Sold Town house

48 RADCLIFFE ROAD

OLDHAM, GREATER MANCHESTER OL4 2NR

3 beds 66 m² Listed 20 Sep 2012 (-5063d)

£99,950

Reduced on 4 Jan 2013

Save

# 3 bedroom town house for sale (OL4 2NR)

## Property Details

| Key | Value |
|-----|-------|
| Address | 48 RADCLIFFE ROAD, OLDHAM, GREATER MANCHESTER OL4 2NR |
| Price | £99,950 |
| Bedrooms | 3 |
| Last sold | £130,000 Feb 2021 |

## Description

**** **** This is an attractive, modern, mid town house in a popular and convenient cul-de-sac location off Ripponden Road and within easy reach of all amenities and briefly comprising of hallway, lounge, dining area & kitchen all at ground floor level with three bedrooms and bathroom at first floor level. The property has the benefit of gas central heating, Upvc double glazing and cavity wall and loft insulation have recently been installed. Externally there is a front garden area and a south westerly facing good sized rear garden with decked area and patio, lawned area with sunny aspect. Realistically priced to attract early interest and viewing recommended.

**ACCOMMODATION** ****

**HALLWAY** **** Upvc entrance door, radiator, laminate flooring.

**LOUNGE** **12' 5" x 13' 1" (3.79m x 4.01m)** Upvc double glazed window, laminate flooring, living flame gas fire and surround

**DINING** **AREA** **9' 10" x 8' 0" (3m x 2.44m)** With laminate flooring, double glazed patio window.

**KITCHEN** **9' 10" x 7' 5" (3m x 2.26m)** Fitted modern wall and base units with stainless steel sink unit, stainless steel built in oven, plumbed for automatic washer.

**LANDING** **** With access to insulated loft

**BEDROOM** **ONE** **13' 2" x 9' 1" (4.01m x 2.77m)** Wardrobes included. Upvc double glazed window, radiator, fitted carpeting.

**BEDROOM** **TWO** **9' 10" x 9' 1" (3m x 2.77m)** Upvc double glazed window, radiator.

**BEDROOM** **THREE** **7' 2" x 6' 4" (2.18m x 1.93m)** Upvc double glazed window, radiator, built in bed unit.

**BATHROOM** **WC** **** Comprising of panel bath, pedestal wash hand basin and low level wc in white with chrome fittings, trident shower unit, Upvc double glazed window, radiator.

**OUTSIDE** **** Externally there is a front garden area and a south westerly facing good sized rear garden with decked area and patio, lawned area with sunny aspect.

## Property Photos

- ![Photo](/listings/photos/39379910/1647109)
- ![Photo](/listings/photos/39379910/1647111)
- ![Photo](/listings/photos/39379910/1647114)
- ![Photo](/listings/photos/39379910/1647117)
- ![Photo](/listings/photos/39379910/1647118)

## Floorplans

- ![Floorplan 1](/listings/photos/39379910/1647120) - Floorplan 1

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #2908027
- **Address:** 48 Radcliffe Road, OLDHAM, OL4 2NR
- **Certificate Issued:** 01/08/2005
- **Work Completed:** 01/06/2005
- **Items:** 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 48 RADCLIFFE ROAD, OLDHAM, GREATER MANCHESTER, OL4 2NR | £130,000 | 01/02/2021 | Terraced |
| 48 RADCLIFFE ROAD, OLDHAM, GREATER MANCHESTER, OL4 2NR | £80,000 | 20/09/2013 | Terraced |
| 48 RADCLIFFE ROAD, OLDHAM, GREATER MANCHESTER, OL4 2NR | £42,000 | 17/12/1999 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 45 RIXSON STREET, OLDHAM, GREATER MANCHESTER, OL4 2NX | £150,000 | 09/01/2026 | Terraced |
| 19 ALBANY STREET, OLDHAM, GREATER MANCHESTER, OL4 2NT | £110,000 | 08/01/2026 | Terraced |
| 34 BRAMBLE AVENUE, OLDHAM, GREATER MANCHESTER, OL4 2PQ | £190,000 | 12/12/2025 | Terraced |
| 19 JOWETT STREET, OLDHAM, GREATER MANCHESTER, OL1 4JQ | £168,000 | 09/12/2025 | Terraced |
| 36 PIERCE STREET, OLDHAM, GREATER MANCHESTER, OL1 4JH | £105,000 | 28/11/2025 | Terraced |
| 40 RADCLIFFE ROAD, OLDHAM, GREATER MANCHESTER, OL4 2NR | £155,000 | 31/10/2025 | Terraced |
| 56 COUNTHILL ROAD, OLDHAM, GREATER MANCHESTER, OL4 2PB | £200,000 | 30/09/2025 | Terraced |
| 63 ALVA ROAD, OLDHAM, GREATER MANCHESTER, OL4 2NS | £123,000 | 21/03/2025 | Terraced |
| 10 RADCLIFFE ROAD, OLDHAM, GREATER MANCHESTER, OL4 2NR | £135,000 | 01/12/2023 | Terraced |
| 19 BRAMBLE AVENUE, OLDHAM, GREATER MANCHESTER, OL4 2PQ | £182,500 | 03/11/2023 | Terraced |
| 28 ALVA ROAD, OLDHAM, GREATER MANCHESTER, OL4 2NS | £97,000 | 19/10/2023 | Terraced |
| 16 BRAMBLE AVENUE, OLDHAM, GREATER MANCHESTER, OL4 2PQ | £150,000 | 06/10/2023 | Terraced |
| 34 PIERCE STREET, OLDHAM, GREATER MANCHESTER, OL1 4JH | £95,000 | 02/10/2023 | Terraced |
| 358 RIPPONDEN ROAD, OLDHAM, GREATER MANCHESTER, OL4 2NU | £105,000 | 12/07/2023 | Terraced |
| 143 COUNTHILL ROAD, OLDHAM, GREATER MANCHESTER, OL4 2PE | £105,000 | 28/06/2023 | Terraced |
| 54A COUNTHILL ROAD, OLDHAM, GREATER MANCHESTER, OL4 2PB | £185,000 | 19/06/2023 | Terraced |
| 30 PIERCE STREET, OLDHAM, GREATER MANCHESTER, OL1 4JH | £123,000 | 02/06/2023 | Terraced |
| 9 KILBURN STREET, OLDHAM, GREATER MANCHESTER, OL1 4JF | £131,000 | 26/05/2023 | Terraced |
| 5 JOWETT STREET, OLDHAM, GREATER MANCHESTER, OL1 4JQ | £112,500 | 05/05/2023 | Terraced |
| 4 CORNHILL STREET, OLDHAM, GREATER MANCHESTER, OL1 4JD | £82,500 | 22/02/2023 | Terraced |

**Area average:** £135,225 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £160,382 (69 Terraced, OL4, 2024–2026)
- **Deviation:** -37.7%

## Rental Range

*ONS Price Index of Private Rents (Oldham). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £829/mo
- **Realistic:** £921/mo
- **Optimistic:** £1,013/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Oldham & Rochdale (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £693/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Jowett St, OL1 | £1,300/mo | 3 | 0.13 miles | OpenRent |
| 3 Bed Terraced House, Sharples Hall Street, OL4 | £1,100/mo | 3 | 0.4 miles | OpenRent |
| 3 Bed End Terrace, Thirlstone Avenue, OL4 | £1,100/mo | 3 | 0.99 miles | OpenRent |

**Average rent: £1,167/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 1.1% (strong)
- **Max investor price (0.8%):** £137,500
- **Target investor price (1%):** £110,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,100/mo).*

- **Gross yield:** 13.2%
- **Cost-to-rent:** 7.6×
- **Monthly cashflow:** £571/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 23.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 26.5%
- **10y growth:** 57.1%

## House Price Index (HM Land Registry)

*Official index for Oldham; Terraced series; as of April 2026.*

- **1y growth (index):** 4.2%
- **5y growth (index):** 35.4%
- **10y growth (index):** 94.8%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Floor area

66 m²

Last sold

£130,000 Feb 2021

Local average

£160,382 (-37.7%)

Deprivation

Decile 4 (12,460 of 33,755)

Street crime

0 incidents within 1 mile (May 2026)

Key features

Three Bedroom
Mid Town House
Gas Central Heating
Upvc Double Glazing
Cavity Wall Insulation
Sunny Rear Garden
Realistically Priced
Viewing Recommended

Additional details

Garden: Yes

Description

** This is an attractive, modern, mid town house in a popular and convenient cul-de-sac location off Ripponden Road and within easy reach of all amenities and briefly comprising of hallway, lounge, dining area & kitchen all at ground floor level with three bedrooms and bathroom at first floor level. The property has the benefit of gas central heating, Upvc double glazing and cavity wall and loft insulation have recently been installed. Externally there is a front garden area and a south westerly facing good sized rear garden with decked area and patio, lawned area with sunny aspect. Realistically priced to attract early interest and viewing recommended.

ACCOMMODATION

HALLWAY Upvc entrance door, radiator, laminate flooring.

LOUNGE 12' 5" x 13' 1" (3.79m x 4.01m) Upvc double glazed window, laminate flooring, living flame gas fire and surround

DINING AREA 9' 10" x 8' 0" (3m x 2.44m) With laminate flooring, double glazed patio window.

KITCHEN 9' 10" x 7' 5" (3m x 2.26m) Fitted modern wall and base units with stainless steel sink unit, stainless steel built in oven, plumbed for automatic washer.

LANDING With access to insulated loft

BEDROOM ONE 13' 2" x 9' 1" (4.01m x 2.77m) Wardrobes included. Upvc double glazed window, radiator, fitted carpeting.

BEDROOM TWO 9' 10" x 9' 1" (3m x 2.77m) Upvc double glazed window, radiator.

BEDROOM THREE 7' 2" x 6' 4" (2.18m x 1.93m) Upvc double glazed window, radiator, built in bed unit.

BATHROOM WC Comprising of panel bath, pedestal wash hand basin and low level wc in white with chrome fittings, trident shower unit, Upvc double glazed window, radiator.

OUTSIDE ** Externally there is a front garden area and a south westerly facing good sized rear garden with decked area and patio, lawned area with sunny aspect.

Listed by

Shaw

Kirkham Property

Reference: 39379910

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #2908027

Property Details

Street: 48 Radcliffe Road

Town: OLDHAM

Postcode: OL4 2NR

Installation Details

Items: 1 door

Certificate Issued: 01/08/2005

Work Completed: 01/06/2005

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

210% since 1999

Event	Date	Price	% change
Sold	01/02/2021 (5 years ago)	£130,000	+62.5%
Sold	20/09/2013 (12 years ago)	£80,000	+90.5%
Sold	17/12/1999 (26 years ago)	£42,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
45 RIXSON STREET, OLDHAM, GREATER MANCHESTER, OL4 2NX	£150,000	09/01/2026	Terraced
19 ALBANY STREET, OLDHAM, GREATER MANCHESTER, OL4 2NT	£110,000	08/01/2026	Terraced
34 BRAMBLE AVENUE, OLDHAM, GREATER MANCHESTER, OL4 2PQ	£190,000	12/12/2025	Terraced
19 JOWETT STREET, OLDHAM, GREATER MANCHESTER, OL1 4JQ	£168,000	09/12/2025	Terraced
36 PIERCE STREET, OLDHAM, GREATER MANCHESTER, OL1 4JH	£105,000	28/11/2025	Terraced
40 RADCLIFFE ROAD, OLDHAM, GREATER MANCHESTER, OL4 2NR	£155,000	31/10/2025	Terraced
56 COUNTHILL ROAD, OLDHAM, GREATER MANCHESTER, OL4 2PB	£200,000	30/09/2025	Terraced
63 ALVA ROAD, OLDHAM, GREATER MANCHESTER, OL4 2NS	£123,000	21/03/2025	Terraced
10 RADCLIFFE ROAD, OLDHAM, GREATER MANCHESTER, OL4 2NR	£135,000	01/12/2023	Terraced
19 BRAMBLE AVENUE, OLDHAM, GREATER MANCHESTER, OL4 2PQ	£182,500	03/11/2023	Terraced
28 ALVA ROAD, OLDHAM, GREATER MANCHESTER, OL4 2NS	£97,000	19/10/2023	Terraced
16 BRAMBLE AVENUE, OLDHAM, GREATER MANCHESTER, OL4 2PQ	£150,000	06/10/2023	Terraced
34 PIERCE STREET, OLDHAM, GREATER MANCHESTER, OL1 4JH	£95,000	02/10/2023	Terraced
358 RIPPONDEN ROAD, OLDHAM, GREATER MANCHESTER, OL4 2NU	£105,000	12/07/2023	Terraced
143 COUNTHILL ROAD, OLDHAM, GREATER MANCHESTER, OL4 2PE	£105,000	28/06/2023	Terraced
54A COUNTHILL ROAD, OLDHAM, GREATER MANCHESTER, OL4 2PB	£185,000	19/06/2023	Terraced
30 PIERCE STREET, OLDHAM, GREATER MANCHESTER, OL1 4JH	£123,000	02/06/2023	Terraced
9 KILBURN STREET, OLDHAM, GREATER MANCHESTER, OL1 4JF	£131,000	26/05/2023	Terraced
5 JOWETT STREET, OLDHAM, GREATER MANCHESTER, OL1 4JQ	£112,500	05/05/2023	Terraced
4 CORNHILL STREET, OLDHAM, GREATER MANCHESTER, OL1 4JD	£82,500	22/02/2023	Terraced

Area average: £135,225 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 26.5%

10y growth 57.1%

House Price Index (HM Land Registry — official index, not sold-price averages): Oldham. Series: Terraced. As of April 2026.

1y (index) 4.2%

5y (index) 35.4%

10y (index) 94.8%

Rental Range

Estimated market rent for Oldham. Low = conservative, Realistic = average, Optimistic = best case.

Low £829/mo

Realistic £921/mo

Optimistic £1,013/mo

Based on Local Authority from postcode lookup → Oldham.

LHA (30th percentile) floor for Oldham & Rochdale: £693/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View OL4 2NR

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Watersheddings, Ripponden Road / opposite Radcliffe Road	0.1 miles
Bus stop	Watersheddings, Ripponden Road / near Radcliffe Road	0.1 miles
Shop	Bargain Booze	0.2 miles
Shop	Four Seasons	0.2 miles
Hospital	The Christie at Oldham	1.7 miles
Hospital	SpaMedica Oldham	1.8 miles
Train station	Greenfield	3.0 miles
Train station	Mossley	3.2 miles
University	UCEN Manchester (City Campus)	8.1 miles
University	University of Law	8.3 miles

Street-level crime

Category	Count
Total incidents	0

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Kingsland School	Other	0.2 miles	Good — 13 May 2020
Woodlands Primary Academy	Primary	0.2 miles	Good — 27 Feb 2020
St. Theresa's RC Primary School	Primary	0.4 miles	Good — 15 Sep 2024
Littlemoor Primary School	Primary	0.5 miles	Requires improvement — 23 Sep 2024
Hodge Clough Primary School	Primary	0.5 miles	Good — 17 Jun 2015

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Terraced House, Jowett St, OL1	£1,300/mo	3	0.13 miles	OpenRent
3 Bed Terraced House, Sharples Hall Street, OL4	£1,100/mo	3	0.4 miles	OpenRent
3 Bed End Terrace, Thirlstone Avenue, OL4	£1,100/mo	3	0.99 miles	OpenRent

Average rent: £1,167/mo (3 listings)

Rent-driven metrics

Based on OpenRent comparables.

This street 9.6% gross yield avg £137,625 sale, £1,100/mo rent

Rent ratio 1.1%

Max investor price (0.8%) £137,500

Target investor price (1%) £110,000

Gross yield 13.2%

Cost-to-rent ratio 7.6×

Monthly cashflow £571/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 23.7%

This street — Gross yield for this street only (Land Registry sales + rental comparables, same postcode + street).
Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).