Sold STC Terraced

57 WESTMORLAND STREET

CARLISLE, CUMBERLAND CA2 5JF

2 beds 1 baths 700 sq ft Listed 15 Jun 2024 (-765d)

£89,950

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# 2 bedroom terraced house for sale (CA2 5JF)

## Property Details

| Key | Value |
|-----|-------|
| Address | 57 WESTMORLAND STREET, CARLISLE, CUMBERLAND CA2 5JF |
| Price | £89,950 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | A |
| Construction age | England and Wales: before 1900 |
| Floor area | 65 m² |
| Last sold | £85,000 Sep 2024 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 17/06/2034
- **Current heating cost:** £895/year
- **Est. upgrade cost to C:** £23,525

### Recommendations
- Q (£4,000 - £14,000)
- W2 (£4,000 - £6,000)
- E (£25)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2117-7201-2111-6391-1215)

## Description

**GROUND FLOOR**

**Hallway**

**Living Room** - 4.04m x 3.96m (13'3" x 13'0")

**Dining Room** - 5.16m x 1.42m (16'11" x 4'8")

**Kitchen** - 3.91m x 1.65m (12'10" x 5'5")

**FIRST FLOOR**

**Landing**

**Bedroom 1** - 3.86m x 2.57m (12'8" x 8'5")

**Bedroom 2** - 3.05m x 2.13m (10'0" x 7'0")

**Shower Room** - 2.82m x 1.65m (9'3" x 5'5")

**what3words directions - **///ranked.united.bliss

**SERVICES**

Mains gas, water, electricity and drainage. Gas central heating from a combination boiler (not tested) serving radiators.

Council Tax Band: A

Please note:

All internal measurements are approximate and are cited to the nearest 3 inches.

These property details, whilst understood to be accurate, are for guidance only and do not constitute any part of an offer or contract. Prospective purchasers cannot rely on them as statements or representations of fact, and all details must be verified through their legal representatives.

No person in the employment of Tiffen & Co Estate Agents has the authority to make or give any representation or warranty in relation to the property.

All appliances mentioned in these details have not been tested and therefore cannot be guaranteed to be in working order.

Free Market Appraisal - Would you like to know how much your house is worth? We would be delighted to provide you with a free, no obligation valuation for your home. Please contact us to arrange an appointment.

Looking for Property? - Please contact us to advise us what you are looking for so we can send you details and updates on all of our properties that match your needs.

Need a Mortgage? Tiffen & Co Estate agents offer advice from Mortgage Advice Bureau, one of the UK's largest award winning mortgage brokers. We can search over 11,000 different mortgages from a selection of over 90 different lenders to find the right deal for you. Our advice will be specifically tailored to your needs and circumstances which could be for your first home, moving home, investing in property or remortgaging. Contact us to arrange a free consultation with one of our experienced advisors. There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1%, but a typical fee is 0.3% of the amount borrowed.

Referral Fees - Tiffen & Co work with preferred conveyancers for a house sale or purchase. Our conveyancers are competitively priced and you are under no obligation to use their services. Should you choose to use them Tiffen & Co will receive a referral fee of £120 on completion of a sale or purchase.

## Property Photos

- ![Photo](/listings/photos/149201591/1354355)
- ![Photo](/listings/photos/149201591/1354356)
- ![Photo](/listings/photos/149201591/1354357)
- ![Photo](/listings/photos/149201591/1354358)
- ![Photo](/listings/photos/149201591/1354359)
- ![Photo](/listings/photos/149201591/1354360)
- ![Photo](/listings/photos/149201591/1354361)
- ![Photo](/listings/photos/149201591/1354362)
- ![Photo](/listings/photos/149201591/1354363)
- ![Photo](/listings/photos/149201591/1354364)
- ![Photo](/listings/photos/149201591/1354365)

## Floorplans

- ![Floorplan 1](/listings/photos/149201591/1354366) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/149201591/1354367) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 57 WESTMORLAND STREET, CARLISLE, CUMBERLAND, CA2 5JF | £85,000 | 18/09/2024 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 32 CUMBERLAND STREET, CARLISLE, CUMBERLAND, CA2 5JH | £56,000 | 07/01/2026 | Terraced |
| 23 CONSTABLE STREET, CARLISLE, CUMBERLAND, CA2 6AB | £155,000 | 07/11/2025 | Terraced |
| 145 DENTON STREET, CARLISLE, CUMBERLAND, CA2 5HB | £115,000 | 10/09/2025 | Terraced |
| 17 FREER STREET, CARLISLE, CUMBERLAND, CA2 5JX | £150,000 | 04/12/2023 | Terraced |
| 12 HOPE STREET, CARLISLE, CUMBERLAND, CA2 5JN | £91,000 | 17/11/2023 | Terraced |
| 50 EAST NORFOLK STREET, CARLISLE, CUMBERLAND, CA2 5JL | £130,000 | 20/10/2023 | Terraced |
| [Same street] 88 WESTMORLAND STREET, CARLISLE, CUMBERLAND, CA2 5JF | £94,000 | 13/10/2023 | Terraced |
| 3 DALSTON STREET, CARLISLE, CUMBERLAND, CA2 5JW | £56,000 | 21/09/2023 | Terraced |
| 46 EAST NORFOLK STREET, CARLISLE, CUMBERLAND, CA2 5JL | £111,200 | 15/09/2023 | Terraced |
| 21 BLUNT STREET, CARLISLE, CUMBERLAND, CA2 5LT | £120,000 | 11/08/2023 | Terraced |
| 5 DALSTON STREET, CARLISLE, CUMBERLAND, CA2 5JW | £70,000 | 07/08/2023 | Terraced |
| 12 RICHARDSON STREET, CARLISLE, CUMBRIA, CA2 6AA | £115,000 | 09/12/2022 | Terraced |
| 16 FREER STREET, CARLISLE, CUMBRIA, CA2 5JX | £125,000 | 02/12/2022 | Terraced |
| 5 HOPE STREET, CARLISLE, CUMBERLAND, CA2 5JN | £44,000 | 17/11/2022 | Terraced |
| 44 CUMBERLAND STREET, CARLISLE, CUMBRIA, CA2 5JH | £66,000 | 10/11/2022 | Terraced |
| 38 CUMBERLAND STREET, CARLISLE, CUMBERLAND, CA2 5JH | £65,000 | 28/10/2022 | Terraced |
| 55 EAST NORFOLK STREET, CARLISLE, CUMBRIA, CA2 5JL | £80,000 | 24/10/2022 | Terraced |
| 3 CONSTABLE STREET, CARLISLE, CUMBRIA, CA2 6AB | £126,000 | 21/10/2022 | Terraced |
| 185 DENTON STREET, CARLISLE, CUMBRIA, CA2 5JP | £85,000 | 07/10/2022 | Terraced |
| 137 DENTON STREET, CARLISLE, CUMBERLAND, CA2 5EN | £100,000 | 29/09/2022 | Terraced |
| 47 CUMBERLAND STREET, CARLISLE, CUMBRIA, CA2 5JH | £105,000 | 23/09/2022 | Terraced |
| [Same street] 88 WESTMORLAND STREET, CARLISLE, CUMBRIA, CA2 5JF | £81,500 | 29/07/2022 | Terraced |
| [Same street] 66 WESTMORLAND STREET, CARLISLE, CUMBRIA, CA2 5JF | £120,000 | 13/04/2022 | Terraced |
| [Same street] 64 WESTMORLAND STREET, CARLISLE, CUMBRIA, CA2 5JF | £82,600 | 31/03/2022 | Terraced |
| [Same street] 55 WESTMORLAND STREET, CARLISLE, CUMBRIA, CA2 5JF | £55,000 | 12/08/2021 | Terraced |

**Street average:** £86,620 (5 sales)
**Area average:** £98,260 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £118,538 (69 Terraced, CA2, 2024–2026)
- **Deviation:** -24.1%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £859/mo
- **Realistic:** £954/mo
- **Optimistic:** £1,049/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for North Cumbria (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £474/mo

## 1% Rule

- **Rent ratio:** 1.06% (strong)
- **Max investor price (0.8%):** £119,250
- **Target investor price (1%):** £95,400

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Price per Square Metre

- **£/m²:** £1,384/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 21.6%
- **10y growth:** 7.3%

## House Price Index (HM Land Registry)

*Official index for North West; Terraced series; as of April 2026.*

- **1y growth (index):** 9.2%
- **5y growth (index):** 27.5%
- **10y growth (index):** 63.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

65 m²

Council tax band

EPC rating

Year built

England and Wales: before 1900

Last sold

£85,000 Sep 2024

Price per m²

£1,384/m²

Local average

£118,538 (-24.1%)

Deprivation

Decile 3 (9,725 of 33,755)

Street crime

589 incidents within 1 mile (May 2026)

Key features

VIDEO VIEWING AVAILABLE
Two Bedroom Terraced Home
First Floor Modern Shower Room
Dining Room and Kitchen
Private Yard plus Additional Shared Yard with Access
Newly Refurbished Roof
Popular Location Close to Local Amenities
Ideal Fist Time Buy or Buy to Let
NO ONWARD CHAIN
EPC D | Freehold

Additional details

Electricity: Mains supply
Broadband: FTTC (fibre to the cabinet)
Water: Mains supply
Sewerage: Mains supply
Heating: Gas, Double glazing, Gas central
Parking: On street
Garden: Yes
Listed property: No

Description

A two bedroom terraced home with a modern first floor shower room located in the popular 'urban village' of Denton Holme close to many local amenities and within walking distance of the city centre. This will be an ideal first time buy or investment purchase. The accommodation on offer comprises a hallway, living room, 'L' shaped dining room and kitchen to the ground floor. Upstairs off the landing are two bedrooms and a modern shower room. Externally to the rear is a private yard which leads out to a further shared yard which has rear access. The property has had a course of refurbishment works completed and is now ready to personalise to make your own. Works include a refurbished roof, damp treatment to some ground floor walls and also some crack stitching and repointing done following some historic settlement to the front elevation. Full reports are available on request.ROOM DIMENSIONS
GROUND FLOOR
Hallway
Living Room - 4.04m x 3.96m (13'3" x 13'0")
Dining Room - 5.16m x 1.42m (16'11" x 4'8")
Kitchen - 3.91m x 1.65m (12'10" x 5'5")
FIRST FLOOR
Landing
Bedroom 1 - 3.86m x 2.57m (12'8" x 8'5")
Bedroom 2 - 3.05m x 2.13m (10'0" x 7'0")
Shower Room - 2.82m x 1.65m (9'3" x 5'5")
what3words directions - ///ranked.united.bliss
SERVICES
Mains gas, water, electricity and drainage. Gas central heating from a combination boiler (not tested) serving radiators.

Council Tax Band: A

Please note:

All internal measurements are approximate and are cited to the nearest 3 inches.

These property details, whilst understood to be accurate, are for guidance only and do not constitute any part of an offer or contract. Prospective purchasers cannot rely on them as statements or representations of fact, and all details must be verified through their legal representatives.

No person in the employment of Tiffen & Co Estate Agents has the authority to make or give any representation or warranty in relation to the property.

All appliances mentioned in these details have not been tested and therefore cannot be guaranteed to be in working order.

Free Market Appraisal - Would you like to know how much your house is worth? We would be delighted to provide you with a free, no obligation valuation for your home. Please contact us to arrange an appointment.

Looking for Property? - Please contact us to advise us what you are looking for so we can send you details and updates on all of our properties that match your needs.

Need a Mortgage? Tiffen & Co Estate agents offer advice from Mortgage Advice Bureau, one of the UK's largest award winning mortgage brokers. We can search over 11,000 different mortgages from a selection of over 90 different lenders to find the right deal for you. Our advice will be specifically tailored to your needs and circumstances which could be for your first home, moving home, investing in property or remortgaging. Contact us to arrange a free consultation with one of our experienced advisors. There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1%, but a typical fee is 0.3% of the amount borrowed.

Referral Fees - Tiffen & Co work with preferred conveyancers for a house sale or purchase. Our conveyancers are competitively priced and you are under no obligation to use their services. Should you choose to use them Tiffen & Co will receive a referral fee of £120 on completion of a sale or purchase.

Listed by

Carlisle

Tiffen & Co Estate Agents

Reference: 149201591

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 18/06/2024

Expiry date: 17/06/2034

Current heating cost: £895/year

Potential heating cost: £656/year

Est. upgrade cost to C: £23,525

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (solid floor) (£4,000 - £6,000)
Low energy lighting for all fixed outlets (£25)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

EPC Graphs

EPC 1

Price history

Event	Date	Price	% change
Sold	18/09/2024 (1 year ago)	£85,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
32 CUMBERLAND STREET, CARLISLE, CUMBERLAND, CA2 5JH	£56,000	07/01/2026	Terraced
23 CONSTABLE STREET, CARLISLE, CUMBERLAND, CA2 6AB	£155,000	07/11/2025	Terraced
145 DENTON STREET, CARLISLE, CUMBERLAND, CA2 5HB	£115,000	10/09/2025	Terraced
17 FREER STREET, CARLISLE, CUMBERLAND, CA2 5JX	£150,000	04/12/2023	Terraced
12 HOPE STREET, CARLISLE, CUMBERLAND, CA2 5JN	£91,000	17/11/2023	Terraced
50 EAST NORFOLK STREET, CARLISLE, CUMBERLAND, CA2 5JL	£130,000	20/10/2023	Terraced
Same street 88 WESTMORLAND STREET, CARLISLE, CUMBERLAND, CA2 5JF	£94,000	13/10/2023	Terraced
3 DALSTON STREET, CARLISLE, CUMBERLAND, CA2 5JW	£56,000	21/09/2023	Terraced
46 EAST NORFOLK STREET, CARLISLE, CUMBERLAND, CA2 5JL	£111,200	15/09/2023	Terraced
21 BLUNT STREET, CARLISLE, CUMBERLAND, CA2 5LT	£120,000	11/08/2023	Terraced
5 DALSTON STREET, CARLISLE, CUMBERLAND, CA2 5JW	£70,000	07/08/2023	Terraced
12 RICHARDSON STREET, CARLISLE, CUMBRIA, CA2 6AA	£115,000	09/12/2022	Terraced
16 FREER STREET, CARLISLE, CUMBRIA, CA2 5JX	£125,000	02/12/2022	Terraced
5 HOPE STREET, CARLISLE, CUMBERLAND, CA2 5JN	£44,000	17/11/2022	Terraced
44 CUMBERLAND STREET, CARLISLE, CUMBRIA, CA2 5JH	£66,000	10/11/2022	Terraced
38 CUMBERLAND STREET, CARLISLE, CUMBERLAND, CA2 5JH	£65,000	28/10/2022	Terraced
55 EAST NORFOLK STREET, CARLISLE, CUMBRIA, CA2 5JL	£80,000	24/10/2022	Terraced
3 CONSTABLE STREET, CARLISLE, CUMBRIA, CA2 6AB	£126,000	21/10/2022	Terraced
185 DENTON STREET, CARLISLE, CUMBRIA, CA2 5JP	£85,000	07/10/2022	Terraced
137 DENTON STREET, CARLISLE, CUMBERLAND, CA2 5EN	£100,000	29/09/2022	Terraced
47 CUMBERLAND STREET, CARLISLE, CUMBRIA, CA2 5JH	£105,000	23/09/2022	Terraced
Same street 88 WESTMORLAND STREET, CARLISLE, CUMBRIA, CA2 5JF	£81,500	29/07/2022	Terraced
Same street 66 WESTMORLAND STREET, CARLISLE, CUMBRIA, CA2 5JF	£120,000	13/04/2022	Terraced
Same street 64 WESTMORLAND STREET, CARLISLE, CUMBRIA, CA2 5JF	£82,600	31/03/2022	Terraced
Same street 55 WESTMORLAND STREET, CARLISLE, CUMBRIA, CA2 5JF	£55,000	12/08/2021	Terraced

Street average: £86,620 (5 sales)

Area average: £98,260 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 21.6%

10y growth 7.3%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: Terraced. As of April 2026.

1y (index) 9.2%

5y (index) 27.5%

10y (index) 63.4%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £859/mo

Realistic £954/mo

Optimistic £1,049/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for North Cumbria: £474/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View CA2 5JF

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Norfolk St Layby	0.1 miles
Bus stop	Norfolk Street Kangols in	0.1 miles
Shop	Escape Hair & Beauty	0.1 miles
Shop	Sandra's Hair Salon	0.1 miles
Train station	Carlisle	0.5 miles
University	University of Cumbria	0.9 miles
Hospital	Cumberland Infirmary	1.0 miles
Hospital	Eden Valley Hospice	1.1 miles
Train station	Dalston	3.3 miles

Street-level crime

Category	Count
Violence and sexual offences	262
Public order	80
Shoplifting	76
Criminal damage and arson	41
Drugs	33
Other theft	33
Anti-social behaviour	19
Other crime	11
Burglary	10
Possession of weapons	8
Vehicle crime	6
Bicycle theft	4
Robbery	3
Theft from the person	3
Total incidents	589

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Robert Ferguson Primary School	Primary	0.1 miles	Good — 19 Dec 2017
Caldew Lea School	Primary	0.7 miles	Good — 25 Apr 2024
University of Cumbria	Other	0.7 miles	— (No rating)
The Bishop Harvey Goodwin School (Church of England Voluntary Aided)	Primary	0.7 miles	Good — 9 Jun 2024
St Bede's Catholic Primary School	Primary	0.8 miles	Good — 7 May 2015

Rental Comparables

Loading rental comparables for this postcode. Refresh in a few minutes.

Rent-driven metrics

Based on Area rent estimate.

Rent ratio 1.06%

Max investor price (0.8%) £119,250

Target investor price (1%) £95,400

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).