# 4 bedroom terraced house for rent (ST5 6JJ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 93 CHURCH STREET, NEWCASTLE, SILVERDALE, STAFFORDSHIRE ST5 6JJ |
| Price | £1,500 pcm |
| Bedrooms | 4 |
| Bathrooms | 1 |
| Construction age | England and Wales: before 1900 |
| Floor area | 116 m² |
| Last sold | £106,500 Apr 2022 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 12/08/2034
- **Current heating cost:** £1,051/year
- **Est. upgrade cost to C:** £18,500

### Recommendations
- Q (£4,000 - £14,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9670-3040-0208-3424-9200)

## Description

A fantastic four bedroom student home in the popular location of Silverdale, Available for the 26/27 academic year. Close to Keele uni and newcastle town centre EPC rating: D.

## Property Photos

- ![Photo](/listings/photos/88734711/467067)
- ![Photo](/listings/photos/88734711/467068)
- ![Photo](/listings/photos/88734711/467069)
- ![Photo](/listings/photos/88734711/467070)
- ![Photo](/listings/photos/88734711/467072)
- ![Photo](/listings/photos/88734711/467074)
- ![Photo](/listings/photos/88734711/467076)
- ![Photo](/listings/photos/88734711/467078)
- ![Photo](/listings/photos/88734711/467080)
- ![Photo](/listings/photos/88734711/467083)
- ![Photo](/listings/photos/88734711/467085)

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #2831617
- **Address:** 93 Church Street, Silverdale, ST5 6JJ
- **Certificate Issued:** 04/07/2005
- **Work Completed:** 11/05/2005
- **Items:** 3 window(s)

### FENSA Certificate #8212683
- **Address:** 93 Church Street, Silverdale, ST5 6JJ
- **Certificate Issued:** 13/06/2011
- **Work Completed:** 18/02/2011
- **Items:** 2 window(s), 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 93 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ | £106,500 | 29/04/2022 | Terraced |
| 93 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ | £77,500 | 23/03/2015 | Terraced |
| 93 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ | £42,500 | 07/10/2003 | Terraced |
| 93 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ | £15,000 | 20/08/2001 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 116 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JH | £145,000 | 20/11/2025 | Terraced |
| 103 HIGH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6LY | £121,000 | 31/10/2025 | Terraced |
| 34 KINSEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JL | £111,000 | 12/05/2025 | Terraced |
| 26 KINSEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JL | £140,000 | 27/09/2024 | Terraced |
| 4 KINSEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JL | £70,000 | 04/09/2024 | Terraced |
| 34 VALE STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6QB | £175,000 | 01/12/2023 | Terraced |
| 47 KINSEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JL | £145,000 | 27/10/2023 | Terraced |
| 55 HIGH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6LY | £50,000 | 18/08/2023 | Terraced |
| 14 MADELEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6LS | £50,000 | 10/08/2023 | Terraced |
| 27 KINSEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JL | £85,500 | 01/08/2023 | Terraced |
| [Same street] 133 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ | £128,000 | 26/07/2023 | Terraced |
| 12 ABBEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6NB | £80,000 | 18/07/2023 | Terraced |
| 18 FORD STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6LT | £81,000 | 07/07/2023 | Terraced |
| [Same street] 91 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ | £110,000 | 02/06/2023 | Terraced |
| 8 PARK ROAD, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6LL | £132,000 | 02/06/2023 | Terraced |
| 49 KINSEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JL | £140,000 | 27/03/2023 | Terraced |
| 18 SILVERDALE SIDINGS, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JF | £140,000 | 20/03/2023 | Terraced |
| 7 KINSEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JL | £130,000 | 10/02/2023 | Terraced |
| [Same street] 99A CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ | £110,000 | 09/11/2022 | Terraced |
| 12 SNEYD TERRACE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JT | £143,000 | 28/10/2022 | Terraced |
| 37 KINSEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JL | £128,000 | 28/10/2022 | Terraced |
| [Same street] 85 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ | £104,000 | 21/10/2022 | Terraced |
| 150 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JH | £85,000 | 21/10/2022 | Terraced |
| [Same street] 133 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ | £92,000 | 11/10/2022 | Terraced |
| [Same street] 99 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ | £130,000 | 30/09/2022 | Terraced |
| 17 CHAPEL STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6QA | £97,500 | 25/08/2022 | Terraced |
| [Same street] 131 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ | £125,000 | 23/06/2022 | Terraced |
| [Same street] 117 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ | £127,150 | 27/05/2022 | Terraced |
| [Same street] 79 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ | £90,000 | 11/02/2022 | Terraced |
| [Same street] 109 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ | £145,000 | 20/09/2021 | Semi-detached |
| [Same street] 89 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ | £78,000 | 01/09/2021 | Terraced |
| [Same street] 89 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ | £80,000 | 25/08/2021 | Terraced |

**Street average:** £109,929 (12 sales)
**Area average:** £112,450 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £144,587 (105 Terraced, ST5, 2024–2026)
- **Deviation:** -99%

## Rental Range

*ONS Price Index of Private Rents (Newcastle-under-Lyme). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £743/mo
- **Realistic:** £825/mo
- **Optimistic:** £908/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £798/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Ground Floor Shop, 113 High Street, Silverdale, ST6 6LX](http://87.117.209.195:8080/listings/d1263f1) | £450/mo | — | 0.15 miles | Rightmove |
| [Snowgoose Way, Newcastle](http://87.117.209.195:8080/listings/054fe3a) | £1,700/mo | 4 | 1.1 miles | Rightmove |
| [9 Rothesay Court, Rothesay Av, Westlands, ST5 2LX](http://87.117.209.195:8080/listings/8dbfc26) | £210/mo | — | 1.29 miles | Rightmove |
| [Car Park Lymedale Cross Industrial Estate, Newcastle Under Lyme ST5](http://87.117.209.195:8080/listings/bced143) | £1/mo | — | 1.35 miles | Rightmove |
| [London Road, Chesterton, Newcastle](http://87.117.209.195:8080/listings/9c2e45c) | £1,200/mo | 4 | 1.64 miles | Rightmove |
| [Dimsdale Hall Drive, Wolstanton, Newcastle-under-Lyme](http://87.117.209.195:8080/listings/7e74bbb) | £1,750/mo | 4 | 1.81 miles | Rightmove |
| [Modern Studio In Newcastle-Under-Lyme, Newcastle-Under-Lyme, ST5](http://87.117.209.195:8080/listings/8659b7d) | £560/mo | — | 1.84 miles | Rightmove |
| [Valley View, Newcastle, ST5](http://87.117.209.195:8080/listings/690e570) | £1,300/mo | 4 | 2.17 miles | Rightmove |
| [The Coach House, Butterton, Newcastle Under Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/9c3c8f4) | £4,995/mo | 4 | 2.69 miles | Rightmove |
| [Enstone Court, Westbury Park, Newcastle Under Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/2cb6c64) | £1,295/mo | 4 | 2.81 miles | Rightmove |
| [ Aspen Rise, Clayton](http://87.117.209.195:8080/listings/9214ff2) | £1,995/mo | 4 | 3.37 miles | Rightmove |
| [Snape Hall Road, Whitmore, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/99762c2) | £1,800/mo | 4 | 3.88 miles | Rightmove |
| [Stableford, Newcastle-Under-Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/e0262d1) | £1,400/mo | 4 | 4.95 miles | Rightmove |

**Average rent: £1,435/mo (13 listings)**

## 1% Rule

- **Rent ratio:** 86.67% (strong)
- **Max investor price (0.8%):** £162,500
- **Target investor price (1%):** £130,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,300/mo).*

- **Gross yield:** 1040%
- **Cost-to-rent:** 0.1×
- **Monthly cashflow:** £1,139/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 3142.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £13/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 26.8%
- **10y growth:** 48.3%

## House Price Index (HM Land Registry)

*Official index for Newcastle-under-Lyme; Terraced series; as of March 2026.*

- **1y growth (index):** 2.4%
- **5y growth (index):** 24.8%
- **10y growth (index):** 59.1%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)