Sold STC Terraced

55 GRAY STREET

WORKINGTON, CUMBRIA CA14 2NQ

3 beds 1 baths 1,259 sq ft Listed 6 Jun 2022 (-1468d)

£133,500

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# 3 bedroom terraced house for sale (CA14 2NQ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 55 GRAY STREET, WORKINGTON, CUMBRIA CA14 2NQ |
| Price | £133,500 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 117 m² |
| Last sold | £131,000 Oct 2022 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 21/06/2032
- **Current heating cost:** £935/year
- **Est. upgrade cost to C:** £21,600

### Recommendations
- A3 (£1,500 - £2,700)
- B (£500 - £1,500)
- Q (£4,000 - £14,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/7700-4624-0422-4123-3623)

## Description

***View with our 3D tour*** This lovely home is located on the outskirts of Workington Town centre. A gentle stroll will put you in Vulcan park, which is fantastic for families with children or those who simply want to enjoy a pleasant walk. The town centre with its wide range of shops and amenities is only just a few minutes' walk away. The house offers plenty of space and also good value for money and will be suitable for a first-time buyer, couple or family. Within the property there is a vestibule and hallway that leads to a spacious, open plan, lounge and diner. Both rooms enjoy feature fireplaces and the lounge also boasts a large bay window creating an attractive feature. A door from the dining room takes you into the stylish and modern kitchen. The property has a rear yard, accessed from the kitchen, where you will find a useful brick-built outbuilding. This provides fantastic storage and will be suitable for bikes, prams or garden furniture. Leading up to the first floor you will find three, well presented, bedrooms including a substantial master bedroom and the bathroom is also conveniently located on the first floor. From the landing, paddle ladders take you up to a versatile loft room, which makes a great hobby room, home office or storeroom. To fully appreciate this lovely home and the convenience of its excellent location we highly recommend you arrange a viewing.

## Property Photos

- ![Photo 6](/listings/photos/123897833/437041) - Photo 6
- ![Photo 1](/listings/photos/123897833/437043) - Photo 1
- ![Photo 17](/listings/photos/123897833/437051) - Photo 17
- ![Photo 3](/listings/photos/123897833/437054) - Photo 3
- ![Photo 4](/listings/photos/123897833/437057) - Photo 4
- ![Photo 7](/listings/photos/123897833/437060) - Photo 7
- ![Photo 8](/listings/photos/123897833/437061) - Photo 8
- ![Photo 9](/listings/photos/123897833/437064) - Photo 9
- ![Photo 16](/listings/photos/123897833/437067) - Photo 16
- ![Photo 14](/listings/photos/123897833/437070) - Photo 14
- ![Photo 13](/listings/photos/123897833/437073) - Photo 13
- ![Photo 12](/listings/photos/123897833/437074) - Photo 12
- ![Photo 11](/listings/photos/123897833/437077) - Photo 11
- ![Photo 15](/listings/photos/123897833/437079) - Photo 15
- ![Photo 10](/listings/photos/123897833/437082) - Photo 10

## Floorplans

- ![Floor plan](/listings/photos/123897833/437087) - Floor plan

## EPC Graphs

- ![FULL EPC](/listings/photos/123897833/437092) - FULL EPC
- ![EPC GRAPH](/listings/photos/123897833/437095) - EPC GRAPH

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 55 GRAY STREET, WORKINGTON, ALLERDALE, CUMBRIA, CA14 2NQ | £131,000 | 20/10/2022 | Terraced |
| 55 GRAY STREET, WORKINGTON, ALLERDALE, CUMBRIA, CA14 2NQ | £28,500 | 20/04/2000 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 61 GRAY STREET, WORKINGTON, CUMBERLAND, CA14 2NQ | £125,000 | 16/01/2026 | Semi-detached |
| 136 VULCANS LANE, WORKINGTON, CUMBERLAND, CA14 2ND | £137,000 | 16/01/2026 | Terraced |
| 35 BRAYTON STREET, WORKINGTON, CUMBERLAND, CA14 2NP | £105,000 | 17/12/2025 | Terraced |
| 7 TARN STREET, WORKINGTON, CUMBERLAND, CA14 3DQ | £73,000 | 17/12/2025 | Terraced |
| 35 PETER STREET, WORKINGTON, CUMBERLAND, CA14 3DW | £73,000 | 08/12/2025 | Terraced |
| 12 GARFIELD STREET, WORKINGTON, CUMBERLAND, CA14 3DH | £57,000 | 18/11/2025 | Terraced |
| 46 PETER STREET, WORKINGTON, CUMBERLAND, CA14 3DW | £195,000 | 18/09/2025 | Terraced |
| 30 VULCANS LANE, WORKINGTON, CUMBERLAND, CA14 2NN | £81,000 | 15/12/2023 | Terraced |
| 27 DARCY STREET, WORKINGTON, CUMBERLAND, CA14 2NS | £100,000 | 13/12/2023 | Terraced |
| 29 DARCY STREET, WORKINGTON, CUMBERLAND, CA14 2NS | £105,000 | 24/11/2023 | Terraced |
| 171 JOHN STREET, WORKINGTON, CUMBERLAND, CA14 3DD | £80,000 | 16/10/2023 | Terraced |
| 18 BROWN STREET, WORKINGTON, CUMBERLAND, CA14 2NL | £79,000 | 13/10/2023 | Terraced |
| 165 VULCANS LANE, WORKINGTON, CUMBERLAND, CA14 2ND | £129,250 | 12/10/2023 | Terraced |
| 25 DARCY STREET, WORKINGTON, CUMBERLAND, CA14 2NS | £69,500 | 31/07/2023 | Terraced |
| 132 VULCANS LANE, WORKINGTON, CUMBERLAND, CA14 2ND | £140,000 | 31/05/2023 | Terraced |
| 16 TARN STREET, WORKINGTON, CUMBERLAND, CA14 3DQ | £57,000 | 16/05/2023 | Terraced |
| 1 GARFIELD STREET, WORKINGTON, CUMBERLAND, CA14 3DH | £65,000 | 28/04/2023 | Terraced |
| 8 ROPER STREET, WORKINGTON, CUMBERLAND, CA14 3BZ | £47,500 | 24/04/2023 | Terraced |
| 17 BRAYTON STREET, WORKINGTON, CUMBERLAND, CA14 2NP | £100,000 | 28/03/2023 | Terraced |
| 4 ROPER STREET, WORKINGTON, CUMBERLAND, CA14 3BZ | £45,000 | 22/12/2022 | Terraced |
| 33 PETER STREET, WORKINGTON, ALLERDALE, CUMBRIA, CA14 3DW | £128,000 | 19/12/2022 | Terraced |
| [Same street] 59 GRAY STREET, WORKINGTON, CUMBERLAND, CA14 2NQ | £100,000 | 09/08/2022 | Semi-detached |
| [Same street] 120 GRAY STREET, WORKINGTON, ALLERDALE, CUMBRIA, CA14 2NQ | £95,000 | 28/01/2022 | Terraced |

**Street average:** £106,667 (3 sales)
**Area average:** £93,313 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £109,724 (54 Terraced, CA14, 2024–2026)
- **Deviation:** +21.7%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £856/mo
- **Realistic:** £951/mo
- **Optimistic:** £1,046/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for West Cumbria (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £549/mo

## 1% Rule

- **Rent ratio:** 0.71% (weak for cashflow)
- **Max investor price (0.8%):** £118,875
- **Target investor price (1%):** £95,100

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Price per Square Metre

- **£/m²:** £1,141/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 9.3%
- **10y growth:** 24.9%

## House Price Index (HM Land Registry)

*Official index for North West; Terraced series; as of March 2026.*

- **1y growth (index):** -1%
- **5y growth (index):** 24.4%
- **10y growth (index):** 69.9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

LEASEHOLD

Floor area

117 m²

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£131,000 Oct 2022

Price per m²

£1,141/m²

Local average

£109,724 (+21.7%)

Deprivation

Decile 3 (9,161 of 33,755)

Street crime

192 incidents within 1 mile (Apr 2026)

Key features

Lovely lounge with bay window and feature fireplace
Spacious dining area, with eye-catching fireplace
Stylish, generously sized kitchen
Boasts a versatile loft room
Three, well presented, bedrooms
Benefits from a first floor bathroom
Useful, brick built, outbuilding
A gentle stroll to Workington town centre

Additional details

Garden: Yes

Description

*View with our 3D tour* This lovely home is located on the outskirts of Workington Town centre. A gentle stroll will put you in Vulcan park, which is fantastic for families with children or those who simply want to enjoy a pleasant walk. The town centre with its wide range of shops and amenities is only just a few minutes' walk away. The house offers plenty of space and also good value for money and will be suitable for a first-time buyer, couple or family. Within the property there is a vestibule and hallway that leads to a spacious, open plan, lounge and diner. Both rooms enjoy feature fireplaces and the lounge also boasts a large bay window creating an attractive feature. A door from the dining room takes you into the stylish and modern kitchen. The property has a rear yard, accessed from the kitchen, where you will find a useful brick-built outbuilding. This provides fantastic storage and will be suitable for bikes, prams or garden furniture. Leading up to the first floor you will find three, well presented, bedrooms including a substantial master bedroom and the bathroom is also conveniently located on the first floor. From the landing, paddle ladders take you up to a versatile loft room, which makes a great hobby room, home office or storeroom. To fully appreciate this lovely home and the convenience of its excellent location we highly recommend you arrange a viewing.

Listed by

Lillyhall

First Choice Move

Reference: 123897833

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 22/06/2022

Expiry date: 21/06/2032

Current heating cost: £935/year

Potential heating cost: £610/year

Est. upgrade cost to C: £21,600

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Room-in-roof insulation (£1,500 - £2,700)
Cavity wall insulation (£500 - £1,500)
50 mm internal or external wall insulation (£4,000 - £14,000)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floor plan

EPC Graphs

FULL EPC

EPC GRAPH

Price history

360% since 2000

Event	Date	Price	% change
Sold	20/10/2022 (3 years ago)	£131,000	+359.6%
Sold	20/04/2000 (26 years ago)	£28,500	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
Same street 61 GRAY STREET, WORKINGTON, CUMBERLAND, CA14 2NQ	£125,000	16/01/2026	Semi-detached
136 VULCANS LANE, WORKINGTON, CUMBERLAND, CA14 2ND	£137,000	16/01/2026	Terraced
35 BRAYTON STREET, WORKINGTON, CUMBERLAND, CA14 2NP	£105,000	17/12/2025	Terraced
7 TARN STREET, WORKINGTON, CUMBERLAND, CA14 3DQ	£73,000	17/12/2025	Terraced
35 PETER STREET, WORKINGTON, CUMBERLAND, CA14 3DW	£73,000	08/12/2025	Terraced
12 GARFIELD STREET, WORKINGTON, CUMBERLAND, CA14 3DH	£57,000	18/11/2025	Terraced
46 PETER STREET, WORKINGTON, CUMBERLAND, CA14 3DW	£195,000	18/09/2025	Terraced
30 VULCANS LANE, WORKINGTON, CUMBERLAND, CA14 2NN	£81,000	15/12/2023	Terraced
27 DARCY STREET, WORKINGTON, CUMBERLAND, CA14 2NS	£100,000	13/12/2023	Terraced
29 DARCY STREET, WORKINGTON, CUMBERLAND, CA14 2NS	£105,000	24/11/2023	Terraced
171 JOHN STREET, WORKINGTON, CUMBERLAND, CA14 3DD	£80,000	16/10/2023	Terraced
18 BROWN STREET, WORKINGTON, CUMBERLAND, CA14 2NL	£79,000	13/10/2023	Terraced
165 VULCANS LANE, WORKINGTON, CUMBERLAND, CA14 2ND	£129,250	12/10/2023	Terraced
25 DARCY STREET, WORKINGTON, CUMBERLAND, CA14 2NS	£69,500	31/07/2023	Terraced
132 VULCANS LANE, WORKINGTON, CUMBERLAND, CA14 2ND	£140,000	31/05/2023	Terraced
16 TARN STREET, WORKINGTON, CUMBERLAND, CA14 3DQ	£57,000	16/05/2023	Terraced
1 GARFIELD STREET, WORKINGTON, CUMBERLAND, CA14 3DH	£65,000	28/04/2023	Terraced
8 ROPER STREET, WORKINGTON, CUMBERLAND, CA14 3BZ	£47,500	24/04/2023	Terraced
17 BRAYTON STREET, WORKINGTON, CUMBERLAND, CA14 2NP	£100,000	28/03/2023	Terraced
4 ROPER STREET, WORKINGTON, CUMBERLAND, CA14 3BZ	£45,000	22/12/2022	Terraced
33 PETER STREET, WORKINGTON, ALLERDALE, CUMBRIA, CA14 3DW	£128,000	19/12/2022	Terraced
Same street 59 GRAY STREET, WORKINGTON, CUMBERLAND, CA14 2NQ	£100,000	09/08/2022	Semi-detached
Same street 120 GRAY STREET, WORKINGTON, ALLERDALE, CUMBRIA, CA14 2NQ	£95,000	28/01/2022	Terraced

Street average: £106,667 (3 sales)

Area average: £93,313 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 9.3%

10y growth 24.9%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: Terraced. As of March 2026.

1y (index) -1%

5y (index) 24.4%

10y (index) 69.9%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £856/mo

Realistic £951/mo

Optimistic £1,046/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for West Cumbria: £549/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View CA14 2NQ

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Braniff & Davidson	0.1 miles
Shop	Diamons Nails	0.1 miles
Bus stop	John Street at Victoria Place	0.1 miles
Bus stop	Oxford St (E bound)	0.1 miles
Hospital	Workington Community Hospital	0.1 miles
Train station	Workington	0.5 miles
Train station	Harrington	2.1 miles
Hospital	Cockermouth Community Hospital	7.8 miles
University	UCLan Westlakes Campus	8.4 miles

Street-level crime

Category	Count
Violence and sexual offences	85
Public order	20
Anti-social behaviour	16
Criminal damage and arson	16
Shoplifting	16
Other theft	11
Drugs	10
Other crime	9
Burglary	5
Possession of weapons	2
Robbery	1
Vehicle crime	1
Total incidents	192

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
St Josephs Catholic High School, Workington	Secondary	0.2 miles	Requires improvement — 21 Jan 2024
Victoria Junior School	Primary	0.3 miles	Good — 16 Nov 2018
St Patrick's Catholic Primary School	Primary	0.3 miles	Good — 8 Jun 2015
St Michael's Nursery and Infant School	Primary	0.4 miles	Good — 11 Feb 2015
Ashfield Infant & Nursery School	Primary	0.4 miles	Outstanding — 3 Dec 2018

Rental Comparables

Loading rental comparables for this postcode. Refresh in a few minutes.

Rent-driven metrics

Based on Area rent estimate.

Rent ratio 0.71%

Max investor price (0.8%) £118,875

Target investor price (1%) £95,100

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).