For sale Terraced

40 HIGH STREET

NEWCASTLE, SILVERDALE, STAFFORDSHIRE ST5 6NG

2 beds 1 baths 710 sq ft Listed 2 Apr 2026 (-121d)

£140,000

Reduced on 24 Jun 2026

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Property details

Tenure

FREEHOLD

Floor area

66 m²

Council tax band

A

EPC rating

D

Year built

England and Wales: 1900-1929

Last sold

£42,500 Mar 2003

Price per m²

£2,121/m²

Local average

£141,848 (-1.3%)

Deprivation

Decile 5 (14,050 of 33,755)

Street crime

108 incidents within 1 mile (May 2026)

Key features

  • Characterful Cottage Style Terraced House With Front & Rear Gardens
  • Lounge/Diner With Attractive Period Style Fire Surround & Coal Effect Fire
  • Built In Kitchen With Integral Cooking Facilities & Space For Further Appliances
  • Ground Floor Shower Room
  • Two First Floor Double Bedrooms
  • Convenient Location With Every Day Facilities Within Walking Distance
  • Ideal First Time Buyer Home With No Onward Chain

Additional details

Electricity
Mains supply
Water
Mains supply
Sewerage
Mains supply
Heating
Gas central
Garden
Front garden, Rear garden
Listed property
No
Restrictions
No
Required access
No
Rights of way
No
Flooded in last 5 years
No
Flood defences
No

Description

Call us 9AM - 9PM -7 days a week, 365 days a year!
Looking for your silver lining? We might just have found it for you right here on the High Street in Silverdale.
As soon as you step inside this charming two-bedroom terraced home you’ll know you’ve found your perfect home. Offering a delightful blend of cosy cottage character and modern convenience, perfect for first-time buyers ready to move straight in, with the added bonus of no onward chain.

The cosy lounge and dining area is the heart of the home, where an attractive period style fire surround with a coal-effect fire creates a warm, inviting space, ideal for relaxed evenings. Just beyond, the well-planned kitchen offers integrated cooking facilities along with space for additional appliances, making it as practical as it is functional for everyday living.

Downstairs also features a handy shower room, perfect for busy mornings or unwinding at the end of the day. Upstairs, both bedrooms are doubles, giving you flexibility for children, guests, a home office, or simply room to spread out. Throughout the property, charming details such as latch lever wooden doors add to its character and homely feel.

Outside, the property is set back behind a front garden, while the rear offers a lovely mix of spaces to enjoy, a paved patio for al fresco dining, a lawn for relaxing, and a further sun terrace at the bottom of the garden to catch those last rays of the day. There is also gated side access via the neighbouring garden if required.

Perfectly positioned in a convenient location, you’ll find everyday essentials and local amenities just a short stroll away. Whether it’s picking up groceries or meeting friends for coffee, even local schools, everything is within easy reach.

Whether you’re taking your very first step onto the property ladder or simply searching for a home you can settle into right away, this characterful cottage-style terrace offers warmth, personality, and practicality in equal measure. And with no onward chain, your move could be smoother and sooner than you think
EPC Rating: D

Listed by

Market Drayton

Dourish & Day

Reference: 174054692

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 10/04/2026

Expiry date: 09/04/2036

Current heating cost: £751/year

Potential heating cost: £631/year

Est. upgrade cost to C: £18,868

Recommendations

  • 50 mm internal or external wall insulation (£7,500 - £11,000)
  • Low energy lighting for all fixed outlets (£570 - £665)
  • Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Ground Floor

Ground Floor

First Floor

First Floor

All

All

EPC Graphs

EPC 1

EPC 1

Price history

113% since 1997

Event Date Price % change
Listed for sale £140,000 +229.4%
Sold 28/03/2003 (23 years ago) £42,500 +112.5%
Sold 05/06/1997 (29 years ago) £20,000

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
103 HIGH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6LY £121,000 31/10/2025 Terraced
41 ABBEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6ND £126,000 30/06/2025 Terraced
10 MAY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6LZ £126,000 14/10/2024 Terraced
99 NEWCASTLE STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6PL £105,000 09/11/2023 Terraced
55 HIGH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6LY £50,000 18/08/2023 Terraced
12 ABBEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6NB £80,000 18/07/2023 Terraced
36 ABBEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6ND £107,500 23/06/2023 Terraced
Same street 46 HIGH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6NG £140,000 22/11/2022 Terraced
67 NEWCASTLE STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6PL £125,000 04/11/2022 Terraced
17 CHAPEL STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6QA £97,500 25/08/2022 Terraced
113 NEWCASTLE STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6PL £110,000 19/08/2022 Terraced
4 MAY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6LZ £130,000 29/07/2022 Terraced
Same street 11 HIGH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6NG £150,000 22/07/2022 Terraced
10 MAY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6LZ £115,000 22/07/2022 Terraced
82 NEWCASTLE STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6PL £119,000 15/07/2022 Terraced
25 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JQ £100,000 06/07/2022 Terraced
12 THE ROOKERY, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6NA £146,000 01/07/2022 Terraced
5 MAY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6LZ £125,000 29/04/2022 Terraced
115 NEWCASTLE STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6PL £110,000 20/04/2022 Terraced
41 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JQ £100,000 01/04/2022 Terraced
95C HIGH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6LY £126,500 18/03/2022 Terraced
16 CHAPEL STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6QA £112,500 18/02/2022 Terraced

Street average: £145,000 (2 sales)

Area average: £111,600 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 19.4%
10y growth 34.8%

House Price Index (HM Land Registry — official index, not sold-price averages): Newcastle-under-Lyme. Series: Terraced. As of April 2026.

1y (index) 1.6%
5y (index) 27.2%
10y (index) 59%

Rental Range

Estimated market rent for Newcastle-under-Lyme. Low = conservative, Realistic = average, Optimistic = best case.

Low £744/mo
Realistic £827/mo
Optimistic £910/mo

Based on Local Authority from postcode lookup → Newcastle-under-Lyme.

LHA (30th percentile) floor for Staffordshire North: £479/mo (Apr 2025 – Mar 2026)

Location

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Bus stop Crown Street 0.0 miles
Bus stop Earl Street 0.0 miles
Shop Keele Students' Union Shop 0.9 miles
Shop Weigh To Go 0.9 miles
University Keele University 1.0 miles
Train station Silverdale 1.2 miles
Train station Apedale Road 1.5 miles
Hospital Haywood Hospital Walk-in Centre 4.2 miles
University University of Buckingham Crewe Campus 8.5 miles
Hospital John Munroe Hospital 10.7 miles

Street-level crime

Category Count
Violence and sexual offences 43
Anti-social behaviour 27
Public order 9
Other theft 6
Possession of weapons 5
Burglary 4
Shoplifting 4
Criminal damage and arson 3
Drugs 2
Vehicle crime 2
Bicycle theft 1
Other crime 1
Robbery 1
Total incidents 108

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
Silverdale Primary Academy Primary 0.1 miles Good — 29 Nov 2023
Knutton St Marys CofE Academy Primary 0.6 miles Good — 4 Jun 2019
St Luke's CofE (C) Primary School Primary 0.8 miles Requires improvement — 26 Jan 2023
University of Keele Other 0.9 miles (No rating)
Newcastle Academy Secondary 1.1 miles Good — 13 Dec 2023

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
Magenta Drive, Knutton, ST5 £800/mo 2 0.54 miles Rightmove
Knutton Lane, Newcastle, ST5 £800/mo 2 0.82 miles Rightmove
Reedmace Walk, Newcastle-under-Lyme, ST5 £750/mo 2 0.88 miles Rightmove
Snowgoose Way, Newcastle, ST5 £850/mo 2 0.89 miles Rightmove
2 bedroom Terraced House £900/mo 2 1.02 miles Rightmove
Clydesdale Avenue, Newcastle-Under-Lyme, ST5 £925/mo 2 1.05 miles Rightmove
26 Cressing Place, Keele, ST5 £1,000/mo 2 1.16 miles Rightmove
Thistleberry Avenue, Newcastle, ST5 £795/mo 2 1.2 miles Rightmove
Car Park Lymedale Cross Industrial Estate, Newcastle Under Lyme ST5 £1/mo 1.22 miles Rightmove
Castle Hill Road, Newcastle, Staffordshire, ST5 £795/mo 2 1.34 miles Rightmove
Hughes Avenue Newcastle £625/mo 2 1.39 miles Rightmove
Silverdale Road, Newcastle, ST5 £775/mo 2 1.42 miles Rightmove
Kimberley Road, Newcastle £800/mo 2 1.48 miles Rightmove
The Mill, Enderley Street, Newcastle Under Lyme, Staffordshire, ST5 £1,295/mo 2 1.52 miles Rightmove
Milehouse Lane Newcastle £750/mo 2 1.55 miles Rightmove
First Floor Flat, 65 High Street, Newcastle, ST5 1PN £725/mo 1.62 miles Rightmove
Booth Street, Chesterton, Newcastle, Staffs £725/mo 2 1.63 miles Rightmove
Cooper Street, Newcastle Under Lyme, Staffordshire, ST5 £895/mo 2 1.67 miles Rightmove
Tower Court, No.1 London Road, Newcastle Under Lyme, Staffordshire, ST5 £1,195/mo 2 1.74 miles Rightmove
Windsor Court, No.1 London Road, Newcastle Under Lyme, Staffordshire, ST5 £1,195/mo 2 1.74 miles Rightmove

Average rent: £928/mo (52 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.57%
Max investor price (0.8%) £100,000
Target investor price (1%) £80,000
Gross yield 6.9%
Cost-to-rent ratio 14.6×
Monthly cashflow £144/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI 4.2%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).