Sold STC End of terrace

61 STONEGARTH

CARLISLE, CUMBERLAND CA2 6PQ

2 beds 1 baths 678 sq ft Listed 12 Sep 2023 (-1017d)

£115,000

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Property details

Tenure

FREEHOLD

Floor area

63 m²

EPC rating

C

Year built

England and Wales: 1950-1966

Last sold

£115,000 Nov 2023

Price per m²

£1,825/m²

Local average

£120,431 (-4.5%)

Deprivation

Decile 2 (5,007 of 33,755)

Street crime

198 incidents within 1 mile (Apr 2026)

Key features

  • VIDEO VIEWING AVAILABLE
  • Two Double Bedroom End Terraced Home
  • Popular Residential Location West of City
  • Close to Many Local Amenities
  • Side Porch Utility
  • Very Presented Throughout
  • Ideal FTB or BTL
  • EPC - TBC | Freehold

Additional details

Parking
On street
Garden
Yes

Description

PROPERTY OVERVIEW ** A very well presented two bedroom end terraced home located in the ever popular Morton Park area to the west of the city, close to many local amenities including a popular primary and secondary school, local shops and parks.

To the front of the home is a low maintenance lawned garden and a path leading to the front door. There is also a further door to a side passage and utility area that runs to the rear of the home.

To the ground floor is a hallway with stairs and doors leading to the living room and kitchen. The living room is dual aspect with windows to the front and rear, laminate flooring and a fireplace. The kitchen is fully fitted and features a range of modern wall and base units with complementing worktops and tiled splashbacks, an integrated oven and hob with an extractor hood over, a sink and drainer and a door leading to the side passage and utility area. This gives space for a washing machine, has a storage area and doors to the front and rear.

Upstairs off the landing are two double bedrooms, both with storage cupboards, and a modern bathroom comprising a bath with shower, basin and toilet.

The property is fully double glazed and has gas central heating through the home.

Externally to the rear is a lawned garden. 

ROOM DIMENSIONS  

GROUND FLOOR  

Entrance Hallway 7' 05" x 6' 51" (2.26m x 3.12m)  

Lounge 18' x 11' 17" (5.49m x 3.78m)  

Kitchen 10' 34" x 7' 03" (3.91m x 2.21m)  

FIRST FLOOR  

Bathroom 6' 34" x 5' 58" (2.69m x 3m)  

Bedroom 15' 25" x 9' 52" (5.21m x 4.06m)  

Bedroom 11' 73" x 9' 46" (5.21m x 3.91m)  

what3words directions ///swing.oven.spoon 

** SERVICES

Mains gas, water, electricity and drainage. Gas central heating from a combination boiler (not tested) serving radiators.

Council Tax Band: A

Please note:

All internal measurements are approximate and are cited to the nearest 3 inches.

These property details, whilst understood to be accurate, are for guidance only and do not constitute any part of an offer or contract. Prospective purchasers cannot rely on them as statements or representations of fact, and all details must be verified through their legal representatives.

No person in the employment of Tiffen & Co Estate Agents has the authority to make or give any representation or warranty in relation to the property.

All appliances mentioned in these details have not been tested and therefore cannot be guaranteed to be in working order. 

Listed by

Carlisle

Tiffen & Co Estate Agents

Reference: 139843835

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: B

Inspection date: 25/09/2023

Expiry date: 24/09/2033

Current heating cost: £455/year

Potential heating cost: £423/year

Est. upgrade cost to C: £14,500

Recommendations

  • Floor insulation (solid floor) (£4,000 - £6,000)
  • Solar water heating (£4,000 - £6,000)
  • Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floor Plan

Floor Plan

EPC Graphs

EPC Front Page

EPC Front Page

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #886094

Property Details

Street: 61 Stonegarth

Town: Carlisle

Postcode: CA2 6PQ

Installation Details

Items: 1 door

Certificate Issued: 08/08/2003

Work Completed: 03/07/2003

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event Date Price % change
Sold 24/11/2023 (2 years ago) £115,000

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
63 CASTLERIGG DRIVE, CARLISLE, CUMBERLAND, CA2 6PG £108,000 04/09/2025 Terraced
3 SEATOLLER CLOSE, CARLISLE, CUMBERLAND, CA2 6LQ £37,500 29/08/2025 Terraced
27 BURNRIGG, CARLISLE, CUMBERLAND, CA2 6QG £127,000 06/10/2023 Terraced
62 STONEGARTH, CARLISLE, CUMBERLAND, CA2 6PE £94,250 26/07/2023 Terraced
220 STONEGARTH, CARLISLE, CUMBERLAND, CA2 6PH £116,000 05/06/2023 Terraced
106 STONEGARTH, CARLISLE, CUMBERLAND, CA2 6PE £120,500 12/05/2023 Terraced
26 LOWTHER BROWNS LONNING, CARLISLE, CUMBERLAND, CA2 6PB £119,000 14/04/2023 Terraced
19 GLENDALE RISE, CARLISLE, CUMBERLAND, CA2 6NJ £109,000 31/03/2023 Terraced
Same street 65 STONEGARTH, CARLISLE, CUMBERLAND, CA2 6PQ £90,000 14/03/2023 Terraced
21 MOSSRIGG, CARLISLE, CUMBRIA, CA2 6PN £105,000 28/11/2022 Terraced
134 NEWLAITHES AVENUE, CARLISLE, CUMBRIA, CA2 6QD £112,500 23/11/2022 Terraced
7 WESTRIGG ROAD, CARLISLE, CUMBRIA, CA2 6LD £115,000 26/10/2022 Terraced
7 STONEGARTH, CARLISLE, CUMBRIA, CA2 6NR £159,000 25/10/2022 Terraced
61 BURNRIGG, CARLISLE, CUMBRIA, CA2 6QH £110,000 17/10/2022 Terraced
46 BROWNRIGG DRIVE, CARLISLE, CUMBRIA, CA2 6NX £105,000 23/09/2022 Terraced
13 WESTRIGG ROAD, CARLISLE, CUMBRIA, CA2 6LE £122,000 26/07/2022 Terraced
87 CASTLERIGG DRIVE, CARLISLE, CUMBRIA, CA2 6PG £135,300 15/07/2022 Terraced
87 WESTRIGG ROAD, CARLISLE, CUMBRIA, CA2 6LH £105,000 17/06/2022 Terraced
5 EDMUNDS TERRACE, CARLISLE, CUMBERLAND, CA2 6RH £75,000 01/06/2022 Terraced
3 STONEGARTH, CARLISLE, CUMBRIA, CA2 6NR £90,250 13/05/2022 Terraced
62 CASTLERIGG DRIVE, CARLISLE, CUMBRIA, CA2 6PF £127,000 29/04/2022 Terraced

Street average: £90,000 (1 sale)

Area average: £109,615 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 19.4%
10y growth 35.3%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: Terraced. As of March 2026.

1y (index) -1%
5y (index) 24.4%
10y (index) 69.9%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £859/mo
Realistic £954/mo
Optimistic £1,049/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for North Cumbria: £474/mo (Apr 2025 – Mar 2026)

Location

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Bus stop Castlerigg Drive 0.0 miles
Bus stop Morton School out 0.1 miles
Shop Unknown 0.1 miles
Shop Asda Express 0.2 miles
Train station Carlisle 1.5 miles
Hospital Eden Valley Hospice 1.6 miles
University University of Cumbria 1.9 miles
Train station Dalston 2.6 miles
Hospital Wigton Hospital 8.9 miles

Street-level crime

Category Count
Violence and sexual offences 90
Public order 29
Criminal damage and arson 22
Anti-social behaviour 13
Other theft 13
Shoplifting 10
Other crime 7
Burglary 3
Drugs 3
Vehicle crime 3
Bicycle theft 2
Robbery 2
Possession of weapons 1
Total incidents 198

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
Newlaithes Infant School Primary 0.2 miles Good — 8 Feb 2023
Newlaithes Junior School Primary 0.2 miles Good — 10 Mar 2020
Richard Rose Morton Academy Secondary 0.2 miles Requires improvement — 16 Jan 2023
St Bede's Catholic Primary School Primary 0.7 miles Good — 7 May 2015
Yewdale School Primary 0.8 miles Good — 24 Sep 2018

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
2 Bed Flat, Reeth Road, CA2 £645/mo 2 0.59 miles OpenRent
2 Bed Terraced House, Crummock Street, CA2 £725/mo 2 0.81 miles OpenRent
2 Bed Terraced House, Crummock Street, CA2 £750/mo 2 0.81 miles OpenRent
2 Bed Terraced House, Crummock Street, CA2 £530/mo 2 0.82 miles OpenRent
2 Bed Terraced House, Crummock St, CA2 £795/mo 2 0.82 miles OpenRent
2 Bed Terraced House, Granville Road, CA2 £825/mo 2 0.95 miles OpenRent
2 Bed Terraced House, Newcastle Street, CA2 £725/mo 2 1.06 miles OpenRent
2 Bed Flat, Port Road, CA2 £850/mo 2 1.07 miles OpenRent

Average rent: £731/mo (8 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.64%
Max investor price (0.8%) £92,250
Target investor price (1%) £73,800
Gross yield 7.7%
Cost-to-rent ratio 13×
Monthly cashflow £186/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI 6.7%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).