Sold STC Town house

41 DAISY AVENUE

BURY ST EDMUNDS, SUFFOLK IP32 7PG

3 beds 3 baths 1,658 sq ft Listed 17 Oct 2020 (-2069d)

£420,000

Guide Price

Save

# 3 bedroom town house for sale (IP32 7PG)

## Property Details

| Key | Value |
|-----|-------|
| Address | 41 DAISY AVENUE, BURY ST EDMUNDS, SUFFOLK IP32 7PG |
| Price | £420,000 |
| Bedrooms | 3 |
| Bathrooms | 3 |
| Construction age | England and Wales: 2003-2006 |
| Floor area | 154 m² |
| Last sold | £420,000 Feb 2021 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 16/10/2030
- **Est. upgrade cost to C:** £12,180

### Recommendations
- E (£80)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0830-9720-2009-0653-0292)

## Description

**** **** Martin & Co are delighted to offer FOR SALE this immaculately presented 3 bedroom 3 bathroom TOWN HOUSE in popular Drovers Mead within a crescent of properties overlooking the green. Having been updated to high standard with versatile accommodation comprising open plan kitchen/diner, further 2 reception rooms, 3 double bedrooms and 3 bathrooms.  Fully enclosed rear garden and garage en bloc with parking to front.

**ACCOMMODATION** **COMPRISES:** **** Wooden front door with glazed panels opening to:

**ENTRANCE** **HALL:** **16' 02" x 3' 01" (4.93m x 0.94m)** Stylish wood effect vinyl flooring. Integral storage cupboard. Radiator. With stairs rising to first floor.

**CLOAKROOM:** **6' 00" x 2' 10" (1.83m x 0.86m)** Low level WC and wash basin with pedestal and tiled splash back. Radiator. Wood effect vinyl flooring.

**DINING** **ROOM/STUDY:** **10' 00" x 9' 06" (3.05m x 2.9m)** Wood effect vinyl flooring. Radiator. Sash double glazed window to front aspect.  Opening to:

**KITCHEN/DINER/LIVING:** **20' 03" x 18' 10" (6.17m x 5.74m)** Range of wall and base units with work top over, tiled splash back and inset ceramic single bowl sink with drainer and mixer tap. Island with Quartz worktop, storage under and feature lighting above. Double oven, gas hob and stainless steel cooker hood over. Integrated appliances include dishwasher, washing machine, tumble dryer and fridge/freezer. Cupboard housing gas fired boiler and separate integral under stairs cupboard.Wood effect vinyl flooring. Two radiators. Double glazed window over looking rear aspect and door to garden.

**FIRST** **FLOOR** **LANDING** **AREA:** **10' 09" x 4' 10" (3.28m x 1.47m)** Radiator.

**LIVING** **ROOM:** **17' 10" x 16' 07" (5.44m x 5.05m)** Narrowing to 10' 06" (3.05m).  Painted fire surround with cast insert, tiled slips and feature real flame gas fire. Two radiators. Two double glazed windows to front aspect.

**BEDROOM** **THREE:** **12' 07" x 10' 04" (3.84m x 3.15m)** Double glazed window to rear aspect. Radiator.

**BATHROOM:** **9' 01" x 8' 02" (2.77m x 2.49m)** Four piece suite comprising bath with mixer tap/shower attachment, separate fully tiled shower cubicle with thermostatic shower, low level WC and wash basin with pedestal. Radiator. Vinyl flooring. Obscured double glazed window to rear aspect.

**SECOND** **FLOOR** **LANDING:** **9' 09" x 5' 06" (2.97m x 1.68m)** Cupboard housing water cylinder with further integral storage cupboard. Radiator.

**BEDROOM** **ONE:** **16' 04" x 12' 03" (4.98m x 3.73m)** Two double glazed windows to front aspect.  Two radiators. Two integrated wardrobes.  Door to:

**ENSUITE:** **8' 07" x 5' 10" (2.62m x 1.78m)** Fully tiled large shower cubicle 3' 10" (1.17m) with thermostatic shower and in-fold door.  Concealed cistern WC and vanity wash basin with range of storage cupboards under. Radiator. Vinyl flooring.

**BEDROOM** **TWO:** **17' 06" x 10' 00" (5.33m x 3.05m)** Two double glazed windows to rear aspect.  Integrated double wardrobe. Radiator.  Door to:

**ENSUITE:** **7' 09" x 5' 10" (2.36m x 1.78m)** Fully tiled shower cubicle with thermostatic shower and glass door.  Low level WC, and wash basin with pedestal. Radiator. Laminate flooring.

**OUTSIDE:** **** Pedestrian access to front with garden path flanked by lawn and low retaining hedge. Fully enclosed private rear garden which is mainly laid to lawn with patio area, assorted planted borders and gate to rear. Vehicular access via private driveway to garage (en bloc) with up and over door and parking to front.

**ADDITIONAL** **INFORMATION:** **** Council Tax Band: D

Local Authority: West Suffolk Council

Mains water, drainage, electricity and gas connected.

**ENERGY** **PERFORMANCE** **RATING:** **** A full copy of the report is available upon request from the Sales Agent

**VIEWING** **ARRANGEMENTS:** **** Strictly by appointment via the selling agents, Martin & Co please call   to arrange a viewing.

**DIRECTIONS:** **** From our office on Angel Hill go through traffic lights onto Eastgate Street, at roundabout take 2nd exit onto Barton Road then at traffic lights turn right onto Orttewell Road. Continue across next two roundabouts then at next roundabout take first exit onto Drovers Avenue then turn right onto Daisy Avenue and continue.

**LOCATION:** **** Moreton Hall is a popular location with easy access to local amenities. Bury St Edmunds is an attractive medieval market town with a desirable range of educational and cultural amenities including Cathedral and Abbey Gardens along with a range of shops, restaurants and cafes. Stansted Airport and London are accessed via A14/A11 with easy access to the East Coast, Cambridge, Norwich and Ipswich.

## Property Photos

- ![Photo](/listings/photos/98585924/618440)
- ![Photo](/listings/photos/98585924/618445)
- ![Photo](/listings/photos/98585924/618449)
- ![Photo](/listings/photos/98585924/618453)
- ![Photo](/listings/photos/98585924/618457)
- ![Photo](/listings/photos/98585924/618459)
- ![Photo](/listings/photos/98585924/618462)
- ![Photo](/listings/photos/98585924/618465)
- ![Photo](/listings/photos/98585924/618472)
- ![Photo](/listings/photos/98585924/618479)
- ![Photo](/listings/photos/98585924/618483)
- ![Photo](/listings/photos/98585924/618487)
- ![Photo](/listings/photos/98585924/618492)
- ![Photo](/listings/photos/98585924/618496)
- ![Photo](/listings/photos/98585924/618500)
- ![Photo](/listings/photos/98585924/618506)
- ![Photo](/listings/photos/98585924/618508)
- ![Photo](/listings/photos/98585924/618512)
- ![Photo](/listings/photos/98585924/618517)
- ![Photo](/listings/photos/98585924/618520)

## Floorplans

- ![Floorplan 1](/listings/photos/98585924/618526) - Floorplan 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 41 DAISY AVENUE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 7PG | £420,000 | 26/02/2021 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 71 DAISY AVENUE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 7PG | £430,000 | 20/09/2023 | Terraced |
| 18 SNOWDROP CLOSE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 7LZ | £256,000 | 28/06/2023 | Terraced |
| 51 SELWAY DRIVE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 7PL | £195,000 | 30/05/2023 | Terraced |
| 8 SNOWDROP CLOSE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 7LZ | £244,000 | 14/04/2023 | Terraced |
| 29 COLTSFOOT CRESCENT, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 7NN | £255,000 | 20/03/2023 | Terraced |
| 5 SNOWDROP CLOSE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 7LZ | £365,000 | 17/03/2023 | Terraced |
| 26 SELWAY DRIVE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 7PL | £275,000 | 28/10/2022 | Terraced |
| 14 KENDALL CLOSE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 7PQ | £332,000 | 02/08/2022 | Terraced |
| 51 SELWAY DRIVE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 7PL | £200,000 | 08/07/2022 | Terraced |
| 21 KENDALL CLOSE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 7PQ | £230,000 | 27/05/2022 | Terraced |
| 8 KENDALL CLOSE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 7PQ | £234,500 | 04/04/2022 | Terraced |
| 36 MEAD ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 7PE | £277,500 | 21/12/2021 | Terraced |
| 45 DAISY AVENUE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 7PG | £410,000 | 29/10/2021 | Terraced |
| 20 KENDALL CLOSE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 7PQ | £291,000 | 10/08/2021 | Terraced |

**Area average:** £285,357 (14 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £245,088 (17 Terraced, IP32, 2024–2026)
- **Deviation:** +71.4%

## Rental Range

*ONS Price Index of Private Rents (West Suffolk). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,058/mo
- **Realistic:** £1,176/mo
- **Optimistic:** £1,294/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bury St Edmunds (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £952/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Bluebell Avenue, IP32 | £1,395/mo | 3 | 0.12 miles | OpenRent |
| 3 Bed Terraced House, Sycamore Drive, IP32 | £1,650/mo | 3 | 0.3 miles | OpenRent |

**Average rent: £1,523/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.36% (weak for cashflow)
- **Max investor price (0.8%):** £190,375
- **Target investor price (1%):** £152,300

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,523/mo).*

- **Gross yield:** 4.4%
- **Cost-to-rent:** 23×
- **Monthly cashflow:** £-308/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £2,727/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 1%
- **10y growth:** 10.5%

## House Price Index (HM Land Registry)

*Official index for West Suffolk; Terraced series; as of March 2026.*

- **1y growth (index):** 4.9%
- **5y growth (index):** 10.7%
- **10y growth (index):** 36.6%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Photo 1 Photo 2 Photo 3 Photo 4 Photo 5 Photo 6 Photo 7 Photo 8 Photo 9 Photo 10 Photo 11 Photo 12 Photo 13 Photo 14 Photo 15 Photo 16 Photo 17 Photo 18 Photo 19 Photo 20

/ 20

Property details

Tenure

FREEHOLD

Floor area

154 m²

EPC rating

Year built

England and Wales: 2003-2006

Last sold

£420,000 Feb 2021

Price per m²

£2,727/m²

Local average

£245,088 (+71.4%)

Deprivation

Decile 10 (31,047 of 33,755)

Street crime

27 incidents within 1 mile (Apr 2026)

Key features

Gas Central Heating
3 DOUBLE Bedrooms
Double Glazing
Fitted Wardrobes
Immaculately Presented

Additional details

Parking: Garage, Off street
Garden: Yes

Description

** Martin & Co are delighted to offer FOR SALE this immaculately presented 3 bedroom 3 bathroom TOWN HOUSE in popular Drovers Mead within a crescent of properties overlooking the green. Having been updated to high standard with versatile accommodation comprising open plan kitchen/diner, further 2 reception rooms, 3 double bedrooms and 3 bathrooms. Fully enclosed rear garden and garage en bloc with parking to front.

ACCOMMODATION COMPRISES: Wooden front door with glazed panels opening to:

ENTRANCE HALL: 16' 02" x 3' 01" (4.93m x 0.94m) Stylish wood effect vinyl flooring. Integral storage cupboard. Radiator. With stairs rising to first floor.

CLOAKROOM: 6' 00" x 2' 10" (1.83m x 0.86m) Low level WC and wash basin with pedestal and tiled splash back. Radiator. Wood effect vinyl flooring.

DINING ROOM/STUDY: 10' 00" x 9' 06" (3.05m x 2.9m) Wood effect vinyl flooring. Radiator. Sash double glazed window to front aspect. Opening to:

KITCHEN/DINER/LIVING: 20' 03" x 18' 10" (6.17m x 5.74m) Range of wall and base units with work top over, tiled splash back and inset ceramic single bowl sink with drainer and mixer tap. Island with Quartz worktop, storage under and feature lighting above. Double oven, gas hob and stainless steel cooker hood over. Integrated appliances include dishwasher, washing machine, tumble dryer and fridge/freezer. Cupboard housing gas fired boiler and separate integral under stairs cupboard.Wood effect vinyl flooring. Two radiators. Double glazed window over looking rear aspect and door to garden.

FIRST FLOOR LANDING AREA: 10' 09" x 4' 10" (3.28m x 1.47m) Radiator.

LIVING ROOM: 17' 10" x 16' 07" (5.44m x 5.05m) Narrowing to 10' 06" (3.05m). Painted fire surround with cast insert, tiled slips and feature real flame gas fire. Two radiators. Two double glazed windows to front aspect.

BEDROOM THREE: 12' 07" x 10' 04" (3.84m x 3.15m) Double glazed window to rear aspect. Radiator.

BATHROOM: 9' 01" x 8' 02" (2.77m x 2.49m) Four piece suite comprising bath with mixer tap/shower attachment, separate fully tiled shower cubicle with thermostatic shower, low level WC and wash basin with pedestal. Radiator. Vinyl flooring. Obscured double glazed window to rear aspect.

SECOND FLOOR LANDING: 9' 09" x 5' 06" (2.97m x 1.68m) Cupboard housing water cylinder with further integral storage cupboard. Radiator.

BEDROOM ONE: 16' 04" x 12' 03" (4.98m x 3.73m) Two double glazed windows to front aspect. Two radiators. Two integrated wardrobes. Door to:

ENSUITE: 8' 07" x 5' 10" (2.62m x 1.78m) Fully tiled large shower cubicle 3' 10" (1.17m) with thermostatic shower and in-fold door. Concealed cistern WC and vanity wash basin with range of storage cupboards under. Radiator. Vinyl flooring.

BEDROOM TWO: 17' 06" x 10' 00" (5.33m x 3.05m) Two double glazed windows to rear aspect. Integrated double wardrobe. Radiator. Door to:

ENSUITE: 7' 09" x 5' 10" (2.36m x 1.78m) Fully tiled shower cubicle with thermostatic shower and glass door. Low level WC, and wash basin with pedestal. Radiator. Laminate flooring.

OUTSIDE: Pedestrian access to front with garden path flanked by lawn and low retaining hedge. Fully enclosed private rear garden which is mainly laid to lawn with patio area, assorted planted borders and gate to rear. Vehicular access via private driveway to garage (en bloc) with up and over door and parking to front.

ADDITIONAL INFORMATION: Council Tax Band: D
Local Authority: West Suffolk Council
Mains water, drainage, electricity and gas connected.

ENERGY PERFORMANCE RATING: A full copy of the report is available upon request from the Sales Agent

VIEWING ARRANGEMENTS: Strictly by appointment via the selling agents, Martin & Co please call to arrange a viewing.

DIRECTIONS: From our office on Angel Hill go through traffic lights onto Eastgate Street, at roundabout take 2nd exit onto Barton Road then at traffic lights turn right onto Orttewell Road. Continue across next two roundabouts then at next roundabout take first exit onto Drovers Avenue then turn right onto Daisy Avenue and continue.

LOCATION: ** Moreton Hall is a popular location with easy access to local amenities. Bury St Edmunds is an attractive medieval market town with a desirable range of educational and cultural amenities including Cathedral and Abbey Gardens along with a range of shops, restaurants and cafes. Stansted Airport and London are accessed via A14/A11 with easy access to the East Coast, Cambridge, Norwich and Ipswich.

Listed by

Bury St Edmunds

The Property Franchise Group

Reference: 98585924

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: B

Inspection date: 17/10/2020

Expiry date: 16/10/2030

Est. upgrade cost to C: £12,180

Recommendations

Low energy lighting for all fixed outlets (£80)
Replace boiler with new condensing boiler (£2,200 - £3,000)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

Price history

Event	Date	Price	% change
Sold	26/02/2021 (5 years ago)	£420,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
71 DAISY AVENUE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 7PG	£430,000	20/09/2023	Terraced
18 SNOWDROP CLOSE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 7LZ	£256,000	28/06/2023	Terraced
51 SELWAY DRIVE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 7PL	£195,000	30/05/2023	Terraced
8 SNOWDROP CLOSE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 7LZ	£244,000	14/04/2023	Terraced
29 COLTSFOOT CRESCENT, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 7NN	£255,000	20/03/2023	Terraced
5 SNOWDROP CLOSE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 7LZ	£365,000	17/03/2023	Terraced
26 SELWAY DRIVE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 7PL	£275,000	28/10/2022	Terraced
14 KENDALL CLOSE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 7PQ	£332,000	02/08/2022	Terraced
51 SELWAY DRIVE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 7PL	£200,000	08/07/2022	Terraced
21 KENDALL CLOSE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 7PQ	£230,000	27/05/2022	Terraced
8 KENDALL CLOSE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 7PQ	£234,500	04/04/2022	Terraced
36 MEAD ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 7PE	£277,500	21/12/2021	Terraced
45 DAISY AVENUE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 7PG	£410,000	29/10/2021	Terraced
20 KENDALL CLOSE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 7PQ	£291,000	10/08/2021	Terraced

Area average: £285,357 (14 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 1%

10y growth 10.5%

House Price Index (HM Land Registry — official index, not sold-price averages): West Suffolk. Series: Terraced. As of March 2026.

1y (index) 4.9%

5y (index) 10.7%

10y (index) 36.6%

Rental Range

Estimated market rent for West Suffolk. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,058/mo

Realistic £1,176/mo

Optimistic £1,294/mo

Based on Local Authority from postcode lookup → West Suffolk.

LHA (30th percentile) floor for Bury St Edmunds: £952/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View IP32 7PG

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Roundabout	0.1 miles
Bus stop	Mead Road	0.1 miles
Shop	John Banks Group, Honda	0.1 miles
Shop	Hubbards Butchers and Fine Foods	0.4 miles
Hospital	St Edmunds Hospital	1.4 miles
Train station	Bury St Edmunds	1.8 miles
Hospital	West Suffolk Hospital	2.1 miles
Train station	Thurston	2.5 miles

Street-level crime

Category	Count
Violence and sexual offences	10
Shoplifting	5
Anti-social behaviour	4
Criminal damage and arson	4
Public order	2
Other theft	1
Robbery	1
Total incidents	27

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
First Base Bury St Edmunds	Other	0.2 miles	Good — 19 Sep 2023
Abbots Green Primary Academy	Primary	0.2 miles	Good — 20 Jul 2022
Sir Peter Hall School	Other	0.3 miles	— (No rating)
Sybil Andrews Academy	Secondary	0.3 miles	Good — 23 Nov 2023
Sebert Wood Community Primary School	Primary	0.5 miles	Good — 18 Dec 2023

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Terraced House, Bluebell Avenue, IP32	£1,395/mo	3	0.12 miles	OpenRent
3 Bed Terraced House, Sycamore Drive, IP32	£1,650/mo	3	0.3 miles	OpenRent

Average rent: £1,523/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.36%

Max investor price (0.8%) £190,375

Target investor price (1%) £152,300

Gross yield 4.4%

Cost-to-rent ratio 23×

Monthly cashflow £-308/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -3%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).