# 2 bedroom terraced house for rent (LA14 1AL) ## Property Details | Key | Value | |-----|-------| | Address | 40 THWAITE STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS LA14 1AL | | Price | £595 pcm | | Bedrooms | 2 | | Bathrooms | 1 | | Council tax | A | | Construction age | England and Wales: 1900-1929 | | Floor area | 61 m² | | Last sold | £65,000 Aug 2024 | ## EPC Rating & Upgrade Cost - **Current rating:** D - **Potential rating:** C - **Expiry date:** 15/03/2028 - **Current heating cost:** £700/year ### Recommendations - B (1,500) - W2 (6,000) - E (35) - G (450) - N (6,000) - U (8,000) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8302-6562-6029-8597-8783) ## Description **** **** Two bedroom mid terrace home with two reception rooms, kitchen, downstairs shower room and two double bedrooms. Complete with rear yard, gas central heating system and double glazing. Situated in a sought after area and available now. Sorry No Smokers and Pets Considered.  **** **** Entered through a PVC door with glazed inserts into:  **PORCH** **** Space for coats, high level electric meter and fuse board and borrowed light window. Wooden door with glazed inserts leading into:  **DINING** **ROOM** **10' 0" x 11' 8" (3.05m x 3.56m)** UPVC double glazed window to front, radiator and ceiling light point. Cupboard to alcove housing gas meter. Open to under stairs leading to:  **LOUNGE** **10' 10" x 11' 8" (3.3m x 3.56m)** Wall mounted electric fire, door to stairs to first floor and door to kitchen. UPVC double glazed window to rear, ceiling light point and radiator.  **KITCHEN** **9' 10" x 6' 1" (3m x 1.85m)** Fitted with a range of base wall and drawer units with worktop over incorporating stainless steel sink and drainer with mixer tap. Integrated oven with four ring gas hob over, wall mounted combi boiler for the hot water and heating system, space and plumbing for washing machine and space for upright fridge/freezer. Small breakfast bar area, tiled splash backs and two ceiling light points. UPVC double glazed window to side, door to shower room and PVC door to rear yard.  **SHOWER** **ROOM** **4' 6" x 5' 7" (1.37m x 1.7m)** Three piece suite comprising of corner shower, pedestal wash hand basin and low level dual flush WC. Tiles to wet areas, radiator and opaque uPVC double glazed window to side.  **FIRST** **FLOOR** **LANDING** **** Ceiling light point and access to both bedrooms.  **BEDROOM** **10' 2" x 11' 10" (3.1m x 3.61m)** Double room with uPVC double glazed window to the front, radiator and ceiling light point.  **BEDROOM** **10' 11" x 11' 10" (3.33m x 3.61m)** Further double bedroom with uPVC double glazed window to rear, ceiling light point and radiator.  **EXTERIOR** **** Small yard with gate to rear access lane.  **GENERAL** **INFORMATION** **** Mains Services: Gas, Water, Electric and Drainage Council Tax Band: A EPC Grading: D APPLYING FOR A TENANCY Should you wish to apply for a tenancy, you should contact our Lettings Team for an application pack. We recommend that all applicants read the Government's 'How to Rent' Guide - available at HOLDING DEPOSIT In order to secure a property whilst the application procedure is completed, a Holding Deposit equal to 1 week's rent may be payable. This is calculated by monthly rent x 12 ÷ 52 and is payable to JH Homes (Cumbria) Limited. Once the Holding Deposit is paid, the landlord and the tenant are expected to enter into the tenancy agreement within 15 calendar days. This date is called the Deadline for Agreement. The landlord and the tenant can agree to extend this date. If an applicant fails referencing, the Holding Deposit will be paid to the applicant within 7 calendar days, save where: 1. If the applicant fails a Right to Rent check regardless of when the Holding Deposit was accepted; 2. If the applicant provides false or misleading information to JH Homes (Cumbria) Limited, or the landlord, which the landlord is reasonably entitled to consider in deciding whether to grant the tenancy because this materially affects their suitability to rent the property; 3. If the applicant notifies JH Homes (Cumbria) Limited or the landlord before the Deadline for Agreement that they have decided not to enter into the tenancy agreement; 4. If the tenant fails to take all reasonable steps to enter into a tenancy agreement; 5. If the tenant seeks to change the tenancy agreement after it has been signed, and the landlord refuses to make that change. In which case, the Holding Deposit will be forfeit, and retained by JH Homes (Cumbria) Limited, on behalf of the landlord. A written explanation of why the Holding Deposit has been retained will be provided to the applicant within 7 calendar days of the decision being made. SECURITY DEPOSIT A Security Deposit equal to 5 weeks' rent will be payable to JH Homes (Cumbria) Limited, if the applicant successfully completes the referencing process. Any money held by JH Homes (Cumbria) Limited as a Holding Deposit will be used towards payment of the Security Deposit. The Security Deposit will be registered with the Deposit Protection Scheme within 30 days of the tenancy being signed and will be repaid to the Tenant at the end of the tenancy, subject to the property being left in a satisfactory condition/deduction of any contractual expenses. GENERAL INFORMATION RENT Rent will be payable on the first day of the tenancy agreement and will be payable monthly, thereafter. Properties are let on a fixed term Assured Shortly Tenancy, for a minimum term of 6 months. It is not possible to terminate the tenancy within this period and the tenant will be responsible for payment of the rent for the whole of the fixed term. The tenant will also be responsible for all utility charges during the full term of the tenancy, including gas, electricity, oil, water and drainage, telephone and Council Tax. Charges for any other services connected to the property will also be payable by the tenant. INSURANCE The landlord will be responsible for insuring the building. The tenant will be responsible for insuring their own possessions for the full term of the tenancy. PERMITTED PAYMENTS In some circumstances, a Permitted Payment may be payable to JH Homes (Cumbria) Limited. These include: - If the tenant requests a change to the tenancy agreement and the landlord agrees e.g. the keeping of a pet mid-tenancy/change of sharer -£50 (inc. VAT); - If rent is more than 14 days late, interest will be charged at 3% over the base rate of the Bank of England; - Default fees for lost keys or other security devices (including locks). Where locks need to be replaced and locksmiths need to be called, tenants will be charged for replacement locks, locksmiths' fees and keys where necessary. - In exceptional circumstances (such as an emergency) JH Homes (Cumbria) Limited may charge £15 per hour for time in dealing with the problem. - Surrender of the tenancy mid-term - payment will cover the landlord's expenses in reletting the property, all rent outstanding until a new tenant is found (up to the maximum payable under the tenancy agreement) HOW IS INTEREST CALCULATED ON RENT ARREARS? Interest will be charged on the total amount outstanding, on a daily basis. For example: The current Bank of England base rate is 5.00% Interest rate applied: 3% + 5.00% = 8.00% £500 x 0.08 = £40.00 £40.00 ÷ 365 = £0.109 10.9p x 30 days outstanding = £3.28  ## Property Photos - ![Photo](/listings/photos/152814188/729763) - ![Photo](/listings/photos/152814188/729765) - ![Photo](/listings/photos/152814188/729766) - ![Photo](/listings/photos/152814188/729767) - ![Photo](/listings/photos/152814188/729768) - ![Photo](/listings/photos/152814188/729770) - ![Photo](/listings/photos/152814188/729771) - ![Photo](/listings/photos/152814188/729772) - ![Photo](/listings/photos/152814188/729773) - ![Photo](/listings/photos/152814188/729774) - ![Photo](/listings/photos/152814188/729775) - ![Photo](/listings/photos/152814188/729776) ## Floorplans - ![Floorplan 1](/listings/photos/152814188/729777) - Floorplan 1 - ![Floorplan 2](/listings/photos/152814188/729778) - Floorplan 2 ## EPC Graphs - ![EPC 1](/listings/photos/152814188/729779) - EPC 1 - ![EPC Front Page](/listings/photos/152814188/729780) - EPC Front Page ## Rental Range *ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £859/mo - **Realistic:** £954/mo - **Optimistic:** £1,049/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Barrow-in-Furness (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £499/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 2 Bed Terraced House, Fenton St, LA14 | £795/mo | 2 | 0.11 miles | OpenRent | **Average rent: £795/mo (1 listing)** ## Rent-driven metrics *Based on OpenRent comparables (median £795/mo).* - **Gross yield:** 1603.4% - **Monthly cashflow:** £688/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 4785.8% *Gross yield = annual rent as % of price (no costs). Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £10/m² ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)