# Studio apartment for sale (PE27 6SP)

## Property Details

| Key | Value |
|-----|-------|
| Address | 39 HILL RISE, ST IVES, CAMBRIDGESHIRE PE27 6SP |
| Price | £120,000 |
| Council tax | A |
| Last sold | £120,000 May 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Expiry date:** 05/02/2030
- **Current heating cost:** £204/year
- **Est. upgrade cost to C:** £2,600

### Recommendations
- I (£2,200 - £3,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8280-6222-6710-2876-7206)

## Description

A spacious first floor studio apartment situated within close proximity of local shops and the Guided Bus stops, which offers easy and convenient access into Cambridge. 

Accommodation comprises - Communal entrance hall with stairs to first floor, open plan living room/bedroom with built-in storage cupboards, one offering a useful loft storage space, a refitted kitchen with integrated appliances, refitted shower room and resident parking area. 

The property would be an ideal first time or investment purchase with a potential rent of approximately £700pcm.

Perfectly positioned for commuters and offered with no forward chain, this well-located apartment presents an excellent opportunity to secure a home in a quiet yet accessible area of St. Ives.

Leasehold charge per annum: £1190.76 per annum, paid monthly £99.23 per month. 

Lease Length: 125 Years from 25/03/1991

Lease, Ground rent and maintenance details have been provided by the seller. Their accuracy cannot be guaranteed. Should you proceed with a purchase of this property, lease details must be verified by your solicitor.

Huntingdonshire District Council

Council Tax Banding A. 

These details are subject to approval.

**BUYERS INFORMATION**

To conform with government Money Laundering Regulations 2019, we are required to confirm the identity of all prospective buyers. We use the services of a third party, Lifetime Legal, who will contact you directly at an agreed time to do this. They will need the full name, date of birth and current address of all buyers and ID. There is a nominal charge of £80 inc VAT for this (for the transaction not per person), payable direct to Lifetime Legal. Please note, we are unable to advertise a property or issue a memorandum of sale until the checks are complete.

REFERRAL FEES

We may refer you to recommended providers of ancillary services such as Conveyancing, Financial Services, Insurance and Surveying. We may receive a commission payment fee or other benefit (known as a referral fee) for recommending their services. You are not under any obligation to use the services of the recommended provider. The ancillary service provider may be an associated company of Thomas Morris.

SIS250443/

## Property Photos

- ![Picture No. 08](/listings/photos/87488034/2447651) - Picture No. 08
- ![Picture No. 05](/listings/photos/87488034/2447652) - Picture No. 05
- ![Picture No. 06](/listings/photos/87488034/2447653) - Picture No. 06
- ![Picture No. 04](/listings/photos/87488034/2447654) - Picture No. 04
- ![Picture No. 07](/listings/photos/87488034/2447655) - Picture No. 07
- ![Picture No. 03](/listings/photos/87488034/2447656) - Picture No. 03
- ![Picture No. 01](/listings/photos/87488034/2447657) - Picture No. 01

## Floorplans

- ![Floorplan](/listings/photos/87488034/2447658) - Floorplan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/87488034/2447659) - EPC Rating Graph

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #265559
- **Address:** 39 Hill Rise, ST. IVES, PE27 6SP
- **Certificate Issued:** 26/08/2003
- **Work Completed:** 30/10/2002
- **Items:** 4 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 39 HILL RISE, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 6SP | £120,000 | 06/05/2026 | Flat |
| 39 HILL RISE, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 6SP | £107,000 | 10/12/2021 | Flat |
| 39 HILL RISE, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 6SP | £71,000 | 09/04/2010 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 20 LORNA COURT, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 6FD | £158,000 | 12/12/2025 | Flat |
| [Same street] 60 HILL RISE, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 6SP | £165,000 | 26/10/2023 | Flat |
| [Same street] 11 HILL RISE, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 6SP | £500,000 | 16/05/2023 | Detached |
| [Same street] 66 HILL RISE, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 6SP | £61,400 | 06/04/2023 | Flat |
| FAIRFIELD BURY FLAT 10 BURY WAY, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 6SL | £227,500 | 16/12/2022 | Flat |
| [Same street] 27 HILL RISE, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 6SP | £400,000 | 30/11/2022 | Detached |
| [Same street] 45 HILL RISE, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 6SP | £123,000 | 26/08/2022 | Flat |
| FAIRFIELD BURY FLAT 3 BURY WAY, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 6SL | £125,000 | 13/07/2022 | Flat |
| [Same street] 37 HILL RISE, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 6SP | £103,500 | 08/07/2022 | Flat |
| [Same street] 1 HILL RISE, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 6SP | £380,000 | 27/04/2022 | Detached |
| 7 LORNA COURT, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 6FD | £136,000 | 28/01/2022 | Flat |
| [Same street] 23 HILL RISE, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 6SP | £360,000 | 06/01/2022 | Detached |

**Street average:** £261,613 (8 sales)
**Area average:** £161,625 (4 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £177,455 (11 Flat, PE27, 2024–2026)
- **Deviation:** -32.4%

## Rental Range

*ONS Price Index of Private Rents (Huntingdonshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £951/mo
- **Realistic:** £1,057/mo
- **Optimistic:** £1,163/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Huntingdon (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Semi-Detached House, Pettis Road, PE27 | £1,050/mo | 1 | 0.27 miles | OpenRent |
| 2 Bed Semi-Detached House, Dormy Way, PE28 | £1,000/mo | 2 | 0.51 miles | OpenRent |

**Average rent: £1,025/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.85% (okay)
- **Max investor price (0.8%):** £128,125
- **Target investor price (1%):** £102,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,025/mo).*

- **Gross yield:** 10.3%
- **Cost-to-rent:** 9.8×
- **Monthly cashflow:** £425/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 14.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £3,529/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -14.3%
- **10y growth:** 14.4%

## House Price Index (HM Land Registry)

*Official index for Huntingdonshire; Flats and maisonettes series; as of July 2026.*

- **1y growth (index):** 0.3%
- **5y growth (index):** 3.4%
- **10y growth (index):** 17.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)