Sold STC Flat

11 ST JAMES OAKS

GRAVESEND, KENT DA11 0QT

1 beds 1 baths Listed 19 Nov 2019 (-2409d)

£191,950

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# 1 bedroom apartment for sale (DA11 0QT)

## Property Details

| Key | Value |
|-----|-------|
| Address | 11 ST JAMES OAKS, GRAVESEND, KENT DA11 0QT |
| Price | £191,950 |
| Bedrooms | 1 |
| Bathrooms | 1 |
| Last sold | £191,950 Nov 2020 |

## Description

Set in the much sought after St James Oaks retirement development specifically  designed for the over 55’s, this well presented one bedroom apartment is situated on the ground floor and has been updated internally within the last few years including the installation of a modern fitted kitchen and shower room suite. Other accommodation includes hall, lounge/diner, and one double bedroom. It is heated by gas central heating and the windows are double glazed.  St James Oaks is ideal for those who require independent living with peace of mind as it offers 24 hour gated security to monitor arrivals and departures, communal lounge known as the   Ivy Room (club house) where you can socialise with your neighbours over a cup of tea, coffee or even a glass of wine or beer and where various activities/functions and entertainment takes place.  There are well kept communal gardens and grounds, which surround the development.   The Lodge is the main point of contact and reception area, where the management team are based  with staff on hand to offer advice on daily requirements. Gravesend Town Centre and Mainline Railway Station is nearby, should you fancy a trip out for the day.  VIEWING RECOMMENDED CALL WALKER JARVIS NOW TO REGISTER YOUR INTEREST AND ARRANGE VIEWING.  .

## Property Photos

- ![Kitchen](/listings/photos/75614053/703668) - Kitchen
- ![Lounge/Diner](/listings/photos/75614053/703670) - Lounge/Diner
- ![Lounge/Diner](/listings/photos/75614053/703672) - Lounge/Diner
- ![Lounge/Diner](/listings/photos/75614053/703675) - Lounge/Diner
- ![Bedroom](/listings/photos/75614053/703677) - Bedroom
- ![Ivy Room (Residents Communal Lounge](/listings/photos/75614053/703679) - Ivy Room (Residents Communal Lounge
- ![Front](/listings/photos/75614053/703683) - Front
- ![Communal Gardens](/listings/photos/75614053/703686) - Communal Gardens
- ![The Lodge ( Reception & Management Team)](/listings/photos/75614053/703689) - The Lodge ( Reception & Management Team)
- ![24 Hour Gated Security](/listings/photos/75614053/703692) - 24 Hour Gated Security

## Floorplans

- ![Floor Plan](/listings/photos/75614053/703694) - Floor Plan

## EPC Graphs

- ![EPC 1](/listings/photos/75614053/703697) - EPC 1

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #6868258
- **Address:** 11 St. James Oaks, Trafalgar Road, DA11 0QT
- **Certificate Issued:** 06/10/2009
- **Work Completed:** 21/09/2009
- **Items:** 2 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 11 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £191,950 | 06/11/2020 | Flat |
| 11 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £126,000 | 08/01/2016 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 22 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £140,000 | 30/01/2026 | Flat |
| 90 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QU | £155,000 | 23/01/2026 | Flat |
| 26 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £102,500 | 13/01/2026 | Flat |
| THE PAVILION FLAT 6 WROTHAM ROAD, GRAVESEND, GRAVESHAM, KENT, DA11 0QG | £212,000 | 07/11/2025 | Flat |
| 27 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £150,000 | 31/03/2025 | Flat |
| 16 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £160,000 | 10/07/2024 | Flat |
| 59 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QU | £175,000 | 04/12/2023 | Flat |
| 95 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QU | £157,500 | 20/10/2023 | Flat |
| 22 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £188,000 | 18/07/2023 | Flat |
| 1 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £97,000 | 16/06/2023 | Flat |
| 49 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £175,000 | 12/06/2023 | Flat |
| 10 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £165,000 | 09/05/2023 | Flat |
| 24 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £160,000 | 28/04/2023 | Flat |
| 12 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £135,000 | 31/03/2023 | Flat |
| 40 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £185,000 | 12/01/2023 | Flat |
| 48 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £176,000 | 21/12/2022 | Flat |
| BEDFORD HOUSE, 76 5 DARNLEY ROAD, GRAVESEND, GRAVESHAM, KENT, DA11 0AX | £220,000 | 23/09/2022 | Flat |
| BEDFORD HOUSE, 76 6 DARNLEY ROAD, GRAVESEND, GRAVESHAM, KENT, DA11 0AX | £245,000 | 23/09/2022 | Flat |
| BEDFORD HOUSE, 76 10 DARNLEY ROAD, GRAVESEND, GRAVESHAM, KENT, DA11 0AX | £220,000 | 23/09/2022 | Flat |
| 22 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £75,000 | 31/08/2022 | Flat |

**Area average:** £164,650 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £174,496 (29 Flat, DA11, 2024–2026)
- **Deviation:** +10%

## Rental Range

*ONS Price Index of Private Rents (Gravesham). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,195/mo
- **Realistic:** £1,328/mo
- **Optimistic:** £1,461/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for North West Kent (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £748/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, Queen St, DA12 | £950/mo | 1 | 0.45 miles | OpenRent |

**Average rent: £950/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.49% (weak for cashflow)
- **Max investor price (0.8%):** £118,750
- **Target investor price (1%):** £95,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £950/mo).*

- **Gross yield:** 5.9%
- **Cost-to-rent:** 16.8×
- **Monthly cashflow:** £74/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 1.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 1.7%
- **10y growth:** 2.2%

## House Price Index (HM Land Registry)

*Official index for Gravesham; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -6.5%
- **5y growth (index):** 0.8%
- **10y growth (index):** 12.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Kitchen Lounge/Diner Lounge/Diner Lounge/Diner Bedroom Ivy Room (Residents Communal Lounge Front Communal Gardens The Lodge ( Reception & Management Team) 24 Hour Gated Security

/ 10

Property details

Tenure

LEASEHOLD

Last sold

£191,950 Nov 2020

Local average

£174,496 (+10%)

Deprivation

Decile 3 (7,162 of 33,755)

Street crime

404 incidents within 1 mile (Apr 2026)

Key features

Ground Floor One Bedroom Apartment
Popular Retirement Development Specifically for the over 55's
Well Presented & Modern Decor
Fitted Kitchen with Built in Oven& Hob
Luxury Shower Room Suite
Lounge/Diner
1 Double bedroom With Fitted Wardrobe
Gas Central Heating
Double Glazing
Communal Residents Lounge

Additional details

Garden: Yes

Description

Set in the much sought after St James Oaks retirement development specifically designed for the over 55’s, this well presented one bedroom apartment is situated on the ground floor and has been updated internally within the last few years including the installation of a modern fitted kitchen and shower room suite. Other accommodation includes hall, lounge/diner, and one double bedroom. It is heated by gas central heating and the windows are double glazed. St James Oaks is ideal for those who require independent living with peace of mind as it offers 24 hour gated security to monitor arrivals and departures, communal lounge known as the Ivy Room (club house) where you can socialise with your neighbours over a cup of tea, coffee or even a glass of wine or beer and where various activities/functions and entertainment takes place. There are well kept communal gardens and grounds, which surround the development. The Lodge is the main point of contact and reception area, where the management team are based with staff on hand to offer advice on daily requirements. Gravesend Town Centre and Mainline Railway Station is nearby, should you fancy a trip out for the day. VIEWING RECOMMENDED CALL WALKER JARVIS NOW TO REGISTER YOUR INTEREST AND ARRANGE VIEWING. .

Listed by

Gravesend

Walker Jarvis Estate Agents and Chartered Surveyors

Reference: 75614053

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floor Plan

EPC Graphs

EPC 1

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #6868258

Property Details

Street: 11 St. James Oaks

Town: Trafalgar Road

Postcode: DA11 0QT

Installation Details

Items: 2 windows

Certificate Issued: 06/10/2009

Work Completed: 21/09/2009

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

52% since 2016

Event	Date	Price	% change
Sold	06/11/2020 (5 years ago)	£191,950	+52.3%
Sold	08/01/2016 (10 years ago)	£126,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
22 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT	£140,000	30/01/2026	Flat
90 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QU	£155,000	23/01/2026	Flat
26 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT	£102,500	13/01/2026	Flat
THE PAVILION FLAT 6 WROTHAM ROAD, GRAVESEND, GRAVESHAM, KENT, DA11 0QG	£212,000	07/11/2025	Flat
27 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT	£150,000	31/03/2025	Flat
16 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT	£160,000	10/07/2024	Flat
59 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QU	£175,000	04/12/2023	Flat
95 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QU	£157,500	20/10/2023	Flat
22 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT	£188,000	18/07/2023	Flat
1 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT	£97,000	16/06/2023	Flat
49 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT	£175,000	12/06/2023	Flat
10 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT	£165,000	09/05/2023	Flat
24 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT	£160,000	28/04/2023	Flat
12 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT	£135,000	31/03/2023	Flat
40 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT	£185,000	12/01/2023	Flat
48 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT	£176,000	21/12/2022	Flat
BEDFORD HOUSE, 76 5 DARNLEY ROAD, GRAVESEND, GRAVESHAM, KENT, DA11 0AX	£220,000	23/09/2022	Flat
BEDFORD HOUSE, 76 6 DARNLEY ROAD, GRAVESEND, GRAVESHAM, KENT, DA11 0AX	£245,000	23/09/2022	Flat
BEDFORD HOUSE, 76 10 DARNLEY ROAD, GRAVESEND, GRAVESHAM, KENT, DA11 0AX	£220,000	23/09/2022	Flat
22 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT	£75,000	31/08/2022	Flat

Area average: £164,650 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 1.7%

10y growth 2.2%

House Price Index (HM Land Registry — official index, not sold-price averages): Gravesham. Series: Flats and maisonettes. As of March 2026.

1y (index) -6.5%

5y (index) 0.8%

10y (index) 12.5%

Rental Range

Estimated market rent for Gravesham. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,195/mo

Realistic £1,328/mo

Optimistic £1,461/mo

Based on Local Authority from postcode lookup → Gravesham.

LHA (30th percentile) floor for North West Kent: £748/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View DA11 0QT

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Arthur Street	0.1 miles
Shop	JMV Cars Ltd.	0.2 miles
Shop	Windmill Local	0.2 miles
Train station	Gravesend	0.3 miles
Train station	Tilbury Town	1.8 miles
University	University of Greenwich	4.2 miles
Hospital	Jasmine Centre	4.5 miles
Hospital	King's / Dartford Dialysis Unit	4.5 miles

Street-level crime

Category	Count
Violence and sexual offences	144
Anti-social behaviour	77
Criminal damage and arson	46
Other theft	32
Shoplifting	23
Vehicle crime	18
Public order	16
Drugs	13
Robbery	9
Burglary	8
Other crime	7
Bicycle theft	5
Possession of weapons	3
Theft from the person	3
Total incidents	404

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Wrotham Road Primary School	Primary	0.1 miles	Good — 12 Sep 2016
Bronte School	Other	0.2 miles	— (No rating)
Mayfield Grammar School, Gravesend	Secondary	0.2 miles	Outstanding — 9 Jun 2024
Holy Trinity Church of England Primary School	Primary	0.4 miles	Good — 17 Oct 2018
Cecil Road Primary and Nursery School	Primary	0.5 miles	Good — 12 Jul 2016

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
1 Bed Flat, Queen St, DA12	£950/mo	1	0.45 miles	OpenRent

Average rent: £950/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.49%

Max investor price (0.8%) £118,750

Target investor price (1%) £95,000

Gross yield 5.9%

Cost-to-rent ratio 16.8×

Monthly cashflow £74/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 1.6%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).