 0.89% (okay)
- **Max investor price (0.8%):** £206,250
- **Target investor price (1%):** £165,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,650/mo).*

- **Gross yield:** 10.7%
- **Cost-to-rent:** 9.3×
- **Monthly cashflow:** £731/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 16.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 23.6%
- **10y growth:** 55.5%

## House Price Index (HM Land Registry)

*Official index for Bedford; Semi-detached series; as of March 2026.*

- **1y growth (index):** 6.6%
- **5y growth (index):** 23%
- **10y growth (index):** 50.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)