# 2 bedroom terraced house for sale (ST7 1NX) ## Property Details | Key | Value | |-----|-------| | Address | 55 CHURCH STREET, STOKE-ON-TRENT, TALKE, STAFFORDSHIRE ST7 1NX | | Price | £126,500 | | Bedrooms | 2 | | Bathrooms | 1 | | Last sold | £57,000 Jun 2016 | ## Description **INTRO** **** **** Come on down - Just bring your furniture! Located within the very popular Butt Lane, Talke location, a well presented two bedroom semi detached house with a pleasant rear garden, AVAILABLE WITH NO CHAIN and benefitting from new carpets & decor a nice fresh presentation. This ideal first time buy/investment to rent comprises two reception rooms, kitchen, a ground floor white bathroom suite, two double bedrooms. UPVC double glazing & combi gas central heating. A patio area & good sized rear garden which attracts afternoon sun. Viewing essential without delay!  **DIRECTIONS** **** Please follow Sat Nav for postcode ST7 1NX.  **DINING** **ROOM** **12' 5" x 10' 11" (3.78m x 3.33m)** Window to the front, radiator, upvc entrance door.  **LOUNGE** **12' 3" x 11' 6" (3.73m x 3.51m)** Window to the rear, radiator, staircase to the first floor, Plasma fire, understairs store.  **KITCHEN** **13' 0" x 8' 8 max" (3.96m x 2.64m)** An L shaped room comprising a range of base units, worksurfaces, built in oven hob, window to the side, upvc side entrance door, gas central heating boiler.  **GROUND** **FLOOR** **BATHROOM** **** **** Comprising a panelled bath , low level w.c, wash hand basin , window to the side, radiator.  **FIRST** **FLOOR** **LANDING** ****   **BEDROOM** **ONE** **12' 7" x 11' 0" (3.84m x 3.35m)** Window to the front, radiator.  **BEDROOM** **TWO** **12' 5" x 11' 8" (3.78m x 3.56m)** Window to the rear, radiator.  **EXTERNALLY** ****   **REAR** **GARDEN** **** Laid to lawn a paved patio area attached outbuilding providing useful storage.  **** **** VIEWING ARRANGEMENTS Strictly by appointment with the selling agents Shaw's & Company Estate Agents Ltd Telephone or you can email FIXTURES AND FITTINGS NOTE The Agent has not tested any equipment, fittings or services and cannot verify that they are in working order. All items normally designated as fixtures and fittings are excluded from the sale unless otherwise stated. The Agent would also point out that the photographs are taken with a non standard lens. These particulars are set out as a guide and do not form part of a contract, neither has the agent checked the legal documents, purchasers/tenants should confirm the postcode for themselves. All room sizes are approximate at the time of inspection. Please note, all of our client's properties are sold on a 'SOLD AS SEEN' basis - Unless otherwise stated. MORTGAGES If you are seeking a mortgage for a property or require independent financial advice, we can provide a free quotation, please Telephone . VALUATION Do you have a property to sell? if so Shaw's & Company Estate Agents Ltd can offer a free valuation and offer No Sale No Fee terms (subject to agency agreement) and advise on the method of sale to suit your requirements. Your property will marketed using the latest methods and internet advertising on multiple internet web sites including Rightmove.co.uk and Zoopla.co.uk. We are open daily, please call us on . LOCAL AUTHORITY Newcastle Borough Council. COUNCIL TAX BAND EPC RATING (PDF available online) Current: 67D Potential: 88B  ## Property Photos - ![Photo](/listings/photos/157302362/375200) - ![Photo](/listings/photos/157302362/375202) - ![Photo](/listings/photos/157302362/375204) - ![Photo](/listings/photos/157302362/375206) - ![Photo](/listings/photos/157302362/375209) - ![Photo](/listings/photos/157302362/375212) - ![Photo](/listings/photos/157302362/375215) - ![Photo](/listings/photos/157302362/375217) - ![Photo](/listings/photos/157302362/375220) - ![Photo](/listings/photos/157302362/375221) - ![Photo](/listings/photos/157302362/375224) - ![Photo](/listings/photos/157302362/375226) - ![Photo](/listings/photos/157302362/375228) - ![Photo](/listings/photos/157302362/375230) - ![Photo](/listings/photos/157302362/375232) - ![Photo](/listings/photos/157302362/375235) - ![Photo](/listings/photos/157302362/375238) ## Floorplans - ![Floorplan 1](/listings/photos/157302362/375239) - Floorplan 1 ## EPC Graphs - ![EPC Front Page](/listings/photos/157302362/375241) - EPC Front Page ## FENSA Certificates This property has 1 FENSA certificate(s) on record. ### FENSA Certificate #5285512 - **Address:** 55 Church Street, Talke, ST7 1NX - **Certificate Issued:** 10/12/2007 - **Work Completed:** 29/10/2007 - **Items:** 6 window(s), 2 door(s) ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 55 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £57,000 | 09/06/2016 | Semi-detached | | 55 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £84,000 | 25/11/2005 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 36 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NU | £133,500 | 16/01/2026 | Terraced | | 42 KNOWLES VIEW, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1GH | £166,250 | 10/12/2025 | Terraced | | 137 CONGLETON ROAD, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1LY | £110,000 | 03/11/2025 | Terraced | | [Same street] 81 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £65,000 | 17/07/2025 | Terraced | | [Same street] 35 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £140,000 | 24/06/2024 | Terraced | | [Same street] 101 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £113,000 | 26/04/2024 | Terraced | | [Same street] 113 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £79,000 | 21/02/2024 | Terraced | | [Same street] 129 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £114,000 | 18/01/2024 | Terraced | | 122 CONGLETON ROAD, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1LX | £97,000 | 30/08/2023 | Terraced | | 64 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NU | £130,000 | 26/06/2023 | Terraced | | 12 BULLHURST CLOSE, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1GD | £160,000 | 25/06/2023 | Terraced | | 42 KNOWLES VIEW, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1GH | £155,000 | 23/06/2023 | Terraced | | 12 BULLHURST CLOSE, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1GD | £160,000 | 31/03/2023 | Terraced | | 6 WRIGHT STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NY | £76,754 | 17/03/2023 | Terraced | | [Same street] 95 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £60,000 | 11/01/2023 | Terraced | | 124 CONGLETON ROAD, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1LX | £78,000 | 20/12/2022 | Terraced | | 38 KNOWLES VIEW, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1GH | £222,000 | 25/11/2022 | Terraced | | [Same street] 95 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £57,000 | 11/11/2022 | Terraced | | [Same street] 99 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £120,000 | 30/09/2022 | Semi-detached | | [Same street] 135 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £136,000 | 26/09/2022 | Terraced | | 8 RYDER GROVE, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1GF | £198,000 | 16/09/2022 | Terraced | | 10 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NU | £98,000 | 15/09/2022 | Terraced | | 32 KNOWLES VIEW, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1GH | £180,000 | 26/08/2022 | Terraced | | 129 CONGLETON ROAD, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1LY | £100,500 | 12/08/2022 | Terraced | | 123 CONGLETON ROAD, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1LY | £80,500 | 18/07/2022 | Terraced | | 21 KNOWLES VIEW, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1GH | £152,750 | 30/05/2022 | Terraced | | 4 GLEBE STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NP | £99,000 | 16/05/2022 | Terraced | | 48 RYDER GROVE, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1GF | £145,000 | 29/04/2022 | Terraced | | 26 ROWHURST CRESCENT, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1GB | £47,250 | 28/04/2022 | Terraced | | [Same street] 33 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £112,500 | 22/04/2022 | Terraced | | [Same street] 69 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £82,000 | 18/03/2022 | Terraced | | [Same street] 75 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £85,000 | 18/02/2022 | Terraced | | [Same street] 95 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £70,000 | 22/12/2021 | Terraced | | [Same street] 27 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £113,500 | 22/09/2021 | Semi-detached | | [Same street] 51 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £85,000 | 06/08/2021 | Terraced | **Street average:** £95,467 (15 sales) **Area average:** £129,475 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £153,085 (53 Terraced, ST7, 2024–2026) - **Deviation:** -17.4% ## Rental Range *ONS Price Index of Private Rents (Newcastle-under-Lyme). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £743/mo - **Realistic:** £825/mo - **Optimistic:** £908/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for South Cheshire (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £573/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | [St Martins Road, STOKE-ON-TRENT](http://87.117.209.195:8080/listings/32ace8a) | £1,100/mo | 2 | 1.32 miles | Rightmove | **Average rent: £1,100/mo (1 listing)** ## 1% Rule - **Rent ratio:** 0.87% (okay) - **Max investor price (0.8%):** £137,500 - **Target investor price (1%):** £110,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,100/mo).* - **Gross yield:** 10.4% - **Cost-to-rent:** 9.6× - **Monthly cashflow:** £467/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 15.3% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 24.1% - **10y growth:** 54.1% ## House Price Index (HM Land Registry) *Official index for Newcastle-under-Lyme; Terraced series; as of March 2026.* - **1y growth (index):** 2.4% - **5y growth (index):** 24.8% - **10y growth (index):** 59.1% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)