# 3 bedroom terraced house for sale (CA14 2NQ) ## Property Details | Key | Value | |-----|-------| | Address | 120 GRAY STREET, WORKINGTON, CUMBRIA CA14 2NQ | | Price | £100,000 | | Bedrooms | 3 | | Bathrooms | 1 | | Construction age | England and Wales: 1950-1966 | | Floor area | 68 m² | | Last sold | £95,000 Jan 2022 | ## EPC Rating & Upgrade Cost - **Current rating:** C - **Potential rating:** B - **Current heating cost:** £473/year - **Est. upgrade cost to C:** £17,125 ### Recommendations - W2 (£4,000 - £6,000) - E (£25) - I (£2,200 - £3,000) - N (£4,000 - £6,000) - U (£3,500 - £5,500) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8091-1690-7729-4907-5913) ## Description The Property **NO CHAIN** Offered to the market with no onward chain, 120 Gray Street is a lovely three bed mid terraced property. The property is in good condition, requiring just a little TLC, and offers a blank canvas to the prospective buyer. It would make an ideal property for a number of buyers, including first timers, families and especially those looking to downsize. A key feature to the property is how close it is to the town centre yet benefits from OFF STREET PARKING! The property is accessed from a hallway and benefits from a well presented lounge and large kitchen/diner. There are three good sized bedrooms and the bathroom. Externally, there are low maintenance gardens to the front and rear and there is a parking area and garage behind the property. The property is located in the heart of Workington Town Centre with all of the amenities of the town just a stone's throw away. It is perfectly located for those without a car, as both the bus and train stations are within easy reach. For those with children, there are a wide range of popular primary and secondary schools within walking distance. Hallway Entrance through a uPVC door with double glazed frosted glass. Radiator and provides access to the lounge and stairs to the first floor landing. Lounge 14'2" x 12'8" A spacious and well presented lounge boasting a coal effect gas fire with a granite hearth and inset and a decorative surround. Radiator and a uPVC double glazed window. Leads to the kitchen/diner. Kitchen/Diner 15'9" x 8'5" A good sized kitchen/diner comprising a range of wall and base units with a complementary work surface. Built-in electric oven, separate electric hob with extractor above. Stainless steel sink with drainer, plumbing for a washing machine, tiled splashbacks, understairs storage cupboard. Space for a dining table and chairs, tiled flooring, radiator and a uPVC double glazed window. Leads out to the rear of the property through a uPVC double glazed door. First Floor Landing Power point and provides access to three bedrooms, bathroom and the loft. Bathroom 6'1" x 5'11" Comprises of bath with shower overhead and a folding shower screen, pedestal hand wash basin, and WC. Part tiled walls, radiator and a uPVC double glazed frosted window. Bedroom One 11'1" x 9'0" A double bedroom with a built-in cupboard housing the combi boiler, radiator and a uPVC double glazed window. Bedroom Two 12'1" x 9'4" A double bedroom with a radiator and a uPVC double glazed window. Bedroom Three 8'2" x 6'6" A good sized third bedroom with a built-in storage cupboard, radiator and a uPVC double glazed window. Outside To the front of the property is a low maintenance garden with patio and a decorative border, whilst to the rear is a large patio. The property also benefits from off street parking with a garage to the rear. Disclaimer for virtual viewingsSome or all information pertaining to this property may have been provided solely by the vendor, and although we always make every effort to verify the information provided to us, we strongly advise you to make further enquiries before continuing. If you book a viewing or make an offer on a property that has had its valuation conducted virtually, you are doing so under the knowledge that this information may have been provided solely by the vendor, and that we may not have been able to access the premises to confirm the information or test any equipment. We therefore strongly advise you to make further enquiries before completing your purchase of the property to ensure you are happy with all the information provided. ## Property Photos - ![The Property](/listings/photos/113124644/437085) - The Property - ![Lounge](/listings/photos/113124644/437086) - Lounge - ![Kitchen/Diner](/listings/photos/113124644/437090) - Kitchen/Diner - ![Lounge](/listings/photos/113124644/437093) - Lounge - ![Kitchen/Diner](/listings/photos/113124644/437096) - Kitchen/Diner - ![Bedroom Three](/listings/photos/113124644/437100) - Bedroom Three - ![Bedroom Two](/listings/photos/113124644/437102) - Bedroom Two - ![Bedroom One](/listings/photos/113124644/437104) - Bedroom One - ![Bathroom](/listings/photos/113124644/437106) - Bathroom - ![Outside](/listings/photos/113124644/437108) - Outside - ![Garden](/listings/photos/113124644/437110) - Garden ## Floorplans - ![Floorplan 1](/listings/photos/113124644/437112) - Floorplan 1 ## EPC Graphs - ![epc](/listings/photos/113124644/437115) - epc ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 120 GRAY STREET, WORKINGTON, ALLERDALE, CUMBRIA, CA14 2NQ | £95,000 | 28/01/2022 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | [Same street] 61 GRAY STREET, WORKINGTON, CUMBERLAND, CA14 2NQ | £125,000 | 16/01/2026 | Semi-detached | | 136 VULCANS LANE, WORKINGTON, CUMBERLAND, CA14 2ND | £137,000 | 16/01/2026 | Terraced | | 35 BRAYTON STREET, WORKINGTON, CUMBERLAND, CA14 2NP | £105,000 | 17/12/2025 | Terraced | | 7 TARN STREET, WORKINGTON, CUMBERLAND, CA14 3DQ | £73,000 | 17/12/2025 | Terraced | | 35 PETER STREET, WORKINGTON, CUMBERLAND, CA14 3DW | £73,000 | 08/12/2025 | Terraced | | 12 GARFIELD STREET, WORKINGTON, CUMBERLAND, CA14 3DH | £57,000 | 18/11/2025 | Terraced | | 46 PETER STREET, WORKINGTON, CUMBERLAND, CA14 3DW | £195,000 | 18/09/2025 | Terraced | | 30 VULCANS LANE, WORKINGTON, CUMBERLAND, CA14 2NN | £81,000 | 15/12/2023 | Terraced | | 27 DARCY STREET, WORKINGTON, CUMBERLAND, CA14 2NS | £100,000 | 13/12/2023 | Terraced | | 29 DARCY STREET, WORKINGTON, CUMBERLAND, CA14 2NS | £105,000 | 24/11/2023 | Terraced | | 171 JOHN STREET, WORKINGTON, CUMBERLAND, CA14 3DD | £80,000 | 16/10/2023 | Terraced | | 18 BROWN STREET, WORKINGTON, CUMBERLAND, CA14 2NL | £79,000 | 13/10/2023 | Terraced | | 165 VULCANS LANE, WORKINGTON, CUMBERLAND, CA14 2ND | £129,250 | 12/10/2023 | Terraced | | 25 DARCY STREET, WORKINGTON, CUMBERLAND, CA14 2NS | £69,500 | 31/07/2023 | Terraced | | 132 VULCANS LANE, WORKINGTON, CUMBERLAND, CA14 2ND | £140,000 | 31/05/2023 | Terraced | | 16 TARN STREET, WORKINGTON, CUMBERLAND, CA14 3DQ | £57,000 | 16/05/2023 | Terraced | | 1 GARFIELD STREET, WORKINGTON, CUMBERLAND, CA14 3DH | £65,000 | 28/04/2023 | Terraced | | 8 ROPER STREET, WORKINGTON, CUMBERLAND, CA14 3BZ | £47,500 | 24/04/2023 | Terraced | | 17 BRAYTON STREET, WORKINGTON, CUMBERLAND, CA14 2NP | £100,000 | 28/03/2023 | Terraced | | 4 ROPER STREET, WORKINGTON, CUMBERLAND, CA14 3BZ | £45,000 | 22/12/2022 | Terraced | | 33 PETER STREET, WORKINGTON, ALLERDALE, CUMBRIA, CA14 3DW | £128,000 | 19/12/2022 | Terraced | | [Same street] 55 GRAY STREET, WORKINGTON, ALLERDALE, CUMBRIA, CA14 2NQ | £131,000 | 20/10/2022 | Terraced | | [Same street] 59 GRAY STREET, WORKINGTON, CUMBERLAND, CA14 2NQ | £100,000 | 09/08/2022 | Semi-detached | **Street average:** £118,667 (3 sales) **Area average:** £93,313 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £111,001 (50 Terraced, CA14, 2024–2026) - **Deviation:** -9.9% ## Rental Range *ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £856/mo - **Realistic:** £951/mo - **Optimistic:** £1,046/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for West Cumbria (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £549/mo ## 1% Rule - **Rent ratio:** 0.95% (okay) - **Max investor price (0.8%):** £118,875 - **Target investor price (1%):** £95,100 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.* ## Price per Square Metre - **£/m²:** £1,471/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 6.5% - **10y growth:** 17.9% ## House Price Index (HM Land Registry) *Official index for North West; Terraced series; as of February 2026.* - **1y growth (index):** 4.1% - **5y growth (index):** 27.3% - **10y growth (index):** 68.4% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)