To let Terraced

9 ST ANDREWS DRIVE

NEWCASTLE, STAFFORDSHIRE ST5 2NW

1 beds 1 baths Listed 24 Apr 2026 (-87d)

£542 pcm

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# 1 bedroom terraced house for rent (ST5 2NW)

## Property Details

| Key | Value |
|-----|-------|
| Address | 9 ST ANDREWS DRIVE, NEWCASTLE, STAFFORDSHIRE ST5 2NW |
| Price | £542 pcm |
| Bedrooms | 1 |
| Bathrooms | 1 |
| Council tax | A |
| Last sold | £125,000 Jun 2022 |

## Description

Calling all students! Available from the 1st of September 2025. House Share -  Two wonderful rooms available - all completed to a very high standard, and fully furnished. All bills included!

If you are in need of excellent accommodation, that is well kitted out, and in a well-connected area, then look no further.

Moments from Keele University, Newcastle-under-Lyme town centre, The Royal Stoke Hospital, good public transport links, decent pubs, bars, restaurants, and all the shops and amenities you need, this property is perfectly placed and should tick all of your boxes.

Accepting of students, the property consists of three double bedrooms that are fully furnished, with a communal lounge/diner, kitchen, WC, bathroom, and rear garden.

Feel free to call us if you have any questions regarding the property, and be sure to study the photos, floor plans, and read on to discover what each room has to offer.

## Property Photos

- ![Room 1](/listings/photos/174873170/215880) - Room 1
- ![Room 1](/listings/photos/174873170/215881) - Room 1
- ![Lounge/Diner](/listings/photos/174873170/215882) - Lounge/Diner
- ![Lounge/Diner](/listings/photos/174873170/215883) - Lounge/Diner
- ![Kitchen](/listings/photos/174873170/215884) - Kitchen
- ![Kitchen](/listings/photos/174873170/215885) - Kitchen
- ![Bathroom](/listings/photos/174873170/215886) - Bathroom
- ![Rear View](/listings/photos/174873170/215887) - Rear View
- ![Rear Patio](/listings/photos/174873170/215888) - Rear Patio
- ![Front View](/listings/photos/174873170/215889) - Front View

## Floorplans

- ![Floorplan 2D](/listings/photos/174873170/215890) - Floorplan 2D
- ![Floorplan 3D](/listings/photos/174873170/215891) - Floorplan 3D

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/174873170/215892) - EPC Rating Graph

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 9 ST ANDREWS DRIVE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2NW | £125,000 | 10/06/2022 | Terraced |
| 9 ST ANDREWS DRIVE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2NW | £80,500 | 11/11/2015 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 6 ORME ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2ND | £93,000 | 11/08/2025 | Terraced |
| 18 ST GEORGES ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2NE | £135,500 | 12/12/2024 | Terraced |
| 5 WESLEY PLACE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2NN | £145,000 | 27/09/2023 | Terraced |
| 228 ORME ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2PB | £147,000 | 26/07/2023 | Terraced |
| 47 ORME ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2ND | £139,000 | 07/07/2023 | Terraced |
| 1 REEDMACE WALK, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2GE | £233,000 | 14/04/2023 | Terraced |
| 80 GALINGALE VIEW, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2GR | £167,000 | 27/03/2023 | Terraced |
| 16 ST PATRICKS DRIVE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2NS | £115,000 | 03/03/2023 | Terraced |
| 47 ORME ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2ND | £96,000 | 16/12/2022 | Terraced |
| 35 ORME ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2ND | £142,500 | 30/11/2022 | Terraced |
| 189 ORME ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2PB | £167,000 | 28/11/2022 | Terraced |
| 2 BAGGOTTS PLACE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2NT | £122,000 | 26/09/2022 | Terraced |
| 60 GALINGALE VIEW, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2GR | £135,000 | 15/09/2022 | Terraced |
| 62 POOLFIELD AVENUE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2NL | £147,000 | 22/07/2022 | Terraced |
| 60 GALINGALE VIEW, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2GR | £140,000 | 30/06/2022 | Terraced |
| 220 ORME ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2PB | £143,000 | 10/06/2022 | Terraced |
| 185 ORME ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2PB | £125,000 | 22/04/2022 | Terraced |
| 43 ORME ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2ND | £124,000 | 23/03/2022 | Terraced |
| 7 WESLEY PLACE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2NN | £123,000 | 26/02/2022 | Terraced |
| 46 WESLEY PLACE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2NN | £170,000 | 16/11/2021 | Terraced |

**Area average:** £140,450 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £142,194 (106 Terraced, ST5, 2024–2026)
- **Deviation:** -99.6%

## Rental Range

*ONS Price Index of Private Rents (Newcastle-under-Lyme). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £743/mo
- **Realistic:** £826/mo
- **Optimistic:** £909/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £424/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Snowgoose Way, Newcastle-Under-Lyme, ST5](http://87.117.209.195:8080/listings/84717b1) | £670/mo | 1 | 0.22 miles | Rightmove |
| [9 Rothesay Court, Rothesay Av, Westlands, ST5 2LX](http://87.117.209.195:8080/listings/8dbfc26) | £210/mo | — | 0.37 miles | Rightmove |
| [Merrial Street Newcastle](http://87.117.209.195:8080/listings/68444a4) | £450/mo | 1 | 0.51 miles | Rightmove |
| [High St, Newcastle-Under-Lyme, ST5](http://87.117.209.195:8080/listings/df9dcfd) | £600/mo | 1 | 0.52 miles | Rightmove |
| [Paris Avenue, Newcastle Under Lyme, ST5](http://87.117.209.195:8080/listings/97a22fe) | £585/mo | 1 | 0.66 miles | Rightmove |
| [Trinity Court, No1 London Road, Newcastle under Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/ba7971e) | £1,025/mo | 1 | 0.69 miles | Rightmove |
| [Lyme Court, Leech Street, Newcastle Under Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/97fa80f) | £711/mo | 1 | 0.85 miles | Rightmove |
| [Gordon Street, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/d4e58d5) | £650/mo | 1 | 0.85 miles | Rightmove |
| [Gordon Street, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/2e6ad13) | £695/mo | 1 | 0.85 miles | Rightmove |
| [Gordon Street, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/d770840) | £725/mo | 1 | 0.85 miles | Rightmove |
| [Gordon Street, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/e1b04e3) | £650/mo | 1 | 0.85 miles | Rightmove |
| [Water Street, Newcastle-Under-Lyme, ST5](http://87.117.209.195:8080/listings/ab5b091) | £550/mo | 1 | 0.88 miles | Rightmove |
| [Occupation Street, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/f84092f) | £566/mo | 1 | 0.88 miles | Rightmove |
| [Marsh Box, 2 Marsh Parade, Newcastle under Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/e685d2e) | £845/mo | 1 | 0.89 miles | Rightmove |
| [Marsh Box, 2 Marsh Parade, Newcastle under Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/d9486d3) | £875/mo | 1 | 0.89 miles | Rightmove |
| [Brunswick Court, Brunswick  Street, Newcastle-Under-Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/24d680a) | £845/mo | 1 | 0.9 miles | Rightmove |
| [Occupation Street, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/d00972b) | £541/mo | 1 | 0.9 miles | Rightmove |
| [Occupation Street, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/3b051c9) | £566/mo | 1 | 0.9 miles | Rightmove |
| [Northcote House, 15 King Street, Newcastle Under Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/66d477b) | £875/mo | 1 | 0.93 miles | Rightmove |
| [King Street, Cross Heath, Newcastle, ST5](http://87.117.209.195:8080/listings/d93c803) | £575/mo | 1 | 0.93 miles | Rightmove |

**Average rent: £711/mo (32 listings)**

## 1% Rule

- **Rent ratio:** 119.93% (strong)
- **Max investor price (0.8%):** £81,250
- **Target investor price (1%):** £65,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £650/mo).*

- **Gross yield:** 1439.1%
- **Cost-to-rent:** 0.1×
- **Monthly cashflow:** £558/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 4259.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 27.2%
- **10y growth:** 53.4%

## House Price Index (HM Land Registry)

*Official index for Newcastle-under-Lyme; Terraced series; as of April 2026.*

- **1y growth (index):** 1.6%
- **5y growth (index):** 27.2%
- **10y growth (index):** 59%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Room 1 Room 1 Lounge/Diner Lounge/Diner Kitchen Kitchen Bathroom Rear View Rear Patio Front View

/ 10

Property details

Council tax band

Last sold

£125,000 Jun 2022

Local average

£142,194 (-99.6%)

Deprivation

Decile 4 (11,963 of 33,755)

Street crime

298 incidents within 1 mile (May 2026)

Key features

Finished To A High Standard Throughout
A Short Walk From Newcastle Town Centre
Moments From Keele University
Good Commuter Links
Close To Local Shops & Amenities
Available From 1st September 2025
All Bills Included!

Additional details

Garden: Yes

Description

Calling all students! Available from the 1st of September 2025. House Share - Two wonderful rooms available - all completed to a very high standard, and fully furnished. All bills included!

If you are in need of excellent accommodation, that is well kitted out, and in a well-connected area, then look no further.

Moments from Keele University, Newcastle-under-Lyme town centre, The Royal Stoke Hospital, good public transport links, decent pubs, bars, restaurants, and all the shops and amenities you need, this property is perfectly placed and should tick all of your boxes.

Accepting of students, the property consists of three double bedrooms that are fully furnished, with a communal lounge/diner, kitchen, WC, bathroom, and rear garden.

Feel free to call us if you have any questions regarding the property, and be sure to study the photos, floor plans, and read on to discover what each room has to offer.

Listed by

Macclesfield

The Property Franchise Group

Reference: 174873170

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 2D

Floorplan 3D

EPC Graphs

EPC Rating Graph

Price history

55% since 2015

Event	Date	Price	% change
Listed for sale	—	£542	-99.6%
Sold	10/06/2022 (4 years ago)	£125,000	+55.3%
Sold	11/11/2015 (10 years ago)	£80,500	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
6 ORME ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2ND	£93,000	11/08/2025	Terraced
18 ST GEORGES ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2NE	£135,500	12/12/2024	Terraced
5 WESLEY PLACE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2NN	£145,000	27/09/2023	Terraced
228 ORME ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2PB	£147,000	26/07/2023	Terraced
47 ORME ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2ND	£139,000	07/07/2023	Terraced
1 REEDMACE WALK, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2GE	£233,000	14/04/2023	Terraced
80 GALINGALE VIEW, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2GR	£167,000	27/03/2023	Terraced
16 ST PATRICKS DRIVE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2NS	£115,000	03/03/2023	Terraced
47 ORME ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2ND	£96,000	16/12/2022	Terraced
35 ORME ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2ND	£142,500	30/11/2022	Terraced
189 ORME ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2PB	£167,000	28/11/2022	Terraced
2 BAGGOTTS PLACE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2NT	£122,000	26/09/2022	Terraced
60 GALINGALE VIEW, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2GR	£135,000	15/09/2022	Terraced
62 POOLFIELD AVENUE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2NL	£147,000	22/07/2022	Terraced
60 GALINGALE VIEW, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2GR	£140,000	30/06/2022	Terraced
220 ORME ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2PB	£143,000	10/06/2022	Terraced
185 ORME ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2PB	£125,000	22/04/2022	Terraced
43 ORME ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2ND	£124,000	23/03/2022	Terraced
7 WESLEY PLACE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2NN	£123,000	26/02/2022	Terraced
46 WESLEY PLACE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2NN	£170,000	16/11/2021	Terraced

Area average: £140,450 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 27.2%

10y growth 53.4%

House Price Index (HM Land Registry — official index, not sold-price averages): Newcastle-under-Lyme. Series: Terraced. As of April 2026.

1y (index) 1.6%

5y (index) 27.2%

10y (index) 59%

Rental Range

Estimated market rent for Newcastle-under-Lyme. Low = conservative, Realistic = average, Optimistic = best case.

Low £743/mo

Realistic £826/mo

Optimistic £909/mo

Based on Local Authority from postcode lookup → Newcastle-under-Lyme.

LHA (30th percentile) floor for Staffordshire North: £424/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View ST5 2NW

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	St Mary's Drive	0.1 miles
Shop	Keel Road Stores	0.2 miles
Shop	Tesco Express	0.3 miles
Hospital	Hartshill Medical Centre	1.2 miles
Hospital	Royal Stoke University Hospital	1.2 miles
University	Keele University	1.4 miles
Train station	Silverdale	1.9 miles
Train station	Apedale Road	2.1 miles
University	University of Staffordshire Stoke Campus	2.5 miles

Street-level crime

Category	Count
Violence and sexual offences	109
Anti-social behaviour	61
Shoplifting	27
Public order	24
Other theft	18
Drugs	16
Burglary	14
Criminal damage and arson	13
Vehicle crime	5
Bicycle theft	3
Robbery	3
Other crime	2
Possession of weapons	2
Theft from the person	1
Total incidents	298

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
St Giles' and St George's Church of England Academy	Primary	0.3 miles	Good — 21 May 2023
St Mary's Catholic Primary School	Primary	0.3 miles	Good — 17 Feb 2017
Newcastle and Stafford Colleges Group	Other	0.4 miles	— (No rating)
Blackfriars Academy	Other	0.4 miles	Outstanding — 6 Feb 2013
Edenhurst Preparatory School	Other	0.4 miles	— (No rating)

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
Snowgoose Way, Newcastle-Under-Lyme, ST5	£670/mo	1	0.22 miles	Rightmove
9 Rothesay Court, Rothesay Av, Westlands, ST5 2LX	£210/mo	—	0.37 miles	Rightmove
Merrial Street Newcastle	£450/mo	1	0.51 miles	Rightmove
High St, Newcastle-Under-Lyme, ST5	£600/mo	1	0.52 miles	Rightmove
Paris Avenue, Newcastle Under Lyme, ST5	£585/mo	1	0.66 miles	Rightmove
Trinity Court, No1 London Road, Newcastle under Lyme, Staffordshire, ST5	£1,025/mo	1	0.69 miles	Rightmove
Lyme Court, Leech Street, Newcastle Under Lyme, Staffordshire, ST5	£711/mo	1	0.85 miles	Rightmove
Gordon Street, Newcastle, Staffordshire, ST5	£650/mo	1	0.85 miles	Rightmove
Gordon Street, Newcastle, Staffordshire, ST5	£695/mo	1	0.85 miles	Rightmove
Gordon Street, Newcastle, Staffordshire, ST5	£725/mo	1	0.85 miles	Rightmove
Gordon Street, Newcastle, Staffordshire, ST5	£650/mo	1	0.85 miles	Rightmove
Water Street, Newcastle-Under-Lyme, ST5	£550/mo	1	0.88 miles	Rightmove
Occupation Street, Newcastle, Staffordshire, ST5	£566/mo	1	0.88 miles	Rightmove
Marsh Box, 2 Marsh Parade, Newcastle under Lyme, Staffordshire, ST5	£845/mo	1	0.89 miles	Rightmove
Marsh Box, 2 Marsh Parade, Newcastle under Lyme, Staffordshire, ST5	£875/mo	1	0.89 miles	Rightmove
Brunswick Court, Brunswick Street, Newcastle-Under-Lyme, Staffordshire, ST5	£845/mo	1	0.9 miles	Rightmove
Occupation Street, Newcastle, Staffordshire, ST5	£541/mo	1	0.9 miles	Rightmove
Occupation Street, Newcastle, Staffordshire, ST5	£566/mo	1	0.9 miles	Rightmove
Northcote House, 15 King Street, Newcastle Under Lyme, Staffordshire, ST5	£875/mo	1	0.93 miles	Rightmove
King Street, Cross Heath, Newcastle, ST5	£575/mo	1	0.93 miles	Rightmove

Average rent: £711/mo (32 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 119.93%

Max investor price (0.8%) £81,250

Target investor price (1%) £65,000

Gross yield 1439.1%

Cost-to-rent ratio 0.1×

Monthly cashflow £558/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 4259.1%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).