# 1 bedroom apartment for sale (DA11 0QT)

## Property Details

| Key | Value |
|-----|-------|
| Address | 11 ST JAMES OAKS, GRAVESEND, KENT DA11 0QT |
| Price | £191,950 |
| Bedrooms | 1 |
| Bathrooms | 1 |
| Last sold | £191,950 Nov 2020 |

## Description

Set in the much sought after St James Oaks retirement development specifically  designed for the over 55’s, this well presented one bedroom apartment is situated on the ground floor and has been updated internally within the last few years including the installation of a modern fitted kitchen and shower room suite. Other accommodation includes hall, lounge/diner, and one double bedroom. It is heated by gas central heating and the windows are double glazed.  St James Oaks is ideal for those who require independent living with peace of mind as it offers 24 hour gated security to monitor arrivals and departures, communal lounge known as the   Ivy Room (club house) where you can socialise with your neighbours over a cup of tea, coffee or even a glass of wine or beer and where various activities/functions and entertainment takes place.  There are well kept communal gardens and grounds, which surround the development.   The Lodge is the main point of contact and reception area, where the management team are based  with staff on hand to offer advice on daily requirements. Gravesend Town Centre and Mainline Railway Station is nearby, should you fancy a trip out for the day.  VIEWING RECOMMENDED CALL WALKER JARVIS NOW TO REGISTER YOUR INTEREST AND ARRANGE VIEWING.  .

 

## Property Photos

- ![Kitchen](/listings/photos/75614053/703668) - Kitchen
- ![Lounge/Diner](/listings/photos/75614053/703670) - Lounge/Diner
- ![Lounge/Diner](/listings/photos/75614053/703672) - Lounge/Diner
- ![Lounge/Diner](/listings/photos/75614053/703675) - Lounge/Diner
- ![Bedroom](/listings/photos/75614053/703677) - Bedroom
- ![Ivy Room (Residents Communal Lounge](/listings/photos/75614053/703679) - Ivy Room (Residents Communal Lounge
- ![Front](/listings/photos/75614053/703683) - Front
- ![Communal Gardens](/listings/photos/75614053/703686) - Communal Gardens
- ![The Lodge ( Reception & Management Team)](/listings/photos/75614053/703689) - The Lodge ( Reception & Management Team)
- ![24 Hour Gated Security](/listings/photos/75614053/703692) - 24 Hour Gated Security

## Floorplans

- ![Floor Plan](/listings/photos/75614053/703694) - Floor Plan

## EPC Graphs

- ![EPC 1](/listings/photos/75614053/703697) - EPC 1

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #6868258
- **Address:** 11 St. James Oaks, Trafalgar Road, DA11 0QT
- **Certificate Issued:** 06/10/2009
- **Work Completed:** 21/09/2009
- **Items:** 2 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 11 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £191,950 | 06/11/2020 | Flat |
| 11 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £126,000 | 08/01/2016 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 22 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £140,000 | 30/01/2026 | Flat |
| 90 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QU | £155,000 | 23/01/2026 | Flat |
| 26 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £102,500 | 13/01/2026 | Flat |
| THE PAVILION FLAT 6 WROTHAM ROAD, GRAVESEND, GRAVESHAM, KENT, DA11 0QG | £212,000 | 07/11/2025 | Flat |
| 27 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £150,000 | 31/03/2025 | Flat |
| 16 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £160,000 | 10/07/2024 | Flat |
| 59 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QU | £175,000 | 04/12/2023 | Flat |
| 95 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QU | £157,500 | 20/10/2023 | Flat |
| 22 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £188,000 | 18/07/2023 | Flat |
| 1 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £97,000 | 16/06/2023 | Flat |
| 49 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £175,000 | 12/06/2023 | Flat |
| 10 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £165,000 | 09/05/2023 | Flat |
| 24 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £160,000 | 28/04/2023 | Flat |
| 12 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £135,000 | 31/03/2023 | Flat |
| 40 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £185,000 | 12/01/2023 | Flat |
| 48 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £176,000 | 21/12/2022 | Flat |
| BEDFORD HOUSE, 76 6 DARNLEY ROAD, GRAVESEND, GRAVESHAM, KENT, DA11 0AX | £245,000 | 23/09/2022 | Flat |
| BEDFORD HOUSE, 76 10 DARNLEY ROAD, GRAVESEND, GRAVESHAM, KENT, DA11 0AX | £220,000 | 23/09/2022 | Flat |
| BEDFORD HOUSE, 76 5 DARNLEY ROAD, GRAVESEND, GRAVESHAM, KENT, DA11 0AX | £220,000 | 23/09/2022 | Flat |
| 22 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £75,000 | 31/08/2022 | Flat |

**Area average:** £164,650 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £174,496 (29 Flat, DA11, 2024–2026)
- **Deviation:** +10%

## Rental Range

*ONS Price Index of Private Rents (Gravesham). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,195/mo
- **Realistic:** £1,328/mo
- **Optimistic:** £1,461/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for North West Kent (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £748/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, Queen St, DA12 | £950/mo | 1 | 0.45 miles | OpenRent |

**Average rent: £950/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.49% (weak for cashflow)
- **Max investor price (0.8%):** £118,750
- **Target investor price (1%):** £95,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £950/mo).*

- **Gross yield:** 5.9%
- **Cost-to-rent:** 16.8×
- **Monthly cashflow:** £74/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 1.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 1.7%
- **10y growth:** 2.2%

## House Price Index (HM Land Registry)

*Official index for Gravesham; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -6.5%
- **5y growth (index):** 0.8%
- **10y growth (index):** 12.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)