# 3 bedroom terraced house for sale (M20 3FT) ## Property Details | Key | Value | |-----|-------| | Address | 51 RIPPINGHAM ROAD, MANCHESTER, WITHINGTON, GREATER MANCHESTER M20 3FT | | Price | £435,000 | | Bedrooms | 3 | | Bathrooms | 2 | | Council tax | B | | Last sold | £410,000 Jan 2023 | ## Description Set along the ever-popular Rippingham Road, in the vibrant heart of Withington Village, this beautiful period bay-fronted red-brick terrace offers an exceptional opportunity to secure a truly special home in one of South Manchester’s most sought-after locations. Perfectly positioned for those who love the energy and convenience of village living, you’ll find yourself just a short walk from Withington’s buzzing cafés, independent shops, cosy pubs and an impressive choice of places to eat and drink. Excellent bus routes and commuter links provide quick, easy access into Manchester city centre, while the universities and major hospitals are close by, making this an outstanding base for professionals, medical staff and students. Families will also appreciate the selection of well-regarded local schools and, with Old Moat Park directly opposite, there’s a wonderful sense of green space and community right on your doorstep. The current owners have sympathetically modernised the property to an exceptional standard, retaining its period charm while introducing stylish, contemporary finishes throughout. Spanning four spacious levels, the accommodation offers a highly versatile layout that suits a wide range of buyers. The ground floor features a welcoming entrance hallway leading to a bright and elegant bay-fronted living room, perfect for relaxing or entertaining. This flows beautifully into a generous dining room and a sleek, modern kitchen, creating a sociable space ideal for family meals, gatherings or cooking with friends. Upstairs, the first floor hosts two well-proportioned double bedrooms and a chic family bathroom, while the second floor reveals a further impressive double bedroom – a peaceful retreat that works perfectly as a main suite, guest room or dedicated home office. One of the property’s standout features lies below, where a remarkable converted cellar transforms the home into something truly unique. Thoughtfully designed and fully equipped, the cinema room offers a luxurious space for film nights, gaming or relaxed evenings in. There is also a handy WC, a practical utility room and plenty of built-in storage, adding superb functionality to this level while enhancing the overall living experience. Outside, the home benefits from street parking to the front and a private, enclosed rear yard – an ideal spot for morning coffee, evening drinks or simply unwinding in your own secure outdoor space. Offered for sale with no onward vendor chain, this is a home that you can move straight into and start enjoying immediately. With its combination of period character, modern upgrades, generous accommodation and unbeatable location, properties like this very rarely come to market. It’s a fantastic opportunity for first-time buyers, young professionals and growing families looking for a standout home in beautiful condition, right in the centre of one of Manchester’s most thriving districts. Please note that an AML fee is chargeable to the buyer once an offer is accepted to cover the cost of carrying out the required identity and anti-money laundering checks. Once these checks have been completed, the fee cannot be refunded, even if the property purchase does not go ahead. ## Property Photos - ![pbox-IMG.jpg](/listings/photos/174733916/141196) - pbox-IMG.jpg - ![pbox-IMG.jpg](/listings/photos/174733916/141198) - pbox-IMG.jpg - ![pbox-IMG.jpg](/listings/photos/174733916/141200) - pbox-IMG.jpg - ![pbox-IMG.jpg](/listings/photos/174733916/141202) - pbox-IMG.jpg - ![pbox-IMG.jpg](/listings/photos/174733916/141204) - pbox-IMG.jpg - ![pbox-IMG.jpg](/listings/photos/174733916/141205) - pbox-IMG.jpg - ![pbox-IMG.jpg](/listings/photos/174733916/141206) - pbox-IMG.jpg - ![pbox-IMG.jpg](/listings/photos/174733916/141207) - pbox-IMG.jpg - ![pbox-IMG.jpg](/listings/photos/174733916/141209) - pbox-IMG.jpg - ![pbox-IMG.jpg](/listings/photos/174733916/141211) - pbox-IMG.jpg - ![pbox-IMG.jpg](/listings/photos/174733916/141212) - pbox-IMG.jpg - ![pbox-IMG.jpg](/listings/photos/174733916/141214) - pbox-IMG.jpg - ![pbox-IMG.jpg](/listings/photos/174733916/141215) - pbox-IMG.jpg - ![pbox-IMG.jpg](/listings/photos/174733916/141216) - pbox-IMG.jpg - ![pbox-IMG.jpg](/listings/photos/174733916/141217) - pbox-IMG.jpg - ![pbox-IMG.jpg](/listings/photos/174733916/141218) - pbox-IMG.jpg - ![pbox-IMG.jpg](/listings/photos/174733916/141219) - pbox-IMG.jpg - ![pbox-IMG.jpg](/listings/photos/174733916/141220) - pbox-IMG.jpg - ![pbox-IMG.jpg](/listings/photos/174733916/141222) - pbox-IMG.jpg - ![pbox-IMG.jpg](/listings/photos/174733916/141223) - pbox-IMG.jpg - ![pbox-IMG.jpg](/listings/photos/174733916/141224) - pbox-IMG.jpg - ![pbox-IMG.jpg](/listings/photos/174733916/141226) - pbox-IMG.jpg - ![pbox-IMG.jpg](/listings/photos/174733916/141229) - pbox-IMG.jpg - ![pbox-IMG.jpg](/listings/photos/174733916/141231) - pbox-IMG.jpg - ![pbox-IMG.jpg](/listings/photos/174733916/141233) - pbox-IMG.jpg ## Floorplans - ![pbox-FP.jpg](/listings/photos/174733916/141235) - pbox-FP.jpg ## EPC Graphs - ![EPC Rating Graph](/listings/photos/174733916/141237) - EPC Rating Graph ## FENSA Certificates This property has 1 FENSA certificate(s) on record. ### FENSA Certificate #7552707 - **Address:** 51 Rippingham Road, MANCHESTER, M20 3FT - **Certificate Issued:** 17/08/2010 - **Work Completed:** 19/06/2010 - **Items:** 12 window(s) ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 51 RIPPINGHAM ROAD, WITHINGTON, MANCHESTER, GREATER MANCHESTER, M20 3FT | £410,000 | 16/01/2023 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | [Same street] 83 RIPPINGHAM ROAD, WITHINGTON, MANCHESTER, GREATER MANCHESTER, M20 3FT | £549,556 | 10/11/2025 | Terraced | | 71 HILL STREET, MANCHESTER, GREATER MANCHESTER, M20 3FY | £220,000 | 21/07/2025 | Terraced | | 60 DAVENPORT AVENUE, MANCHESTER, GREATER MANCHESTER, M20 3ET | £337,000 | 22/09/2023 | Terraced | | 79 HILL STREET, MANCHESTER, GREATER MANCHESTER, M20 3FY | £325,000 | 31/03/2023 | Terraced | | 30 RIPPINGHAM ROAD, WITHINGTON, MANCHESTER, GREATER MANCHESTER, M20 3EX | £360,520 | 04/11/2022 | Terraced | | 16 RIPPINGHAM ROAD, WITHINGTON, MANCHESTER, GREATER MANCHESTER, M20 3EX | £330,000 | 01/11/2022 | Terraced | | 7 ST BRENDANS ROAD NORTH, MANCHESTER, GREATER MANCHESTER, M20 3FE | £170,000 | 25/10/2022 | Terraced | | 49 DAVENPORT AVENUE, MANCHESTER, GREATER MANCHESTER, M20 3FS | £390,000 | 27/09/2022 | Terraced | | 57 DAVENPORT AVENUE, MANCHESTER, GREATER MANCHESTER, M20 3FS | £390,000 | 27/09/2022 | Terraced | | 10 HAZELBANK AVENUE, MANCHESTER, GREATER MANCHESTER, M20 3ES | £257,000 | 01/08/2022 | Terraced | | 66 DAVENPORT AVENUE, MANCHESTER, GREATER MANCHESTER, M20 3ET | £345,000 | 01/08/2022 | Terraced | | 11 RIPPINGHAM ROAD, WITHINGTON, MANCHESTER, GREATER MANCHESTER, M20 3FX | £300,000 | 20/07/2022 | Terraced | | 42 RIPPINGHAM ROAD, WITHINGTON, MANCHESTER, GREATER MANCHESTER, M20 3EX | £390,000 | 05/07/2022 | Terraced | | 29 LAUSANNE ROAD, MANCHESTER, GREATER MANCHESTER, M20 3EU | £380,000 | 06/04/2022 | Terraced | | 27 MAULDETH ROAD WEST, WITHINGTON, MANCHESTER, GREATER MANCHESTER, M20 3EQ | £430,000 | 23/02/2022 | Terraced | | 40 RIPPINGHAM ROAD, WITHINGTON, MANCHESTER, GREATER MANCHESTER, M20 3EX | £485,000 | 18/02/2022 | Terraced | | 89 HILL STREET, MANCHESTER, GREATER MANCHESTER, M20 3FY | £310,000 | 24/01/2022 | Terraced | | 2 LAUSANNE ROAD, MANCHESTER, GREATER MANCHESTER, M20 3EU | £410,000 | 17/12/2021 | Terraced | | 15 ST BRENDANS ROAD NORTH, MANCHESTER, GREATER MANCHESTER, M20 3FE | £305,000 | 16/12/2021 | Terraced | | 25 LAUSANNE ROAD, MANCHESTER, GREATER MANCHESTER, M20 3EU | £525,000 | 30/11/2021 | Terraced | **Street average:** £549,556 (1 sale) **Area average:** £350,501 (19 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £494,916 (36 Terraced, M20, 2024–2026) - **Deviation:** -12.1% ## Rental Range *ONS Price Index of Private Rents (Manchester). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £1,236/mo - **Realistic:** £1,373/mo - **Optimistic:** £1,510/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Central Greater Manchester (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £947/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 3 Bed Terraced House, Thurlwood Avenue, M20 | £1,450/mo | 3 | 0.4 miles | OpenRent | **Average rent: £1,450/mo (1 listing)** ## 1% Rule - **Rent ratio:** 0.33% (weak for cashflow) - **Max investor price (0.8%):** £181,250 - **Target investor price (1%):** £145,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,450/mo).* - **Gross yield:** 4% - **Cost-to-rent:** 25× - **Monthly cashflow:** £-433/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** -4.1% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 58.4% - **10y growth:** 69.6% ## House Price Index (HM Land Registry) *Official index for Manchester; Terraced series; as of July 2026.* - **1y growth (index):** 2.8% - **5y growth (index):** 25.4% - **10y growth (index):** 84% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)