# 2 bedroom terraced house for sale (CA2 5JF) ## Property Details | Key | Value | |-----|-------| | Address | 57 WESTMORLAND STREET, CARLISLE, CUMBERLAND CA2 5JF | | Price | £89,950 | | Bedrooms | 2 | | Bathrooms | 1 | | Council tax | A | | Construction age | England and Wales: before 1900 | | Floor area | 65 m² | | Last sold | £85,000 Sep 2024 | ## EPC Rating & Upgrade Cost - **Current rating:** D - **Potential rating:** B - **Expiry date:** 17/06/2034 - **Current heating cost:** £895/year - **Est. upgrade cost to C:** £23,525 ### Recommendations - Q (£4,000 - £14,000) - W2 (£4,000 - £6,000) - E (£25) - N (£4,000 - £6,000) - U (£3,500 - £5,500) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2117-7201-2111-6391-1215) ## Description A two bedroom terraced home with a modern first floor shower room located in the popular 'urban village' of Denton Holme close to many local amenities and within walking distance of the city centre. This will be an ideal first time buy or investment purchase. The accommodation on offer comprises a hallway, living room, 'L' shaped dining room and kitchen to the ground floor.  Upstairs off the landing are two bedrooms and a modern shower room. Externally to the rear is a private yard which leads out to a further shared yard which has rear access. The property has had a course of refurbishment works completed and is now ready to personalise to make your own.  Works include a refurbished roof, damp treatment to some ground floor walls and also some crack stitching and repointing done following some historic settlement to the front elevation.  Full reports are available on request.**ROOM DIMENSIONS** **GROUND FLOOR** **Hallway** **Living Room** - 4.04m x 3.96m (13'3" x 13'0") **Dining Room** - 5.16m x 1.42m (16'11" x 4'8") **Kitchen** - 3.91m x 1.65m (12'10" x 5'5") **FIRST FLOOR** **Landing** **Bedroom 1** - 3.86m x 2.57m (12'8" x 8'5") **Bedroom 2** - 3.05m x 2.13m (10'0" x 7'0") **Shower Room** - 2.82m x 1.65m (9'3" x 5'5") **what3words directions - **///ranked.united.bliss **SERVICES** Mains gas, water, electricity and drainage. Gas central heating from a combination boiler (not tested) serving radiators. Council Tax Band: A Please note: All internal measurements are approximate and are cited to the nearest 3 inches. These property details, whilst understood to be accurate, are for guidance only and do not constitute any part of an offer or contract. Prospective purchasers cannot rely on them as statements or representations of fact, and all details must be verified through their legal representatives. No person in the employment of Tiffen & Co Estate Agents has the authority to make or give any representation or warranty in relation to the property. All appliances mentioned in these details have not been tested and therefore cannot be guaranteed to be in working order. Free Market Appraisal - Would you like to know how much your house is worth? We would be delighted to provide you with a free, no obligation valuation for your home. Please contact us to arrange an appointment. Looking for Property? - Please contact us to advise us what you are looking for so we can send you details and updates on all of our properties that match your needs. Need a Mortgage? Tiffen & Co Estate agents offer advice from Mortgage Advice Bureau, one of the UK's largest award winning mortgage brokers. We can search over 11,000 different mortgages from a selection of over 90 different lenders to find the right deal for you. Our advice will be specifically tailored to your needs and circumstances which could be for your first home, moving home, investing in property or remortgaging. Contact us to arrange a free consultation with one of our experienced advisors. There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1%, but a typical fee is 0.3% of the amount borrowed. Referral Fees - Tiffen & Co work with preferred conveyancers for a house sale or purchase. Our conveyancers are competitively priced and you are under no obligation to use their services. Should you choose to use them Tiffen & Co will receive a referral fee of £120 on completion of a sale or purchase. ## Property Photos - ![Photo](/listings/photos/149201591/1354355) - ![Photo](/listings/photos/149201591/1354356) - ![Photo](/listings/photos/149201591/1354357) - ![Photo](/listings/photos/149201591/1354358) - ![Photo](/listings/photos/149201591/1354359) - ![Photo](/listings/photos/149201591/1354360) - ![Photo](/listings/photos/149201591/1354361) - ![Photo](/listings/photos/149201591/1354362) - ![Photo](/listings/photos/149201591/1354363) - ![Photo](/listings/photos/149201591/1354364) - ![Photo](/listings/photos/149201591/1354365) ## Floorplans - ![Floorplan 1](/listings/photos/149201591/1354366) - Floorplan 1 ## EPC Graphs - ![EPC 1](/listings/photos/149201591/1354367) - EPC 1 ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 57 WESTMORLAND STREET, CARLISLE, CUMBERLAND, CA2 5JF | £85,000 | 18/09/2024 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 32 CUMBERLAND STREET, CARLISLE, CUMBERLAND, CA2 5JH | £56,000 | 07/01/2026 | Terraced | | 23 CONSTABLE STREET, CARLISLE, CUMBERLAND, CA2 6AB | £155,000 | 07/11/2025 | Terraced | | 145 DENTON STREET, CARLISLE, CUMBERLAND, CA2 5HB | £115,000 | 10/09/2025 | Terraced | | 17 FREER STREET, CARLISLE, CUMBERLAND, CA2 5JX | £150,000 | 04/12/2023 | Terraced | | 12 HOPE STREET, CARLISLE, CUMBERLAND, CA2 5JN | £91,000 | 17/11/2023 | Terraced | | 50 EAST NORFOLK STREET, CARLISLE, CUMBERLAND, CA2 5JL | £130,000 | 20/10/2023 | Terraced | | [Same street] 88 WESTMORLAND STREET, CARLISLE, CUMBERLAND, CA2 5JF | £94,000 | 13/10/2023 | Terraced | | 3 DALSTON STREET, CARLISLE, CUMBERLAND, CA2 5JW | £56,000 | 21/09/2023 | Terraced | | 46 EAST NORFOLK STREET, CARLISLE, CUMBERLAND, CA2 5JL | £111,200 | 15/09/2023 | Terraced | | 21 BLUNT STREET, CARLISLE, CUMBERLAND, CA2 5LT | £120,000 | 11/08/2023 | Terraced | | 5 DALSTON STREET, CARLISLE, CUMBERLAND, CA2 5JW | £70,000 | 07/08/2023 | Terraced | | 12 RICHARDSON STREET, CARLISLE, CUMBRIA, CA2 6AA | £115,000 | 09/12/2022 | Terraced | | 16 FREER STREET, CARLISLE, CUMBRIA, CA2 5JX | £125,000 | 02/12/2022 | Terraced | | 5 HOPE STREET, CARLISLE, CUMBERLAND, CA2 5JN | £44,000 | 17/11/2022 | Terraced | | 44 CUMBERLAND STREET, CARLISLE, CUMBRIA, CA2 5JH | £66,000 | 10/11/2022 | Terraced | | 38 CUMBERLAND STREET, CARLISLE, CUMBERLAND, CA2 5JH | £65,000 | 28/10/2022 | Terraced | | 55 EAST NORFOLK STREET, CARLISLE, CUMBRIA, CA2 5JL | £80,000 | 24/10/2022 | Terraced | | 3 CONSTABLE STREET, CARLISLE, CUMBRIA, CA2 6AB | £126,000 | 21/10/2022 | Terraced | | 185 DENTON STREET, CARLISLE, CUMBRIA, CA2 5JP | £85,000 | 07/10/2022 | Terraced | | 137 DENTON STREET, CARLISLE, CUMBERLAND, CA2 5EN | £100,000 | 29/09/2022 | Terraced | | 47 CUMBERLAND STREET, CARLISLE, CUMBRIA, CA2 5JH | £105,000 | 23/09/2022 | Terraced | | [Same street] 88 WESTMORLAND STREET, CARLISLE, CUMBRIA, CA2 5JF | £81,500 | 29/07/2022 | Terraced | | [Same street] 66 WESTMORLAND STREET, CARLISLE, CUMBRIA, CA2 5JF | £120,000 | 13/04/2022 | Terraced | | [Same street] 64 WESTMORLAND STREET, CARLISLE, CUMBRIA, CA2 5JF | £82,600 | 31/03/2022 | Terraced | | [Same street] 55 WESTMORLAND STREET, CARLISLE, CUMBRIA, CA2 5JF | £55,000 | 12/08/2021 | Terraced | **Street average:** £86,620 (5 sales) **Area average:** £98,260 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £118,538 (69 Terraced, CA2, 2024–2026) - **Deviation:** -24.1% ## Rental Range *ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £859/mo - **Realistic:** £954/mo - **Optimistic:** £1,049/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for North Cumbria (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £474/mo ## 1% Rule - **Rent ratio:** 1.06% (strong) - **Max investor price (0.8%):** £119,250 - **Target investor price (1%):** £95,400 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.* ## Price per Square Metre - **£/m²:** £1,384/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 23.2% - **10y growth:** 7.5% ## House Price Index (HM Land Registry) *Official index for North West; Terraced series; as of April 2026.* - **1y growth (index):** 9.2% - **5y growth (index):** 27.5% - **10y growth (index):** 63.4% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)