# 3 bedroom detached house for sale (SG19 3LL)

## Property Details

| Key | Value |
|-----|-------|
| Address | HOME FARM COTTAGE, LITTLE HEATH, SANDY, GAMLINGAY, CAMBRIDGESHIRE SG19 3LL |
| Price | £625,000 |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Council tax | G |
| Construction age | England and Wales: before 1900 |
| Floor area | 187 m² |
| Last sold | £610,000 Oct 2024 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** A
- **Expiry date:** 14/05/2034
- **Current heating cost:** £2,509/year
- **Est. upgrade cost to C:** £43,725

### Recommendations
- A (£100 - £350)
- Q (£4,000 - £14,000)
- W2 (£4,000 - £6,000)
- D (£80 - £120)
- O (£3,300 - £6,500)
- U (£3,500 - £5,500)
- V2 (£15,000 - £25,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0390-2885-6350-2994-1741)

## Description

Delightful Grade II Listed Cottage set in well maintained gardens.

**Description**

This delightful Grade II listed residence is located on the edge of the popular village of Gamlingay, offering flexible accommodation set on approximately a third-acre plot. The front door enters into the dining room, with an inglenook fireplace with a bread oven and exposed timbers. This room opens to an inner hall leading to the kitchen/breakfast room, which is fully fitted with an extensive range of base and wall-mounted units, and work surfaces. The kitchen includes a one-and-a-half bowl sink and drainer with mixer taps and tiled splashbacks, a built-in Rangemaster style cooker with hood, and space for a fridge and freezer, and plumbing for a dishwasher and washing machine. The inner hallway showcases exposed brickwork and timbers, with a staircase to the first floor, and an under-stair cupboard. The cloakroom, located off the hallway, comprises a wash hand basin and a low-level WC. The generous lounge features views across the garden, an inglenook fireplace with a wood-burning stove and double doors leading into the conservatory The conservatory is constructed of brick and timber frame, with double patio doors leading out to the rear garden. Completing the ground floor is a study or an occasional fourth bedroom with a cast iron open fireplace, built-in storage and exposed beams. 

The stairs lead to the first-floor landing where there are three good sized double bedrooms. Bedroom one features dual aspect windows, built-in storage, exposed timbers, and a newly fitted en suite shower room with a wash basin and a low-level WC. Bedroom two offers views across the rear garden, as well as a built-in double wardrobe and cloakroom facilities comprising a low level WC and wash basin. The third bedroom is yet another comfortable double bedroom overlooking the front of the property. The family bathroom completes the first floor accommodation and is fitted with a four-piece suite comprising a roll-top bath, a separate shower cubicle, a pedestal wash hand basin, and a low-level WC.

Outside, this cottage boasts well-stocked and good-sized gardens to the front and rear. The front garden features a private gravel driveway providing parking for numerous vehicles, with a turning head at the bottom of the garden next to the triple garage. The triple garage is equipped with power and light, an inspection pit with light, a hot and cold water supply (currently disconnected), eaves storage, and a door to the side aspect. The remainder of the front garden is laid to lawns with flower and shrub borders, enclosed by a five-bar gate and hedging. The rear garden includes a paved and mono-blocked patio area adjoining the house, leading to wide lawns with flower, shrub borders and a timber garden shed.

**Location**

Local facilities are available for everyday needs in Gamlingay with a Co-op, pharmacy, post office, general store, two hairdressers, petrol station, farm shop, two public houses, restaurant and doctor’s surgery. 

There is also a thriving community centre, the award winning Eco Hub which has multi-purpose use for events, lectures, library, etc.   

St Neots, Sandy and Biggleswade are close at hand with a wider range of facilities including a Waitrose and Tesco at St Neots, and a Sainsburys supermarket and M&S store in Biggleswade. 

More comprehensive shopping, recreational and cultural facilities are available in the high tech University City of Cambridge which is approximately 16 miles to the north east.     Gamlingay is situated halfway between Bedford and Cambridge with easy and swift connectivity to London by train. There are fast and regular train services from Sandy and Biggleswade stations leading into London’s Kings Cross which take from just 30 minutes with up to four trains an hour.   

The A1 is 8 miles to the west which in turn leads to the south to the M25 and London and to the north to the A14, M1 & M6.    There are a full range of highly regarded independent schools with the Harpur Trust schools in Bedford, Kimbolton co-ed and The Perse and The Leys in Cambridge as well as Gamlingay primary school which feeds into Comberton Village College.   

All distances and times are approximate.

Square Footage: 2,305 sq ft

**Additional Info**

The property has planning permission and listed building consent (Planning references: 20/03468/FUL & 20/03469/LBC) for the demolition of the existing lean to and conservatory and the erection of a two storey rear extension, a single storey to the side and rear, and the remodelling of the existing kitchen.

## Property Photos

- ![Front](/listings/photos/149106233/494890) - Front
- ![Rear](/listings/photos/149106233/494891) - Rear
- ![Garden](/listings/photos/149106233/494893) - Garden
- ![Rear](/listings/photos/149106233/494895) - Rear
- ![Barn](/listings/photos/149106233/494896) - Barn
- ![Picture No. 29](/listings/photos/149106233/494902) - Picture No. 29
- ![Dining Room](/listings/photos/149106233/494903) - Dining Room
- ![Sitting Room](/listings/photos/149106233/494906) - Sitting Room
- ![Conservatory](/listings/photos/149106233/494910) - Conservatory
- ![Hall](/listings/photos/149106233/494912) - Hall
- ![Bedroom One](/listings/photos/149106233/494917) - Bedroom One
- ![Bedroom Three](/listings/photos/149106233/494921) - Bedroom Three
- ![Bedroom Two](/listings/photos/149106233/494927) - Bedroom Two
- ![En Suite](/listings/photos/149106233/494930) - En Suite
- ![Front](/listings/photos/149106233/494934) - Front

## Floorplans

- ![Floorplan](/listings/photos/149106233/494937) - Floorplan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/149106233/494943) - EPC Rating Graph

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| HOME FARM COTTAGE LITTLE HEATH, GAMLINGAY, SANDY, SOUTH CAMBRIDGESHIRE, CAMBRIDGESHIRE, SG19 3LL | £610,000 | 25/10/2024 | Detached |
| HOME FARM COTTAGE LITTLE HEATH, GAMLINGAY, SANDY, SOUTH CAMBRIDGESHIRE, CAMBRIDGESHIRE, SG19 3LL | £480,000 | 19/05/2011 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 8A LITTLE HEATH, GAMLINGAY, SANDY, SOUTH CAMBRIDGESHIRE, CAMBRIDGESHIRE, SG19 3LL | £600,000 | 24/01/2025 | Detached |
| [Same street] SWIFT HOUSE LITTLE HEATH, GAMLINGAY, SANDY, SOUTH CAMBRIDGESHIRE, CAMBRIDGESHIRE, SG19 3LL | £938,500 | 12/12/2024 | Detached |
| [Same street] THE WARREN 2 LITTLE HEATH, GAMLINGAY, SANDY, SOUTH CAMBRIDGESHIRE, CAMBRIDGESHIRE, SG19 3LL | £220,000 | 02/11/2023 | Detached |
| [Same street] MEADOW VIEW, 8 LITTLE HEATH, GAMLINGAY, SANDY, SOUTH CAMBRIDGESHIRE, CAMBRIDGESHIRE, SG19 3LL | £490,000 | 07/09/2023 | Detached |
| [Same street] GARTH COTTAGE LITTLE HEATH, GAMLINGAY, SANDY, SOUTH CAMBRIDGESHIRE, CAMBRIDGESHIRE, SG19 3LL | £7,000 | 17/08/2023 | Other |
| [Same street] EVERGREEN LITTLE HEATH, GAMLINGAY, SANDY, SOUTH CAMBRIDGESHIRE, CAMBRIDGESHIRE, SG19 3LL | £245,000 | 26/04/2022 | Other |
| 1 THE FIELDS, GAMLINGAY, SANDY, SOUTH CAMBRIDGESHIRE, CAMBRIDGESHIRE, SG19 3PD | £875,000 | 21/12/2021 | Detached |
| OAK TREE LODGE PARK LANE, GAMLINGAY, SANDY, SOUTH CAMBRIDGESHIRE, CAMBRIDGESHIRE, SG19 3PD | £600,000 | 03/12/2021 | Detached |
| 2 THE FIELDS, GAMLINGAY, SANDY, SOUTH CAMBRIDGESHIRE, CAMBRIDGESHIRE, SG19 3PD | £900,000 | 26/11/2021 | Detached |
| [Same street] SANDBANKS HOUSE LITTLE HEATH, GAMLINGAY, SANDY, SOUTH CAMBRIDGESHIRE, CAMBRIDGESHIRE, SG19 3LL | £190,000 | 30/09/2021 | Other |

**Street average:** £384,357 (7 sales)
**Area average:** £791,667 (3 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £592,789 (32 Detached, SG19, 2024–2026)
- **Deviation:** +5.4%

## Rental Range

*ONS Price Index of Private Rents (South Cambridgeshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,262/mo
- **Realistic:** £1,402/mo
- **Optimistic:** £1,542/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Peterborough (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £808/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, The Maltings, SG19 | £1,500/mo | 3 | 0.71 miles | OpenRent |

**Average rent: £1,500/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.24% (weak for cashflow)
- **Max investor price (0.8%):** £187,500
- **Target investor price (1%):** £150,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,500/mo).*

- **Gross yield:** 2.9%
- **Cost-to-rent:** 34.7×
- **Monthly cashflow:** £-1,136/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -7.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £3,342/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 2.5%
- **10y growth:** 19.6%

## House Price Index (HM Land Registry)

*Official index for South Cambridgeshire; Detached series; as of March 2026.*

- **1y growth (index):** -0.4%
- **5y growth (index):** 11.6%
- **10y growth (index):** 23.1%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)