Sold STC Terraced

120 GRAY STREET

WORKINGTON, CUMBRIA CA14 2NQ

3 beds 1 baths 732 sq ft Listed 7 Sep 2021 (-1719d)

£100,000

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The Property Lounge Kitchen/Diner Lounge Kitchen/Diner Bedroom Three Bedroom Two Bedroom One Bathroom Outside Garden

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Property details

Tenure

FREEHOLD

Floor area

68 m²

EPC rating

C

Year built

England and Wales: 1950-1966

Last sold

£95,000 Jan 2022

Price per m²

£1,471/m²

Local average

£111,001 (-9.9%)

Deprivation

Decile 3 (9,161 of 33,755)

Street crime

216 incidents within 1 mile (Mar 2026)

Key features

  • Lovely Mid Terraced Property
  • Well Presented Lounge
  • Large Kitchen/Diner
  • Low Maintenance Gardens To Front & Rear
  • Garage To Rear
  • Double Glazing & Combi Boiler
  • Walking Distance To All Amenities
  • No Forward Chain

Additional details

Heating
Gas central
Parking
Garage
Garden
Private garden

Description

The Property
NO CHAIN

Offered to the market with no onward chain, 120 Gray Street is a lovely three bed mid terraced property. The property is in good condition, requiring just a little TLC, and offers a blank canvas to the prospective buyer. It would make an ideal property for a number of buyers, including first timers, families and especially those looking to downsize. A key feature to the property is how close it is to the town centre yet benefits from OFF STREET PARKING!

The property is accessed from a hallway and benefits from a well presented lounge and large kitchen/diner. There are three good sized bedrooms and the bathroom. Externally, there are low maintenance gardens to the front and rear and there is a parking area and garage behind the property.

The property is located in the heart of Workington Town Centre with all of the amenities of the town just a stone's throw away. It is perfectly located for those without a car, as both the bus and train stations are within easy reach. For those with children, there are a wide range of popular primary and secondary schools within walking distance.

Hallway
Entrance through a uPVC door with double glazed frosted glass. Radiator and provides access to the lounge and stairs to the first floor landing.

Lounge
14'2" x 12'8"

A spacious and well presented lounge boasting a coal effect gas fire with a granite hearth and inset and a decorative surround. Radiator and a uPVC double glazed window. Leads to the kitchen/diner.

Kitchen/Diner
15'9" x 8'5"

A good sized kitchen/diner comprising a range of wall and base units with a complementary work surface. Built-in electric oven, separate electric hob with extractor above. Stainless steel sink with drainer, plumbing for a washing machine, tiled splashbacks, understairs storage cupboard. Space for a dining table and chairs, tiled flooring, radiator and a uPVC double glazed window. Leads out to the rear of the property through a uPVC double glazed door.

First Floor Landing
Power point and provides access to three bedrooms, bathroom and the loft.

Bathroom
6'1" x 5'11"

Comprises of bath with shower overhead and a folding shower screen, pedestal hand wash basin, and WC. Part tiled walls, radiator and a uPVC double glazed frosted window.

Bedroom One
11'1" x 9'0"

A double bedroom with a built-in cupboard housing the combi boiler, radiator and a uPVC double glazed window.

Bedroom Two
12'1" x 9'4"

A double bedroom with a radiator and a uPVC double glazed window.

Bedroom Three
8'2" x 6'6"

A good sized third bedroom with a built-in storage cupboard, radiator and a uPVC double glazed window.

Outside
To the front of the property is a low maintenance garden with patio and a decorative border, whilst to the rear is a large patio. The property also benefits from off street parking with a garage to the rear.

Disclaimer for virtual viewingsSome or all information pertaining to this property may have been provided solely by the vendor, and although we always make every effort to verify the information provided to us, we strongly advise you to make further enquiries before continuing.
If you book a viewing or make an offer on a property that has had its valuation conducted virtually, you are doing so under the knowledge that this information may have been provided solely by the vendor, and that we may not have been able to access the premises to confirm the information or test any equipment. We therefore strongly advise you to make further enquiries before completing your purchase of the property to ensure you are happy with all the information provided.

Listed by

covering Cumbria

Purplebricks

Reference: 113124644

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: B

Inspection date: 01/11/2019

Current heating cost: £473/year

Potential heating cost: £422/year

Est. upgrade cost to C: £17,125

Recommendations

  • Floor insulation (solid floor) (£4,000 - £6,000)
  • Low energy lighting for all fixed outlets (£25)
  • Replace boiler with new condensing boiler (£2,200 - £3,000)
  • Solar water heating (£4,000 - £6,000)
  • Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

Floorplan 1

EPC Graphs

epc

epc

Price history

Event Date Price % change
Sold 28/01/2022 (4 years ago) £95,000

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
Same street 61 GRAY STREET, WORKINGTON, CUMBERLAND, CA14 2NQ £125,000 16/01/2026 Semi-detached
136 VULCANS LANE, WORKINGTON, CUMBERLAND, CA14 2ND £137,000 16/01/2026 Terraced
35 BRAYTON STREET, WORKINGTON, CUMBERLAND, CA14 2NP £105,000 17/12/2025 Terraced
7 TARN STREET, WORKINGTON, CUMBERLAND, CA14 3DQ £73,000 17/12/2025 Terraced
35 PETER STREET, WORKINGTON, CUMBERLAND, CA14 3DW £73,000 08/12/2025 Terraced
12 GARFIELD STREET, WORKINGTON, CUMBERLAND, CA14 3DH £57,000 18/11/2025 Terraced
46 PETER STREET, WORKINGTON, CUMBERLAND, CA14 3DW £195,000 18/09/2025 Terraced
30 VULCANS LANE, WORKINGTON, CUMBERLAND, CA14 2NN £81,000 15/12/2023 Terraced
27 DARCY STREET, WORKINGTON, CUMBERLAND, CA14 2NS £100,000 13/12/2023 Terraced
29 DARCY STREET, WORKINGTON, CUMBERLAND, CA14 2NS £105,000 24/11/2023 Terraced
171 JOHN STREET, WORKINGTON, CUMBERLAND, CA14 3DD £80,000 16/10/2023 Terraced
18 BROWN STREET, WORKINGTON, CUMBERLAND, CA14 2NL £79,000 13/10/2023 Terraced
165 VULCANS LANE, WORKINGTON, CUMBERLAND, CA14 2ND £129,250 12/10/2023 Terraced
25 DARCY STREET, WORKINGTON, CUMBERLAND, CA14 2NS £69,500 31/07/2023 Terraced
132 VULCANS LANE, WORKINGTON, CUMBERLAND, CA14 2ND £140,000 31/05/2023 Terraced
16 TARN STREET, WORKINGTON, CUMBERLAND, CA14 3DQ £57,000 16/05/2023 Terraced
1 GARFIELD STREET, WORKINGTON, CUMBERLAND, CA14 3DH £65,000 28/04/2023 Terraced
8 ROPER STREET, WORKINGTON, CUMBERLAND, CA14 3BZ £47,500 24/04/2023 Terraced
17 BRAYTON STREET, WORKINGTON, CUMBERLAND, CA14 2NP £100,000 28/03/2023 Terraced
4 ROPER STREET, WORKINGTON, CUMBERLAND, CA14 3BZ £45,000 22/12/2022 Terraced
33 PETER STREET, WORKINGTON, ALLERDALE, CUMBRIA, CA14 3DW £128,000 19/12/2022 Terraced
Same street 55 GRAY STREET, WORKINGTON, ALLERDALE, CUMBRIA, CA14 2NQ £131,000 20/10/2022 Terraced
Same street 59 GRAY STREET, WORKINGTON, CUMBERLAND, CA14 2NQ £100,000 09/08/2022 Semi-detached

Street average: £118,667 (3 sales)

Area average: £93,313 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 6.5%
10y growth 17.9%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: Terraced. As of February 2026.

1y (index) 4.1%
5y (index) 27.3%
10y (index) 68.4%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £856/mo
Realistic £951/mo
Optimistic £1,046/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for West Cumbria: £549/mo (Apr 2025 – Mar 2026)

Location

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Shop Braniff & Davidson 0.1 miles
Shop Diamons Nails 0.1 miles
Bus stop John Street at Victoria Place 0.1 miles
Bus stop Oxford St (E bound) 0.1 miles
Hospital Workington Community Hospital 0.1 miles
Train station Workington 0.5 miles
Train station Harrington 2.1 miles
Hospital Cockermouth Community Hospital 7.8 miles
University UCLan Westlakes Campus 8.4 miles

Street-level crime

Category Count
Violence and sexual offences 108
Public order 27
Criminal damage and arson 20
Shoplifting 17
Drugs 13
Anti-social behaviour 8
Other theft 7
Vehicle crime 6
Possession of weapons 4
Burglary 2
Other crime 2
Bicycle theft 1
Robbery 1
Total incidents 216

Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
St Josephs Catholic High School, Workington Secondary 0.2 miles Requires improvement — 21 Jan 2024
Victoria Junior School Primary 0.3 miles Good — 16 Nov 2018
St Patrick's Catholic Primary School Primary 0.3 miles Good — 8 Jun 2015
St Michael's Nursery and Infant School Primary 0.4 miles Good — 11 Feb 2015
Ashfield Infant & Nursery School Primary 0.4 miles Outstanding — 3 Dec 2018

Rental Comparables

Rental listings exist nearby, but none matched the 3-bedroom estimate from EPC for this property.

Rent-driven metrics

Based on Area rent estimate.

Rent ratio 0.95%
Max investor price (0.8%) £118,875
Target investor price (1%) £95,100
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).