# 4 bedroom terraced house for sale (BB18 5NG)

## Property Details

| Key | Value |
|-----|-------|
| Address | 3 MONTROSE TERRACE, BARNOLDSWICK, LANCASHIRE BB18 5NG |
| Price | £220,000 |
| Bedrooms | 4 |
| Bathrooms | 1 |
| Council tax | A |
| Construction age | England and Wales: before 1900 |
| Floor area | 123 m² |
| Last sold | £179,950 Apr 2022 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 15/03/2028
- **Current heating cost:** £1,231/year

### Recommendations
- A3 (2,700)
- Q (14,000)
- W1 (1,200)
- E (15)
- N (6,000)
- U (8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9168-2011-7237-2308-8970)

## Description

Sally Harrison Estate Agents are delighted to present this spacious and well appointed four bedroom elevated terrace property, located on Montrose Terrace. Retaining charming original features whilst benefiting from thoughtful modernisation, this home offers versatile and comfortable living throughout.

The property opens into a welcoming vestibule leading through to the hallway, where stairs rise to the first floor and access is provided to the dining area. The open plan dining and living space creates an inviting atmosphere, enhanced by stylish lighting over the dining area and oak laminate flooring flowing seamlessly throughout. The living room is positioned at the front of the property and benefits from a large bay window, allowing plenty of natural light, alongside a multi fuel stove with an oak mantelpiece.

To the rear, the fitted kitchen features a range of white wall and base units complemented by oak worktops. It includes a gas hob, integrated electric oven, and space for both a fridge and dishwasher. Beyond the kitchen is a spacious utility/cloakroom, complete with a convenient two piece W.C.

On the first floor, the property offers two generous double bedrooms and a well proportioned single bedroom. The stylish bathroom is fitted with a four piece suite, including a separate shower and bath, all presented in a clean white finish.

The second floor reveals a large attic room, complete with a Velux window, offering flexible space ideal for a bedroom, home office, or hobby room.

Externally, the property benefits from an enclosed paved garden to the front. To the rear, there is an enclosed patio area along with the added advantage of off road parking.

Barnoldswick is a vibrant and well connected market town offering a fantastic blend of community charm and everyday convenience. The property is ideally situated within walking distance of the town centre, where you’ll find a variety of independent shops, cafes, and essential amenities. Families will appreciate the proximity to highly regarded schools, while commuters benefit from excellent transport links via nearby bus routes and easy access to major road networks connecting to surrounding towns and cities. With scenic countryside close by, Barnoldswick also offers plenty of opportunities for outdoor leisure and relaxation.

## Property Photos

- ![Front External](/listings/photos/89295015/1024754) - Front External
- ![Living Room](/listings/photos/89295015/1024755) - Living Room
- ![Kitchen](/listings/photos/89295015/1024756) - Kitchen
- ![Living Room](/listings/photos/89295015/1024757) - Living Room
- ![Dining Room](/listings/photos/89295015/1024759) - Dining Room
- ![Dining Room](/listings/photos/89295015/1024760) - Dining Room
- ![Entrance Halll](/listings/photos/89295015/1024761) - Entrance Halll
- ![Kitchen](/listings/photos/89295015/1024762) - Kitchen
- ![Utility/Cloakroom](/listings/photos/89295015/1024763) - Utility/Cloakroom
- ![W.C.](/listings/photos/89295015/1024765) - W.C.
- ![Bedroom One](/listings/photos/89295015/1024766) - Bedroom One
- ![Bedroom One](/listings/photos/89295015/1024767) - Bedroom One
- ![Bedroom One](/listings/photos/89295015/1024768) - Bedroom One
- ![Bedroom Two](/listings/photos/89295015/1024769) - Bedroom Two
- ![Bedroom Two](/listings/photos/89295015/1024770) - Bedroom Two
- ![Bedroom Three](/listings/photos/89295015/1024772) - Bedroom Three
- ![Bathroom](/listings/photos/89295015/1024773) - Bathroom
- ![Bedroom Four](/listings/photos/89295015/1024774) - Bedroom Four
- ![Rear Courtyard](/listings/photos/89295015/1024775) - Rear Courtyard
- ![Rear Courtyard](/listings/photos/89295015/1024776) - Rear Courtyard
- ![Front Elevation](/listings/photos/89295015/1024778) - Front Elevation

## Floorplans

- ![Floorplan](/listings/photos/89295015/1024779) - Floorplan
- ![Floorplan](/listings/photos/89295015/1024780) - Floorplan
- ![Floorplan](/listings/photos/89295015/1024781) - Floorplan
- ![Floorplan](/listings/photos/89295015/1024782) - Floorplan
- ![Floorplan](/listings/photos/89295015/1024784) - Floorplan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/89295015/1024785) - EPC Rating Graph

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 3 MONTROSE TERRACE, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5NG | £179,950 | 11/04/2022 | Terraced |
| 3 MONTROSE TERRACE, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5NG | £147,000 | 20/01/2020 | Terraced |
| 3 MONTROSE TERRACE, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5NG | £146,000 | 20/07/2018 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 13 LOWER WEST AVENUE, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 6DW | £135,000 | 16/01/2026 | Terraced |
| 9 NORTH AVENUE, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 6DE | £83,000 | 13/01/2026 | Terraced |
| 9 NORTH AVENUE, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 6DE | £83,000 | 13/01/2026 | Terraced |
| 9 NORTH AVENUE, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 6DE | £83,000 | 13/01/2026 | Terraced |
| 4 LOWER WEST AVENUE, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 6DW | £149,950 | 19/12/2025 | Terraced |
| 9 LOWER NORTH AVENUE, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 6DP | £140,000 | 19/12/2025 | Terraced |
| 36 FAR EAST VIEW, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5NJ | £165,000 | 05/12/2025 | Terraced |
| 9 LEONARD STREET, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5NL | £110,500 | 29/08/2025 | Terraced |
| 8 SKIPTON ROAD, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5NB | £135,200 | 21/12/2023 | Terraced |
| 10 LOWER NORTH AVENUE, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 6DP | £140,000 | 24/11/2023 | Terraced |
| 21 LOWER NORTH AVENUE, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 6DP | £115,000 | 10/11/2023 | Terraced |
| 24 LOWER NORTH AVENUE, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 6DP | £104,000 | 26/10/2023 | Terraced |
| 1 NORTH AVENUE, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 6DE | £87,000 | 26/10/2023 | Terraced |
| 14 FAR EAST VIEW, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5NJ | £138,500 | 26/10/2023 | Terraced |
| 2 LOWER NORTH AVENUE, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 6DP | £130,000 | 15/09/2023 | Terraced |
| 25 LEONARD STREET, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5NL | £139,950 | 22/06/2023 | Terraced |
| 27 LOWER WEST AVENUE, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 6DW | £118,500 | 12/12/2022 | Terraced |
| 15 LEONARD STREET, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5NL | £128,000 | 30/11/2022 | Terraced |
| 8 ST JAMES SQUARE, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5NU | £172,000 | 25/11/2022 | Terraced |
| 5 LEONARD STREET, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5NL | £90,000 | 28/10/2022 | Terraced |

**Area average:** £122,380 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £150,190 (64 Terraced, BB18, 2024–2026)
- **Deviation:** +46.5%

## Rental Range

*ONS Price Index of Private Rents (Pendle). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £587/mo
- **Realistic:** £652/mo
- **Optimistic:** £717/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bradford & South Dales (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £748/mo

## 1% Rule

- **Rent ratio:** 0.3% (weak for cashflow)
- **Max investor price (0.8%):** £81,500
- **Target investor price (1%):** £65,200

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Price per Square Metre

- **£/m²:** £1,789/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 7.3%
- **10y growth:** 49.9%

## House Price Index (HM Land Registry)

*Official index for Pendle; Terraced series; as of April 2026.*

- **1y growth (index):** 8.4%
- **5y growth (index):** 22.6%
- **10y growth (index):** 76.3%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)
