Sold Semi-detached

5 STOWE ROAD

ORPINGTON, ORPINGTON, GREATER LONDON BR6 9HG

3 beds Listed 25 May 2007 (-6996d)

£284,950

Save

# 3 bedroom semi-detached house for sale (BR6 9HG)

## Property Details

| Key | Value |
|-----|-------|
| Address | 5 STOWE ROAD, ORPINGTON, ORPINGTON, GREATER LONDON BR6 9HG |
| Price | £284,950 |
| Bedrooms | 3 |
| Last sold | £275,000 Apr 2008 |

## Description

CLOSE TO THE A224 WITH ITS ACCESS TO THE M25

CONVENIENT FOR LOCAL SCHOOLS

ORPINGTON & CHELSFIELD STATION ARE NEARBY

2 INTERCONNECTING RECEPTION ROOMS * 3 BEDROOMS

CONSERVATORY * MODERN FITTED KITCHEN * UTILITY ROOM

CLOAKROOM * FAMILY BATHROOM * 50' REAR GARDEN

The accommodation is arranged as follows with approximate room sizes taken to the maximum point and measured to the nearest 3" and converted to metric dimensions to one decimal point only.

GROUND FLOOR

ENCLOSED ENTRANCE PORCH: opaque double glazed front door to:-

HALL:  opaque double glazed window to side: concealed radiator: built-in coat cupboard and dresser.

LOUNGE:  13'0 x 12'9 (4.0m x 3.9m) double glazed window to front: brick fireplace and hearth: dado rail: coved ceiling: double radiator: double doors to:-

DINING ROOM: 11'0 x 9'6 (3.4m x 2.9m) double glazed sliding patio doors to conservatory: laminate flooring: dado rail: coved ceiling: radiator.

CONSERVATORY:  13'6 x 11'9 (4.1m x 3.6m) double glazed to both sides and rear: double doors to rear: tiled floor.

KITCHEN:  10'9 x 9'3 (3.3m x 2.8m) double glazed window to rear: door to utility room: single drainer stainless sink unit inset to worksurfaces: range of modern matching wall and base units: inset gas hob with cooker hood over, oven under: plumbing for automatic washing machine: breakfast bar: double radiator.

UTILITY ROOM:  9'0 (2.7m) extending to 14'0 x 7'6 (4.3m x 2.3m) doors to front and rear.

CLOAKROOM:  2 opaque double glazed windows to rear: low level w.c.: wash handbasin inset to vanity unit.

FIRST FLOOR

LANDING:  opaque double glazed window to side: concealed radiator: access to loft room via folding ladder.

BEDROOM 1:  13'0 x 10'9 to wardrobes (4.0m x 3.3m) double glazed window to front: range of built-in wardrobes: double radiator.

BEDROOM 2: 10'9 x 10'3 (3.3m x 3.1m) double glazed window to rear mirror fronted double wardrobe: radiator: coved ceiling.

BEDROOM 3:  7'0 x 6'3 (2.1m x 1.9m) double glazed window to front: built-in wardrobe: radiator.

BATHROOM:  opaque double glazed window to rear: coloured suite comprising panelled bath with mixer taps and shower attachment: pedestal wash handbasin: low level w.c.: radiator: laminate flooring: coved ceiling.

LOFT ROOM: 11'6 x 8'9(3.5m x 2.7m) skylight window to rear: eaves storage cupboards.

OUTSIDE

REAR GARDEN:  50' approximately (15'3m) mainly laid to lawn with mature shrubs and bushes to the borders.

THE PROPERTY MISDESCRIPTIONS ACT 1991

References to the Tenure of a property are based on information supplied by the Seller.  The Agent has not had sight of the Title documents, nor have they tested any apparatus, equipment, fixtures and fittings or services and cannot verify that they are in working order or fit for the purpose.  A Buyer is advised to obtain verification on all matters from their Solicitors, Surveyor or appropriate specialist.

These particulars are intended to give a fair description of the property but their accuracy cannot be guaranteed nor do they constitute an offer or contract.

## Property Photos

- ![Photo](/listings/photos/7876392/1316764)
- ![Photo](/listings/photos/7876392/1316767)
- ![Photo](/listings/photos/7876392/1316769)
- ![Photo](/listings/photos/7876392/1316771)
- ![Photo](/listings/photos/7876392/1316773)

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #6893552
- **Address:** 5 Stowe Road, ORPINGTON, BR6 9HG
- **Certificate Issued:** 12/10/2009
- **Work Completed:** 17/09/2009
- **Items:** 1 door(s)

### FENSA Certificate #6546453
- **Address:** 5 Stowe Road, ORPINGTON, BR6 9HG
- **Certificate Issued:** 18/05/2009
- **Work Completed:** 28/04/2009
- **Items:** 7 window(s), 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 5 STOWE ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9HG | £275,000 | 18/04/2008 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 120 CHARTERHOUSE ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9ER | £694,000 | 28/11/2025 | Semi-detached |
| 35 ETON ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9HD | £686,000 | 13/10/2025 | Semi-detached |
| 75 THE HIGHWAY, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9DQ | £600,000 | 07/04/2025 | Semi-detached |
| [Same street] 61 STOWE ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9HG | £570,000 | 07/03/2025 | Semi-detached |
| [Same street] 61 STOWE ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9HG | £570,000 | 07/03/2025 | Semi-detached |
| [Same street] 13 STOWE ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9HG | £587,000 | 28/06/2024 | Semi-detached |
| 9 MALVERN ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9HA | £555,000 | 15/12/2023 | Semi-detached |
| 54 ETON ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9HE | £520,000 | 14/12/2022 | Semi-detached |
| 55 ARUNDEL DRIVE, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9JQ | £600,000 | 22/11/2022 | Semi-detached |
| 145 CHARTERHOUSE ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9EP | £675,000 | 09/11/2022 | Semi-detached |
| [Same street] 3 STOWE ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9HG | £725,000 | 01/11/2022 | Semi-detached |
| 25 MALVERN ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9HA | £275,000 | 26/09/2022 | Semi-detached |
| 19 THE HIGHWAY, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9DG | £570,000 | 20/07/2022 | Semi-detached |
| 87 ETON ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9HH | £555,000 | 12/07/2022 | Semi-detached |
| 13 MALVERN ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9HA | £228,863 | 28/04/2022 | Semi-detached |
| 13 ETON ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9HD | £425,000 | 25/03/2022 | Semi-detached |
| 193 CHARTERHOUSE ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9ET | £660,000 | 15/03/2022 | Semi-detached |
| 45 ETON ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9HD | £520,000 | 11/03/2022 | Semi-detached |
| 122 ETON ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9HF | £521,000 | 07/03/2022 | Semi-detached |
| 201 CHARTERHOUSE ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9ET | £531,000 | 08/12/2021 | Semi-detached |
| 32 THE HIGHWAY, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9DJ | £525,000 | 03/12/2021 | Semi-detached |
| [Same street] 7 STOWE ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9HG | £570,000 | 26/11/2021 | Semi-detached |
| 11 THE HIGHWAY, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9DG | £560,000 | 27/10/2021 | Semi-detached |
| 12 MALVERN ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9HB | £455,000 | 14/10/2021 | Semi-detached |
| 2 ETON ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9HE | £600,000 | 30/09/2021 | Semi-detached |

**Street average:** £604,400 (5 sales)
**Area average:** £537,793 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £625,828 (47 Semi-detached, BR6, 2024–2026)
- **Deviation:** -54.5%

## Rental Range

*ONS Price Index of Private Rents (Bromley). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,508/mo
- **Realistic:** £1,675/mo
- **Optimistic:** £1,843/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Cambridge (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,122/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Bungalow, Repton Road, BR6 | £2,300/mo | 3 | 0.43 miles | OpenRent |

**Average rent: £2,300/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.81% (okay)
- **Max investor price (0.8%):** £287,500
- **Target investor price (1%):** £230,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £2,300/mo).*

- **Gross yield:** 9.7%
- **Cost-to-rent:** 10.3×
- **Monthly cashflow:** £923/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 13.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 13.8%
- **10y growth:** 30.4%

## House Price Index (HM Land Registry)

*Official index for Bromley; Semi-detached series; as of April 2026.*

- **1y growth (index):** 1.8%
- **5y growth (index):** 15.9%
- **10y growth (index):** 28.1%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Last sold

£275,000 Apr 2008

Local average

£625,828 (-54.5%)

Deprivation

Decile 7 (21,090 of 33,755)

Street crime

117 incidents within 1 mile (May 2026)

Description

CLOSE TO THE A224 WITH ITS ACCESS TO THE M25
CONVENIENT FOR LOCAL SCHOOLS
ORPINGTON & CHELSFIELD STATION ARE NEARBY

2 INTERCONNECTING RECEPTION ROOMS * 3 BEDROOMS
CONSERVATORY * MODERN FITTED KITCHEN * UTILITY ROOM
CLOAKROOM * FAMILY BATHROOM * 50' REAR GARDEN

The accommodation is arranged as follows with approximate room sizes taken to the maximum point and measured to the nearest 3" and converted to metric dimensions to one decimal point only.

GROUND FLOOR
ENCLOSED ENTRANCE PORCH: opaque double glazed front door to:-
HALL: opaque double glazed window to side: concealed radiator: built-in coat cupboard and dresser.

LOUNGE: 13'0 x 12'9 (4.0m x 3.9m) double glazed window to front: brick fireplace and hearth: dado rail: coved ceiling: double radiator: double doors to:-

DINING ROOM: 11'0 x 9'6 (3.4m x 2.9m) double glazed sliding patio doors to conservatory: laminate flooring: dado rail: coved ceiling: radiator.

CONSERVATORY: 13'6 x 11'9 (4.1m x 3.6m) double glazed to both sides and rear: double doors to rear: tiled floor.

KITCHEN: 10'9 x 9'3 (3.3m x 2.8m) double glazed window to rear: door to utility room: single drainer stainless sink unit inset to worksurfaces: range of modern matching wall and base units: inset gas hob with cooker hood over, oven under: plumbing for automatic washing machine: breakfast bar: double radiator.

UTILITY ROOM: 9'0 (2.7m) extending to 14'0 x 7'6 (4.3m x 2.3m) doors to front and rear.

CLOAKROOM: 2 opaque double glazed windows to rear: low level w.c.: wash handbasin inset to vanity unit.

FIRST FLOOR

LANDING: opaque double glazed window to side: concealed radiator: access to loft room via folding ladder.

BEDROOM 1: 13'0 x 10'9 to wardrobes (4.0m x 3.3m) double glazed window to front: range of built-in wardrobes: double radiator.

BEDROOM 2: 10'9 x 10'3 (3.3m x 3.1m) double glazed window to rear mirror fronted double wardrobe: radiator: coved ceiling.

BEDROOM 3: 7'0 x 6'3 (2.1m x 1.9m) double glazed window to front: built-in wardrobe: radiator.

BATHROOM: opaque double glazed window to rear: coloured suite comprising panelled bath with mixer taps and shower attachment: pedestal wash handbasin: low level w.c.: radiator: laminate flooring: coved ceiling.

LOFT ROOM: 11'6 x 8'9(3.5m x 2.7m) skylight window to rear: eaves storage cupboards.

OUTSIDE

REAR GARDEN: 50' approximately (15'3m) mainly laid to lawn with mature shrubs and bushes to the borders.

THE PROPERTY MISDESCRIPTIONS ACT 1991
References to the Tenure of a property are based on information supplied by the Seller. The Agent has not had sight of the Title documents, nor have they tested any apparatus, equipment, fixtures and fittings or services and cannot verify that they are in working order or fit for the purpose. A Buyer is advised to obtain verification on all matters from their Solicitors, Surveyor or appropriate specialist.

These particulars are intended to give a fair description of the property but their accuracy cannot be guaranteed nor do they constitute an offer or contract.

Listed by

Orpington

Linay & Shipp

Reference: 7876392

Flood risk

Zone: 1

Risk: Low

Job (default Low)

FENSA Certificates

This property has 2 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #6893552

Property Details

Street: 5 Stowe Road

Town: ORPINGTON

Postcode: BR6 9HG

Installation Details

Items: 1 door

Certificate Issued: 12/10/2009

Work Completed: 17/09/2009

This certificate data was retrieved from FENSA's database

FENSA Certificate #6546453

Property Details

Street: 5 Stowe Road

Town: ORPINGTON

Postcode: BR6 9HG

Installation Details

Items: 7 windows and 1 door

Certificate Issued: 18/05/2009

Work Completed: 28/04/2009

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Sold	18/04/2008 (18 years ago)	£275,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
120 CHARTERHOUSE ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9ER	£694,000	28/11/2025	Semi-detached
35 ETON ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9HD	£686,000	13/10/2025	Semi-detached
75 THE HIGHWAY, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9DQ	£600,000	07/04/2025	Semi-detached
Same street 61 STOWE ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9HG	£570,000	07/03/2025	Semi-detached
Same street 61 STOWE ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9HG	£570,000	07/03/2025	Semi-detached
Same street 13 STOWE ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9HG	£587,000	28/06/2024	Semi-detached
9 MALVERN ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9HA	£555,000	15/12/2023	Semi-detached
54 ETON ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9HE	£520,000	14/12/2022	Semi-detached
55 ARUNDEL DRIVE, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9JQ	£600,000	22/11/2022	Semi-detached
145 CHARTERHOUSE ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9EP	£675,000	09/11/2022	Semi-detached
Same street 3 STOWE ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9HG	£725,000	01/11/2022	Semi-detached
25 MALVERN ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9HA	£275,000	26/09/2022	Semi-detached
19 THE HIGHWAY, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9DG	£570,000	20/07/2022	Semi-detached
87 ETON ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9HH	£555,000	12/07/2022	Semi-detached
13 MALVERN ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9HA	£228,863	28/04/2022	Semi-detached
13 ETON ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9HD	£425,000	25/03/2022	Semi-detached
193 CHARTERHOUSE ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9ET	£660,000	15/03/2022	Semi-detached
45 ETON ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9HD	£520,000	11/03/2022	Semi-detached
122 ETON ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9HF	£521,000	07/03/2022	Semi-detached
201 CHARTERHOUSE ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9ET	£531,000	08/12/2021	Semi-detached
32 THE HIGHWAY, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9DJ	£525,000	03/12/2021	Semi-detached
Same street 7 STOWE ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9HG	£570,000	26/11/2021	Semi-detached
11 THE HIGHWAY, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9DG	£560,000	27/10/2021	Semi-detached
12 MALVERN ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9HB	£455,000	14/10/2021	Semi-detached
2 ETON ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9HE	£600,000	30/09/2021	Semi-detached

Street average: £604,400 (5 sales)

Area average: £537,793 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 13.8%

10y growth 30.4%

House Price Index (HM Land Registry — official index, not sold-price averages): Bromley. Series: Semi-detached. As of April 2026.

1y (index) 1.8%

5y (index) 15.9%

10y (index) 28.1%

Rental Range

Estimated market rent for Bromley. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,508/mo

Realistic £1,675/mo

Optimistic £1,843/mo

Based on Local Authority from postcode lookup → Bromley.

LHA (30th percentile) floor for Cambridge: £1,122/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View BR6 9HG

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Saltwood Close	0.1 miles
Bus stop	Winchester Road	0.1 miles
Train station	Chelsfield	0.4 miles
Shop	Morrisons Daily	0.4 miles
Shop	Londis	0.5 miles
Hospital	Chelsfield Park Hospital	1.0 miles
Train station	Orpington	1.2 miles
Hospital	Sloane Hospital	5.8 miles
University	University of Greenwich Avery Hill Campus	5.9 miles
University	University of Greenwich	8.7 miles

Street-level crime

Category	Count
Violence and sexual offences	46
Anti-social behaviour	21
Shoplifting	17
Other theft	11
Vehicle crime	7
Burglary	4
Public order	4
Theft from the person	4
Robbery	2
Drugs	1
Total incidents	117

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
The Highway Primary School	Primary	0.2 miles	Good — 16 Apr 2015
St Olave's and St Saviour's Grammar School	Secondary	0.4 miles	— (Inspected (no overall grade))
Bromley Beacon Academy	Other	0.6 miles	Good — 10 Feb 2019
Blenheim Primary School	Primary	0.8 miles	Good — 13 Nov 2014
Warren Road Primary School	Primary	0.8 miles	Outstanding — 6 Feb 2023

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Bungalow, Repton Road, BR6	£2,300/mo	3	0.43 miles	OpenRent

Average rent: £2,300/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.81%

Max investor price (0.8%) £287,500

Target investor price (1%) £230,000

Gross yield 9.7%

Cost-to-rent ratio 10.3×

Monthly cashflow £923/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 13.4%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).