# 2 bedroom flat for sale (EX22 6AN)

## Property Details

| Key | Value |
|-----|-------|
| Address | FLAT 3, WHITLOCK COURT, 19, THE SQUARE, HOLSWORTHY, DEVON EX22 6AN |
| Price | £80,500 |
| Bedrooms | 2 |
| Construction age | England and Wales: before 1900 |
| Floor area | 55 m² |
| Last sold | £115,000 Mar 2012 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 21/07/2031
- **Current heating cost:** £636/year
- **Est. upgrade cost to C:** £1,500

### Recommendations
- L2 (£1,200 - £1,800)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9001-9320-0522-8024-0393)

## Description

MAIN PARAGRAPH 

A most spacious & well appointed 2 Bedroom (master en-suite) maisonette presented to a high standard throughout & suitable for early occupation with a minimum of expense & available under a unique shared equity scheme.

THE RESIDENCE 

The property offers attractively designed accommodation arranged over 2 floors with all fitted carpets and vacant possession upon completion, and occupying a most convenient location and enjoying a most pleasant over Holsworthy's bustling market square. The first and second floor accommodation which has the benefit of electric heating briefly comprises:- spacious Entrance Hall with intercom phone, well-fitted open plan Kitchen/Dining/Lounge with a feature bay window, there is a good size Double Bedroom on the First Floor and a spacious Bathroom, whilst the Second Floor comprises a Landing, 27ft Master Bedroom and good En-Suite Bathroom. Outside, the property is approached via a remote controlled entrance door leading to an external staircase which provides access to the first floor communal courtyard and leads onto the front entrance door. There is a nearby communal bin store.

LOCATION 

The flat occupies a prime position in the very heart of this thriving self-contained market town close to all shops and amenities. Holsworthy caters well for inhabitants with a good range of national and local shops, and facilities including Schools, Library, Park, Health Centre, Sports Hall, Bowling Green, Golf Course, Indoor Swimming Pool, Waitrose supermarket etc. Bude on the North Cornish Coast is 10 miles. Okehampton, Dartmoor and the A30 dual carriageway is some 20 miles and the Cathedral and University City of Exeter is some 40 miles, with Launceston, Cornwall's Ancient Capital, is some 14 miles.

DIRECTIONS TO FIND 

The entrance door leading to the flat can be found down the walkway to the right of The Factory Shop which is located in the centre of the Square.

THE ACCOMMODATION COMPRISES (all Measurements Are Approximate) 

ENTRANCE HALL 

Double glazed front door off. 2 Dimplex electric heaters. Fuse box. Immersion switch and timer. Intercom phone. Fitted carpet. Airing cupboard housing hot water cylinder and built-in shelves. Open understairs storage area. Freezer. Stairs to Second Floor.

KITCHEN/DINING/LOUNGE 19' 11 x 16' 6 (6.07m x 5.03m)

3 Dimplex electric heaters. TV point. Telephone point (subject to British Telecom Regulations). Sash window and feature bay with sash windows. Fitted carpet. Fitted curtains.

Kitchen area with vinyl floor covering and comprising stainless steel single drainer inset sink with range of work surfaces and drawers and cupboards below. Tiled splashbacking. Matching wall units with space for cooker and cooker point. Illuminated extractor hood. Plumbing for washing machine. Fridge.

BEDROOM 2 12' 11 x 10' 11 (3.94m x 3.33m)

Fitted carpet. Sash window. Dimplex electric heater.

BATHROOM 10' 3 x 6' 10 (3.12m x 2.08m)

Fitted carpet. Heated towel rail. Extractor fan. Low level WC. Bath with grip handles. Electric shower over bath. Tiled splashbacking. Pedestal sink. Vanity light and shaver unit.

SECOND FLOOR 

Fitted carpet extending to stairs. Dimplex electric heater. Smoke detector. Walk-in cupboard.

BEDROOM 1 20' 7 x 11' 10 (6.27m x 3.61m)

2 Dimplex electric heaters. TV point. Velux double glazed window.

EN-SUITE BATHROOM 10' 0 x 9' 2 (3.05m x 2.79m)

Heated electric towel rail. Extractor fan. Low level WC. Bath with grip handles. Shower attachment. Tiled splashbacking. Pedestal hand basin. Vanity light and shaver unit. Fitted carpet.

OUTSIDE 

Communal bin store.

SERVICES 

Mains water (via meter), electricity and drainage.

MONTHLY SERVICE CHARGE 

is £75 per calendar month which includes Ground Rent, Building Insurance, Sinking Fund to cover future maintenance etc.

GENERAL NOTES 

This shared equity property is administered by the Holsworthy Community Property Trust and you will need to be eligible for low cost home ownership which is based on your income. However, there is no local connection required.

## Property Photos

- ![Photo](/listings/photos/15484329/705170)
- ![Photo](/listings/photos/15484329/705176)
- ![Photo](/listings/photos/15484329/705182)
- ![Photo](/listings/photos/15484329/705185)
- ![Photo](/listings/photos/15484329/705193)
- ![Photo](/listings/photos/15484329/705199)
- ![Photo](/listings/photos/15484329/705201)
- ![EPC](/listings/photos/15484329/705202) - EPC
- ![EPC](/listings/photos/15484329/705206) - EPC

## Floorplans

- ![Floorplan 1](/listings/photos/15484329/705214) - Floorplan 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| WHITLOCK COURT, 19 FLAT 3 THE SQUARE, HOLSWORTHY, TORRIDGE, DEVON, EX22 6AN | £115,000 | 16/03/2012 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| WHITLOCK COURT, 19 FLAT 1 THE SQUARE, HOLSWORTHY, TORRIDGE, DEVON, EX22 6AN | £96,000 | 06/10/2023 | Flat |
| 25 FLAT 2 THE SQUARE, HOLSWORTHY, TORRIDGE, DEVON, EX22 6AN | £95,500 | 02/12/2022 | Flat |
| WHITLOCK COURT, 19 FLAT 5 THE SQUARE, HOLSWORTHY, TORRIDGE, DEVON, EX22 6AN | £95,000 | 07/10/2022 | Flat |
| 6 THE MOWHAY, HOLSWORTHY, TORRIDGE, DEVON, EX22 6ET | £110,000 | 24/02/2022 | Flat |

**Area average:** £99,125 (4 sales)

## Rental Range

*ONS Price Index of Private Rents (Torridge). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £708/mo
- **Realistic:** £787/mo
- **Optimistic:** £866/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Manor Park House, EX22 | £750/mo | 2 | 0.06 miles | OpenRent |
| 2 Bed End Terrace, Old Market Place, EX22 | £850/mo | 2 | 0.25 miles | OpenRent |

**Average rent: £800/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.99% (okay)
- **Max investor price (0.8%):** £100,000
- **Target investor price (1%):** £80,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £800/mo).*

- **Gross yield:** 11.9%
- **Cost-to-rent:** 8.4×
- **Monthly cashflow:** £378/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 19.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,464/m²

## House Price Index (HM Land Registry)

*Official index for Torridge; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -5.1%
- **5y growth (index):** 4.4%
- **10y growth (index):** 18.7%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)
